SOLD OCT 1, 2025

Off Market Oct 2025 for $2.1M

$1,860,863

Est. refi paymentEst. refi $13,626/mo

•

1,958

sq ft

345 Cutter Ln, CA 95076

About this home

Tranquil lakeside scenery frames this rare 3-bed, 2-bath home on a private road along the shores of Kelly Lake! A stunning waterfall sets the tone for the unique layout within. Dramatic exposed beam ceilings soar overhead while wide windows and gleaming floors reflect the waters beyond. The great room offers panoramic views and a built-in wet bar, while glass sliders lead out to an expansive wraparound deck, overlooking your aquatic playground. The kitchen is a chef-inspired haven, complete with a central island and Viking range. A detached ADU offers incredible flexibility, featuring its own kitchenette and bath. Also included is a reverse osmosis system, an EV-ready 2-car garage, a dock, and owned solar panels. All this just a short drive from East Lake Shopping Centers local favorites like Fruition Brewing, Coffeeville, and Staff of Life. Discover a waterfront lifestyle where comfort meets calm, and every day begins with sights worth waking up for!

Single-familyProperty Type

1974Year Built

1.16 acresLot Size

$950Est. Price/Sq.Ft.

2 garage spacesParking

Listed by Tony Melo •DRE #01844100 • Aldina Real Estate,Inc.

Contact: 831-566-9716

Bought with Charles Allen •DRE #00357826 • KW Thrive Santa Cruz

Redfin checked: 3 minutes ago

•Source:MLSListings #ML82018822

Redfin Estimate

$1,860,863

$239K since sold in October 2025$38K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 118.9% higher than the average sale price ($850K) of 6 comparable homes.

SOLD MAY 5, 2026
$1,130,000
A
4 beds2.5 baths2,043 sq ft
97 Logan St, Watsonville, CA 95076
SOLD APR 10, 2026
$790,000
B
4 beds3 baths1,635 sq ft
203 Plum Hill Dr, Watsonville, CA 95076
SOLD FEB 2, 2026
$760,000
C
3 beds2 baths1,506 sq ft
17 Blossom Dr, Watsonville, CA 95076
SOLD AUG 21, 2026
$890,000
D
3 beds2.5 baths2,024 sq ft
546 Green Valley Rd, Watsonville, CA 95076
SOLD MAY 26, 2026
$850,000
E
3 beds2 baths1,220 sq ft
900 Mckenzie Ave, Watsonville, CA 95076
SOLD JUN 30, 2026
$680,000
F
3 beds2 baths1,260 sq ft
768 Lake Village Dr, Watsonville, CA 95076

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Earn from this home

Refinance

Est. cash available

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Rent

$3,741/mo

Redfin rental estimate

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Market trends in 95076, CA

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.6%

+0.2% MoM

Median sale price

$800K

$346 MoM

Avg. days on market

21d

0 days MoM

Recently sold homes

10 MoM

New listings for sale

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OPEN SAT, 4:30PM TO 7:30PM
$4,995,000
4 beds3.5 baths3,000 sq ft
145 Coy Dr, La Selva Beach, CA 95076
$799,000
3 beds2 baths1,118 sq ft
524 California St, Watsonville, CA 95076
$474,950
4 beds2 baths1,296 sq ft
2121 Kralj Dr #28, Watsonville, CA 95076
OPEN SAT, 12PM TO 3PM
$775,000
3 beds2 baths1,290 sq ft
25 Brook Ct, Watsonville, CA 95076
EARLY ACCESS
$750,000
3 beds2 baths1,316 sq ft
427 Carmel St, Watsonville, CA 95076
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913 Acorn Way, Watsonville, CA 95076
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See all

Provided by Redfin

Sale history for 345 Cutter Ln

Date

Event

Price

MLSListings #ML82018822

Oct 1, 2025

Sold

$2,100,000

$1,073/sq ft

Oct 1, 2025

Sold

$2,100,000

$1,073/sq ft

Sep 23, 2025

Pending

—

Sep 2, 2025

Pending

—

Sep 2, 2025

Contingent

—

Aug 21, 2025

Listed

$1,875,000

$958/sq ft

Aug 21, 2025

Listed

$1,875,000

$958/sq ft

+46

bridgeMLS, Bay East AOR, or Contra Costa AOR #ML80031745

Dec 1, 2000

Sold

$565,000

$289/sq ft

Jul 19, 2000

Listed

$585,000

$299/sq ft

Public Records

Jan 28, 1988

Sold

$265,000

$135/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$13,347 (+9.8%)

