Listed by Janet McCarthy •DRE #01428791 • Rise Realty

Contact: jmccarthyhomes@gmail.com

For sale

$510,000

Est. $3,789/mo —

•

1,091

sq ft

12160 Rancho Bernardo Rd Unit A, San Diego, CA 92128

About this home

Golf Course Views + $75,000 in Upgrades + Internet, Cable & Water Included in HOA Membership to Rancho Bernardo Swim and Tennis club INCLUDED thru July 2027 Enjoy stunning views of the Rancho Bernardo Inn Golf Course from this beautifully upgraded 2-bedroom, 2-bath condo featuring over $75,000 in recent improvements. This move-in ready home offers luxury vinyl plank flooring throughout, upgraded kitchen finishes, remodeled bathrooms, newer windows, recessed lighting, tankless water heater, newer furnace, stainless steel appliances, and a private patio overlooking the lush fairways. Located within the highly acclaimed Poway Unified School District, this home combines comfort, convenience, and exceptional value. The HOA provides an impressive package of benefits including water, trash, high-speed internet, cable TV with Disney+, Hulu, Paramount+, and multiple streaming channels, as well as exterior maintenance and professional landscaping—helping reduce monthly living expenses while providing a low-maintenance lifestyle. Residents also enjoy access to the Rancho Bernardo Swim & Tennis Club featuring pools, spa, fitness center, tennis courts, playground, and more. Whether you're looking for a primary residence, second home, or investment opportunity, this turnkey golf course-view condo offers one of the best values in Rancho Bernardo.

CondoProperty Type

1968Year Built

$467Price/Sq.Ft.

$475/moHOA Dues

1 spaceParking

Listing updated: Aug 31, 2026 at 11:20am

Redfin checked: 4 minutes ago

•Source:CRMLS #NDP2605161

Payment calculator

$3,789 per month

Principal and interest$2,680

Property taxes

HOA dues

Home insurance

Utilities

5 minutes to get started. No credit impact.

Mortgage resources

See this home in person

Open houses

No upcoming open houses.

Nearby open houses (10)

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$510,000
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SimpliHOM
REDFIN OPEN SAT, 12PM TO 3PM3D WALKTHROUGH
$612,500
1 bed1 bath791 sq ft
12253 Carmel Vista Rd #186, San Diego, CA 92130
OPEN SAT, 12PM TO 2PM
$2,175,000
5 beds4.5 baths3,764 sq ft
15943 Ranch Hollow Rd, Poway, CA 92064
OPEN SAT, 12PM TO 3PM
$1,555,000
4 beds3.5 baths2,013 sq ft
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REDFIN OPEN SAT, 1PM TO 3PM3D WALKTHROUGH
$2,349,000
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REDFIN OPEN SAT, 1PM TO 3PM3D WALKTHROUGH
$719,000
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1202 Sunrise Vw #103, San Marcos, CA 92078
OPEN SAT, 1PM TO 4PM
$925,000
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17539 Cumana Ter, San Diego, CA 92128

Around this home

Schools

K - 12
Preschool & daycare

Chaparral Elementary School

Public K-5 • Assigned • 0.9mi

7/10

Bernardo Heights Middle School

Public 6-8 • Assigned • 1.6mi

8/10

Rancho Bernardo High School

Public 9-12 • Assigned • 1.9mi

9/10

Provided by GreatSchools

About Rancho

Bernardo

Rancho Bernardo, located between Poway and Escondido, is a master-planned and golf-oriented San Diego neighborhood with rolling hills and a village-style retail core. The neighborhood’s tempo concentrates around Bernardo Center Drive at Camino del Norte, where patios, coffee counters, and service storefronts line the shopping plazas. Ranch-style houses, Spanish-influenced facades, and newer planned tracts follow the contours of canyons and fairways. Lake Hodges and the San Dieguito River Park frame the western edge with trailheads and open views. The Country Club of Rancho Bernardo and Bernardo Winery act as long-running social anchors. Westfield North County and the I-15 corridor shape daily errands and commutes.

Provided by Walk Score and Local Logic

Offer insights

12160 Rancho Bernardo Rd Unit A · $510,000

Strong offer

$510K and above

75% chance or better to win

Why $510K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 43 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
One-level layout
Front door entry
All bedrooms on the main floor
Main floor primary bedroom
Living room
Primary bathroom

Bedrooms
Two main-level bedrooms

Bathrooms
Two full bathrooms

Kitchen
Garbage disposal
Microwave
Refrigerator
Electric range and electric oven
Dishwasher
Tankless water heater

Laundry & utility
Laundry area in closet
Outside laundry access
Stackable washer/dryer capable

Heating & cooling
Central cooling

Sale and tax history for 12160 Rancho Bernardo Rd Unit A

Sale History
Tax History

Date

Event

Price

CRMLS #NDP2605161

Aug 31, 2026

Price Changed

$510,000

$467/sq ft

Aug 12, 2026

Price Changed

$540,000

$495/sq ft

Aug 3, 2026

Price Changed

$560,000

$513/sq ft

Jul 14, 2026

Price Changed

$570,000

$522/sq ft

May 29, 2026

Listed

$590,000

$541/sq ft

SDMLS #200026778

Aug 26, 2020

Sold

$405,000

$371/sq ft

Aug 26, 2020

Sold

$405,000

$371/sq ft

Jul 17, 2020

Pending

—

Jun 29, 2020

Price Changed

$415,000

$380/sq ft

May 26, 2020

Listed

$420,000

$385/sq ft

May 26, 2020

Listed

$415,000

$380/sq ft

+35

Price reduced $400,00.000-$415,000.00. Be one of the lucky few to live in the Bernardo Villas Condo.Overlooking the 14th tee, this home offers upgraded kitchen with granite counters. Beautiful tile flooring in kitchen, bathrooms and laminate flooring throughout. Bathrooms tub and shower stall were recently refinished. Enjoy all that Rancho Bernardo has to offer w/access to the RB Swim & Tennis Club, include, pools/spa, gym, tennis, playground & basketball Ct. Not a 55plus Your children and grandkids are welcomed.. Neighborhoods: Rancho Bernardo Complex Features: ,,,,,, Equipment: Range/Oven Other Fees: 28 Sewer: Sewer Connected Topography: LL

