Google satellite image for 11431 Saddle Rd, Monterey, CA 93940

Off market jan 2022 for $3.4M

$3,308,728

Est. refi paymentEst. refi $18,930/mo

•

4,266

sq ft

11431 Saddle Rd, Monterey, CA 93940

About this home

Perched atop rolling hills of the private Bay Ridge gated community, this breathtaking French Country estate offers total tranquility & stunning panoramic ocean views. Enjoy 2.35 well-manicured acres & an expansive 4,266 sf rich in authentic architectural detail, including 200 yr old tiles of "fire and ice" roof, stone sinks, arched brick ceilings, rustic wood beams & spectacular lighting to highlight all of it. Step into a show-stopping living room with walls of glass, a formal dining room & gourmet chef's kitchen with marble countertops, high-end appliances & walk-in pantries. Down the hall, the primary suite offers a lavish dressing room, ultra-luxe bathroom & incredible cork mural. The home boasts a large wine cellar, multiple view decks, a long circular driveway & roomy 3-car garage. Outside, stroll through garden paths, an olive grove, vineyard, bocce ball court & fruit orchard. Ideally located nearby Carmel, Pebble Beach & Monterey with abundant shopping, dining & recreation.

Single-familyProperty Type

1994Year Built

2.35 acresLot Size

$776Est. Price/Sq.Ft.

3 car garageParking

Listed by • Compass

•925-270-4269 (broker)

Listed by • Compass

•925-270-4269 (broker)

Bought with Carol L. Duncan •DRE #DRE #00962446 • Sotheby's International Realty

•831-659-2267 (broker)

Redfin checked: 2 minutes ago

•Source:San Francisco MLS #40974440

Redfin Estimate

$3,308,728

$91K since sold in January 2022$34K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 27.1% higher than the average sale price ($2.60M) of 6 comparable homes.

SOLD OCT 7, 2026
$4,310,000
A
4 beds4.5 baths4,720 sq ft
26264 Paseo Del Sur, Monterey, CA 93940
SOLD MAY 20, 2026
$2,600,000
B
4 beds3.5 baths5,077 sq ft
25611 Whip Rd, Monterey, CA 93940
SOLD NOV 3, 2026
$2,575,000
C
4 beds4 baths4,702 sq ft
13101 Corte De Encanto, Salinas, CA 93908
SOLD SEP 29, 2026
$1,400,000
D
4 beds3.5 baths2,342 sq ft
25955 Colt Ln, Carmel Valley, CA 93924
SOLD SEP 15, 2026
$1,980,000
E
3 beds3 baths3,079 sq ft
10590 Hidden Mesa Pl, Monterey, CA 93940
SOLD MAY 5, 2026
$2,750,000
F
4 beds3.5 baths3,879 sq ft
56 West Garzas Rd, Carmel Valley, CA 93924

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Earn from this home

Sell

$664,020

Est. take-home

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Refinance

Est. cash available

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Rent

$8,538/mo

Redfin rental estimate

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Market trends in 93940, CA

Last updated October 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

98.6%

0.3% MoM

Median sale price

$1.1M

$338 MoM

Avg. days on market

37d

15 days MoM

Recently sold homes

9 MoM

New listings for sale

OPEN WED, 9:30AM TO 1PM
$1,450,000
3 beds3 baths1,710 sq ft
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OPEN SAT, 1PM TO 4PM
$1,188,888
4 beds3 baths1,640 sq ft
4 Castanada Pl, Monterey, CA 93940
3D WALKTHROUGH
$419,000
1 bed1 bath560 sq ft
4106 Golden Oaks Ln, Monterey, CA 93940
3D WALKTHROUGH
$1,200,000
3 beds2 baths1,223 sq ft
801 Lobos St, Monterey, CA 93940
$3,145,000
5 beds4.5 baths5,118 sq ft
11935 Saddle Rd, Monterey, CA 93940
$1,990,000
3 beds2 baths1,520 sq ft
111 Dunecrest Ave, Monterey, CA 93940
$979,000
3 beds2 baths1,257 sq ft
836 Terry St, Monterey, CA 93940
3D WALKTHROUGH
$1,897,000
4 beds3 baths3,264 sq ft
10601 Hidden Mesa Pl, Monterey, CA 93940
$2,300,000
4 beds2.5 baths1,932 sq ft
111 Spray, Monterey, CA 93940
See all

Provided by Redfin

Sale history for 11431 Saddle Rd

Year

Property tax

Land + Additions

Assessment*

2025

$9,666 (+4.2%)

$649,847 + $227,288

$877,135

2024

$9,276 (+3.7%)

$637,105 + $222,832

$859,937

2023

$8,942 (−71.9%)

$624,613 + $218,463

$843,076

2022

$31,853 (+4.5%)

$612,366 + $214,180

$826,546

2021

$30,467 (+2.2%)

$546,823 + $2,296,655

$2,843,478

2020

$29,801 (+0.4%)