$550,001 + $399,283

$949,284

2024

$12,154 (+2.5%)

$539,217 + $391,454

$930,671

2023

$11,863 (+1.9%)

$539,217 + $391,454

$930,671

2022

$11,646 (+2.7%)

$528,644 + $383,778

$912,422

2021

$11,335 (+1.3%)

$518,278 + $376,253

$894,531

2020

$11,192 (+1.8%)

$508,116 + $368,876

$876,992

2019

$10,998 (+2.6%)

$502,906 + $365,094

$868,000

2018

$10,719 (+1.0%)

$493,045 + $357,935

$850,980

2017

$10,609 (+2.3%)

$473,900 + $344,036

$817,936

2016

$10,369 (+1.3%)

$473,900 + $344,036

$817,936

2015

$10,235 (+2.3%)

$464,608 + $337,290

$801,898

2014

$10,008

$448,665 + $325,716

$774,381

2013

$10,017 (+4.9%)

$448,665 + $325,716

$774,381

2012

$9,553 (+2.0%)

$446,637 + $324,244

$770,881

2011

$9,369 (+4.6%)

$437,879 + $317,886

$755,765

2010

$8,959 (−0.9%)

$429,293 + $311,653

$740,946

2009

$9,039 (+5.3%)

$426,085 + $309,324

$735,409

2008

$8,583

$427,097 + $310,059

$737,156

Tax history for 345 Cutter Ln

Year

Property tax

Land + Additions

Assessment*

2025

$13,347 (+9.8%)

$550,001 + $399,283

$949,284

2024

$12,154 (+2.5%)

$539,217 + $391,454

$930,671

2023

$11,863 (+1.9%)

$539,217 + $391,454

$930,671

2022

$11,646 (+2.7%)

$528,644 + $383,778

$912,422

2021

$11,335 (+1.3%)

$518,278 + $376,253

$894,531

2020

$11,192 (+1.8%)

$508,116 + $368,876

$876,992

2019

$10,998 (+2.6%)

$502,906 + $365,094

$868,000

2018

$10,719 (+1.0%)

$493,045 + $357,935

$850,980

2017

$10,609 (+2.3%)

$473,900 + $344,036

$817,936

2016

$10,369 (+1.3%)

$473,900 + $344,036

$817,936

2015

$10,235 (+2.3%)

$464,608 + $337,290

$801,898

2014

$10,008

$448,665 + $325,716

$774,381

2013

$10,017 (+4.9%)

$448,665 + $325,716

$774,381

2012

$9,553 (+2.0%)

$446,637 + $324,244

$770,881

2011

$9,369 (+4.6%)

$437,879 + $317,886

$755,765

2010

$8,959 (−0.9%)

$429,293 + $311,653

$740,946

2009

$9,039 (+5.3%)

$426,085 + $309,324

$735,409

2008

$8,583

$427,097 + $310,059

$737,156

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

1.16 Acres

Year renovated

1974

Sq. Ft.

1,937

Year built

1974

Style

Single Family Residential

County

Santa Cruz County

APN

05170113

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 7, 2026.

Property details

Parking

Parking Information
Garage (Minimum): 2
Garage (Maximum): 2
Parking Description: Detached, Guest/Visitor Parking, Parking Area, Room for Oversized Vehicle, Uncovered Parking
Electric Vehicle Hookup Type: Electric Vehicle Hookup Level 2 (240 volts)
Garage Spaces: 2
Parking Spaces: 8

Interior

Virtual Tour

Bedroom Information
# of Bedrooms (Minimum): 4
# of Bedrooms (Maximum): 4

Bathroom Information
# of Baths (Full): 3
# of Baths (1/2): 1
Bathroom Description: Outside Access, Primary (Stall Shower(s)), Primary (Sunken Tub), Shower Over Tub, Skylight, Stall Shower, Tile, Tub in Master Bedroom, Updated Bath(s)

