OFF MARKET

Off Market Nov 2024 for $2.1M

$3,045,820

Est. refi paymentEst. refi $10,622/mo

•

6,436

sq ft

11538 Saddle Rd, Monterey, CA 93940

About this home

Within the duel gates of Bay Ridge, in the sunbelt of Monterey, dreams do come true. This spectacular home boasts five bedrooms and five bathrooms, with your own personal modifications possible, if desired. The primary suite is a grand statement upstairs, or pick the suite downstairs if you'd rather. Either way, it's a winning and tranquil retreat. Bay Ridge is close to almost everything and is known for it's warmth and style. This home has more than meets the eye, including special pockets of gardens, yards of yard, and open land that will remain that way. It could be yours to enjoy while enjoying the sunsets overlooking the rolling hills and acreage. Elegant entertaining is yours in the large distinctive dining room. Soaring, high ceilings make room for more sunbathed light filtering through. The chef's kitchen has its own great views that pair perfectly with an afternoon spent in the kitchen. This home offers lots of room to roam and tranquil sunsets and sunrises to enjoy. The unrivaled and captivating bay views and twinkling lights are unsurpassed in this home with a warm heart. This house was definitely designed with distinction, and with an architect like John Matthams, it has to be good.

Single-familyProperty Type

1991Year Built

1.6 acresLot Size

$473Est. Price/Sq.Ft.

5 car garageParking

Listed by The The Jacobs Team •DRE #70003531 • KW Coastal Estates

Contact: 831-236-7976

Bought with David Hicks •DRE #02074844 • Coldwell Banker Realty

Redfin checked: a few seconds ago

•Source:MLSListings #ML81972229

Redfin Estimate

$3,045,820

$946K since sold in November 2024$4,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 36.6% higher than the average sale price ($2.23M) of 6 comparable homes.

SOLD MAY 20, 2026
$2,600,000
A
4 beds3.5 baths5,077 sq ft
25611 Whip Rd, Monterey, CA 93940
SOLD MAY 29, 2026
$2,650,000
B
6 beds4.5 baths3,641 sq ft
109 Corral De Tierra Rd, Salinas, CA 93908
SOLD APR 13, 2026
$1,477,500
C
4 beds4 baths3,040 sq ft
25207 Casiano Dr, Salinas, CA 93908
SOLD NOV 24, 2025
$1,720,000
D
4 beds3 baths3,158 sq ft
25317 Camino De Chamisal, Salinas, CA 93908
SOLD MAY 5, 2026
$2,750,000
E
4 beds3.5 baths3,879 sq ft
56 West Garzas Rd, Carmel Valley, CA 93924
SOLD JUN 30, 2026
$2,185,000
F
4 beds4.5 baths3,305 sq ft
302 Pasadera Dr, Monterey, CA 93940

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Earn from this home

Sell

$1,258,914

Est. take-home

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Refinance

Est. cash available

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Rent

$8,791/mo

Redfin rental estimate

List your home for rent

Market trends in 93940, CA

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.9%

+0.4% MoM

Median sale price

$1.1M

$30K MoM

Avg. days on market

22d

1 days MoM

Recently sold homes

13 MoM

New listings for sale

NEW 14 HRS AGO
$2,449,000
3 beds2.5 baths2,513 sq ft
23715 Determine Ln, Monterey, CA 93940
OPEN TODAY, 1PM TO 4PM
$2,795,000
4 beds3.5 baths3,440 sq ft
405 Estrella D'Oro, Monterey, CA 93940
OPEN SUN, 12PM TO 2PM
$495,000
1 bed1 bath630 sq ft
500 Glenwood Cir #514, Monterey, CA 93940
EARLY ACCESS
$1,450,000
3 beds2 baths1,318 sq ft
870 Doud St, Monterey, CA 93940
OPEN TODAY, 2PM TO 4PM
$1,195,000
2 beds2 baths1,680 sq ft
202 Edinburgh Ave, Monterey, CA 93940
OPEN TODAY, 1:30PM TO 3:30PM
$1,089,000
2 beds2.5 baths1,560 sq ft
664 Terry St, Monterey, CA 93940
3D WALKTHROUGH
$2,795,000
4 beds3.5 baths3,736 sq ft
400 Dry Creek Rd, Monterey, CA 93940
$3,400,000
4 beds4.5 baths4,162 sq ft
25548 Paseo De Cumbre, Monterey, CA 93940
$1,350,000
3 beds2 baths1,326 sq ft
759 Filmore St, Monterey, CA 93940
LISTED BY REDFIN
$1,500,000
2 beds5 baths2,681 sq ft
Undisclosed address, Monterey, CA 93940
See all

