OFF MARKET

Off Market Mar 2023 for $2.4M

$2,806,735

Est. refi paymentEst. refi $16,053/mo

•

2,040

sq ft

416 Stephen Rd, San Mateo, CA 94403

About this home

Located on one of San Mateo's most desirable streets, and situated at the edge of the "Lanes" (the highly romanticized neighborhood featuring period style street lamps, charming tree-lined streets and several hidden parks), 416 Stephen Road is one home you will not want to miss! Beautifully upgraded throughout with refinished hardwood flooring, a gleaming - refreshed kitchen (quartz counters, stainless appliances and a charming bistro style breakfast nook), two artistically remodeled bathrooms, a terrific master-suite hideaway (with not one, not two, but 3 closets - including a huge walk-in closet!), fresh interior paint, solar panels, ready for EV charging system, air conditioning and more! The yards are in a word - amazing with out of this world entertaining space, privacy, a storage structure / playhouse, a fire pit area and more! Total curb appeal with easy to maintain gardens and a romantic front porch! The location is unbeatable with a long list of amenities close at hand!

Single-familyProperty Type

1948Year Built

7,700 sq ftLot Size

$1,376Est. Price/Sq.Ft.

2 car garageParking

Listed by Philip Watson •DRE #00605221 • Christie's International Real Estate Sereno

Contact: 650-274-5187

Bought with Cathy Liu •DRE #01917044 • Realty Innova

Redfin checked: 3 minutes ago

•Source:MLSListings #ML81918477

Redfin Estimate

$2,806,735

$317K since sold in March 2023$7,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 22.8% higher than the average sale price ($2.29M) of 6 comparable homes.

BOUGHT WITH REDFIN MAY 8, 2026
$2,450,000
A
3 beds2.5 baths2,174 sq ft
311 W Hillsdale Blvd, San Mateo, CA 94403
SOLD MAY 12, 2026
$2,125,000
B
3 beds2 baths1,520 sq ft
402 Stephen Rd, San Mateo, CA 94403
SOLD JUL 24, 2026
$2,285,000
C
3 beds2 baths1,769 sq ft
3035 Flores St, San Mateo, CA 94403
SOLD JUN 24, 2026
$2,500,000
D
3 beds2 baths1,580 sq ft
731 26th Ave, San Mateo, CA 94403
SOLD FEB 26, 2026
$2,400,000
E
3 beds2 baths1,770 sq ft
3909 Leona St, San Mateo, CA 94403
SOLD AUG 4, 2026
$1,950,000
F
3 beds2 baths1,450 sq ft
3031 Flores St, San Mateo, CA 94403

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Earn from this home

Sell

$794,381

Est. take-home

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Refinance

Est. cash available

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Rent

$5,570/mo

Redfin rental estimate

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Market trends in 94403, CA

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

108.2%

+0.8% MoM

Median sale price

$1.8M

$101K MoM

Avg. days on market

14d

1 days MoM

Recently sold homes

18 MoM

New listings for sale

OPEN SAT, 1PM TO 3PM
$634,400
2 beds1.5 baths1,023 sq ft
2080 S Delaware St, San Mateo, CA 94403
EARLY ACCESS
$2,750,000
5 beds4 baths2,610 sq ft
1478 Cherrywood Dr, San Mateo, CA 94403
OPEN SUN, 2PM TO 4PM
$1,599,000
2 beds1 bath1,300 sq ft
45 E Hillsdale Blvd, San Mateo, CA 94403
OPEN FRI, 3:30PM TO 6:30PM
$998,000
2 beds2.5 baths1,546 sq ft
185 Waters Park Cir, San Mateo, CA 94403
NEW 23 HRS AGO
$450,000
1 bed1 bath611 sq ft
44 Lodato Ave #205, San Mateo, CA 94403
OPEN SAT, 11AM TO 2PM
$1,539,000
2 beds2.5 baths1,360 sq ft
409 Longden Ave, San Mateo, CA 94403
OPEN SUN, 2PM TO 4PM
$1,649,000
4 beds2 baths1,860 sq ft
114 E Hillsdale Blvd, San Mateo, CA 94403
OPEN SAT, 2PM TO 4PM
$1,888,888
3 beds3.5 baths1,770 sq ft
2876 Catalino St, San Mateo, CA 94403
OPEN FRI, 12PM TO 1PM
$2,199,000
4 beds3 baths1,710 sq ft
639 Pico Ave, San Mateo, CA 94403
$1,875,000
4 beds3.5 baths2,088 sq ft
191 Waters Park Cir, San Mateo, CA 94403
See all

