Off market sep 2022 for $700K

$920,511

Est. refi paymentEst. refi $4,719/mo

•

1,604

sq ft

20186 Cardoza Rd, Los Banos, CA 93635

About this home

3.3 ACRES of HORSE PROPERTY on border of city limits. A rare find, this beautiful 3 bed/2 bath home offers you the best of both worlds.With the convenience of town nearby, you have space to enjoy your own private oasis.This unique property has been meticulously cared for inside & out including newly coated Penntek driveway, Milgard windows,3 year HVAC & SOLAR! The inviting living room has brick fireplace w/ pellet insert, ceiling fans & backyard access. Spacious bedrooms & remodeled bathrooms add to the comfort. Large kitchen is perfect for the family to gather with silestone countertops, new stainless steel appliances, natural hickory cabinets & soft close drawers. Off kitchen is laundry, pantry & boot room. Outside you will find large covered patio & park size yard fully landscaped, great for year round fun. Beyond the private backyard is country at its best, with pole barn, loafing shed, RV parking, corrals & pens. Property is fenced w/ security gate & cameras Possibilities endles

Single-familyProperty Type

1962Year Built

3.3 acresLot Size

$574Est. Price/Sq.Ft.

2 car garageParking

Listed by Nancy Soares •DRE #01460213 • Berkshire Hathaway HomeServices-Drysdale Properties

Bought with Maria Corona •DRE #02013034 • Berkshire Hathaway HomeServices-Drysdale Properties

Redfin checked: a minute ago

•Source:MetroList #222067877

Listing provided courtesy of Metrolist Services, Inc (Sacramento)

Redfin Estimate

$920,511

$221K since sold in September 2022$10K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 110.9% higher than the average sale price ($437K) of 6 comparable homes.

SOLD AUG 28, 2026
$375,000
A
3 beds2 baths1,531 sq ft
1245 Nevada Ave, Los Banos, CA 93635
PMZ Real Estate
SOLD JUL 30, 2026
$465,000
B
3 beds2 baths1,676 sq ft
1033 Madison Ave, Los Banos, CA 93635
Coldwell Banker Kaljian & Associates
SOLD SEP 17, 2026
$440,000
C
3 beds2 baths1,548 sq ft
1542 Greenwood Way, Los Banos, CA 93635
Keller Williams Property Team
SOLD APR 30, 2026
$414,000
D
3 beds2 baths1,291 sq ft
1257 Arizona Ave, Los Banos, CA 93635
Century 21 Select Real Estate
SOLD APR 23, 2026
$445,000
E
3 beds2 baths1,676 sq ft
1043 E Adams Ave, Los Banos, CA 93635
Westhill Real Estate
SOLD JUL 23, 2026
$480,000
F
3 beds2 baths1,669 sq ft
2115 S 11th St, Los Banos, CA 93635

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Earn from this home

Refinance

Est. cash available

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Rent

$2,415/mo

Redfin rental estimate

List your home for rent

Market trends in 93635, CA

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

99.3%

0.1% MoM

Median sale price

$480K

$15K MoM

Avg. days on market

49d

0 days MoM

Recently sold homes

8 MoM

New listings for sale

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NEW 5 HRS AGO
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NEW 23 HRS AGO
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766 Ruddy, Los Banos, CA 93635
NEW 24 HRS AGO
$382,000
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3 beds2 baths1,944 sq ft
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T. Kaljian Real Estate
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$449,000
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T. Kaljian Real Estate
OPEN SUN, 12PM TO 4PM
$410,000
3 beds2 baths1,737 sq ft
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Weeks Real Estate
$429,900
3 beds2 baths1,385 sq ft
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HomeSmart PV & Associates
$419,995
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See all

Provided by Redfin

Sale history for 20186 Cardoza Rd

Year

Property tax

Land + Additions

Assessment*

2026

$12,791 (+2.4%)

$265,302 + $922,263

$1,187,565

2025

$12,497 (+54.7%)

$265,302 + $922,263

$1,187,565

2024

$8,077 (+5.8%)

$260,100 + $884,180

$1,144,280

2023

$7,633 (+188.2%)