Provided by Redfin

Sale history for 11538 Saddle Rd

Date

Event

Price

MLSListings #ML81972229

Nov 26, 2024

Sold

$2,100,000

$326/sq ft

Aug 12, 2024

Contingent

—

Jul 23, 2024

Price Changed

$2,500,000

$388/sq ft

Jul 8, 2024

Listed

$3,200,000

$497/sq ft

MLSListings #ML81912657

Jul 18, 2023

Sold

$2,550,000

$396/sq ft

Mar 31, 2023

Contingent

—

Nov 9, 2022

Listed

$2,750,000

$427/sq ft

+26

If you want bay views with twinkling city lights, lots of space and privacy in a gated community AND with a fabulous floor plan, designed by renowned local architect John Matthams, with the ability to update to your own taste while keeping a lower tax base - then this is the place for you! Good news, beautiful hand-hewn hardwood floors and an incredible soaring stone fireplace are completed. Huge living room has 42-foot ceilings; dining room is over-sized, kitchen is large and laid out perfectly for cheffing and entertaining and the primary suite is an oasis away from everyone else with those same views and a fireplace. Stunning patio off living room and dining room set up perfectly for outdoor entertaining or just enjoying those fabulous sunsets. Add to all of this a large, temperature controlled wine cellar and a 5-car garage (wine cellar occupies the back portion of two garage bays) - this is a wonderful opportunity.

MLSListings #ML80926154

Sep 30, 2010

Sold

$1,575,000

$245/sq ft

Jun 1, 2010

Pending

—

May 5, 2010

Price Changed

$1,596,808

$248/sq ft

Mar 24, 2010

Price Changed

$1,685,000

$262/sq ft

Mar 11, 2010

Price Changed

$1,875,000

$291/sq ft

Feb 18, 2010

Price Changed

$1,939,000

$301/sq ft

Jan 25, 2010

Price Changed

$1,989,000

$309/sq ft

Nov 16, 2009

Price Changed

$2,295,000

$357/sq ft

Oct 22, 2009

Price Changed

$2,595,000

$403/sq ft

May 29, 2009

Listed

$2,995,000

$465/sq ft

Public Records

Feb 26, 1992

Sold

$1,800,000

$280/sq ft

Public Records

Jun 16, 1989

Sold

$231,500

$36/sq ft

Public Records

Jul 11, 1988

Sold

$166,000

$26/sq ft

Public Records

Dec 2, 1983

Sold

$2,031,000

$316/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$23,791 (−15.9%)

$816,000 + $1,326,000

$2,142,000

2024

$28,276 (+32.7%)

$800,000 + $1,300,000

$2,100,000

2023

$21,314 (−0.7%)

$850,000 + $1,700,000

$2,550,000

2022

$21,473 (+4.5%)

$434,237 + $1,519,855

$1,954,092

2021

$20,539 (+2.2%)

$425,723 + $1,490,054

$1,915,777

2020

$20,090 (+0.4%)

$417,376 + $1,460,838

$1,878,214

2019

$20,014 (+2.2%)

$413,097 + $1,445,859

$1,858,956

2018

$19,592 (−1.5%)

$404,998 + $1,417,509

$1,822,507

2017

$19,886 (+3.1%)

$389,272 + $1,362,466

$1,751,738

2016

$19,284 (+1.0%)

$389,272 + $1,362,466

$1,751,738

2015

$19,094 (+3.4%)