CRMLS #71006493

May 30, 2007

Sold

$285,000

$261/sq ft

Jan 22, 2007

Listed

$285,000

$261/sq ft

+20

SDMLS #1

Mar 22, 2007

Price Changed

$285,000

$261/sq ft

CRMLS #51051885

Feb 2, 2006

Listing Removed

—

Feb 2, 2006

Listing Removed

—

Jul 20, 2005

Listed

$359,000

$329/sq ft

Jul 20, 2005

Listed

$359,000

$329/sq ft

Public Records

Sep 20, 1989

Sold

$105,000

$96/sq ft

Public Records

Apr 1, 1980

Sold

$92,000

$84/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$4,936 (+2.7%)

$251,031 + $196,118

$447,149

2024

$4,806 (+2.2%)

$246,109 + $192,273

$438,382

2023

$4,703 (+1.7%)

$241,284 + $188,503

$429,787

2022

$4,623 (+1.3%)

$236,553 + $184,807

$421,360

2021

$4,562 (+16.5%)

$231,915 + $181,184

$413,099

2020

$3,915 (+2.7%)

$227,368 + $177,632

$405,000

2019

$3,812 (+2.9%)

$196,000 + $153,125

$349,125

2018

$3,704 (+12.8%)

$192,157 + $150,123

$342,280

2017

$3,284 (+5.4%)

$167,000 + $133,000

$300,000

2016

$3,114 (+5.6%)

$167,000 + $133,000

$300,000

2015

$2,948 (+8.5%)

$159,000 + $126,000

$285,000

2014

$2,716 (+32.1%)

$140,000 + $110,000

$250,000

2013

$2,056 (+13.4%)

$140,000 + $110,000

$250,000

2012

$1,813

$107,000 + $83,000

$190,000

2011

$1,814 (−35.9%)

$94,000 + $74,000

$168,000

2010

$2,830 (+1.0%)

$94,000 + $74,000

$168,000

2009

$2,801 (−10.4%)

$145,000 + $115,000

$260,000

2008

$3,127

$145,000 + $115,000

$260,000

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

—

Year renovated

1968

Finished Sq. Ft.

1,091

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,091

Year built

1968

Style

Condo/Co-op

County

San Diego County

APN

2745204113

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 19, 2026.

RM-1-1

RANCHO BERNARDO

Residential-Multiple Unit Zone

The purpose of the RM zones is to provide for multiple dwelling unit development at varying densities. The RM zones individually accommodate developments with similar densities and characteristics. Each of the RM zones is intended to establish development criteria that consolidates common development regulations, accommodates specific dwelling types, and responds to locational issues regarding adjacent land uses.

Zone overlays

Rancho Bernardo Community Plan

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Multiple units
Housing-Senior
Housing-Student
Housing-Other
Recreation
Housing-Mobile home park
Park & open space

Climate risks

4/10 Flood Factor

Estimated 19-29% chance of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 97° expected this year, 20 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

4/10 Air Factor

5 unhealthy days expected this year, 5 days in 30 years

Provided by First Street

Historical weather

San Diego, CA • 92128

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

87/ 100

Very good sunlight

Sunscore

This home receives average direct sun exposure in the zip code. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.4 hrs

6.7 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 12160 Rancho Bernardo Rd Unit A

$505,070

$4,930 under list price of $510K

Nearby comparable homes

The Redfin Estimate uses 5 recent nearby sales, priced between $500K to $630K.

SOLD JUL 3, 2026
$500,000 Last sold price
2 beds2 baths1,120 sq ft
16677 Orilla, San Diego, CA 92128
$21/sq ft
3 years older
SOLD JUN 4, 2026
$550,000 Last sold price
2 beds1.5 baths924 sq ft
12226 Rancho Bernardo Rd Unit A, San Diego, CA 92128
$128/sq ft
2 years older
SOLD JUN 22, 2026
$575,000 Last sold price
2 beds2 baths1,176 sq ft
16566 Caminito Vecinos #25, San Diego, CA 92128
$22/sq ft
3 years newer
SOLD DEC 22, 2025
$630,000 Last sold price
3 beds2 baths1,056 sq ft
12553 Caminito De La Gallarda, San Diego, CA 92128
$130/sq ft
8 years newer
SOLD JAN 14, 2026
$610,000 Last sold price
2 beds2 baths1,138 sq ft
16566 Caminito Vencinos #31, San Diego, CA 92128
$69/sq ft
3 years newer

Rental earnings

Est. $3,074 per month, based on comparable rentals

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(858) 330-2019

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Details provided by CRMLS and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Mortgage resources

See this home in person

Nearby open houses (10)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 12160 Rancho Bernardo Rd Unit A

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 12160 Rancho Bernardo Rd Unit A

Early Access listings

Nearby similar homes

New listings for sale in 92128

More real estate resources