Off market may 2026 for $3.9M

$3,929,454

Est. refi paymentEst. refi $13,341/mo

•

2,605

sq ft

412 Stephen Rd, San Mateo, CA 94403

About this home

A beautifully expanded and reimagined contemporary rancher offering relaxed Modern California luxury. The thoughtfully designed open floor plan showcases a sleek, light-filled kitchen that flows seamlessly into the family and dining areas, creating an ideal setting for effortless entertaining. Four generously sized bedrooms offer refined comfort, highlighted by an elegant primary suite featuring dual walk-in closets designed for effortless luxury. A dedicated office provides the perfect setting for sophisticated remote work or a private library retreat. The expansive utility room is thoughtfully appointed with walls of custom cabinetry, delivering exceptional storage with style and convenience. Expansive views extend to a lush, landscaped backyard, embracing the quintessential indoor-outdoor California lifestyle. Do not miss the opportunity to experience this exceptional home and discover elevated living at its finest.

Single-familyProperty Type

1949Year Built

0.28 acresLot Size

$1,508Est. Price/Sq.Ft.

2 car garageParking

Listed by Ellen Vera •DRE #01473148 • Intero Real Estate Services

Bought with Radha Rustagi •DRE #01402429 • Keller Williams Thrive

Redfin checked: a few seconds ago

•Source:MLSListings #ML82029852

Redfin Estimate

$3,929,454

$21K since sold in May 2026$45K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 36.2% higher than the average sale price ($2.89M) of 6 comparable homes.

SOLD AUG 31, 2026
$3,200,000
A
5 beds4 baths2,915 sq ft
326 30th Ave, San Mateo, CA 94403
SOLD SEP 21, 2026
$3,300,000
B
4 beds4 baths2,600 sq ft
145 43rd Ave, San Mateo, CA 94403
SOLD OCT 14, 2026
$2,900,000
C
4 beds3 baths2,010 sq ft
751 27th Ave, San Mateo, CA 94403
BOUGHT WITH REDFIN MAY 8, 2026
$2,450,000
D
3 beds2.5 baths2,174 sq ft
311 West Hillsdale Blvd, San Mateo, CA 94403
SOLD APR 3, 2026
$2,766,000
E
4 beds3.5 baths2,741 sq ft
319 30th Ave, San Mateo, CA 94403
SOLD APR 28, 2026
$2,700,000
F
4 beds3.5 baths2,473 sq ft
3728 Southwood Ave, San Mateo, CA 94403

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Earn from this home

Sell

$590,158

Est. take-home

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Refinance

Est. cash available

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Rent

$8,400/mo

Redfin rental estimate

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Market trends in 94403, CA

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

105.9%

1.3% MoM

Median sale price

$1.8M

$49K MoM

Avg. days on market

13d

0 days MoM

Recently sold homes

4 MoM

New listings for sale

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OPEN TODAY, 1PM TO 4PM
$2,575,000
4 beds2.5 baths2,544 sq ft
3709 Kenwood Ave, San Mateo, CA 94403
OPEN TODAY, 1PM TO 4PM
$1,625,000
2 beds2 baths1,730 sq ft
121 West 38th Ave, San Mateo, CA 94403
REDFIN OPEN TODAY, 1PM TO 4PM
$680,000
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1555 Marina Ct Unit B, San Mateo, CA 94403
OPEN TODAY, 2PM TO 4PM
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2 beds1 bath1,080 sq ft
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REDFIN OPEN TODAY, 1PM TO 4PM
$475,000
Studio1 bath435 sq ft
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OPEN TODAY, 2PM TO 4PM
$1,448,000
3 beds2 baths1,290 sq ft
2020 Harding Ave, San Mateo, CA 94403
$525,000
1 bed1 bath663 sq ft
1919 Alameda De Las Pulgas #4, San Mateo, CA 94403
EARLY ACCESS
$2,815,000
4 beds3 baths2,500 sq ft
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See all

