Google street view image for 409 Stephen Rd, San Mateo, CA 94403

Off Market Sep 1987 for $302K

$2,345,823

Est. refi paymentEst. refi $1,838/mo

•

2 ba

•

1,820

sq ft

409 Stephen Rd, San Mateo, CA 94403

About this home

409 Stephen Rd is a 1,820 square foot house on a 8,029 square foot lot with 3 bedrooms and 2 bathrooms. - it last sold on September 04, 1987 for $302,500. Based on Redfin's San Mateo data, we estimate the home's value is $2,345,823.

Single-familyProperty Type

1948Year Built

8,029 sq ftLot Size

$1,289Est. Price/Sq.Ft.

Source:Public Records

Redfin Estimate

$2,345,823

$2.0M since sold in September 1987$9,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 2.7% higher than the average sale price ($2.29M) of 6 comparable homes.

SOLD FEB 26, 2026
$2,400,000
A
3 beds2 baths1,770 sq ft
3909 Leona St, San Mateo, CA 94403
SOLD MAY 12, 2026
$2,125,000
B
3 beds2 baths1,520 sq ft
402 Stephen Rd, San Mateo, CA 94403
SOLD JUL 24, 2026
$2,285,000
C
3 beds2 baths1,769 sq ft
3035 Flores St, San Mateo, CA 94403
SOLD JUN 24, 2026
$2,500,000
D
3 beds2 baths1,580 sq ft
731 26th Ave, San Mateo, CA 94403
BOUGHT WITH REDFIN MAY 8, 2026
$2,450,000
E
3 beds2.5 baths2,174 sq ft
311 W Hillsdale Blvd, San Mateo, CA 94403
SOLD AUG 4, 2026
$1,950,000
F
3 beds2 baths1,450 sq ft
3031 Flores St, San Mateo, CA 94403

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Earn from this home

Sell

$2,221,667

Est. take-home

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Refinance

Est. cash available

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Rent

$5,281/mo

Redfin rental estimate

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Market trends in 94403, CA

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

107.4%

0.4% MoM

Median sale price

$1.9M

$108K MoM

Avg. days on market

13d

1 days MoM

Recently sold homes

102

7 MoM

New listings for sale

REDFIN OPEN SAT, 1PM TO 4PM
$1,450,000
3 beds2 baths1,220 sq ft
1741 S Norfolk St, San Mateo, CA 94403
NEW 15 HRS AGO
$1,875,000
4 beds3.5 baths2,088 sq ft
191 Waters Park Cir, San Mateo, CA 94403
EARLY ACCESS
$2,000,000
4 beds3 baths1,922 sq ft
3981 Casanova Dr, San Mateo, CA 94403
OPEN SAT, 2PM TO 4PM
$1,549,000
3 beds1 bath1,020 sq ft
261 36th Ave, San Mateo, CA 94403
EARLY ACCESS
$1,650,000
2 beds3 baths1,390 sq ft
2854 Catalino St, San Mateo, CA 94403
OPEN SAT, 1PM TO 4PM
$735,000
2 beds2 baths1,040 sq ft
4238 George Ave #1, San Mateo, CA 94403
OPEN SAT, 2PM TO 4PM
$1,499,950
2 beds1 bath1,050 sq ft
73 Poinsettia Ave, San Mateo, CA 94403
OPEN SAT, 2PM TO 4PM
$1,695,000
4 beds2.5 baths1,807 sq ft
253 Waters Park Cir, San Mateo, CA 94403
COMING SOON
$1,539,000
2 beds2.5 baths1,360 sq ft
409 Longden Ave, San Mateo, CA 94403
OPEN SAT, 2PM TO 4PM
$1,189,000
3 beds2 baths1,500 sq ft
220 Waters Park Cir #101, San Mateo, CA 94403
See all

Provided by Redfin

Sale history for 409 Stephen Rd

Year

Property tax

Land + Additions

Assessment*

2025

$9,195 (−1.4%)

$195,221 + $395,343

$590,564

2024

$9,325 (+3.5%)

$191,394 + $387,592

$578,986

2023

$9,009 (−1.0%)

$187,642 + $379,993

$567,635

2022

$9,100 (+3.7%)

$183,963 + $372,543

$556,506

2021

$8,776 (+6.0%)

$180,356 + $365,239

$545,595

2020

$8,282 (+2.0%)

$176,820 + $358,078

$534,898

2019

$8,121 (+10.5%)

$175,007 + $354,407

$529,414

2018

$7,352 (−4.1%)

$171,576 + $347,458

$519,034

2017

$7,662 (+9.7%)

$164,914 + $333,967

$498,881

2016

$6,984 (+3.9%)

$164,914 + $333,967

$498,881

2015

$6,724 (+1.2%)

$161,681 + $327,419

$489,100

2014

$6,642 (−1.3%)

$156,134 + $316,184

$472,318

2012

$6,730 (+3.6%)

$155,429 + $314,756

$470,185

2011

$6,498 (+2.8%)

$152,382 + $308,585

$460,967

2010

$6,320 (+2.9%)

$149,395 + $302,535

$451,930

2009

$6,141 (+1.9%)

$148,279 + $300,274

$448,553

2008

$6,024

$148,632 + $300,988

$449,620

Tax history for 409 Stephen Rd

Year

Property tax

Land + Additions

Assessment*

2025

$9,195 (−1.4%)