$381,640 + $1,335,751

$1,717,391

2014

$18,458

$368,545 + $1,289,915

$1,658,460

2013

$18,471 (+12.8%)

$368,545 + $1,289,915

$1,658,460

2012

$16,378 (−0.6%)

$366,880 + $1,284,086

$1,650,966

2011

$16,479 (−7.0%)

$322,000 + $1,150,000

$1,472,000

2010

$17,724 (−33.4%)

$322,000 + $1,150,000

$1,472,000

2009

$26,597 (+3.3%)

$350,000 + $1,250,000

$1,600,000

2008

$25,745

$480,624 + $1,922,508

$2,403,132

Tax history for 11538 Saddle Rd

Year

Property tax

Land + Additions

Assessment*

2025

$23,791 (−15.9%)

$816,000 + $1,326,000

$2,142,000

2024

$28,276 (+32.7%)

$800,000 + $1,300,000

$2,100,000

2023

$21,314 (−0.7%)

$850,000 + $1,700,000

$2,550,000

2022

$21,473 (+4.5%)

$434,237 + $1,519,855

$1,954,092

2021

$20,539 (+2.2%)

$425,723 + $1,490,054

$1,915,777

2020

$20,090 (+0.4%)

$417,376 + $1,460,838

$1,878,214

2019

$20,014 (+2.2%)

$413,097 + $1,445,859

$1,858,956

2018

$19,592 (−1.5%)

$404,998 + $1,417,509

$1,822,507

2017

$19,886 (+3.1%)

$389,272 + $1,362,466

$1,751,738

2016

$19,284 (+1.0%)

$389,272 + $1,362,466

$1,751,738

2015

$19,094 (+3.4%)

$381,640 + $1,335,751

$1,717,391

2014

$18,458

$368,545 + $1,289,915

$1,658,460

2013

$18,471 (+12.8%)

$368,545 + $1,289,915

$1,658,460

2012

$16,378 (−0.6%)

$366,880 + $1,284,086

$1,650,966

2011

$16,479 (−7.0%)

$322,000 + $1,150,000

$1,472,000

2010

$17,724 (−33.4%)

$322,000 + $1,150,000

$1,472,000

2009

$26,597 (+3.3%)

$350,000 + $1,250,000

$1,600,000

2008

$25,745

$480,624 + $1,922,508

$2,403,132

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

4.5

Stories

Lot width

—

Lot depth

—

Lot size

1.6 Acres

Year renovated

1991

Sq. Ft.

5,860

Year built

1991

Style

Single Family Residential

County

Monterey County

APN

416132026000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 8, 2026.

Apr 1, 2026 • Final

Plumbing

Install a water treatment system.

Plumbing

Oct 27, 2025 • Active

Install a residential roof-mounted photovoltaic system on a single-family home. The project includes solar panels and energy storage systems using the existing electrical panel.

Electrical

Solar

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Property details

Parking

Parking Information
Garage (Minimum): 5
Garage (Maximum): 5
Parking Description: Attached Garage, Gate/Door Opener, Guest/Visitor Parking
Garage Spaces: 5

Interior

Virtual Tour

Bedroom Information
# of Bedrooms (Minimum): 5
# of Bedrooms (Maximum): 5
Bedrooms: Primary Suite/Retreat, Walk-In Closet, More than One Bedroom on Ground Floor, Ground Floor Bedroom

Bathroom Information
# of Baths (Full): 4
# of Baths (1/2): 1
Bathroom Description: Double Sinks, Tub in Master Bedroom, Tub w/Jets, Full on Ground Floor, Half on Ground Floor, 2+ Stall Shower, 2+ Tubs

Room Information
Den/Study/Office, Loft, Wine Cellar/Storage, Formal Entry
Family Room Description: Separate Family Room
Dining Room Description: Formal Dining Room, Breakfast Room
Kitchen Description: Dishwasher, Island with Sink, Cooktop (Gas), Garbage Disposal, Microwave, Refrigerator(s), Trash Compactor, Oven (Gas)

Interior Features
Laundry: Washer/Dryer, Inside
Flooring: Marble, Carpet, Hardwood