Provided by Redfin

Sale history for 416 Stephen Rd

Year

Property tax

Land + Additions

Assessment*

2025

$31,411 (+1.3%)

$1,883,644 + $758,763

$2,642,407

2024

$31,009 (+11.6%)

$1,846,710 + $743,886

$2,590,596

2023

$27,775 (+0.3%)

$1,810,500 + $729,300

$2,539,800

2022

$27,691 (+1.6%)

$1,450,624 + $819,917

$2,270,541

2021

$27,256 (+180.6%)

$1,422,181 + $803,841

$2,226,022

2020

$9,714 (+4.0%)

$1,394,296 + $788,080

$2,182,376

2019

$9,340 (+2.3%)

$338,048 + $398,825

$736,873

2018

$9,128 (+5.1%)

$331,420 + $391,006

$722,426

2017

$8,688 (+2.2%)

$318,551 + $375,824

$694,375

2016

$8,498 (+0.7%)

$318,551 + $375,824

$694,375

2015

$8,435 (+3.7%)

$312,305 + $368,455

$680,760

2014

$8,134 (+2.3%)

$301,589 + $355,813

$657,402

2012

$7,954 (+3.4%)

$300,226 + $354,205

$654,431

2011

$7,692 (+1.1%)

$294,340 + $347,261

$641,601

2010

$7,608 (−0.1%)

$288,569 + $340,453

$629,022

2009

$7,616 (+3.7%)

$286,413 + $337,910

$624,323

2008

$7,344

$287,094 + $338,714

$625,808

Tax history for 416 Stephen Rd

Year

Property tax

Land + Additions

Assessment*

2025

$31,411 (+1.3%)

$1,883,644 + $758,763

$2,642,407

2024

$31,009 (+11.6%)

$1,846,710 + $743,886

$2,590,596

2023

$27,775 (+0.3%)

$1,810,500 + $729,300

$2,539,800

2022

$27,691 (+1.6%)

$1,450,624 + $819,917

$2,270,541

2021

$27,256 (+180.6%)

$1,422,181 + $803,841

$2,226,022

2020

$9,714 (+4.0%)

$1,394,296 + $788,080

$2,182,376

2019

$9,340 (+2.3%)

$338,048 + $398,825

$736,873

2018

$9,128 (+5.1%)

$331,420 + $391,006

$722,426

2017

$8,688 (+2.2%)

$318,551 + $375,824

$694,375

2016

$8,498 (+0.7%)

$318,551 + $375,824

$694,375

2015

$8,435 (+3.7%)

$312,305 + $368,455

$680,760

2014

$8,134 (+2.3%)

$301,589 + $355,813

$657,402

2012

$7,954 (+3.4%)

$300,226 + $354,205

$654,431

2011

$7,692 (+1.1%)

$294,340 + $347,261

$641,601

2010

$7,608 (−0.1%)

$288,569 + $340,453

$629,022

2009

$7,616 (+3.7%)

$286,413 + $337,910

$624,323

2008

$7,344

$287,094 + $338,714

$625,808

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

7,700

Year renovated

2025

Sq. Ft.

2,040

Year built

1948

Style

Single Family Residential

County

San Mateo County

APN

039471330

Parking Spaces

Basement

Accessible

HOA Dues

—

Garage

Yes

Features

—

Last updated by owner on Apr 13, 2026.

R1B

Single-Family Residence Districts

The R1 Single-Family Residence Districts are intended to create, preserve and enhance areas suitable for single-family dwellings with a substantial presence of open space and opportunities for outdoor living. The R1 districts are intended to protect the character and variety of neighborhoods, preserve privacy and prevent burdens on public facilities, while allowing reasonable housing opportunities for families.

