Off market jun 2022 for $1M

$1,070,874

Est. refi paymentEst. refi $3,544/mo

—

•

1,827

sq ft

635 Riverside Ave, Santa Cruz, CA 95060

About this home

Located in the heart of Santa Cruz, this duplex is within walking distance of the boardwalk, beaches, shopping, and restaurants. Both units feature a fireplace, original hardwood flooring and a one-car garage. The back unit has a large sunny backyard, and the front has a fully fenced private patio. Separately metered utilities. Great investment opportunity. Easy access to Highways 1 and 17. The property is a fixer-upper.

Multi-familyProperty Type

1960Year Built

5,489 sq ftLot Size

$586Est. Price/Sq.Ft.

1 garage spacesParking

Listed by Sandra Lilly •DRE #01242788 • Sereno

Bought with Phuong Kim Kobara •DRE #01002569 • Elite Realty Services

Redfin checked: 2 minutes ago

•Source:MLSListings #ML81891738

Redfin Estimate

$1,070,874

$22K since sold in June 2022$10K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 29.5% lower than the average sale price ($1.52M) of 5 comparable homes.

SOLD SEP 4, 2026
$1,115,000
A
— beds2 baths1,561 sq ft
280 San Lorenzo Blvd, Santa Cruz, CA 95060
SOLD OCT 1, 2026
$2,050,000
B
3 beds2 baths1,874 sq ft
148 Hollywood Ave, Santa Cruz, CA 95060
SOLD OCT 2, 2026
$1,580,000
C
— beds3 baths1,884 sq ft
915 Cayuga St, Santa Cruz, CA 95062
SOLD AUG 21, 2026
$1,820,000
D
3 beds2 baths1,790 sq ft
150 Sunnyside Ave, Santa Cruz, CA 95062
SOLD AUG 18, 2026
$1,026,000
E
— beds2 baths1,223 sq ft
619 Windham St, Santa Cruz, CA 95062

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Market trends in 95060, CA

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

100.4%

0.4% MoM

Median sale price

$1.6M

$116K MoM

Avg. days on market

19d

1 days MoM

Recently sold homes

12 MoM

New listings for sale

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OPEN SAT, 1PM TO 4PM
$985,000
2 beds2 baths1,472 sq ft
757 Chestnut, Santa Cruz, CA 95060
$1,299,999
3 beds2.5 baths1,836 sq ft
240 Union St, Santa Cruz, CA 95060
3D WALKTHROUGH
$1,495,000
3 beds2 baths1,584 sq ft
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OPEN SAT, 12PM TO 3PM
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See all

Provided by Redfin

Sale history for 635 Riverside Ave

Date

Event

Price

MLSListings #ML81891738

Jun 30, 2022

Sold

$1,048,500

$574/sq ft

May 24, 2022

Contingent

—

May 13, 2022

Listed

$995,000

$545/sq ft

MLSListings #ML81789386

Nov 10, 2020

Listing Removed

—

Oct 6, 2020

Price Changed

$998,000

$546/sq ft

Aug 5, 2020

Price Changed

$1,175,000

$643/sq ft

Apr 14, 2020

Listed

$1,200,000

$657/sq ft

Public Records

Oct 21, 1994

Sold

$202,000

$111/sq ft

Public Records

Jun 6, 1979

Sold

$90,000

$49/sq ft

Public Records

Aug 16, 1977

Sold

$54,000

$30/sq ft

Public Records

Aug 12, 1960

Sold

$28,500

$16/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$13,175 (+7.2%)

$778,396 + $334,281

$1,112,677

2024

$12,288 (+190.9%)

$748,170 + $321,300

$1,069,470

2023

$4,225 (+1.0%)

$748,170 + $321,300

$1,069,470

2022

$4,182 (+1.9%)

$145,307 + $180,822

$326,129

2021

$4,105 (+0.7%)

$142,458 + $177,277

$319,735

2020

$4,077 (+2.3%)

$139,665 + $173,801

$313,466

2019

$3,987 (+1.0%)

$138,233 + $172,018

$310,251

2018

$3,947 (+1.1%)

$135,522 + $168,646

$304,168

2017

$3,903 (+5.1%)

$130,259 + $162,097

$292,356

2016

$3,712 (+5.7%)

$130,259 + $162,097

$292,356

2015

$3,513 (+1.6%)