Provided by Redfin

Sale history for 412 Stephen Rd

Date

Event

Price

MLSListings #ML82029852

May 8, 2026

Sold

$3,950,000

$1,516/sq ft

Apr 21, 2026

Pending

—

Apr 10, 2026

Listed

$3,799,000

$1,458/sq ft

Apr 10, 2026

Listed

APPFOLIO #1

Sep 16, 2024

Rental Removed

$9,200

$4/sq ft

Sep 7, 2024

Listed for Rent

$9,200

$4/sq ft

MLSListings #ML81432597

Sep 23, 2014

Sold

$2,200,000

$845/sq ft

Sep 9, 2014

Pending

—

Sep 8, 2014

Listed

$1,998,000

$767/sq ft

Stunning contemporary expanded & remodeled rancher provides plenty of features in a modern, luxurious setting. This incredibly thought out open floor plan offers a stylish & sleek kitchen open to the family room & dining room with views to a large landscaped backyard. Bamboo flooring & custom bamboo cabinets throughout, tile & marble finishes, glass garage door, electric car charger and much more!

MLSListings #ML81326018

Aug 12, 2013

Sold

$1,110,000

$426/sq ft

Jul 30, 2013

Pending

—

Jul 18, 2013

Listed

$875,000

$336/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$32,811 (+4.4%)

$1,348,471 + $1,348,471

$2,696,942

2025

$31,443 (+1.5%)

$1,348,471 + $1,348,471

$2,696,942

2024

$30,971 (+2.0%)

$1,322,031 + $1,322,031

$2,644,062

2023

$30,353 (+1.5%)

$1,296,109 + $1,296,109

$2,592,218

2022

$29,909 (+2.4%)

$1,270,696 + $1,270,696

$2,541,392

2021

$29,222 (+2.8%)

$1,245,781 + $1,245,781

$2,491,562

2020

$28,434 (+3.0%)

$1,221,354 + $1,221,354

$2,442,708

2019

$27,601 (+2.6%)

$1,208,831 + $1,208,831

$2,417,662

2018

$26,904 (+1.5%)

$1,185,129 + $1,185,129

$2,370,258

2017

$26,517 (+3.0%)

$1,139,110 + $1,139,110

$2,278,220

2016

$25,748 (−0.2%)

$1,139,110 + $1,139,110

$2,278,220

2015

$25,789 (+99.8%)

$1,116,775 + $1,116,775

$2,233,550

2014

$12,909 (+502.7%)

$555,000 + $555,000

$1,110,000

2012

$2,142 (+7.3%)

$33,830 + $107,218

$141,048

2011

$1,996 (−10.9%)

$33,167 + $105,116

$138,283

2010

$2,240 (+15.3%)

$32,517 + $103,055

$135,572

2009

$1,944 (+13.4%)

$32,274 + $102,285

$134,559

2008

$1,714

$32,351 + $102,528

$134,879

Tax history for 412 Stephen Rd

Year

Property tax

Land + Additions

Assessment*

2026

$32,811 (+4.4%)

$1,348,471 + $1,348,471

$2,696,942

2025

$31,443 (+1.5%)

$1,348,471 + $1,348,471

$2,696,942

2024

$30,971 (+2.0%)

$1,322,031 + $1,322,031

$2,644,062

2023

$30,353 (+1.5%)

$1,296,109 + $1,296,109

$2,592,218

2022

$29,909 (+2.4%)

$1,270,696 + $1,270,696

$2,541,392

2021

$29,222 (+2.8%)

$1,245,781 + $1,245,781

$2,491,562

2020

$28,434 (+3.0%)

$1,221,354 + $1,221,354

$2,442,708

2019

$27,601 (+2.6%)

$1,208,831 + $1,208,831

$2,417,662

2018

$26,904 (+1.5%)

$1,185,129 + $1,185,129

$2,370,258

2017

$26,517 (+3.0%)

