OFF MARKET

Off market sep 2017 for $900K

$1,323,085

Est. refi paymentEst. refi $6,022/mo

•

2,272

sq ft

631 Riverside Ave, Santa Cruz, CA 95060

About this home

Whether you are looking for a 2-family home or an investment property, the possibilities abound for this spacious, well maintained abode walking distance to downtown Santa Cruz & to the beach. Ideal as a student rental with 5 spacious bedrooms (room for 2 students/rm at $800/mo per student) including detached 9x17 bonus room attached to garage/workshop. Downstairs has a separate entrance & 2nd kitchen & 2nd living room + 1 ba & office/laundry room. Some of the many upgrades include a complete kitchen remodel, all new appliances, granite counters, radiant floor heat, new bedroom carpets & fresh paint upstairs & new engineered hardwood floors in LR/kitchen. Enjoy cost saving benefits of double pane windows, solar light tunnels, owned solar system & electric vehicle charging station. Secured parking behind the fully fenced & gated driveway plus plenty of off-street parking. Walk or bike to nearby bus lines & Metro center with easy access to all conveniences to town.

Single-familyProperty Type

1948Year Built

7,841 sq ftLot Size

$582Est. Price/Sq.Ft.

4 spacesParking

Listed by Melody Russell •DRE #01743923 • KW Thrive Santa Cruz

Bought with Gretchen Bach •DRE #01888811 • Coldwell Banker Realty

Redfin checked: a minute ago

•Source:MLSListings #ML81671366

Redfin Estimate

$1,323,085

$423K since sold in September 2017

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 25.1% lower than the average sale price ($1.77M) of 4 comparable homes.

SOLD SEP 4, 2026
$1,115,000
A
— beds2 baths1,561 sq ft
280 San Lorenzo Blvd, Santa Cruz, CA 95060
SOLD JUN 2, 2026
$2,300,000
B
3 beds2 baths2,043 sq ft
520 Ocean View Ave, Santa Cruz, CA 95062
SOLD OCT 19, 2026
$1,600,000
C
4 beds2 baths2,364 sq ft
322 Walnut Ave, Santa Cruz, CA 95060
SOLD OCT 1, 2026
$2,050,000
D
3 beds2 baths1,874 sq ft
148 Hollywood Ave, Santa Cruz, CA 95060

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Market trends in 95060, CA

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

100.4%

0.4% MoM

Median sale price

$1.6M

$116K MoM

Avg. days on market

19d

1 days MoM

Recently sold homes

12 MoM

New listings for sale

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$1,999,000
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OPEN SAT, 1PM TO 4PM
$985,000
2 beds2 baths1,472 sq ft
757 Chestnut, Santa Cruz, CA 95060
$1,299,999
3 beds2.5 baths1,836 sq ft
240 Union St, Santa Cruz, CA 95060
3D WALKTHROUGH
$1,495,000
3 beds2 baths1,584 sq ft
419 Cedar, Santa Cruz, CA 95060
OPEN SAT, 12PM TO 3PM
$1,700,000
4 beds2 baths1,659 sq ft
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See all