Room Information
Dining Room Description: Breakfast Bar, Dining Area in Living Room, Eat in Kitchen
Kitchen Description: Cooktop (Gas), Countertop (Granite), Dishwasher, Exhaust Fan, Garbage Disposal, Hood Over Range, Island with Sink, Microwave, Oven (Gas), Oven Range (Gas), Pantry, Trash Compactor, Wine Refrigerator
Accessory Dwelling Unit
Secondary Living Space Sq. Ft.: 336

Interior Features
Laundry: Inside
Flooring: Hardwood, Laminate, Tile

Fireplace Information
Has Fireplace
Fireplace Description: Gas Starter, Insert, In Living Room, In Primary Bedroom
Fireplaces (Minimum): 2

Heating & Cooling Information
Cooling: Ceiling Fan
Heating: Central Forced Air (Gas), Fireplace

Exterior

Exterior Features
View: Lake, Mountains, Water Front
Fencing: Fenced, Fenced Back, Gate, Other (See Remarks)
Roof: Composition
Yard/Grounds: Boat Dock, Deck, Fenced, Low Maintenance, Storage Shed/Structure

Building Information
Subclass: Single Family Home
Building Type: Detached
Construction Type: Wood, Wood Frame
Concrete Block, Crawl Space, Raised, Other

Property Features
Amenities: Garden Window(s), High Ceiling, Skylight(s), Vaulted Ceiling, Wet Bar
Living Sq. Ft.: 1,958
Security Features: Secured Garage/Parking

Lot Information
Lot Acres: 1.157
Lot Size Area Minimum Units: Sq. Ft.
Lot Size Area Maximum Units: Sq. Ft.
Lot Size Source: Assessor
Zoning: R-1-10-GH

Utilities

Utility Information
Energy Features: Double Pane Windows, Thermostat Controller
Sewer Septic: Sewer (Public), Sewer Connected
Utilities: Individual Electric Meters, Individual Gas Meters, Natural Gas, Public Utilities, Solar Panels - Owned

Water Information
Water: Individual Water Meter, Public, Water Softener (Owned)

Location

Multi-Unit Information
# of Stories: 1

School Information
Elementary School: Ann Soldo Elementary
Elementary School District: Pajaro Valley Unified
Middle School: Lakeview Middle
High School: Watsonville High
High School District: Pajaro Valley Unified

Location Information
Cutter Lane is a private road off of Upper Cutter Drive.

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,937
Stories: —
Lot Size: 1.16 acres
Style: Single Family Residential
Year Built: 1974
Year Renovated: 1974
County: Santa Cruz County
APN: 05170113

Home facts updated by county records on Aug 7, 2026

Around this home

Schools

Ann Soldo Elementary School

Public K-5 • Assigned • 0.9mi

3/10

Lakeview Middle School

Public 6-8 • Assigned • 0.3mi

1/10

Pajaro Valley High School

Public 9-12 • Assigned • 3.4mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

9/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

3/10 Heat Factor

6 days above 86° expected this year, 12 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

8 unhealthy days expected this year, 9 days in 30 years

Provided by First Street

Historical weather

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 11.3 hours in June and 4.8 hours in December, placing it above the U.S. average for solar exposure.

11.3 hrs

4.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.77M – $2.14M

Sell confidently with a local market expert . 3 minutes to get started.

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Home values near 345 Cutter Ln

Data from public records.

Address	Redfin Estimate
59 Cutter Dr, Watsonville, CA 2 Beds \| 1.5 Baths \| 1646 Sq. Ft.	$1,250,019
81 Cutter Dr, Watsonville, CA 2 Beds \| 2 Baths \| 1336 Sq. Ft.	$1,320,633

Address	Redfin Estimate
351 Cutter Ln, Watsonville, CA 3 Beds \| 2.5 Baths \| 2428 Sq. Ft.	$1,984,508
47 Cutter Dr, Watsonville, CA 1 Beds \| 1 Baths \| 579 Sq. Ft.	$444,858

Address	Redfin Estimate
75 Cutter Dr, Watsonville, CA 4 Beds \| 3 Baths \| 3380 Sq. Ft.	$1,217,525
35 Cutter Dr, Watsonville, CA 4 Beds \| 1 Baths \| 2459 Sq. Ft.	$898,984

Property information provided by MLSListings when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 95076, CA

Sale history for 345 Cutter Ln

Tax history for 345 Cutter Ln

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 95076

Home values near 345 Cutter Ln

More real estate resources