Unobstructed OCEAN VIEWS await from this completely upgraded and stunning single story home in Cardiff by the Sea. Enjoy the sun setting beneath the ocean each night from the comfort of your home, in this peaceful and serene setting. The exterior has been recently painted, newer fencing installed, new garage door and motor installed, and fresh landscaping offer maximum curb appeal and privacy. There is approved plans for an ADU which leaves so many options available for expansion. When you step inside, enjoy the natural light and open concept. The living room offers built ins and opens to the dining and kitchen area. The kitchen island offers ample seating and counter space with additional built in cabinetry included. There is neutral paint and hardwood floors throughout the home. The primary bedroom includes a large walk-in closet. The two bathrooms have been completely remodeled with stone and concrete vanities, custom tile backsplash and upgraded lighting and fixtures. There is an additional flex space in the garage for multipurpose room with the glass garage door that allows ocean views. The 6,660 sq ft lot offers a backyard that is an entertainers dream, with a built in BBQ, kitchen island, custom built gas fireplace, spa, and low maintenance landscaping. This property includes owned solar as well as a new electrical panel and NO HOA! The home is a dream and so is the location, with it approx a mile to the beach and walking distance to boutique shops, delicious dining options and walking/biking trails. Don't let this opportunity pass you by. Create memories and live the beach life in this coastal home in Cardiff!
Single-familyProperty Type
1961Year Built
6,600 sq ftLot Size
$1,681Est. Price/Sq.Ft.
2 garage spacesParking
Listed by Megan Schenck•DRE #01735296• Three Lagoons Realty
Contact: megan@3lagoons.com
Bought with Heidi Jessup•DRE #01934547• ERA Ranch & Sea Realty
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Earn from this home
Sell
$554,312
Est. take-home
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Refinance
$0
Est. cash available
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Rent
$6,317/mo
Redfin rental estimate
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Market trends in 92007, CA
Last updated August 2026
Buyer's Market
Seller's Market
Seller's market
Sale-to-List Price
99.8%
0.7% MoM
Median sale price
$2.8M
$495K MoM
Avg. days on market
23d
8 days MoM
Recently sold homes
29
3 MoM
Provided by Redfin
Sale history for 1745 Ruthlor Rd
Date
Event
Price
CRMLS #NDP2406133
Aug 30, 2024
Sold
$1,812,500
$1,482/sq ft
Aug 9, 2024
Pending
—
Jul 24, 2024
Price Changed
$1,925,000
$1,574/sq ft
Jul 12, 2024
Listed
$1,995,000
$1,631/sq ft
SDMLS #130040363
Jan 10, 2014
Sold
$825,000
$675/sq ft
Jan 10, 2014
Sold
$825,000
$675/sq ft
Dec 2, 2013
Pending
—
Jul 30, 2013
Listed
$875,000
$715/sq ft
Jul 30, 2013
Listed
$875,000
$715/sq ft
+16
Remodeled ocean view single level home in the Poinsettia Hgts community of Cardiff. Located on a corner lot with a generous 6600 sq/ft lot. There are beautiful hickory hardwood random width and length flooring thru out. There are granite counters and SS appliances. The sellers have spent approx. $100K in recent upgrades and the back yard really shows well with a fireplace, bar area, and elevated patio zone with a hot/cold shower. Ready to move in!
CRMLS #21000803
Mar 15, 2002
Sold
$412,000
$337/sq ft
Jan 6, 2002
Listed
$439,000
$359/sq ft
Subject to cancellation of existing escrow. Desirable 3Br 2Ba Cardiff residence. Oceanview from the frontyard. Corner parcel. Good proximity to Beach & I-5. Corporate relocation. Motivated Seller. Vacant and easy to see.