Permitted uses

Include but are not limited to:

Day care facility
Housing-Single unit
Housing-Mobile home park

Property details

Parking

Parking Information
Garage (Minimum): 2
Garage (Maximum): 2
Parking Description: Attached Garage, Enclosed, Gate/Door Opener, Off-Street Parking
Garage Spaces: 2

Interior

Bedroom Information
# of Bedrooms (Minimum): 3
# of Bedrooms (Maximum): 3
Bedrooms: Primary Suite/Retreat, Walk-In Closet

Bathroom Information
# of Baths (Full): 2

Room Information
Formal Entry
Family Room Description: Separate Family Room
Dining Room Description: Dining "L"
Kitchen Description: Countertop - Quartz, Dishwasher, Garbage Disposal, Hood Over Range, Oven Range (Gas), Refrigerator(s)

Interior Features
Laundry: In Garage, Tub/Sink, Washer/Dryer
Flooring: Hardwood

Fireplace Information
Has Fireplace
Fireplace Description: In Living Room
Fireplaces (Minimum): 1

Heating & Cooling Information
Cooling: Central Forced Air
Heating: Central Forced Air (Gas)

Exterior

Exterior Features
Fencing: Fenced Back
Roof: Composition
Yard/Grounds: Backyard, Balcony/Patio, Fenced, Fire Pit, Sprinkler(s) (Auto)

Building Information
Style: Ranch
Subclass: Single Family Home
Building Type: Detached
Concrete Perimeter

Property Features
Amenities: Walk-In Closet
Living Sq. Ft.: 2,040

Property Information
Property Primary ID: 683737

Lot Information
Lot Acres: 0.1768
Lot Description: Grade (Level)
Lot Size Area Minimum Units: Sq. Ft.
Lot Size Area Maximum Units: Sq. Ft.
Lot Size Source: Assessor
Zoning: R10006

Financial

Tax/Assessment Information
City Transfer Tax: Yes

Utilities

Utility Information
Sewer Septic: Sewer (Public)
Utilities: Public Utilities

Water Information
Water: Public

Location

Multi-Unit Information
# of Stories: 1

School Information
Elementary School District: San Mateo-Foster City Elementary
High School District: San Mateo Union High

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 2,040
Stories: 1.0
Parking Spaces: 2
Basement: No
Accessible: No
Lot Size: 7,700 square feet
Style: Single Family Residential
Year Built: 1948
Year Renovated: 2025
County: San Mateo County
APN: 039471330
HOA Dues: —
Garage: Yes
Features: —

Home facts updated by owner on Apr 13, 2026

Other

Miscellaneous Information
Incorporated: No

Around this home

Schools

Laurel Elementary School

Public K-5 • Assigned • 0.2mi

3/10

Abbott Middle School

Public 6-8 • Assigned • 0.2mi

4/10

Hillsdale High School

Public 9-12 • Assigned • 0.4mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Local insights from Redfin agents

San Mateo stayed one of the Peninsula's busiest markets. Homes averaged 110% of asking price, and buyers continue to compete for updated homes in neighborhoods like Aragon, Baywood and Beresford Park.
1 month ago • San Mateo
Sasai Zhang
Redfin Premier agent
182 deals
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Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 87° expected this year, 15 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

12 unhealthy days expected this year, 12 days in 30 years

Provided by First Street

Historical weather

San Mateo, CA • 94403

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.8 hours in June and 5 hours in December, placing it above the U.S. average for solar exposure.

10.8 hrs

5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$2.67M – $3.23M

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OPEN SAT, 11AM TO 2PM

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OPEN SUN, 2PM TO 4PM3D WALKTHROUGH

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OPEN FRI, 12PM TO 1PMVIDEO TOUR

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Home values near 416 Stephen Rd

Data from public records.

Address	Redfin Estimate
428 Stephen Road, San Mateo, CA 3 Beds \| 2 Baths \| - Sq. Ft.	$2,339,278
412 Stephen Road, San Mateo, CA 4 Beds \| 3.5 Baths \| 2605 Sq. Ft.	$4,001,544

Address	Redfin Estimate
402 Stephen Road, San Mateo, CA 3 Beds \| 2 Baths \| 1520 Sq. Ft.	$2,498,963
406 Stephen Road, San Mateo, CA 3 Beds \| 2 Baths \| 1610 Sq. Ft.	$1,968,012

Address	Redfin Estimate
424 Stephen Road, San Mateo, CA 3 Beds \| 2 Baths \| 1740 Sq. Ft.	$2,239,940
432 Stephen Road, San Mateo, CA 3 Beds \| 2 Baths \| 1650 Sq. Ft.	$2,188,573

Property information provided by MLSListings when last listed in 2023. This data may not show owner updates. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 94403, CA

Sale history for 416 Stephen Rd

Tax history for 416 Stephen Rd

Public record

Property details

Around this home

Schools

Lifestyle

Local insights from Redfin agents

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 94403

Home values near 416 Stephen Rd

More real estate resources