OFF MARKET

Off Market Jan 2022 for $3.4M

$3,134,271

Est. refi paymentEst. refi $18,930/mo

•

4,266

sq ft

11431 Saddle Rd, Monterey, CA 93940

About this home

Perched atop rolling hills of the private Bay Ridge gated community, this breathtaking French Country estate offers total tranquility & stunning panoramic ocean views. Enjoy 2.35 well-manicured acres & an expansive 4,266 sf rich in authentic architectural detail, including 200 yr old tiles of "fire and ice" roof, stone sinks, arched brick ceilings, rustic wood beams & spectacular lighting to highlight all of it. Step into a show-stopping living room with walls of glass, a formal dining room & gourmet chef's kitchen with marble countertops, high-end appliances & walk-in pantries. Down the hall, the primary suite offers a lavish dressing room, ultra-luxe bathroom & incredible cork mural. The home boasts a large wine cellar, multiple view decks, a long circular driveway & roomy 3-car garage. Outside, stroll through garden paths, an olive grove, vineyard, bocce ball court & fruit orchard. Ideally located nearby Carmel, Pebble Beach & Monterey with abundant shopping, dining & recreation.

Single-familyProperty Type

1994Year Built

2.35 acresLot Size

$735Est. Price/Sq.Ft.

3 car garageParking

Listed by Paddy Kehoe •DRE #01894345 • Compass

Listed by Taryn Sagouspe •DRE #02113976 • Compass

Bought with Carol L. Duncan •DRE #00962446 • Sotheby's International Realty

Redfin checked: 2 minutes ago

•Source:bridgeMLS, Bay East AOR, or Contra Costa AOR #40974440

Redfin Estimate

$3,134,271

$266K since sold in January 2022$121K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 38.6% higher than the average sale price ($2.26M) of 6 comparable homes.

SOLD MAY 20, 2026
$2,600,000
A
4 beds3.5 baths5,077 sq ft
25611 Whip Rd, Monterey, CA 93940
SOLD MAY 5, 2026
$2,750,000
B
4 beds3.5 baths3,879 sq ft
56 West Garzas Rd, Carmel Valley, CA 93924
SOLD APR 13, 2026
$1,477,500
C
4 beds4 baths3,040 sq ft
25207 Casiano Dr, Salinas, CA 93908
SOLD APR 29, 2026
$2,250,000
D
3 beds2.5 baths3,362 sq ft
10450 Saddle Rd, Monterey, CA 93940
SOLD JUN 22, 2026
$2,142,000
E
4 beds3.5 baths3,187 sq ft
25748 Paseo El Cajon, Monterey, CA 93940
SOLD APR 21, 2026
$2,350,000
F
3 beds2.5 baths3,300 sq ft
23830 Secretariat Ln, Monterey, CA 93940

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Earn from this home

Sell

$494,722

Est. take-home

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Refinance

Est. cash available

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Rent

$8,533/mo

Redfin rental estimate

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Market trends in 93940, CA

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.9%

+0.4% MoM

Median sale price

$1.1M

$30K MoM

Avg. days on market

22d

1 days MoM

Recently sold homes

13 MoM

New listings for sale

OPEN SAT, 1PM TO 4PM
$499,000
1 bed1 bath696 sq ft
522 Pheasant Ridge Rd, Del Rey Oaks, CA 93940
NEW 12 HRS AGO
$725,000
2 beds2 baths1,193 sq ft
250 Forest Ridge Rd #42, Monterey, CA 93940
$850,888
2 beds1.5 baths831 sq ft
411 Estrella Ave, Monterey, CA 93940
$1,450,000
3 beds2 baths1,318 sq ft
870 Doud St, Monterey, CA 93940
OPEN SAT, 11AM TO 12:50PM
$2,449,000
3 beds2.5 baths2,513 sq ft
23715 Determine Ln, Monterey, CA 93940
3D WALKTHROUGH
$2,795,000
4 beds3.5 baths3,440 sq ft
405 Estrella D'Oro, Monterey, CA 93940
$495,000
1 bed1 bath630 sq ft
500 Glenwood Cir #514, Monterey, CA 93940
$1,195,000
2 beds2 baths1,680 sq ft
202 Edinburgh Ave, Monterey, CA 93940
$1,089,000
2 beds2.5 baths1,560 sq ft
664 Terry St, Monterey, CA 93940
$3,400,000
4 beds4.5 baths4,162 sq ft
25548 Paseo De Cumbre, Monterey, CA 93940
See all

Provided by Redfin

Sale history for 11431 Saddle Rd

Date

Event

Price

bridgeMLS, Bay East AOR, or Contra Costa AOR #40974440

Jan 14, 2022

Sold

$3,400,000

$797/sq ft

Dec 1, 2021

Pending

—

Nov 17, 2021

Listed

$3,300,000

$774/sq ft

MLSListings #ML81637914

Jun 6, 2017

Sold

$2,600,000

$609/sq ft

Jun 6, 2017

Sold

$2,600,000

$609/sq ft

May 9, 2017

Pending

—

Mar 27, 2017

Contingent

—

Mar 22, 2017

Price Changed

$2,600,000

$609/sq ft

Feb 6, 2017

Listed

$3,575,000

$838/sq ft

Feb 6, 2017

Listed

$2,600,000

$609/sq ft

+29

Impeccable Provence-inspired estate on one of the best front line sites in Bay Ridge with "top of world" views. Park-like 2.35 acres include olive grove, vineyard, fruit orchard, bocce ball, meandering trails, and gardens. Inside, no detail has been overlooked with many architectural gems integrated, from stone sinks, to authentic light fixtures, to 200-year-old tiles on fire and ice roof. Gorgeous inside and out, and a total "must see".

