Prime location, walking distance to the shops and restaurants of Pacific Garden Mall and commuter bus depot! Set on a small but tidy parcel with picket fence, off-street parking, plus a fun back lawn and patio area perfect for kids and grownups alike. The floor plan features two bedrooms, separate living/dining rooms, and a spacious loft/bonus area not included in the square footage. Enjoy contemporary bath & kitchen designs juxtaposing a classic clawfoot tub in the bath with quartz counters in the kitchen, to a backdrop of fresh paint tones, newly-refinished wood floors and high ceilings with lots of light. Best of all: at this price, you get to take advantage of the new FHA loan limits for Santa Cruz County to get in with 3.5% down payment.
Single-familyProperty Type
1924Year Built
2,614 sq ftLot Size
$1,131Est. Price/Sq.Ft.
1 spaceParking
Listed by Datta Khalsa•DRE #01161050• Main Street Realtors
Bought with Nicki Banucci•DRE #01405054• KW Bay Area Estates
Prime location, walking distance to the shops and restaurants of Pacific Garden Mall and commuter bus depot! Set on a small but tidy parcel with picket fence, off-street parking, plus a fun back lawn and patio area perfect for kids and grownups alike. The floor plan features two bedrooms, separate living/dining rooms, and a spacious loft/bonus area not included in the square footage. Enjoy contemporary bath&kitchen designs juxtaposing a classic clawfoot tub in the bath with quartz counters in the kitchen, to a backdrop of fresh paint tones, newly-refinished wood floors and high ceilings with lots of light. Best of all: at this price, you get to take advantage of the new FHA loan limits for Santa Cruz County to get in with 3.5% down payment.
MLSListings #ML81322666
Dec 18, 2013
Sold
$465,000
$559/sq ft
Nov 25, 2013
Pending
—
Sep 9, 2013
Price Changed
$489,000
$588/sq ft
Aug 10, 2013
Price Changed
$499,000
$600/sq ft
Jun 25, 2013
Listed
$529,000
$636/sq ft
+5
Extremely cute classic cottage near downtown, Santa Cruz Beaches, Boardwalk & UCSC. Vintage 1924 Charm awaits in this 2 bedroom, 1 bath bungalow. Light and bright with beautiful Fir floors. Open gallery kitchen with REAL marble countertops. Square footage doesn't include bonus room attic and a surprising amount of storage! Room for a small garden with existing raised beds & nice large apple tree
Public Records
Oct 1, 2013
Sold
$475,000
$571/sq ft
Public Records
Nov 7, 1997
Sold
$189,000
$227/sq ft
Public Records
Jul 14, 1995
Sold
$150,000
$180/sq ft
Public Records
Apr 28, 1987
Sold
$105,000
$126/sq ft
Public Records
Sep 28, 1972
Sold
$14,000
$17/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$9,157 (+7.5%)
$619,753 + $152,037
$771,790
2024
$8,519 (+1.2%)
$595,687 + $146,133
$741,820
2023
$8,416 (+1.1%)
$595,687 + $146,133
$741,820
2022
$8,322 (+2.1%)
$584,007 + $143,268
$727,275
2021
$8,151 (+0.8%)
$572,556 + $140,458
$713,014
2020
$8,088 (+2.0%)
$561,329 + $137,704
$699,033
2019
$7,926 (+30.5%)
$555,574 + $136,292
$691,866
2018
$6,074 (+1.2%)
$544,680 + $133,620
$678,300
2017
$5,999 (+5.6%)
$359,124 + $132,031
$491,155
2016
$5,680 (+3.1%)
$359,124 + $132,031
$491,155
2015
$5,511 (+1.7%)
$352,082 + $129,442
$481,524
2014
$5,421 (+77.2%)
$340,000 + $125,000
$465,000
2013
$3,059 (+2.2%)
$340,000 + $125,000
$465,000
2012
$2,995 (+1.9%)
$147,043 + $98,029
$245,072
2011
$2,938 (+1.3%)
$144,160 + $96,107
$240,267
2010
$2,899 (+1.3%)
$141,333 + $94,223
$235,556
2009
$2,861 (+4.3%)
$140,277 + $93,519
$233,796
2008
$2,744
$140,610 + $93,741
$234,351
Tax history for 734 Riverside Ave
Year
Property tax
Land + Additions
Assessment*
2025
$9,157 (+7.5%)
$619,753 + $152,037
$771,790
2024
$8,519 (+1.2%)
$595,687 + $146,133
$741,820
2023
$8,416 (+1.1%)
$595,687 + $146,133
$741,820
2022
$8,322 (+2.1%)
$584,007 + $143,268
$727,275
2021
$8,151 (+0.8%)
$572,556 + $140,458
$713,014
2020
$8,088 (+2.0%)
$561,329 + $137,704
$699,033
2019
$7,926 (+30.5%)
$555,574 + $136,292
$691,866
2018
$6,074 (+1.2%)
$544,680 + $133,620
$678,300
2017
$5,999 (+5.6%)
$359,124 + $132,031
$491,155
2016
$5,680 (+3.1%)
$359,124 + $132,031
$491,155
2015
$5,511 (+1.7%)
$352,082 + $129,442
$481,524
2014
$5,421 (+77.2%)
$340,000 + $125,000
$465,000
2013
$3,059 (+2.2%)
$340,000 + $125,000
$465,000
2012
$2,995 (+1.9%)
$147,043 + $98,029
$245,072
2011
$2,938 (+1.3%)
$144,160 + $96,107
$240,267
2010
$2,899 (+1.3%)
$141,333 + $94,223
$235,556
2009
$2,861 (+4.3%)
$140,277 + $93,519
$233,796
2008
$2,744
$140,610 + $93,741
$234,351
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
2
Baths
1
Stories
—
Lot width
—
Lot depth
—
Lot size
2,614 Sq. Ft.