Fireplace Information
Has Fireplace
Fireplace Description: In Living Room, In Primary Bedroom, Wood-Burning
Fireplaces (Minimum): 2

Heating & Cooling Information
Cooling: Central Forced Air
Heating: Central Forced Air

Exterior

Exterior Features
View: Mountains, Ocean, City Lights
Roof: Tile
Yard/Grounds: Backyard, Balcony/Patio

Building Information
Style: Mediterranean
Subclass: Single Family Home
Building Type: Detached
Concrete Perimeter and Slab

Property Features
Amenities: Walk-In Closet, Vaulted Ceiling, Wet Bar, High Ceiling, Skylight(s)
Living Sq. Ft.: 6,436
Security Features: Fire Alarm, Fire System (Sprinkler), Security Gate w/Guard

Property Information
Property Primary ID: 301853
Restrictions: Other (See Remarks)

Lot Information
Lot Acres: 1.6
Lot Size Area Minimum Units: Sq. Ft.
Lot Size Area Maximum Units: Sq. Ft.
Lot Size Source: Assessor
Zoning: R-1

Utilities

Utility Information
Energy Features: Skylight(s), Thermostat Controller, Double Pane Windows
Sewer Septic: Septic Tank/Pump
Utilities: Propane On Site, Public Utilities

Water Information
Water: Water Softener (Owned)

Location

Multi-Unit Information
# of Stories: 2

HOA Information
Has HOA
Fees Include: Common Area Electricity, Common Area Gas, Insurance (Common Area), Maintenance (Road), Security Service
HOA Amenities: Community Security Gate
HOA Documents: Bylaws, CC&RS
HOA Fee: $240
HOA Fee Frequency: Monthly
HOA Name: Bay Ridge

School Information
Elementary School District: Washington Union Elementary
High School District: Monterey Peninsula Unified

Public facts

Beds: 5
Baths: 4.5
Sq. Ft.: 5,860
Stories: 2.0
Lot Size: 1.6 acres
Style: Single Family Residential
Year Built: 1991
Year Renovated: 1991
County: Monterey County
APN: 416132026000

Home facts updated by county records on Sep 8, 2026

Other

Miscellaneous Information
Incorporated: Yes

Around this home

Schools

Washington Elementary School

Public 4-5 • Assigned • 2.6mi

8/10

San Benancio Middle School

Public 6-8 • Assigned • 3.3mi

8/10

Salinas High School

Public 9-12 • Assigned • 10.0mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

2% chance of being in a wildfire in next 30 years

1/10 Heat Factor

11 hot days expected this year, 11 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

12 unhealthy days expected this year, 13 days in 30 years

Provided by First Street

Historical weather

Monterey, CA • 93940

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 11 hours in June and 4.8 hours in December, placing it above the U.S. average for solar exposure.

11 hrs

4.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$2.89M – $3.50M

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OPEN TODAY, 1:30PM TO 3:30PM

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Home values near 11538 Saddle Rd

Data from public records.

Address	Redfin Estimate
11718 Saddle Road, Monterey, CA 4 Beds \| 3 Baths \| 4795 Sq. Ft.	$2,568,255
11600 Saddle Road, Monterey, CA 4 Beds \| 4 Baths \| 5138 Sq. Ft.	$2,595,303

Address	Redfin Estimate
11466 Saddle Road, Monterey, CA 3 Beds \| 2.5 Baths \| 3100 Sq. Ft.	$2,614,747
11431 Saddle Road, Monterey, CA 4 Beds \| 3.5 Baths \| 4266 Sq. Ft.	$3,266,467

Address	Redfin Estimate
11574 Saddle Road, Monterey, CA 3 Beds \| 2.5 Baths \| 3154 Sq. Ft.	$3,479,026
11358 Saddle Road, Monterey, CA 3 Beds \| 3.5 Baths \| 3230 Sq. Ft.	$1,851,480

Property information provided by MLSListings when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 93940, CA

Sale history for 11538 Saddle Rd

Tax history for 11538 Saddle Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 93940

Home values near 11538 Saddle Rd

More real estate resources