MLSListings #ML81107097

Jun 13, 2011

Sold

$2,300,000

$539/sq ft

Mar 17, 2011

Pending

—

Feb 16, 2011

Listed

$2,395,000

$561/sq ft

Public Records

Jun 30, 2005

Sold

$1,980,000

$464/sq ft

MLSListings #ML80508470

Jun 30, 2005

Listing Removed

—

Apr 21, 2005

Sold

$1,980,000

$464/sq ft

Feb 23, 2005

Listed

$1,995,000

$468/sq ft

Public Records

Jul 29, 1988

Sold

$185,000

$43/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$9,666 (+4.2%)

$649,847 + $227,288

$877,135

2024

$9,276 (+3.7%)

$637,105 + $222,832

$859,937

2023

$8,942 (−71.9%)

$624,613 + $218,463

$843,076

2022

$31,853 (+4.5%)

$612,366 + $214,180

$826,546

2021

$30,467 (+2.2%)

$546,823 + $2,296,655

$2,843,478

2020

$29,801 (+0.4%)

$536,101 + $2,251,623

$2,787,724

2019

$29,692 (+2.2%)

$530,604 + $2,228,536

$2,759,140

2018

$29,064 (+0.9%)

$520,200 + $2,184,840

$2,705,040

2017

$28,809 (+3.1%)

$1,269,490 + $1,269,490

$2,538,980

2016

$27,936 (+1.0%)

$1,269,490 + $1,269,490

$2,538,980

2015

$27,661 (+3.5%)

$1,244,599 + $1,244,599

$2,489,198

2014

$26,738

$1,201,891 + $1,201,891

$2,403,782

2013

$26,764 (+2.6%)

$1,201,891 + $1,201,891

$2,403,782

2012

$26,092 (+86.6%)

$1,196,460 + $1,196,460

$2,392,920

2011

$13,982 (−28.1%)

$1,173,000 + $1,173,000

$2,346,000

2010

$19,452 (+0.4%)

$552,000 + $703,800

$1,255,800

2009

$19,373 (−15.6%)

$900,000 + $850,000

$1,750,000

2008

$22,962

$900,000 + $850,000

$1,750,000

Tax history for 11431 Saddle Rd

Year

Property tax

Land + Additions

Assessment*

2025

$9,666 (+4.2%)

$649,847 + $227,288

$877,135

2024

$9,276 (+3.7%)

$637,105 + $222,832

$859,937

2023

$8,942 (−71.9%)

$624,613 + $218,463

$843,076

2022

$31,853 (+4.5%)

$612,366 + $214,180

$826,546

2021

$30,467 (+2.2%)

$546,823 + $2,296,655

$2,843,478

2020

$29,801 (+0.4%)

$536,101 + $2,251,623

$2,787,724

2019

$29,692 (+2.2%)

$530,604 + $2,228,536

$2,759,140

2018

$29,064 (+0.9%)

$520,200 + $2,184,840

$2,705,040

2017

$28,809 (+3.1%)

$1,269,490 + $1,269,490

$2,538,980

2016

$27,936 (+1.0%)

$1,269,490 + $1,269,490

$2,538,980

2015

$27,661 (+3.5%)

$1,244,599 + $1,244,599

$2,489,198

2014

$26,738

$1,201,891 + $1,201,891

$2,403,782

2013

$26,764 (+2.6%)

$1,201,891 + $1,201,891

$2,403,782

2012

$26,092 (+86.6%)

$1,196,460 + $1,196,460

$2,392,920

2011

$13,982 (−28.1%)

$1,173,000 + $1,173,000

$2,346,000

2010

$19,452 (+0.4%)

$552,000 + $703,800

$1,255,800

2009

$19,373 (−15.6%)

$900,000 + $850,000

$1,750,000

2008

$22,962

$900,000 + $850,000

$1,750,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

3.5

Stories

Lot width

—

Lot depth

—

Lot size

2.35 Acres

Year renovated

2000

Sq. Ft.

4,266

Year built

1994

Style

Single Family Residential

County

Monterey County

APN

416132001000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Apr 1, 2015 • Final

Combination

Construct an addition to an existing deck and install a new fireplace. Install a dedicated gas line from the existing propane tank to the new fireplace.

Addition

Gas

Jul 12, 2011 • Final

Combination

Construct a detached caretaker unit, a detached garage, and a covered porch. Relocate a liquid propane gas tank.