Year renovated
1980
Sq. Ft.
832
Year built
1924
Style
Single Family Residential
County
Santa Cruz County
APN
00740127
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Nov 5, 2026.
RM
FP-O
Multiple Residence – Medium-Density District
To promote the development of multifamily townhouses, condominiums and apartments at a medium residential density of 20.1 to 40 units per acre depending on unit mix; to stabilize and protect the residential characteristics of the district; and to promote a suitable environment for the lives of families and single persons. This section of the Zoning Ordinance is also part of the Local Coastal Implementation Plan.
Zone overlays
Floodplain Overlay District
Permitted uses
Include but are not limited to:
Day care facility
Housing-Group
Housing-Multiple units
Housing-Other
Aug 27, 2027 • Active
Bldg residential
Roofing
Jun 2, 2024 • Final
Bldg residential
Upgrade the main electrical panel from 100 amps to 200 amps.
Electrical
Electric meter
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
# of Total Parking Spaces: 1
Parking Features: Off-Street Parking
Parking Features (Additional): Uncovered Parking
Interior
Virtual Tour
Bedroom Information
Bedroom Features: Ground Floor Bedroom, More Than One Bedroom on Ground Floor
Bathroom Information
# of Baths (Full): 1
Bathroom Features: Shower over Tub (1), Tub, Updated Bath(s)
Appliances
Dishwasher, Built-In Gas Oven Range, Refrigerator, Washer/Dryer
Dining Room Information
Formal Dining Room
Family Room Information
No Family Room
Flooring Information
Hardwood, Tile
Interior Features
Interior Features: High Ceiling, Skylight(s)
Laundry Information
Laundry Features: Gas Dryer Hookup
Room Information
Room Type: Loft
Kitchen Information
Kitchen Features: Granite Countertop
Exterior
Building Information
Foundation Details: Concrete Perimeter, Pillar/Post/Pier
Roof: Composition
Exterior Features
Fencing: Gate, Mixed Height/Type, Wood
Patio & Porch Features: Back Yard, Fenced, Storage Shed/Structure
Stories
Stories: 1
Style
Architectural Style: Cottage, Victorian
Year Built
Year Built Details: 2
Lot Information
Lot Features: Level (Grade)
Property Information
Building Area Total (Sq. Ft.): 832
Financial
Financial Information
Buyer Financing: Conventional
Listing Terms: Cash or Conventional Loan
Utilities
Heating & Cooling
Heating: Wall Furnace
Utility Information
Gas: Public Utilities
Utilities: Public Utilities, Public Water
Water Source: Public
Location
School Information
Elementary School: Gault Elementary
High School: Santa Cruz High
High School District: Santa Cruz City High
Middle/Junior High School: Branciforte Middle School
Location Information
MLS Area: East Santa Cruz
Street Name: Riverside
Street Number: 734
WalkScore Information
Walk Score: 91
Public facts
Beds: 2
Baths: 1.0
Sq. Ft.: 832
Stories: —
Lot Size: 2,614 square feet
Style: Single Family Residential
Year Built: 1924
Year Renovated: 1980
County: Santa Cruz County
APN: 00740127
Home facts updated by county records on Nov 5, 2026
Around this home
Schools
K - 12
Preschool & daycare
Gault Elementary School
Public K-5 • Assigned • 0.8mi
5/10
Branciforte Middle School
Public 6-8 • Assigned • 1.1mi
9/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
5/10 Flood Factor
Estimated 19-29% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 81° expected this year, 15 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
7/10 Air Factor
13 unhealthy days expected this year, 14 days in 30 years
Provided by First Street
Historical weather
Santa Cruz, CA • 95060
Average low and high temperatures (°F)
64°
43°
65°
46°
70°
48°
68°
49°
73°
52°
73°
54°
75°
57°
79°
57°
78°
59°
71°
52°
66°
47°
64°
46°
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 10.8 hours in
June and 4.9 hours in December, placing it above the
U.S. average for solar exposure.
10.8 hrs
4.9 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$894,000 – $1.08M
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