$255,000 + $459,000

$714,000

2022

$2,649 (+1.1%)

$250,000 + $450,000

$700,000

2021

$2,620 (+1.1%)

$107,854 + $138,181

$246,035

2020

$2,591 (+1.8%)

$105,740 + $135,472

$241,212

2019

$2,544 (+2.3%)

$104,656 + $134,083

$238,739

2018

$2,487 (+1.2%)

$102,604 + $131,454

$234,058

2017

$2,456 (−1.0%)

$98,621 + $130,902

$229,523

2016

$2,482 (+2.1%)

$98,621 + $130,902

$229,523

2015

$2,430 (+18.2%)

$96,688 + $128,336

$225,024

2014

$2,056 (+9.6%)

$95,000 + $95,000

$190,000

2013

$1,876 (−2.1%)

$95,000 + $95,000

$190,000

2012

$1,916 (−16.3%)

$90,000 + $85,000

$175,000

2011

$2,289 (−1.3%)

$75,000 + $95,000

$170,000

2010

$2,319 (+3.1%)

$89,342 + $118,583

$207,925

2009

$2,249 (+5.6%)

$88,675 + $117,697

$206,372

2008

$2,129

$88,885 + $117,976

$206,861

Tax history for 20186 Cardoza Rd

Year

Property tax

Land + Additions

Assessment*

2026

$12,791 (+2.4%)

$265,302 + $922,263

$1,187,565

2025

$12,497 (+54.7%)

$265,302 + $922,263

$1,187,565

2024

$8,077 (+5.8%)

$260,100 + $884,180

$1,144,280

2023

$7,633 (+188.2%)

$255,000 + $459,000

$714,000

2022

$2,649 (+1.1%)

$250,000 + $450,000

$700,000

2021

$2,620 (+1.1%)

$107,854 + $138,181

$246,035

2020

$2,591 (+1.8%)

$105,740 + $135,472

$241,212

2019

$2,544 (+2.3%)

$104,656 + $134,083

$238,739

2018

$2,487 (+1.2%)

$102,604 + $131,454

$234,058

2017

$2,456 (−1.0%)

$98,621 + $130,902

$229,523

2016

$2,482 (+2.1%)

$98,621 + $130,902

$229,523

2015

$2,430 (+18.2%)

$96,688 + $128,336

$225,024

2014

$2,056 (+9.6%)

$95,000 + $95,000

$190,000

2013

$1,876 (−2.1%)

$95,000 + $95,000

$190,000

2012

$1,916 (−16.3%)

$90,000 + $85,000

$175,000

2011

$2,289 (−1.3%)

$75,000 + $95,000

$170,000

2010

$2,319 (+3.1%)

$89,342 + $118,583

$207,925

2009

$2,249 (+5.6%)

$88,675 + $117,697

$206,372

2008

$2,129

$88,885 + $117,976

$206,861

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

3.3 Acres

Year renovated

—

Sq. Ft.

1,604

Year built

1962

Style

Single Family Residential

County

Merced County

APN

431080005000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 9, 2026.

A-1

General Agricultural Zone

The purpose of the General Agricultural Zone A-1 is to provide for areas for intensive farming operations dependent on higher quality soils, water availability, relatively flat topography, and agricultural commercial and; or industrial uses dependent on proximity to urban areas or location in sparsely populated low traffic areas. Parcels smaller than 40 acres down to a minimum of 871,200 sq ft may be approved where consistent with surrounding parcel sizes. This zone implements the Agriculture A, Agriculture Residential AR, and Urban Reserve UR land use designations in the General Plan.

