2738 Mackinnon Ranch Rd, Cardiff by the Sea, CA 92007

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Off market apr 2024 for $2.2M

$2,406,835

Est. refi paymentEst. refi $7,842/mo

•

2,446

sq ft

2738 Mackinnon Ranch Rd, Cardiff by the Sea, CA 92007

About this home

West Cardiff, beautiful lagoon front home with an ADU in Cardiff’s Seaside Community! 3 Bed / 2.5 Bath main house with a separate, attached 1 Bed / 1 Bath accessory unit. The studio sits over the garage and has its own entrance from both the exterior and interior making it private and perfect for multigenerational living or an income generating rental unit. Studio comes fully furnished, has an updated kitchenette, it’s own washer and dryer and it’s own reserved parking space in the community. Rental ready! The spacious reverse floor plan features the living space and kitchen on the main, entry level, along with a convenient powder room and lagoon facing deck off of the dining area. Enjoy your morning coffee or evening libation with an ocean breeze. Heading downstairs you’ll find all bedrooms and two full baths with your primary suite and one of the secondary bedrooms opening up to the sun soaked backyard. Just steps to the recently restored San Elijo lagoon where you can stay active, take in amazing views and catch glimpses of local wildlife. Trails and bridges connect you to Annie’s Canyon and Solana Beach. Close to all of the restaurants, cafes, beaches and entertainment idealistic Cardiff by the Sea has to offer. Shop Seaside Market, cruise the Coastal Rail Trail and catch a wave at some of the world’s best surf breaks all while living the ultimate lifestyle at 2738 Mackinnon Ranch Road!

Single-familyProperty Type

1999Year Built

3,087 sq ftLot Size

$984Est. Price/Sq.Ft.

2 car garageParking

Listed by Kelly Howard •DRE #01258451 • Compass

Contact: Kelly.Howard@Compass.com

Bought with Kelly Griffin •DRE #01882602 • Compass

Redfin checked: a minute ago

•Source:CRMLS #NDP2401988

Redfin Estimate

$2,406,835

$207K since sold in April 2024$21K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 16.5% lower than the average sale price ($2.88M) of 6 comparable homes.

SOLD AUG 28, 2026
$2,495,000
A
4 beds4 baths2,292 sq ft
525 N Cedros Ave, Solana Beach, CA 92075
SOLD SEP 8, 2026
$3,700,000
B
4 beds4 baths2,675 sq ft
2334 Newcastle Ave, Cardiff, CA 92007
SOLD AUG 25, 2026
$2,850,000
C
4 beds3 baths2,155 sq ft
2152 Manchester Ave, Cardiff, CA 92007
SOLD SEP 15, 2026
$2,350,000
D
4 beds3 baths2,496 sq ft
1927 Playa Riviera Dr, Cardiff, CA 92007
SOLD JUN 15, 2026
$3,053,500
E
4 beds3.5 baths2,601 sq ft
2273 Wales Dr, Cardiff by the Sea, CA 92007
SOLD AUG 26, 2026
$2,840,000
F
3 beds2.5 baths2,472 sq ft
2704 Mackinnon Ranch Rd, Cardiff, CA 92007

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Earn from this home

Sell

$604,136

Est. take-home

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Refinance

Est. cash available

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Rent

$10,972/mo

Redfin rental estimate

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Market trends in 92007, CA

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.5%

0.3% MoM

Median sale price

$2.8M

$1K MoM

Avg. days on market

27d

4 days MoM

Recently sold homes

1 MoM

New listings for sale

OPEN SAT, 11AM TO 5PM
$3,600,000
4 beds3 baths2,340 sq ft
2371 San Elijo Ave, Cardiff by the Sea, CA 92007
Acropolis Enterprise
EARLY ACCESS
$1,575,000
3 beds2.5 baths1,738 sq ft
1156 E Cove Pl, Encinitas, CA 92024
$7,495,000
3 beds5 baths4,185 sq ft
2516 San Elijo, Cardiff by the Sea, CA 92007
Barry Estates
See all