$127,705 + $158,919

$286,624

2014

$3,459 (−0.4%)

$123,323 + $153,466

$276,789

2013

$3,472 (+2.0%)

$123,323 + $153,466

$276,789

2012

$3,402 (+1.9%)

$122,766 + $152,772

$275,538

2011

$3,339 (+1.3%)

$120,359 + $149,776

$270,135

2010

$3,295 (−1.3%)

$117,999 + $146,839

$264,838

2009

$3,339 (+6.2%)

$117,117 + $145,742

$262,859

2008

$3,144

$117,395 + $146,088

$263,483

Tax history for 635 Riverside Ave

Year

Property tax

Land + Additions

Assessment*

2025

$13,175 (+7.2%)

$778,396 + $334,281

$1,112,677

2024

$12,288 (+190.9%)

$748,170 + $321,300

$1,069,470

2023

$4,225 (+1.0%)

$748,170 + $321,300

$1,069,470

2022

$4,182 (+1.9%)

$145,307 + $180,822

$326,129

2021

$4,105 (+0.7%)

$142,458 + $177,277

$319,735

2020

$4,077 (+2.3%)

$139,665 + $173,801

$313,466

2019

$3,987 (+1.0%)

$138,233 + $172,018

$310,251

2018

$3,947 (+1.1%)

$135,522 + $168,646

$304,168

2017

$3,903 (+5.1%)

$130,259 + $162,097

$292,356

2016

$3,712 (+5.7%)

$130,259 + $162,097

$292,356

2015

$3,513 (+1.6%)

$127,705 + $158,919

$286,624

2014

$3,459 (−0.4%)

$123,323 + $153,466

$276,789

2013

$3,472 (+2.0%)

$123,323 + $153,466

$276,789

2012

$3,402 (+1.9%)

$122,766 + $152,772

$275,538

2011

$3,339 (+1.3%)

$120,359 + $149,776

$270,135

2010

$3,295 (−1.3%)

$117,999 + $146,839

$264,838

2009

$3,339 (+6.2%)

$117,117 + $145,742

$262,859

2008

$3,144

$117,395 + $146,088

$263,483

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

5,489 Sq. Ft.

Year renovated

1960

Sq. Ft.

—

Year built

1960

Style

Multi-Family (2-4 Unit)

County

Santa Cruz County

APN

00742202

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 5, 2026.

FP-O

SP-O

Multiple Residence – Medium-Density District

To promote the development of multifamily townhouses, condominiums and apartments at a medium residential density of 20.1 to 40 units per acre depending on unit mix; to stabilize and protect the residential characteristics of the district; and to promote a suitable environment for the lives of families and single persons. This section of the Zoning Ordinance is also part of the Local Coastal Implementation Plan.

Zone overlays

Floodplain Overlay District
Shoreline Protection Overlay District

Permitted uses

Include but are not limited to:

Day care facility
Housing-Group
Housing-Multiple units
Housing-Other

Property details

Parking

Garage Information
# of Garage Spaces: 1

Parking Information
# of Total Parking Spaces: 2
Has Carport: Yes
Has Garage: Yes
Parking Features: Attached Garage, On Street

Interior

Appliances
Gas Cooktop, Garbage Disposal, Hood Over Range, Built-In Oven, Gas Oven

Laundry Information
Laundry Features: Hookups Only

Kitchen Information
Kitchen Features: Tile Countertop

Multi-Unit Information
# of Units Leased: 2
# of Units Total: 2

Unit 1 Information
# of Bathrooms (Full): 1

Unit 2 Information
# of Bathrooms (Full): 1

Exterior

Building Information
# of Buildings: 2
Foundation Details: Concrete Perimeter
Roof: Composition

Year Built
Year Built Details: 2

Lot Information
Lot Features: Level (Grade)

Property Features
Inclusions: Oven/Range (All Units)

Property Information
Building Area Total (Sq. Ft.): 1,827
Ownership Type: Individual

Financial

Tax Information
Annual Tax Amount: $11,144

Lease Information
Lease Terms: Month to Month

Financial Information
Buyer Financing: Trust Deed
Listing Terms: Cash or Conventional Loan

Utilities

Heating & Cooling
Heating: Gas, Wall Furnace

Utility Information
Gas: Individual Gas Meters, Public Utilities
Sewer: Public Sewer
Utilities: Public Utilities, Public Water, Individual Electric Meters, Individual Gas Meters
Water Source: Public

