For sale

$3,995,000

Est. $26,111/mo —

•

1,850

sq ft

1500 Wharf Rd #22, Capitola, CA 95010

About this home

Unique, Iconic home in a World-Class Location, in the heart of Capitola Village. The beach is your backyard, the Cool Ocean is your Pool. During the day, lay in the sun, play in the cool Pacific Ocean, enjoy a beach barbecue for lunch, and stroll along the waters edge. At low tide, explore the tide pools on both sides of the small Bay. In the evenings, sit on the upper-level deck and take in the ocean and sunset views with a glass of wine. Then cruise into the Village for dining or visit Shadow Brook Restaurant. Afterward, enjoy a peaceful beach walk under the light of the full moon. How classically cool can this be? You truly need to visit and experience this one-of-a-kind treasurethere is nothing comparable in Santa Cruz County. The home offers approximately 1,850 square feet across two levels, with a locking door separating the spaces. There are 3 bedrooms total - 2 on the upper floor and 1 on the lower level, which features a private beach access door. Each level includes a full kitchen and bathroom. Vacation rental permits are available with application. The property has been recently remodeled. Do yourself a favor and come experience this incredible coastal retreat.

Single-familyProperty Type

1927Year Built

1,350 sq ftLot Size

$2,159Price/Sq.Ft.

$188/moHOA Dues

2 car garageParking

Listed by Paul Bailey •DRE #00546781 • Bailey Properties

Contact: 831-818-0406

Listing updated: Aug 27, 2026 at 02:43pm

Redfin checked: 2 minutes ago

•Source:MLSListings #ML82041044

Payment calculator

$26,111 per month

Principal and interest$20,995

Property taxes

HOA dues

Home insurance

Utilities

5 minutes to get started. No credit impact.

Mortgage resources

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Open houses

No upcoming open houses.

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Around this home

Schools

K - 12
Preschool & daycare

Main Street Elementary School

Public K-5 • Assigned • 1.5mi

7/10

New Brighton Middle School

Public 6-8 • Assigned • 0.6mi

7/10

Soquel High School

Public 9-12 • Assigned • 1.4mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

1500 Wharf Rd #22 · $3,995,000

Strong offer

$3.92M and above

75% chance or better to win

Why $3.92M+ is a strong offer

DAYS ON MARKET

The average home goes pending in 26 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Kitchen and family room combined
Dining area
Gas-log fireplace in living room
Cable TV

Bedrooms
3 bedrooms
Ground floor bedroom
Reverse floor plan

Bathrooms
2 full bathrooms
Full bathroom on ground floor

Kitchen
Electric ovens / range

Laundry & utility
Washer and dryer included

Flooring
Wood floors

Heating & cooling
Central forced-air gas heating
Multiple heating zones (2+)

Sale and tax history for 1500 Wharf Rd #22

Sale History
Tax History

Date

Event

Price

bridgeMLS, Bay East AOR, or Contra Costa AOR #ML82041044

May 27, 2026

Price Changed

$3,995,000

$2,159/sq ft

May 27, 2026

Price Changed

$3,995,000

$2,159/sq ft

Apr 1, 2026

Listed

$4,187,650

$2,264/sq ft

Mar 31, 2026

Listed

$4,187,650

$2,264/sq ft

+43

bridgeMLS, Bay East AOR, or Contra Costa AOR #ML81999793

Nov 11, 2025

Listing Removed

—

Mar 27, 2025

Listed

bridgeMLS, Bay East AOR, or Contra Costa AOR #ML81628875

Nov 9, 2016

Sold

$2,900,000

$1,568/sq ft

Nov 9, 2016

Sold

$2,900,000

$1,568/sq ft

Oct 27, 2016

Contingent

—

Oct 18, 2016

Listed

$2,995,000

$1,619/sq ft

Oct 18, 2016

Listed

$2,995,000

$1,619/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$39,564 (+10.7%)

$2,961,816 + $403,884

$3,365,700

2024

$35,741 (−1.4%)

