412 Polo Ranch Rd, Scotts Valley, CA 95066

Located in the exclusive Polo Ranch community of Scotts Valley, this 4-year-new luxury residence offers exceptional flexibility on a prime lot directly across from the park with a serene forest backdrop. The main home features a wide foyer leading to an open living and dining great room filled with natural light. The gourmet kitchen showcases a large center island, abundant cabinetry and countertops, stainless steel appliances, and a walk-in pantry. Sliding doors open to a low-maintenance backyard with turf and stone pavers, ideal for indoor-outdoor living. Upstairs, a versatile loft with balcony provides park views and flexible living space. The spacious primary suite includes a spa-like bath and a large walk-in closet. Three additional bedrooms include a junior suite and two bedrooms sharing a hallway bath. Owned solar panels! A standout feature is the attached ADU, offering interior access from the main home, a separate exterior entrance, and with its own modern kitchen, in-unit laundry, and one-car garage. Ideal for extended family or rental potential. Conveniently located just minutes to Highway 17, with easy access to Los Gatos, Silicon Valley, Santa Cruz beaches, and award-winning Scotts Valley schools, this home delivers a rare blend of luxury, privacy, and flexibility.