$1,139,110 + $1,139,110

$2,278,220

2016

$25,748 (−0.2%)

$1,139,110 + $1,139,110

$2,278,220

2015

$25,789 (+99.8%)

$1,116,775 + $1,116,775

$2,233,550

2014

$12,909 (+502.7%)

$555,000 + $555,000

$1,110,000

2012

$2,142 (+7.3%)

$33,830 + $107,218

$141,048

2011

$1,996 (−10.9%)

$33,167 + $105,116

$138,283

2010

$2,240 (+15.3%)

$32,517 + $103,055

$135,572

2009

$1,944 (+13.4%)

$32,274 + $102,285

$134,559

2008

$1,714

$32,351 + $102,528

$134,879

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

3.5

Stories

Lot width

—

Lot depth

—

Lot size

0.26 Acres

Year renovated

1965

Sq. Ft.

2,605

Year built

1949

Style

Single Family Residential

County

San Mateo County

APN

039471320

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 12, 2026.

R1B

Single-Family Residence Districts

The R1 Single-Family Residence Districts are intended to create, preserve and enhance areas suitable for single-family dwellings with a substantial presence of open space and opportunities for outdoor living. The R1 districts are intended to protect the character and variety of neighborhoods, preserve privacy and prevent burdens on public facilities, while allowing reasonable housing opportunities for families.

Permitted uses

Include but are not limited to:

Day care facility
Housing-Single unit
Housing-Mobile home park

Property details

Parking

Garage Information
# of Garage Spaces: 2
Has Attached Garage: Yes

Parking Information
Has Garage: Yes
Parking Features: Attached Garage, Electric Car Hookup

Interior

Virtual Tour

Bathroom Information
# of Baths (Full): 3
# of Baths (1/2): 1
Bathroom Features: Showers over Tubs (2+), Stall Shower, Tub in Primary Bedroom

Dining Room Information
Breakfast Bar, Formal Dining Room

Family Room Information
Separate Family Room

Fireplace Information
# of Fireplaces: 2
Fireplace Features: Family Room, Gas Log, Primary Bedroom

Flooring Information
Hardwood, Marble, Tile

Exterior

Building Information
Foundation Details: Concrete Perimeter
Roof: Composition

Stories
Stories: 1

Year Built
Year Built Details: 2

Property Information
Building Area Total (Sq. Ft.): 2,605

Financial

Financial Information
Buyer Financing: Conventional

Utilities

Heating & Cooling
Heating: Forced Air, Gas, Heating (2+ Zones)

Utility Information
Gas: Public Utilities
Sewer: Public Sewer
Utilities: Public Utilities, Public Water
Water Source: Public

Location

School Information
Elementary School: Laurel Elementary
Elementary School District: San Mateo-Foster City Elementary
High School: Hillsdale High
High School District: San Mateo Union High
Middle/Junior High School: Abbott Middle

Location Information
MLS Area: Park Western Subdivision/Hillsdale
Street Name: Stephen
Street Number: 412

WalkScore Information
Walk Score: 72

Public facts

Beds: 4
Baths: 3.5
Sq. Ft.: 2,605
Stories: 1.0
Lot Size: 0.26 acres
Style: Single Family Residential
Year Built: 1949
Year Renovated: 1965
County: San Mateo County
APN: 039471320

Home facts updated by county records on Nov 12, 2026

Around this home

Schools

K - 12
Preschool & daycare

Laurel Elementary School

Public K-5 • Assigned • 0.2mi

3/10

Abbott Middle School

Public 6-8 • Assigned • 0.2mi

4/10

Hillsdale High School

Public 9-12 • Assigned • 0.4mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Local insights from Redfin agents

From January to October 2026, San Mateo's median single-family home price hovered between $2.10M and $2.40M. After peaking at $2.40M in June, prices rebounded to roughly $2.38M in October, confirming strong buyer demand heading into the fourth...
19 hours ago • San Mateo
Helen Li
Redfin Premier agent
94 deals
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Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 87° expected this year, 15 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