$2,903,741 + $277,175

$3,180,916

2023

$36,258 (+0.8%)

$2,903,741 + $277,175

$3,180,916

2022

$35,958 (+2.2%)

$2,846,805 + $388,201

$3,235,006

2021

$35,195 (+0.9%)

$2,790,985 + $380,589

$3,171,574

2020

$34,880 (+2.4%)

$2,736,260 + $373,126

$3,109,386

2019

$34,055 (+1.5%)

$2,708,203 + $369,300

$3,077,503

2018

$33,567 (+1,934.8%)

$2,655,101 + $362,059

$3,017,160

2017

$1,650 (+4.9%)

$36,946 + $37,396

$74,342

2016

$1,572 (+10.2%)

$36,946 + $37,396

$74,342

2015

$1,426 (+3.0%)

$36,222 + $36,662

$72,884

2014

$1,385 (+0.5%)

$34,980 + $35,404

$70,384

2013

$1,378 (+2.8%)

$34,980 + $35,404

$70,384

2012

$1,341 (+2.7%)

$34,822 + $35,244

$70,066

2011

$1,305 (+2.3%)

$34,139 + $34,551

$68,690

2010

$1,276 (+1.2%)

$33,470 + $33,874

$67,344

2009

$1,261 (+10.6%)

$33,220 + $33,621

$66,841

2008

$1,141

$33,299 + $33,701

$67,000

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

—

Year renovated

1947

Finished Sq. Ft.

1,851

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,851

Year built

1930

Style

Condo/Co-op

County

Santa Cruz County

APN

03519305

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 10, 2026.

MU-V

Mixed Use, Village District

The purpose of the MU-V zoning district is to preserve and enhance Capitola Village as the heart of the community. A diversity of commercial, residential, and recreational uses in the MU-V zoning district serve both visitors and residents. Land uses and development shall enhance the vitality of the Village while maintaining a high quality of life for residents. A fine-grain mix of retail, restaurants, services, and recreational amenities in the MU-V zoning district provides a walkable environment, caters to all ages, and supports year-round activity during the day and night.

Permitted uses

Include but are not limited to:

General retail
Housing-Single unit
Housing-Multiple units
Infrastructure

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 84° expected this year, 13 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

13 unhealthy days expected this year, 14 days in 30 years

Provided by First Street

Historical weather

Capitola, CA • 95010

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

56/ 100

Moderate sunlight

Sunscore

There appears to be some shading by surrounding buildings, terrain, and vegetation.

5.5 hrs

4.5 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 1500 Wharf Rd #22

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $780,000 and $1,850,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $780K to $1.9M.

SOLD FEB 27, 2026
$995,000 Last sold price
3 beds2.5 baths1,467 sq ft
1505 42nd Ave #7, Capitola, CA 95010
$1481/sq ft
smaller lot
53 years newer
SOLD MAR 5, 2026
$1,850,000 Last sold price
2 beds2 baths1,923 sq ft
515 2nd St Unit 2A, Santa Cruz, CA 95060
$1197/sq ft
52 years newer
SOLD MAY 27, 2026
$860,000 Last sold price
3 beds2.5 baths1,422 sq ft
4202 Sea Pines Ct, Capitola, CA 95010
$1554/sq ft
52 years newer
SOLD FEB 10, 2026
$780,000 Last sold price
3 beds2.5 baths1,385 sq ft
2607 Mallory Ln, Santa Cruz, CA 95065
$1596/sq ft
59 years newer
SOLD FEB 20, 2026
$790,000 Last sold price
2 beds2.5 baths1,249 sq ft
3101 Erin Ln, Santa Cruz, CA 95065
$1526/sq ft
smaller lot
54 years newer
SOLD FEB 10, 2026
$799,000 Last sold price
2 beds2.5 baths1,320 sq ft
2906 Leotar Cir, Santa Cruz, CA 95062
$1554/sq ft
smaller lot
58 years newer

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