Provided by Redfin

Sale history for 631 Riverside Ave

Date

Event

Price

MLSListings #ML82042932

May 20, 2026

Listing Removed

—

Apr 14, 2026

Listed

$1,349,000

$594/sq ft

bridgeMLS, Bay East AOR, or Contra Costa AOR #ML81038323

Apr 14, 2026

Listing Removed

—

bridgeMLS, Bay East AOR, or Contra Costa AOR #ML81671378

Apr 14, 2026

Listing Removed

—

Sep 9, 2017

Listing Removed

—

Aug 5, 2017

Contingent

—

Jul 25, 2017

Listed

$950,000

$418/sq ft

PROPERTYWARE #3

Apr 11, 2025

Rental Removed

$2,475

$1/sq ft

Mar 14, 2025

Listed for Rent

$2,475

$1/sq ft

Dec 30, 2024

Rental Removed

$2,475

$1/sq ft

Dec 10, 2024

Listed for Rent

$2,475

$1/sq ft

RENTALBEAST #2

Apr 13, 2025

Rental Removed

$2,475

$1/sq ft

Apr 11, 2025

Listed for Rent

$2,475

$1/sq ft

Dec 10, 2024

Rental Removed

$2,475

$1/sq ft

Nov 28, 2024

Price Changed

$2,475

$1/sq ft

Nov 6, 2024

Listed for Rent

$2,510

$1/sq ft

RENTALBEAST #1

Oct 11, 2024

Rental Removed

$4,885

$2/sq ft

Sep 28, 2024

Listed for Rent

$4,885

$2/sq ft

MLSListings #ML81671366

Sep 8, 2017

Sold

$900,000

$396/sq ft

Sep 3, 2017

Pending

—

Aug 5, 2017

Contingent

—

Jul 25, 2017

Listed

$950,000

$418/sq ft

SDMLS #301725201

Aug 5, 2017

Listing Removed

—

Jul 25, 2017

Listed

$950,000

$418/sq ft

Public Records

May 24, 2013

Sold

$550,000

$242/sq ft

Public Records

May 31, 1974

Sold

$36,000

$16/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$12,470 (+7.2%)

$725,366 + $319,161

$1,044,527

2024

$11,633 (+1.2%)

$697,199 + $306,768

$1,003,967

2023

$11,495 (+1.1%)

$697,199 + $306,768

$1,003,967

2022

$11,368 (+2.1%)

$683,529 + $300,753

$984,282

2021

$11,137 (+0.8%)

$670,126 + $294,856

$964,982

2020

$11,051 (+2.2%)

$656,987 + $289,074

$946,061

2019

$10,817 (+1.1%)

$650,250 + $286,110

$936,360

2018

$10,697 (+20.4%)

$637,500 + $280,500

$918,000

2017

$8,881 (+5.7%)

$466,858 + $265,260

$732,118

2016

$8,405 (+594.1%)

$466,858 + $265,260

$732,118

2015

$1,211 (+1.3%)

$457,704 + $260,059

$717,763

2014

$1,196 (−0.3%)

$25,049 + $50,342

$75,391

2013

$1,200 (+10.5%)

$25,049 + $50,342

$75,391

2012

$1,085 (+1.6%)

$24,936 + $50,114

$75,050

2011

$1,068 (+1.1%)

$24,447 + $49,131

$73,578

2010

$1,057 (−1.0%)

$23,968 + $48,168

$72,136

2009

$1,068 (+5.4%)

$23,789 + $47,808

$71,597

2008

$1,013

$23,846 + $47,922

$71,768

Tax history for 631 Riverside Ave

Year

Property tax

Land + Additions

Assessment*

2025

$12,470 (+7.2%)

$725,366 + $319,161

$1,044,527

2024

$11,633 (+1.2%)

$697,199 + $306,768

$1,003,967

2023

$11,495 (+1.1%)

$697,199 + $306,768

$1,003,967

2022

$11,368 (+2.1%)

$683,529 + $300,753

$984,282

2021

$11,137 (+0.8%)

$670,126 + $294,856

$964,982

2020

$11,051 (+2.2%)

$656,987 + $289,074

$946,061

2019

$10,817 (+1.1%)

$650,250 + $286,110

$936,360

2018

$10,697 (+20.4%)

$637,500 + $280,500

$918,000

2017

$8,881 (+5.7%)

$466,858 + $265,260

$732,118

2016

$8,405 (+594.1%)

$466,858 + $265,260

$732,118

2015

$1,211 (+1.3%)

$457,704 + $260,059

$717,763

2014

$1,196 (−0.3%)

$25,049 + $50,342

$75,391

2013

$1,200 (+10.5%)

$25,049 + $50,342

$75,391

2012

$1,085 (+1.6%)

$24,936 + $50,114

$75,050

2011

$1,068 (+1.1%)

$24,447 + $49,131

$73,578

2010

$1,057 (−1.0%)

$23,968 + $48,168

$72,136

2009

$1,068 (+5.4%)

$23,789 + $47,808

$71,597

2008

$1,013

$23,846 + $47,922

$71,768

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

7,841 Sq. Ft.

