For sale

$550,000

Est. $3,638/mo —

•

646

sq ft

148 Frances Ave, Modesto, CA 95354

About this home

Excellent investment opportunity in a very desirable Modesto location! Two homes on one lot! Live in one and rent the other out, or add both to your investment portfolio! The front home is 884 sq ft, and is a 2 bedroom, 1 bath. The 2nd home is 646 sq ft with 1 bedroom, (2 possible) and 1 bathroom for a total of 1,530 sq ft of living space. The front home has a detached 2 car garage and the back home has a large space for parking accessed by a shared driveway. Both homes have indoor laundry and are currently tenant occupied on a month-to-month basis with a good rental history. These type of opportunities don't last long! Special financing available...ask for more details!

Multi-familyProperty Type

1943Year Built

9,052 sq ftLot Size

$851Price/Sq.Ft.

2 car garageParking

Listed by Dineen Sisson •DRE #00842807 • RE/MAX Executive

Listed by Sarah Sundberg •DRE #02220792 • RE/MAX Executive

Listing updated: Oct 28, 2026 at 04:02pm

Redfin checked: 3 minutes ago

•Source:MetroList #226101361

Listing provided courtesy of Metrolist Services, Inc (Sacramento)

Payment calculator

$3,638 per month

Principal and interest$2,964

Property taxes

$573

HOA dues

Home insurance

$101

Utilities

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Affordability tools

See this home in person

Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN FRI, 5PM TO 7PM
$650,000
3 beds2.5 baths2,130 sq ft
4112 Masterpiece Dr, Modesto, CA 95357
8,198 sq ft lot • 3 garage spots • Pool
RE/MAX Executive, RE/MAX Executive
OPEN SAT, 11AM TO 1PM
$715,000
3 beds2.5 baths2,529 sq ft
1000 Black Wood Pl, Modesto, CA 95355
0.26 acre lot • 3 garage spots • Pool
RE/MAX Executive
OPEN SAT, 12PM TO 3PM
$599,000
5 beds3 baths2,656 sq ft
3121 Rochdale Dr, Modesto, CA 95355
5,750 sq ft lot • 3 garage spots • Built 2007
OPEN SAT, 12PM TO 3PM
$499,999
3 beds2 baths1,580 sq ft
3400 Polaris St, Modesto, CA 95350
9,065 sq ft lot • 2 garage spots • Pool
eXp Realty of Northern California, Inc.
OPEN SAT, 1PM TO 4PM
$464,999
3 beds2 baths1,228 sq ft
424 Cassidy Ct, Modesto, CA 95356
6,338 sq ft lot • 2 garage spots • Built 1988
Betancourt Realty
OPEN SAT, 1PM TO 3PM
$519,000
3 beds2 baths2,081 sq ft
773 Mulholand Dr, Ripon, CA 95366
2,596 sq ft lot • 2 garage spots • Pool
Nancy J. Lewis Real Estate
OPEN SAT, 1PM TO 3PM
$675,000
3 beds2 baths1,912 sq ft
612 Aralia Ct, Modesto, CA 95356
0.23 acre lot • 2 garage spots • Pool
Lifestyle Realty
OPEN SAT, 2:30PM TO 4:30PM
$619,999
6 beds5 baths2,690 sq ft
2825 Donner Trl, Riverbank, CA 95367
5,998 sq ft lot • 2 garage spots • Built 2004
EXIT Realty Consultants
OPEN SUN, 10AM TO 12PM
$415,000
4 beds2 baths1,600 sq ft
5467 9th St, Keyes, CA 95328
7,000 sq ft lot • 2 garage spots • Built 1978
PMZ Real Estate, PMZ Real Estate
OPEN SUN, 11AM TO 2PM
$474,999
2 beds1 bath980 sq ft
7101 Snedigar Rd, Riverbank, CA 95367
0.29 acre lot • Built 1948 • Listed 4 days
Adroit Real Estate

Around this home

Schools

K - 12
Preschool & daycare

John Muir Elementary School

Public K-6 • Assigned • 0.8mi

4/10

La Loma Junior High School

Public 7-8 • Assigned • 1.5mi

4/10

Thomas Downey High School

Public 9-12 • Assigned • 1.0mi

4/10

Provided by GreatSchools

About Central

Modesto

Central Modesto, located between Downtown Modesto and Graceada Park, is a historic and walkable Modesto neighborhood with tree-lined streets and early-20th-century architecture. The neighborhood’s character concentrates around 10th Street and J Street, where marquee lights, patios, and late-night foot traffic cluster near theaters, galleries, and independent eateries. The State Theatre anchors the arts calendar, while Gallo Center for the Arts and Mistlin Gallery add a polished cultural backbone. Craftsman bungalows and Spanish Revival homes sit behind mature canopies, with pocket gardens and front porches shaping the streetscape. Coffee counters, small bars, and local restaurants keep the pace social without feeling rushed. A grid of bikeable blocks links civic buildings, murals, and weekend events downtown.