Permitted uses

Include but are not limited to:

Agriculture
Ranch
Winery & vineyard
Housing-Single unit
Housing-Other
Office-Other
Public service
Agriculture-Cropland
Agriculture-Grove / orchard
Park & open space

Property details

Parking

Parking & Garage Information
Garage Spaces: 2
Parking Features: Garage Door Opener, Garage Facing Front, Guest Parking Available

Interior

Bathroom Information
# of Bathrooms (Full): 2
Other Bathroom Features: Tile

Bedroom Information
# of Bedrooms (Total): 3

Heating & Cooling
Cooling: Ceiling Fan(s), Central
Heating: Central

Interior Features
Fireplaces Total: 1
Fireplace Features: Pellet Stove
Flooring: Carpet, Laminate
Laundry Features: Cabinets, Space For Frzr/Refr, Inside Room
# of Stories: 1

Room Information
Living Room Features: Great Room
Kitchen Features: Breakfast Area, Other Counter
Dining Room Features: Space in Kitchen
Main Level: Bedroom(s), Dining Room, Family Room, Master Bedroom, Full Bath(s), Kitchen

Exterior

Exterior Features
Fencing: Back Yard
Allows Horses: Yes
Horse Amenities: Pens, Barn(s), Corrals, Trailer Storage, Fenced
Roof: Composition

Pool Information
Has Private Pool: No
Has Spa: No

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Subtype Description: Custom
Year Built: 1,962

Lot Information
Lot Features: Auto Sprinkler F&R, Landscape Back, Landscape Front
Lot Size Square Feet: 143,748
Lot Size Acres: 3.3

Utilities

Utility Information
Utilities: Solar
Electric: 220 Volts
Sewer: In & Connected
Irrigation Source: None
Water Source: Well

Location

HOA Information
Association YN: No

School Information
School District County: Merced
Elementary School District: Los Banos Unified
Middle Or Junior School District: Los Banos Unified
High School District: Los Banos Unified

Location Information
Postal Code Plus 4: 9619
Postal Code: 93635
County Or Parish: Merced
CrossStreet: Center
Directions: South on Center Ave., turn right on Cardoza Road, property will be on your right.
State Or Province: CA
Street Number Numeric: 20186
Unparsed Address: 20186 Cardoza Rd, Los Banos, CA 93635-9619
Street Address Filtered: 20186 Cardoza Rd

Community Information
Senior Community YN: No

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,604
Stories: 1.0
Lot Size: 3.3 acres
Style: Single Family Residential
Year Built: 1962
Year Renovated: —
County: Merced County
APN: 431080005000

Home facts updated by county records on Oct 9, 2026

Other

Selling Agent
Buyer Agent Full Name: Maria R Corona

Around this home

Schools

Henry Miller Elementary School

Public K-6 • Assigned • 0.7mi

2/10

Creekside Junior High

Public 7-8 • Assigned • 1.1mi

2/10

Los Banos High School

Public 9-12 • Assigned • 0.9mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

3/10 Flood Factor

Estimated 14-20% chance of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.46% chance of being in a wildfire in next 30 years

7/10 Heat Factor

7 days above 104° expected this year, 17 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

10/10 Air Factor

22 unhealthy days expected this year, 24 days in 30 years

Provided by First Street

Historical weather

Los Banos, CA • 93635

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 12.5 hours in June and 4.5 hours in December, placing it above the U.S. average for solar exposure.

12.5 hrs

4.5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$875,000 – $1.06M

Sell confidently with a local market expert in Los Banos. 3 minutes to get started.

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Home values near 20186 Cardoza Rd

Data from public records.

Address	Redfin Estimate
20271 Cardoza Road, Los Banos, CA 2 Beds \| 1 Baths \| 1100 Sq. Ft.	$329,543
20210 Cardoza Road, Los Banos, CA 3 Beds \| 2 Baths \| 1484 Sq. Ft.	$500,467

Address	Redfin Estimate
20270 Cardoza Road, Los Banos, CA 3 Beds \| 2 Baths \| 2170 Sq. Ft.	$546,225
20070 Cardoza Road, Los Banos, CA 3 Beds \| 2 Baths \| 1576 Sq. Ft.	$488,864

Address	Redfin Estimate
20078 Cardoza Road, Los Banos, CA 4 Beds \| 3.5 Baths \| 3284 Sq. Ft.	$608,509
20124 Cardoza Road, Los Banos, CA 4 Beds \| 3 Baths \| 2286 Sq. Ft.	$565,784

Property information provided by MetroList when last listed in 2022. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 93635, CA

Sale history for 20186 Cardoza Rd

Tax history for 20186 Cardoza Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 93635

Home values near 20186 Cardoza Rd

More real estate resources