CRMLS #991021210
Mar 1, 2000
Sold
$317,000
$259/sq ft
Nov 21, 1999
Listed
$310,000
$253/sq ft
Public Records
Apr 8, 1994
Sold
$213,000
$174/sq ft
Public Records
Sep 14, 1993
Sold
$160,000
$131/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$20,031 (+71.9%)
$1,632,000 + $216,750
$1,848,750
2024
$11,655 (+3.0%)
$1,600,000 + $212,500
$1,812,500
2023
$11,320 (−1.1%)
$842,302 + $149,195
$991,497
2022
$11,452 (+5.8%)
$825,787 + $146,270
$972,057
2021
$10,823 (−1.1%)
$809,596 + $143,402
$952,998
2020
$10,947 (+1.9%)
$793,722 + $140,591
$934,313
2019
$10,748 (+1.7%)
$785,584 + $139,150
$924,734
2018
$10,573 (+2.2%)
$770,181 + $136,422
$906,603
2017
$10,345 (+5.2%)
$740,275 + $131,126
$871,401
2016
$9,833 (+2.7%)
$740,275 + $131,126
$871,401
2015
$9,575 (+58.3%)
$725,760 + $128,555
$854,315
2014
$6,048 (+0.4%)
$421,786 + $74,712
$496,498
2013
$6,021 (+5.4%)
$421,786 + $74,712
$496,498
2012
$5,710 (+1.5%)
$419,880 + $74,375
$494,255
2011
$5,628 (+1.0%)
$411,648 + $72,917
$484,565
2010
$5,571 (+0.3%)
$403,577 + $71,488
$475,065
2009
$5,556 (+3.2%)
$400,561 + $70,954
$471,515
2008
$5,384
$401,513 + $71,123
$472,636
Tax history for 1745 Ruthlor Rd
Year
Property tax
Land + Additions
Assessment*
2025
$20,031 (+71.9%)
$1,632,000 + $216,750
$1,848,750
2024
$11,655 (+3.0%)
$1,600,000 + $212,500
$1,812,500
2023
$11,320 (−1.1%)
$842,302 + $149,195
$991,497
2022
$11,452 (+5.8%)
$825,787 + $146,270
$972,057
2021
$10,823 (−1.1%)
$809,596 + $143,402
$952,998
2020
$10,947 (+1.9%)
$793,722 + $140,591
$934,313
2019
$10,748 (+1.7%)
$785,584 + $139,150
$924,734
2018
$10,573 (+2.2%)
$770,181 + $136,422
$906,603
2017
$10,345 (+5.2%)
$740,275 + $131,126
$871,401
2016
$9,833 (+2.7%)
$740,275 + $131,126
$871,401
2015
$9,575 (+58.3%)
$725,760 + $128,555
$854,315
2014
$6,048 (+0.4%)
$421,786 + $74,712
$496,498
2013
$6,021 (+5.4%)
$421,786 + $74,712
$496,498
2012
$5,710 (+1.5%)
$419,880 + $74,375
$494,255
2011
$5,628 (+1.0%)
$411,648 + $72,917
$484,565
2010
$5,571 (+0.3%)
$403,577 + $71,488
$475,065
2009
$5,556 (+3.2%)
$400,561 + $70,954
$471,515
2008
$5,384
$401,513 + $71,123
$472,636
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
6,600 Sq. Ft.
Year renovated
1961
Sq. Ft.
1,223
Year built
1961
Style
Single Family Residential
County
San Diego County
APN
2605540800
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 20, 2026.
R8
H_IBOZ
Residential 8 Zone
Residential 8 is intended to provide for suburban single-family detached residential units with minimum lot sizes of 5,400 net square feet and maximum densities of eight units per net acre. One primary dwelling is permitted on each legal lot. Single-family units may be attached to other single-family units provided each unit is located on a separate legal lot with approval of a PRD.
Zone overlays
Hillside/Inland Bluff Overlay Zone
Permitted uses
Include but are not limited to:
Housing-Single unit
Housing-Senior
Housing-Other
Infrastructure
Educational/school
Agriculture-Pastureland
Housing-Mobile home park
Property details
Parking
Parking / Garage Information
Uncovered Spaces: 2
Attached Garage
# of Garage Spaces: 2
Direct Garage Access, Driveway, Paved, Garage - Front Entry, Garage - Two Door, Garage Door Opener, Street
Has Parking
# of Parking Spaces: 4
Interior
Laundry Information
Has Laundry
Dryer Included, In Garage, Washer Included
Kitchen Information
Appliances: Dishwasher, Freezer, Garbage Disposal, Gas Cooking, Gas Oven, Gas Range, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator
Has Appliances
Area, Breakfast Counter / Bar
Granite Counters, Kitchen Island, Pots & Pan Drawers, Remodeled Kitchen
Bathroom Information
# of Baths (Full): 2
Remodeled, Stone Counters, Upgraded, Walk-in shower, Shower in Tub, Bathtub
Room Information
All Bedrooms Down, Bonus Room, Living Room, Main Floor Bedroom, Main Floor Primary Bedroom, Walk-In Closet
Fireplace Information
Gas, Gas Starter, Outdoors
Has Fireplace
Flooring Information
Wood
Heating Information
Central Furnace, Fireplace, Forced Air
Has Heating
Interior Features
Entry Level: 1
Entry Location: Living Room
Built-Ins, Ceiling Fan, Open Floor Plan, Unfurnished