$536,101 + $2,251,623

$2,787,724

2019

$29,692 (+2.2%)

$530,604 + $2,228,536

$2,759,140

2018

$29,064 (+0.9%)

$520,200 + $2,184,840

$2,705,040

2017

$28,809 (+3.1%)

$1,269,490 + $1,269,490

$2,538,980

2016

$27,936 (+1.0%)

$1,269,490 + $1,269,490

$2,538,980

2015

$27,661 (+3.5%)

$1,244,599 + $1,244,599

$2,489,198

2014

$26,738

$1,201,891 + $1,201,891

$2,403,782

2013

$26,764 (+2.6%)

$1,201,891 + $1,201,891

$2,403,782

2012

$26,092 (+86.6%)

$1,196,460 + $1,196,460

$2,392,920

2011

$13,982 (−28.1%)

$1,173,000 + $1,173,000

$2,346,000

2010

$19,452 (+0.4%)

$552,000 + $703,800

$1,255,800

2009

$19,373 (−15.6%)

$900,000 + $850,000

$1,750,000

2008

$22,962

$900,000 + $850,000

$1,750,000

Tax history for 11431 Saddle Rd

Year

Property tax

Land + Additions

Assessment*

2025

$9,666 (+4.2%)

$649,847 + $227,288

$877,135

2024

$9,276 (+3.7%)

$637,105 + $222,832

$859,937

2023

$8,942 (−71.9%)

$624,613 + $218,463

$843,076

2022

$31,853 (+4.5%)

$612,366 + $214,180

$826,546

2021

$30,467 (+2.2%)

$546,823 + $2,296,655

$2,843,478

2020

$29,801 (+0.4%)

$536,101 + $2,251,623

$2,787,724

2019

$29,692 (+2.2%)

$530,604 + $2,228,536

$2,759,140

2018

$29,064 (+0.9%)

$520,200 + $2,184,840

$2,705,040

2017

$28,809 (+3.1%)

$1,269,490 + $1,269,490

$2,538,980

2016

$27,936 (+1.0%)

$1,269,490 + $1,269,490

$2,538,980

2015

$27,661 (+3.5%)

$1,244,599 + $1,244,599

$2,489,198

2014

$26,738

$1,201,891 + $1,201,891

$2,403,782

2013

$26,764 (+2.6%)

$1,201,891 + $1,201,891

$2,403,782

2012

$26,092 (+86.6%)

$1,196,460 + $1,196,460

$2,392,920

2011

$13,982 (−28.1%)

$1,173,000 + $1,173,000

$2,346,000

2010

$19,452 (+0.4%)

$552,000 + $703,800

$1,255,800

2009

$19,373 (−15.6%)

$900,000 + $850,000

$1,750,000

2008

$22,962

$900,000 + $850,000

$1,750,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

3.5

Stories

Lot width

—

Lot depth

—

Lot size

2.35 Acres

Year renovated

2000

Sq. Ft.

4,266

Year built

1994

Style

Single Family Residential

County

Monterey County

APN

416132001000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Apr 1, 2015 • Final

Combination

Construct an addition to an existing deck and install a new fireplace. Install a dedicated gas line from the existing propane tank to the new fireplace.

Addition

Gas

Jul 12, 2011 • Final

Combination

Construct a detached caretaker unit, a detached garage, and a covered porch. Relocate a liquid propane gas tank.

ADU

Gas

Grading

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Property details

Parking

Garage Information
Has Garage
# of Garage Spaces: 3
Has Attached Garage

Parking Information
Parking Features: Attached, Garage Door Opener
# of Covered Spaces: 3

Interior

Virtual Tour Information

Bedrooms Information
# of Bedrooms: 4

Bathroom Information
Count of Bathrooms: 4
# of Full Bathrooms: 3
# of Half Bathrooms: 1

Interior Features
Has Heating
Heating: Zoned, Radiant
Cooling: None
Flooring: Carpet, Tile, Wood, Other
Has Fireplace(s)
# of Fireplaces Total: 3
Fireplace Features: Family Room, Living Room
Appliances: Dishwasher, Disposal, Gas Water Heater, Microwave, Dryer, Washer

Exterior

Exterior Features
Entry Level: 0

Building Information
Living Area: 4266
Living Area Units: Square Feet
Living Area Source: Assessor Auto-Fill
Building Area Total: 4266
Building Area Units: Square Feet
Building Area Source: Assessor Auto-Fill
Construction Materials: Stucco
Architectural Style: French
Year Built: 1994
Roof: Tile

Mobile Home Information
Mobile Dim Units: Feet

Property Type
Property Type: Residential
Property SubType: Single Family Residence

Property Information
Property Condition: Original
Current Use: Vineyard
Security Features: Security Gate