Provided by Walk Score and Local Logic

Offer insights

148 Frances Ave · $550,000

Strong offer

$548K and above

75% chance or better to win

Why $548K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 30 days.

SALE-TO-LIST

Most homes are selling 5% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Single-story layout
Dining and living combo
Breakfast area in kitchen
Slab and synthetic kitchen counters
Living room with unspecified additional feature

Bedrooms
1 bedroom (possible to convert/used as 2 bedrooms)

Bathrooms
1 full bathroom with shower stall

Kitchen
Breakfast area
Slab counters
Synthetic counters

Laundry & utility
Laundry closet

Flooring
Laminate flooring
Tile flooring
Wood flooring

Heating & cooling
Central heating
Central air conditioning

Sale and tax history for 148 Frances Ave

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2026

$3,583 (+1.1%)

$108,669 + $200,437

$309,106

2025

$3,544 (+4.7%)

$108,669 + $200,437

$309,106

2024

$3,385 (+1.5%)

$106,539 + $196,507

$303,046

2023

$3,335 (+2.5%)

$104,450 + $192,654

$297,104

2022

$3,254 (+6.3%)

$102,402 + $188,877

$291,279

2021

$3,061 (−1.9%)

$100,395 + $185,174

$285,569

2020

$3,121 (+2.4%)

$98,427 + $181,544

$279,971

2019

$3,049 (+5.0%)

$97,418 + $179,683

$277,101

2018

$2,903 (+2.4%)

$95,508 + $176,160

$271,668

2017

$2,833 (−6.6%)

$91,800 + $169,320

$261,120

2016

$3,035 (+114.2%)

$91,800 + $169,320

$261,120

2015

$1,417 (+1.6%)

$90,000 + $166,000

$256,000

2014

$1,395 (+19.9%)

$62,686 + $65,150

$127,836

2013

$1,164 (+15.2%)

$62,686 + $65,150

$127,836

2012

$1,010 (−24.0%)

$45,000 + $61,500

$106,500

2011

$1,329 (+0.9%)

$45,000 + $47,000

$92,000

2010

$1,317 (+1.0%)

$59,981 + $62,339

$122,320

2009

$1,304 (+3.6%)

$59,533 + $61,874

$121,407

2008

$1,258

$59,674 + $62,020

$121,694

2007

$1,258

$58,504 + $60,804

$119,308

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

9,050 Sq. Ft.

Year renovated

1947

Finished Sq. Ft.

884

Unfinished Sq. Ft.

—

Total Sq. Ft.

884

Year built

1947

Style

Single Family Residential

County

Stanislaus County

APN

112003027000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 15, 2026.

R-1

Low-Density Residential Zone

The R-1 (Low-Density Residential) zoning district is intended to accommodate lower-density residential development, including accessory structures and uses;

Permitted uses

Include but are not limited to:

Garden center
Housing-Single unit
Housing-Senior
Housing-Other
Lodging & hospitality
Bed & breakfast
Public service
Housing-Mobile home park
Park & open space

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 102° expected this year, 14 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

10/10 Air Factor

28 unhealthy days expected this year, 32 days in 30 years

Provided by First Street

Historical weather

Modesto, CA • 95354

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

84/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.3 hrs

5.7 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 148 Frances Ave

$537,956

$12K under list price of $550K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $350K to $575K.

SOLD SEP 18, 2026
$454,000 Last sold price
3 beds1 bath1,141 sq ft
1241 Marilyn St, Modesto, CA 95350
PMZ Real Estate
$453/sq ft
smaller lot
7 years newer
SOLD JUN 25, 2026
$540,000 Last sold price
3 beds1 bath1,398 sq ft
821 High St, Modesto, CA 95354
HomeSmart PV & Associates
$465/sq ft
larger lot
2 years older
SOLD AUG 3, 2026
$350,000 Last sold price
2 beds1 bath911 sq ft
405 E Morris Ave, Modesto, CA 95354
Home Buyers Realty, Home Buyers Realty
$467/sq ft
smaller lot
20 years older
SOLD SEP 21, 2026
$419,000 Last sold price
2 beds1 bath1,077 sq ft
442 Coleman Ct, Modesto, CA 95354
Rand Commercial Properties
$462/sq ft
smaller lot
9 years newer
SOLD JAN 5, 2026
$484,000 Last sold price
2 beds1 bath1,206 sq ft
522 Lottie Ave, Modesto, CA 95354
LPT Realty, Inc, LPT Realty, Inc
$450/sq ft
smaller lot
16 years older
SOLD JUN 17, 2026
$575,000 Last sold price
3 beds3 baths1,905 sq ft
215 Helen Ave, Modesto, CA 95354
Others Realty
$549/sq ft
smaller lot
2 years older

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Details provided by MetroList and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (10)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 148 Frances Ave

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 148 Frances Ave

Early Access listings

Nearby similar homes

New listings for sale in 95354

More real estate resources