Year renovated

1980

Sq. Ft.

2,387

Year built

1948

Style

Multi-Family (2-4 Unit)

County

Santa Cruz County

APN

00742203

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 5, 2026.

SP-O

FP-O

Multiple Residence – Medium-Density District

To promote the development of multifamily townhouses, condominiums and apartments at a medium residential density of 20.1 to 40 units per acre depending on unit mix; to stabilize and protect the residential characteristics of the district; and to promote a suitable environment for the lives of families and single persons. This section of the Zoning Ordinance is also part of the Local Coastal Implementation Plan.

Zone overlays

Shoreline Protection Overlay District
Floodplain Overlay District

Permitted uses

Include but are not limited to:

Day care facility
Housing-Group
Housing-Multiple units
Housing-Other

Property details

Parking

Parking Information
# of Total Parking Spaces: 4
Parking Features: Detached, Electric Car Hookup, Gate/Door Opener, Guest/Visitor Parking, Off-Street Parking, Room for Oversized Vehicle
Parking Features (Additional): Workshop in Garage

Interior

Virtual Tour

Bedroom Information
Bedroom Features: Ground Floor Bedroom

Bathroom Information
# of Baths (Full): 2
Bathroom Features: Stall Shower (2+), Tile, Tub, Full on Ground Floor

Appliances
Gas Cooktop, Dishwasher, Exhaust Fan, Garbage Disposal, Hood Over Range, Electric Oven Range, Refrigerator

Dining Room Information
Breakfast Bar, Dining Area, No Formal Dining Room

Family Room Information
No Family Room

Fireplace Information
# of Fireplaces: 1
Fireplace Features: Gas Burning, Gas Log, Living Room
Has Fireplace: Yes

Flooring Information
Carpet, Concrete, Hardwood, Vinyl/Linoleum

Interior Features
Interior Features: Skylight(s)

Laundry Information
Laundry Features: Inside

Room Information
Room Type: Bonus Room, Laundry

Kitchen Information
Kitchen Features: Granite Countertop, Exhaust Fan, Island with Sink, Pantry

Exterior

Building Information
Foundation Details: Concrete Perimeter and Slab
Roof: Composition

Exterior Features
Fencing: Wood
Other Structures: Garage
Patio & Porch Features: Back Yard, Balcony/Patio, Barbecue Area, Fenced

Stories
Stories: 2

Style
Architectural Style: Traditional

Year Built
Year Built Details: 2

Lot Information
Lot Features: Level (Grade)

Property Information
Building Area Total (Sq. Ft.): 2,272

View
View: Park

Financial

Financial Information
Buyer Financing: Conventional
Listing Terms: Cash or Conventional Loan

Utilities

Heating & Cooling
Heating: Electric, Fireplace, Radiant Floors

Utility Information
Gas: Public Utilities
Sewer: Public Sewer
Telephone Services: Cable TV
Utilities: Public Utilities, Public Water, Solar
Water Source: Public

Location

School Information
Elementary School: Gault Elementary
High School: Harbor High
High School District: Santa Cruz City High
Middle/Junior High School: Branciforte Middle School

Location Information
MLS Area: East Santa Cruz
Street Name: Riverside
Street Number: 631

WalkScore Information
Walk Score: 91

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 2,387
Stories: —
Lot Size: 7,841 square feet
Style: Multi-Family (2-4 Unit)
Year Built: 1948
Year Renovated: 1980
County: Santa Cruz County
APN: 00742203