Lot Information
Lot Features: Auto Sprinkler F&R, Other
Lot Size Sq. Ft.: 102366
Lot Size Acres: 2.35
Lot Size Area: 2.35
Lot Size Units: SqFt
Lot Size Units: Acres
Elevation: 0
Elevation Units: Feet

Utilities

Utility Information
Utilities: Dish Antenna
Electric: 220 Volts in Laundry
Sewer: Septic Tank
Water Source: Public

Location

HOA Information
Has Homeowners Association
Association Fee: 215
Association Fee Frequency: Monthly
Association Fee Includes: Other
Association Amenities: Other

School Information
Elementary School District: Other
Middle Or Junior School District: Other
High School District: Other

Community Information
Subdivision Name: Not Listed

Public facts

Beds: 5
Baths: 3.5
Sq. Ft.: 4,266
Stories: 2.0
Lot Size: 2.35 acres
Style: Single Family Residential
Year Built: 1994
Year Renovated: 2000
County: Monterey County
APN: 416132001000

Home facts updated by county records on Sep 14, 2026

Around this home

Schools

K - 12
Preschool & daycare

Washington Elementary School

Public 4-5 • Assigned • 2.8mi

8/10

San Benancio Middle School

Public 6-8 • Assigned • 3.3mi

8/10

Salinas High School

Public 9-12 • Assigned • 10.0mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

3% chance of being in a wildfire in next 30 years

1/10 Heat Factor

2 days above 83° expected this year, 6 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

12 unhealthy days expected this year, 13 days in 30 years

Provided by First Street

Historical weather

Monterey, CA • 93940

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 11 hours in June and 4.8 hours in December, placing it above the U.S. average for solar exposure.

11 hrs

4.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$3.14M – $3.81M

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Home values near 11431 Saddle Rd

Data from public records.

Address	Redfin Estimate
11359 Saddle Rd, Monterey, CA 3 Beds \| 3 Baths \| 5720 Sq. Ft.	$2,714,991
11538 Saddle Rd, Monterey, CA 5 Beds \| 4.5 Baths \| 6436 Sq. Ft.	$2,792,034
11358 Saddle Rd, Monterey, CA 3 Beds \| 3.5 Baths \| 3230 Sq. Ft.	$2,246,256
11430 Saddle Rd, Monterey, CA 4 Beds \| 4.5 Baths \| 4011 Sq. Ft.	$2,605,699
11421 Spur Rd, Monterey, CA 3 Beds \| 2 Baths \| 1350 Sq. Ft.	$1,151,000
25671 Whip Rd, Monterey, CA 4 Beds \| 3 Baths \| 4767 Sq. Ft.	$2,279,272
11451 Spur Rd, Monterey, CA 4 Beds \| 4 Baths \| 3400 Sq. Ft.	$2,447,181

Address	Redfin Estimate
11466 Saddle Rd, Monterey, CA 3 Beds \| 2.5 Baths \| 3100 Sq. Ft.	$2,631,959
11286 Saddle Rd, Monterey, CA 3 Beds \| 3 Baths \| 3958 Sq. Ft.	$2,047,179
11323 Saddle Rd, Monterey, CA 2 Beds \| 2.5 Baths \| 3134 Sq. Ft.	$2,717,763
11502 Saddle Rd, Monterey, CA 5 Beds \| 3.5 Baths \| 4606 Sq. Ft.	$2,793,708
25691 Whip Rd, Monterey, CA 4 Beds \| 4.5 Baths \| 4162 Sq. Ft.	$2,816,562
25661 Whip Rd, Monterey, CA 4 Beds \| 3 Baths \| 3974 Sq. Ft.	$2,213,990
11560 Spur Rd, Monterey, CA 4 Beds \| 4 Baths \| 4566 Sq. Ft.	$3,425,394

Address	Redfin Estimate
11574 Saddle Rd, Monterey, CA 3 Beds \| 2.5 Baths \| 3154 Sq. Ft.	$3,467,022
11322 Saddle Rd, Monterey, CA 3 Beds \| 2.5 Baths \| 3808 Sq. Ft.	$2,464,003
11394 Saddle Rd, Monterey, CA 4 Beds \| 3.5 Baths \| 3900 Sq. Ft.	$2,411,001
25650 Whip Rd, Monterey, CA 4 Beds \| 5 Baths \| 6123 Sq. Ft.	$3,400,819
25681 Whip Rd, Monterey, CA 4 Beds \| 2.5 Baths \| 3624 Sq. Ft.	$2,157,018
11468 Spur Rd, Monterey, CA 3 Beds \| 3 Baths \| 2857 Sq. Ft.	$2,065,963
25601 Paseo de Cumbre, Monterey, CA 4 Beds \| 3.5 Baths \| 4134 Sq. Ft.	$2,665,714

Property information provided by San Francisco MLS when last listed in 2021. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 93940, CA

Sale history for 11431 Saddle Rd

Tax history for 11431 Saddle Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 93940

Home values near 11431 Saddle Rd

More real estate resources