Location

School Information
High School District: Santa Cruz City High

Location Information
MLS Area: East Santa Cruz
Street Name: Riverside
Street Number: 635

WalkScore Information
Walk Score: 92

Public facts

Beds: 4
Baths: 2.0
Sq. Ft.: —
Stories: —
Lot Size: 5,489 square feet
Style: Multi-Family (2-4 Unit)
Year Built: 1960
Year Renovated: 1960
County: Santa Cruz County
APN: 00742202

Home facts updated by county records on Nov 5, 2026

Around this home

Schools

K - 12
Preschool & daycare

Gault Elementary School

Public K-5 • Assigned • 0.8mi

5/10

Branciforte Middle School

Public 6-8 • Assigned • 1.1mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

5/10 Flood Factor

Estimated 19-29% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 81° expected this year, 15 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

13 unhealthy days expected this year, 14 days in 30 years

Provided by First Street

Historical weather

Santa Cruz, CA • 95060

Average low and high temperatures (°F)

64°

43°

65°

46°

70°

48°

68°

49°

73°

52°

73°

54°

75°

57°

79°

57°

78°

59°

71°

52°

66°

47°

64°

46°

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.8 hours in June and 4.9 hours in December, placing it above the U.S. average for solar exposure.

10.8 hrs

4.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.02M – $1.23M

Sell confidently with a local market expert in Santa Cruz. 3 minutes to get started.

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New listings for sale in 95060

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$1,999,000

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530 Sunlit Ln, Bonny Doon, CA 95060

Sunny level acres • High end appliances • Flexible floor plan

OPEN SAT, 1PM TO 4PM

$985,000

2 beds2 baths1,472 sq ft

757 Chestnut, Santa Cruz, CA 95060

Built-in cabinets • Sunny deck • $571 HOA

$1,299,999

3 beds2.5 baths1,836 sq ft

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Ample yard space • Off-street parking • Attached garage

3D WALKTHROUGH

$1,495,000

3 beds2 baths1,584 sq ft

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Legal dwelling units • Downtown restaurants • 4,661 sq ft lot

OPEN SAT, 12PM TO 3PM

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Designer garden • Updated kitchen • Close to ucsc

Home values near 635 Riverside Ave

Data from public records.

Address	Redfin Estimate
713 Riverside Avenue, Santa Cruz, CA 2 Beds \| 3 Baths \| 1889 Sq. Ft.	$1,229,091
708 Riverside Avenue, Santa Cruz, CA 6 Beds \| 4 Baths \| 2589 Sq. Ft.	$1,672,970
637-639 Riverside Avenue, Santa Cruz, CA 4 Beds \| 2 Baths \| 2092 Sq. Ft.	—
201 Barson Street, Santa Cruz, CA - Beds \| - Baths \| 4188 Sq. Ft.	—
280 San Lorenzo Boulevard, Santa Cruz, CA - Beds \| 2 Baths \| 1561 Sq. Ft.	$1,078,629

Address	Redfin Estimate
711 Riverside Avenue, Santa Cruz, CA 3 Beds \| 3 Baths \| 1850 Sq. Ft.	$1,021,678
710 Riverside Avenue, Santa Cruz, CA 10 Beds \| - Baths \| 4309 Sq. Ft.	—
111 Barson Street, Santa Cruz, CA - Beds \| - Baths \| 3280 Sq. Ft.	—
268 San Lorenzo Boulevard, Santa Cruz, CA 1 Beds \| 1 Baths \| 480 Sq. Ft.	$815,561

Address	Redfin Estimate
707 Riverside Avenue, Santa Cruz, CA 4 Beds \| 2 Baths \| 1841 Sq. Ft.	$1,496,069
631 Riverside Avenue, Santa Cruz, CA 4 Beds \| 2 Baths \| 2272 Sq. Ft.	$1,323,085
115 Barson Street, Santa Cruz, CA 4 Beds \| 3 Baths \| - Sq. Ft.	$1,232,253
276 San Lorenzo Boulevard, Santa Cruz, CA 4 Beds \| 2 Baths \| 1602 Sq. Ft.	$1,130,586

Property information provided by MLSListings when last listed in 2022. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 95060, CA

Sale history for 635 Riverside Ave

Tax history for 635 Riverside Ave

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 95060

Home values near 635 Riverside Ave

More real estate resources