Provided by Redfin

Sale history for 2738 Mackinnon Ranch Rd

Date

Event

Price

SDMLS #250040812

Nov 10, 2025

Listing Removed

—

Nov 3, 2025

Price Changed

$2,290,000

$936/sq ft

Oct 14, 2025

Price Changed

$2,389,000

$977/sq ft

Oct 3, 2025

Listed

$2,495,000

$1,020/sq ft

CRMLS #NDP2401988

Apr 23, 2024

Sold

$2,200,000

$899/sq ft

Mar 21, 2024

Pending

—

Mar 12, 2024

Listed

$2,200,000

$899/sq ft

Mar 9, 2024

Coming Soon

$2,200,000

$899/sq ft

SDMLS #150056081

Jan 5, 2016

Sold

$1,150,000

$470/sq ft

Dec 7, 2015

Pending

—

Oct 28, 2015

Price Changed

$1,182,000

$483/sq ft

Oct 15, 2015

Listed

$1,197,000

$489/sq ft

SDMLS #150031242

Jan 5, 2016

Sold

$1,150,000

$470/sq ft

Dec 7, 2015

Pending

—

Oct 28, 2015

Price Changed

$1,182,000

$483/sq ft

Jun 8, 2015

Listed

$1,197,000

$489/sq ft

+10

Bonus studio apartment makes this a perfect home for investors, second home owners, or a family that wants separate guest quarters, with full bath, kitchenette, sitting area and assigned parking spot. Beautifully maintained main house with 3 bedrooms, 2 1/2 baths, laundry room, two car garage, well located across from Cardiff Lagoon, close to your favorite beaches, local dining, boutiques, hiking trails, Coast 101, award- winning schools.

Lots of sunlight, lagoon views and beautiful setting welcome you to this home. Open living area with kitchen and family room. Enjoy breakfast from your patio and watch the birds over the lagoon in the morning or the sunset in the evening. Sliding glass doors throughout the house from main living area and bedrooms. Three bedrooms on lower level and kitchen and family area on main level. Large master bedroom, with walk in closet. Spacious two car garage and separate assigned parking spot for the studio. Well maintained community pool/spa for Seaside residents and guests. This home makes a wonderful primary home, second home or rental income property. Studio serves as fourth bedroom and third full bath.

SDMLS #150008565

Jun 7, 2015

Listing Removed

—

Feb 16, 2015

Listed

$1,215,000

$497/sq ft

CRMLS #80070555

May 14, 2009

Listing Removed

—

Oct 14, 2008

Listed

$995,000

$407/sq ft

SDMLS #2

Mar 6, 2009

Price Changed

$995,000

$407/sq ft

SDMLS #1

Sep 26, 2008

Price Changed

$1,075,000

$439/sq ft

CRMLS #81026653

Oct 1, 2008

Listing Removed

—

Apr 10, 2008

Listed

$1,075,000

$439/sq ft

CRMLS #71004913

Mar 10, 2007

Sold

$1,100,000

$450/sq ft

Jan 17, 2007

Listed

$1,150,000

$470/sq ft

CRMLS #61086326

Dec 30, 2006

Listing Removed

—

Oct 10, 2006

Listed

$1,100,000

$450/sq ft

CRMLS #61042785

Sep 30, 2006

Listing Removed

—

May 21, 2006

Listed

$1,150,000

$470/sq ft

CRMLS #61016881

Sep 30, 2006

Listing Removed

—

Feb 26, 2006

Listed

$1,175,000

$480/sq ft

CRMLS #51046979

Feb 6, 2006

Sold

$1,000

$0/sq ft

Jul 3, 2005

Listed

$1,000

$0/sq ft

CRMLS #41075688

Feb 28, 2005

Listing Removed

—

Dec 3, 2004

Listed

$1,125,000

$460/sq ft

CRMLS #41053407

Oct 15, 2004

Sold

$2,700

$1/sq ft

Aug 24, 2004

Listed

$2,800

$1/sq ft

CRMLS #41010982

Apr 29, 2004

Sold

$892,500

$365/sq ft

Mar 2, 2004

Listed

$949,876

$388/sq ft

Public Records

Mar 28, 2002

Sold

$630,000

$258/sq ft

Public Records

Mar 12, 1999

Sold

$460,000

$188/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$19,338 (+21.7%)