ADU

Gas

Grading

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Property details

Parking

Parking Information
Has Attached Garage
Garage Spaces: 3
Covered Spaces: 3
Parking Features: Attached, Garage Door Opener

Interior

Virtual Tour

Bathroom Information
# of Bathrooms Total: 4
# of Bathrooms Full: 3
# of Bathrooms Partial: 1
Other Bathrooms Included Features: Shower Over Tub, Solid Surface, Tile
Primary Bathroom Included Features: Radiant Heat

Interior Features
Interior Features: Formal Dining Room, Kitchen/Family Combo, Breakfast Bar, Stone Counters, Kitchen Island, Pantry
Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator, Dryer, Washer, Gas Water Heater
Laundry Features: 220 Volt Outlet, Dryer, Washer
Street Level Features: 2 Bedrooms, 2.5 Baths, Main Entry
Fireplaces Total: 3
Has Fireplace
Flooring: Hardwood, Tile, Carpet

Room Information
Kitchen Features: Breakfast Bar,Counter - Stone,Dishwasher,Garbage Disposal,Island,Microwave,Pantry,Range/Oven Built-in,Refrigerator
Rooms Total: 18
Fireplace Features: Family Room, Living Room

Exterior

Building Information
Construction Materials: Stucco
Building Area Total: 4,266

Exterior Features
Patio And Porch Features: Deck
Exterior Features: Garden, Sprinklers Automatic, Entry Gate, Landscape Misc, Yard Space
Fencing: Fenced

Property Information
Living Area: 4266
Living Area Units: Square Feet
Property Type: Residential
Property Sub Type: Single Family Residence
Year Built: 1994

Lot Information
Lot Size Square Feet: 102366
Lot Size Area: 2.35
Lot Size Units: Acres
Lot Size Acres: 2.35
Lot Features: Premium Lot, Vineyard, Private

Utilities

Utility Information
Water Source: Public
Sewer: Septic Tank

Heating & Cooling
Has Heating
Heating: Zoned, Radiant

Location

Homeowners Association Information
Has Association
Association Amenities: Gated, Park
Association Fee: $215
Association Fee Frequency: Monthly

School Information
High School District: Not Listed

Public facts

Beds: 5
Baths: 3.5
Sq. Ft.: 4,266
Stories: 2.0
Lot Size: 2.35 acres
Style: Single Family Residential
Year Built: 1994
Year Renovated: 2000
County: Monterey County
APN: 416132001000

Home facts updated by county records on Sep 14, 2026

Around this home

Schools

Washington Elementary School

Public 4-5 • Assigned • 2.8mi

8/10

San Benancio Middle School

Public 6-8 • Assigned • 3.3mi

8/10

Salinas High School

Public 9-12 • Assigned • 10.0mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

3% chance of being in a wildfire in next 30 years

1/10 Heat Factor

2 days above 83° expected this year, 6 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

12 unhealthy days expected this year, 13 days in 30 years

Provided by First Street

Historical weather

Monterey, CA • 93940

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 11 hours in June and 4.8 hours in December, placing it above the U.S. average for solar exposure.

11 hrs

4.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$2.98M – $3.61M

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New listings for sale in 93940

OPEN SAT, 1PM TO 4PM

$499,000

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522 Pheasant Ridge Rd, Del Rey Oaks, CA 93940

NEW 12 HRS AGO

$725,000

2 beds2 baths1,193 sq ft

250 Forest Ridge Rd #42, Monterey, CA 93940

$850,888

2 beds1.5 baths831 sq ft

411 Estrella Ave, Monterey, CA 93940

$1,450,000

3 beds2 baths1,318 sq ft

870 Doud St, Monterey, CA 93940

OPEN SAT, 11AM TO 12:50PM

$2,449,000

3 beds2.5 baths2,513 sq ft

23715 Determine Ln, Monterey, CA 93940

3D WALKTHROUGH

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$495,000

1 bed1 bath630 sq ft

500 Glenwood Cir #514, Monterey, CA 93940

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2 beds2 baths1,680 sq ft

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Home values near 11431 Saddle Rd

Data from public records.

Address	Redfin Estimate
11359 Saddle Rd, Monterey, CA 3 Beds \| 3 Baths \| 5720 Sq. Ft.	$2,523,912
11538 Saddle Rd, Monterey, CA 5 Beds \| 4.5 Baths \| 6436 Sq. Ft.	$2,713,659

Address	Redfin Estimate
11466 Saddle Rd, Monterey, CA 3 Beds \| 2.5 Baths \| 3100 Sq. Ft.	$2,581,344
11286 Saddle Rd, Monterey, CA 3 Beds \| 3 Baths \| 3958 Sq. Ft.	$1,890,863

Address	Redfin Estimate
11574 Saddle Rd, Monterey, CA 3 Beds \| 2.5 Baths \| 3154 Sq. Ft.	$3,423,585
11322 Saddle Rd, Monterey, CA 3 Beds \| 2.5 Baths \| 3808 Sq. Ft.	$2,140,412

Property information provided by bridgeMLS, Bay East AOR, or Contra Costa AOR when last listed in 2021. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 93940, CA

Sale history for 11431 Saddle Rd

Tax history for 11431 Saddle Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 93940

Home values near 11431 Saddle Rd

More real estate resources