12 unhealthy days expected this year, 12 days in 30 years

Provided by First Street

Historical weather

San Mateo, CA • 94403

Average low and high temperatures (°F)

60°

44°

62°

46°

69°

49°

66°

49°

69°

51°

71°

53°

72°

55°

76°

57°

76°

59°

70°

54°

62°

49°

58°

47°

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

77/ 100

Good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.3 hrs

5.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$3.73M – $4.52M

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Home values near 412 Stephen Rd

Data from public records.

Address	Redfin Estimate
428 Stephen Road, San Mateo, CA 3 Beds \| 2 Baths \| - Sq. Ft.	$2,319,323
416 Stephen Road, San Mateo, CA 3 Beds \| 2 Baths \| 2040 Sq. Ft.	$2,804,423
420 Stephen Road, San Mateo, CA 3 Beds \| 2 Baths \| 1780 Sq. Ft.	$2,288,255
419 Stephen Road, San Mateo, CA 4 Beds \| 3.5 Baths \| 2940 Sq. Ft.	$3,157,052
405 Heather Lane, San Mateo, CA 3 Beds \| 2 Baths \| 1820 Sq. Ft.	$2,632,443
406 Heather Lane, San Mateo, CA 5 Beds \| 3 Baths \| 2540 Sq. Ft.	$3,326,837
400 Heather Lane, San Mateo, CA 3 Beds \| 2 Baths \| 1470 Sq. Ft.	$2,213,068

Address	Redfin Estimate
402 Stephen Road, San Mateo, CA 3 Beds \| 2 Baths \| 1520 Sq. Ft.	$2,395,443
406 Stephen Road, San Mateo, CA 3 Beds \| 2 Baths \| 1610 Sq. Ft.	$1,882,451
408 Stephen Road, San Mateo, CA 3 Beds \| 2 Baths \| 2000 Sq. Ft.	$2,478,882
409 Stephen Road, San Mateo, CA 3 Beds \| 2 Baths \| 1820 Sq. Ft.	$2,382,268
402 Heather Lane, San Mateo, CA 4 Beds \| 3 Baths \| 2460 Sq. Ft.	$3,062,898
410 Heather Lane, San Mateo, CA 3 Beds \| 3 Baths \| 2220 Sq. Ft.	$2,675,504
332 W Hillsdale Boulevard, San Mateo, CA 4 Beds \| 2.5 Baths \| 2174 Sq. Ft.	$2,443,152

Address	Redfin Estimate
424 Stephen Road, San Mateo, CA 3 Beds \| 2 Baths \| 1740 Sq. Ft.	$2,256,200
413 Stephen Road, San Mateo, CA 3 Beds \| 2 Baths \| 1470 Sq. Ft.	$2,285,178
401 Stephen Road, San Mateo, CA 3 Beds \| 2 Baths \| 1570 Sq. Ft.	$1,867,099
404 Stephen Road, San Mateo, CA 3 Beds \| 2 Baths \| 1610 Sq. Ft.	$1,863,782
254 Louise Lane, San Mateo, CA 3 Beds \| 2 Baths \| 1850 Sq. Ft.	$2,455,766
261 Louise Lane, San Mateo, CA 4 Beds \| 2 Baths \| 1780 Sq. Ft.	$2,410,247
413 Heather Lane, San Mateo, CA 3 Beds \| 2.5 Baths \| 2060 Sq. Ft.	$2,591,529

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About this home

Redfin Estimate

Earn from this home

Market trends in 94403, CA

Sale history for 412 Stephen Rd

Tax history for 412 Stephen Rd

Public record

Property details

Around this home

Schools

Lifestyle

Local insights from Redfin agents

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 94403

Home values near 412 Stephen Rd

More real estate resources