$195,221 + $395,343

$590,564

2024

$9,325 (+3.5%)

$191,394 + $387,592

$578,986

2023

$9,009 (−1.0%)

$187,642 + $379,993

$567,635

2022

$9,100 (+3.7%)

$183,963 + $372,543

$556,506

2021

$8,776 (+6.0%)

$180,356 + $365,239

$545,595

2020

$8,282 (+2.0%)

$176,820 + $358,078

$534,898

2019

$8,121 (+10.5%)

$175,007 + $354,407

$529,414

2018

$7,352 (−4.1%)

$171,576 + $347,458

$519,034

2017

$7,662 (+9.7%)

$164,914 + $333,967

$498,881

2016

$6,984 (+3.9%)

$164,914 + $333,967

$498,881

2015

$6,724 (+1.2%)

$161,681 + $327,419

$489,100

2014

$6,642 (−1.3%)

$156,134 + $316,184

$472,318

2012

$6,730 (+3.6%)

$155,429 + $314,756

$470,185

2011

$6,498 (+2.8%)

$152,382 + $308,585

$460,967

2010

$6,320 (+2.9%)

$149,395 + $302,535

$451,930

2009

$6,141 (+1.9%)

$148,279 + $300,274

$448,553

2008

$6,024

$148,632 + $300,988

$449,620

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning

R1B

Single-Family Residence Districts

The R1 Single-Family Residence Districts are intended to create, preserve and enhance areas suitable for single-family dwellings with a substantial presence of open space and opportunities for outdoor living. The R1 districts are intended to protect the character and variety of neighborhoods, preserve privacy and prevent burdens on public facilities, while allowing reasonable housing opportunities for families.

Permitted uses

Include but are not limited to:

Day care facility
Housing-Single unit
Housing-Mobile home park

Property details

Interior

Bathroom Information
# of Full Baths: 2

Heating & Cooling
Air Conditioning Type: Central
Heating Type: Central

Fireplace Information
# of Fireplaces: 1
Has Fireplace

Room Information
# of Rooms: 7

Exterior

Exterior Information
Construction Type: Wood/Steel
Building Construction Quality: Good

View Information
View: Good

Property Information
Subdivision Name: HILLSDALE 03
Living Sq. Ft: 1,820
Ground Floor Sq. Ft: 1,820
Building Sq. Ft: 2,300
# of Stories: 1
Legal Description: LOT 1 BLOCK 4 HILLSDALE UNIT NO 3 RSM 25/32 33 CITY OF SAN MATEO

Parking & Garage Information
# of Parking Spaces: 2
Parking Type: Attached Garage
Garage/Parking Sq. Ft: 480
Garage / Carport Type: Attached

Lot Information
# of Buildings: 1
Land Sq. Ft: 8,029
Legal Lot Number: 1
Legal Block Number: 4
Acres: 0.1843
Depth Footage: 105
Front Footage: 90
Zoning Code: R10006
County Use Description: SINGLE FAMILY

Financial

Assessor Information
Assessment Year: 2026

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,820
Stories: 1.0
Lot Size: 8,029 square feet
Style: Single Family Residential
Year Built: 1948
Year Renovated: 1948
County: San Mateo County
APN: 039472060

Home facts updated by county records on Sep 2, 2026

Around this home

Schools

Laurel Elementary School

Public K-5 • Assigned • 0.1mi

3/10

Abbott Middle School

Public 6-8 • Assigned • 0.2mi

4/10

Hillsdale High School

Public 9-12 • Assigned • 0.4mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Local insights from Redfin agents

San Mateo stayed one of the Peninsula's busiest markets. Homes averaged 110% of asking price, and buyers continue to compete for updated homes in neighborhoods like Aragon, Baywood and Beresford Park.
1 month ago • San Mateo
Sasai Zhang
Redfin Premier agent
182 deals
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Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 87° expected this year, 15 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

12 unhealthy days expected this year, 12 days in 30 years

Provided by First Street

Historical weather

San Mateo, CA • 94403

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.8 hours in June and 5 hours in December, placing it above the U.S. average for solar exposure.

10.8 hrs

5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$2.23M – $2.70M

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Home values near 409 Stephen Rd

Data from public records.

Address	Redfin Estimate
428 Stephen Road, San Mateo, CA 3 Beds \| 2 Baths \| - Sq. Ft.	$2,339,278
416 Stephen Road, San Mateo, CA 3 Beds \| 2 Baths \| 2040 Sq. Ft.	$2,806,735

Address	Redfin Estimate
402 Stephen Road, San Mateo, CA 3 Beds \| 2 Baths \| 1520 Sq. Ft.	$2,498,963
412 Stephen Road, San Mateo, CA 4 Beds \| 3.5 Baths \| 2605 Sq. Ft.	$4,001,544

Address	Redfin Estimate
424 Stephen Road, San Mateo, CA 3 Beds \| 2 Baths \| 1740 Sq. Ft.	$2,239,940
406 Stephen Road, San Mateo, CA 3 Beds \| 2 Baths \| 1610 Sq. Ft.	$1,968,012

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 94403, CA

Sale history for 409 Stephen Rd

Tax history for 409 Stephen Rd

Zoning

Property details

Around this home

Schools

Lifestyle

Local insights from Redfin agents

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 94403

Home values near 409 Stephen Rd

More real estate resources