$1,340,913 + $393,773

$1,734,686

2024

$15,893 (+2.4%)

$1,314,621 + $386,052

$1,700,673

2023

$15,522 (+1.7%)

$870,437 + $464,232

$1,334,669

2022

$15,263 (+1.1%)

$853,370 + $455,130

$1,308,500

2021

$15,100 (+0.7%)

$836,638 + $446,206

$1,282,844

2020

$15,000 (+1.8%)

$820,234 + $437,457

$1,257,691

2019

$14,731 (+2.2%)

$811,824 + $432,972

$1,244,796

2018

$14,408 (+2.6%)

$795,906 + $424,483

$1,220,389

2017

$14,043 (+8.4%)

$765,000 + $408,000

$1,173,000

2016

$12,954 (−0.6%)

$765,000 + $408,000

$1,173,000

2015

$13,036 (+11.0%)

$600,000 + $500,000

$1,100,000

2014

$11,742 (−1.6%)

$535,000 + $445,000

$980,000

2013

$11,937 (+8.9%)

$535,000 + $445,000

$980,000

2012

$10,957 (−0.4%)

$535,000 + $445,000

$980,000

2011

$11,004 (−7.4%)

$502,000 + $418,000

$920,000

2010

$11,889 (−0.2%)

$502,000 + $418,000

$920,000

2009

$11,918 (−8.6%)

$550,000 + $460,000

$1,010,000

2008

$13,042

$550,000 + $460,000

$1,010,000

Tax history for 2738 Mackinnon Ranch Rd

Year

Property tax

Land + Additions

Assessment*

2025

$19,338 (+21.7%)

$1,340,913 + $393,773

$1,734,686

2024

$15,893 (+2.4%)

$1,314,621 + $386,052

$1,700,673

2023

$15,522 (+1.7%)

$870,437 + $464,232

$1,334,669

2022

$15,263 (+1.1%)

$853,370 + $455,130

$1,308,500

2021

$15,100 (+0.7%)

$836,638 + $446,206

$1,282,844

2020

$15,000 (+1.8%)

$820,234 + $437,457

$1,257,691

2019

$14,731 (+2.2%)

$811,824 + $432,972

$1,244,796

2018

$14,408 (+2.6%)

$795,906 + $424,483

$1,220,389

2017

$14,043 (+8.4%)

$765,000 + $408,000

$1,173,000

2016

$12,954 (−0.6%)

$765,000 + $408,000

$1,173,000

2015

$13,036 (+11.0%)

$600,000 + $500,000

$1,100,000

2014

$11,742 (−1.6%)

$535,000 + $445,000

$980,000

2013

$11,937 (+8.9%)

$535,000 + $445,000

$980,000

2012

$10,957 (−0.4%)

$535,000 + $445,000

$980,000

2011

$11,004 (−7.4%)

$502,000 + $418,000

$920,000

2010

$11,889 (−0.2%)

$502,000 + $418,000

$920,000

2009

$11,918 (−8.6%)

$550,000 + $460,000

$1,010,000

2008

$13,042

$550,000 + $460,000

$1,010,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

3,087 Sq. Ft.

Year renovated

1999

Sq. Ft.

2,446

Year built

1999

Style

Single Family Residential

County

San Diego County

APN

2612914600

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 20, 2026.

R11

H_IBOZ

C/NRO

SCNC VIEW

Residential 11 Zone

Residential 11 is intended to provide for a variety of residential development types found within the coastal areas, ranging from single-family detached units to single-family attached units, such as condominiums, townhouses, and senior housing. The minimum lot size is 3,950 net square feet and the maximum density is 11 units per net acre.