Home facts updated by county records on Nov 5, 2026

Around this home

Schools

K - 12
Preschool & daycare

Gault Elementary School

Public K-5 • Assigned • 0.8mi

5/10

Branciforte Middle School

Public 6-8 • Assigned • 1.2mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

5/10 Flood Factor

Estimated 19-29% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 81° expected this year, 15 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

13 unhealthy days expected this year, 14 days in 30 years

Provided by First Street

Historical weather

Santa Cruz, CA • 95060

Average low and high temperatures (°F)

64°

43°

65°

46°

70°

48°

68°

49°

73°

52°

73°

54°

75°

57°

79°

57°

78°

59°

71°

52°

66°

47°

64°

46°

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

90/ 100

Exceptional sunlight

Sunscore

This home ranks in the top 21% for direct sun exposure in Santa Cruz. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.4 hrs

6.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.26M – $1.52M

Sell confidently with a local market expert in Santa Cruz. 3 minutes to get started.

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New listings for sale in 95060

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3D WALKTHROUGH

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OPEN SAT, 12PM TO 3PM

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Home values near 631 Riverside Ave

Data from public records.

Address	Redfin Estimate
707 Riverside Ave, Santa Cruz, CA 4 Beds \| 2 Baths \| 1841 Sq. Ft.	$1,496,069
115 Barson St, Santa Cruz, CA 4 Beds \| 3 Baths \| - Sq. Ft.	$1,232,253
238 San Lorenzo Blvd, Santa Cruz, CA - Beds \| - Baths \| 4368 Sq. Ft.	—
268 San Lorenzo Blvd, Santa Cruz, CA 1 Beds \| 1 Baths \| 480 Sq. Ft.	$815,561
244 San Lorenzo Blvd, Santa Cruz, CA 2 Beds \| 2 Baths \| 986 Sq. Ft.	$824,768
244 San Lorenzo Blvd, Santa Cruz, CA 1 Beds \| 2 Baths \| 986 Sq. Ft.	—

Address	Redfin Estimate
635 Riverside Ave, Santa Cruz, CA - Beds \| 2 Baths \| 1827 Sq. Ft.	$1,070,874
201 Barson St, Santa Cruz, CA - Beds \| - Baths \| 4188 Sq. Ft.	—
250 San Lorenzo Blvd, Santa Cruz, CA 2 Beds \| 1 Baths \| 1281 Sq. Ft.	$1,092,117
276 San Lorenzo Blvd, Santa Cruz, CA 4 Beds \| 2 Baths \| 1602 Sq. Ft.	$1,130,586
248 San Lorenzo Blvd, Santa Cruz, CA 2 Beds \| 1 Baths \| 1166 Sq. Ft.	$825,600
246 San Lorenzo Blvd, Santa Cruz, CA 2 Beds \| 1 Baths \| 1166 Sq. Ft.	$801,313

Address	Redfin Estimate
637-639 Riverside Ave, Santa Cruz, CA 4 Beds \| 2 Baths \| 2092 Sq. Ft.	—
234 San Lorenzo Blvd, Santa Cruz, CA 3 Beds \| 2 Baths \| 1659 Sq. Ft.	$1,107,745
254 San Lorenzo Blvd, Santa Cruz, CA 3 Beds \| 2 Baths \| 1511 Sq. Ft.	$1,253,297
280 San Lorenzo Blvd, Santa Cruz, CA - Beds \| 2 Baths \| 1561 Sq. Ft.	$1,078,629
242 San Lorenzo Blvd, Santa Cruz, CA 1 Beds \| 2 Baths \| 986 Sq. Ft.	$919,860
248 San Lorenzo Blvd, Santa Cruz, CA 2 Beds \| 2 Baths \| 957 Sq. Ft.	$870,046

Property information provided by undefined .

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 95060, CA

Sale history for 631 Riverside Ave

Tax history for 631 Riverside Ave

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 95060

Home values near 631 Riverside Ave

More real estate resources