Zone overlays

Hillside/Inland Bluff Overlay Zone
Cultural/Natural Resources Overlay Zone
Scenic Visual Corridor overlay zone

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Multiple units
Housing-Senior
Housing-Other
Infrastructure
Educational/school
Housing-Mobile home park

Property details

Parking

Parking / Garage Information
Attached Garage
# of Garage Spaces: 2
Garage
Has Parking
# of Parking Spaces: 2

Interior

Laundry Information
Has Laundry
Individual Room

Bathroom Information
# of Baths (Full): 3
# of Baths (1/2): 1

Cooling Information
Central
Has Cooling

Room Information
Kitchen, Laundry, Living Room, Primary Suite

Fireplace Information
Living Room
Has Fireplace

Interior Features
Entry Level: 2
Entry Location: 2
Levels: Three Or More
Main Level Bathrooms: 1
Main Level Bedrooms: 0

Exterior

Exterior Features
Pool Features: Community Pool

Lot Information
Lot Size Source: Assessor's Data
Lot Features: Back Yard, Front Yard

Property Information
Common Walls: No Common Walls
Living Area Source: Assessor's Data
Parcel Number: 2612914600
Total # of Stories: 3
Has View
Year Built Source: Assessor

Financial

Assesments Information
Assessments: Unknown

Location

Multi-Unit Information
# of Units In Community: 44

Homeowners Association
Is Part of Association
Association Name: Seaside Cardiff HOA
Association Fee: $310
Association Fee Frequency: Monthly

Neighborhood Information
Community Features: Sidewalks

School Information
High School District: San Dieguito Union

Location Information
Latitude: 33.01333800
Longitude: -117.27107800
Directions: Cross street Manchester
Zoning: R1

Public facts

Beds: 4
Baths: 4.0
Sq. Ft.: 2,446
Stories: —
Lot Size: 3,087 square feet
Style: Single Family Residential
Year Built: 1999
Year Renovated: 1999
County: San Diego County
APN: 2612914600

Home facts updated by county records on Aug 20, 2026

Other

Listing Information
IDX Contact Info: Kelly.Howard@Compass.com
Days Active in MLS: 8

Listing Agent Information
List Agent First Name: Kelly
List Agent Last Name: Howard

Listing Office Information
List Office Name: Compass

Selling Agent Information
Buyer Agent First Name: Kelly
Buyer Agent Last Name: Griffin

Selling Office Information
Buyer Office Name: Compass

Around this home

Schools

Cardiff Elementary School

Public K-2 • Assigned • 1.1mi

Oak Crest Middle School

Public 7-8 • Assigned • 2.1mi

7/10

La Costa Canyon High School

Public 9-12 • Assigned • 4.8mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

6 days above 83° expected this year, 15 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

4/10 Air Factor

4 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Cardiff by the Sea, CA • 92007

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 7.3 hours in December, placing it above the U.S. average for solar exposure.

8.7 hrs

7.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$2.29M – $2.77M

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Barry Estates

Home values near 2738 Mackinnon Ranch Rd

Data from public records.

Address	Redfin Estimate
2720 Mackinnon Ranch Road, Cardiff, CA 2 Beds \| 2.5 Baths \| 1949 Sq. Ft.	$2,131,114
2725 Mackinnon Ranch Road, Cardiff, CA 3 Beds \| 2.5 Baths \| 2304 Sq. Ft.	$2,571,436

Address	Redfin Estimate
2718 Mackinnon Ranch Road, Cardiff by the Sea, CA 3 Beds \| 3 Baths \| 1949 Sq. Ft.	$2,062,131
2726 Mackinnon Ranch Road, Cardiff, CA 3 Beds \| 2.5 Baths \| 1949 Sq. Ft.	$2,336,139

Address	Redfin Estimate
2723 Mackinnon Ranch Road, Cardiff, CA 3 Beds \| 2.5 Baths \| 2300 Sq. Ft.	$2,569,773
2722 Mackinnon Ranch Road, Cardiff, CA 3 Beds \| 3 Baths \| 1949 Sq. Ft.	$1,947,245

Property information provided by CRMLS when last listed in 2024. This data may not match . Learn more.

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