OFF MARKET

Off market dec 2024 for $645K

$641,702

Est. refi paymentEst. refi $5,005/mo

•

1,320

sq ft

128 Terry Loop, Watsonville, CA 95076

About this home

Conveniently located with easy access to groceries, delicious restaurants, shops, and more! For outdoor enthusiasts, theres a beautiful path that extends from Green Valley Road to the South Beach St neighborhood. One of the rare homes in the neighborhood that has no shared walls with neighbors making it quiet and peaceful. This turn-key 3 bed/2.5 bath townhouse offers a wonderful floor plan with great separation of space from the common areas. The primary suite features ample closet space with tons of room. Numerous upgrades include a fresh coat of interior paint, vanities in the bathrooms, light fixtures throughout, and newly installed carpet and LVP flooring. Home chefs will find great delight with the new countertops, new appliances, and painted kitchen cabinets. Dont miss out on this incredible opportunity to own a home in one of the most convenient neighborhoods in Watsonville.

TownhomeProperty Type

1986Year Built

784 sq ftLot Size

$486Est. Price/Sq.Ft.

1 car garageParking

Listed by The Madani The Madani Team •DRE #70010074 • Room Real Estate

Listed by Erika Lua-Chavez •DRE #02145019 • Room Real Estate

Bought with Kenn Ellis •DRE #01180167 • Santa Cruz Estates

Redfin checked: 2 minutes ago

•Source:MLSListings #ML81978221

Redfin Estimate

$641,702

$3,298 since sold in December 2024$5,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 2.1% lower than the average sale price ($655K) of 6 comparable homes.

SOLD JUN 26, 2026
$629,000
A
3 beds2.5 baths1,326 sq ft
176 Montebello Dr, Watsonville, CA 95076
SOLD APR 29, 2026
$629,000
B
3 beds2.5 baths1,320 sq ft
176 Terry Loop, Watsonville, CA 95076
SOLD NOV 6, 2025
$630,000
C
3 beds2.5 baths1,320 sq ft
127 Terry Loop, Watsonville, CA 95076
SOLD JUL 31, 2026
$649,000
D
3 beds2 baths1,350 sq ft
161 Crestview Ct, Watsonville, CA 95076
Realty ONE Group Complete
SOLD SEP 4, 2026
$700,000
E
3 beds2.5 baths1,529 sq ft
117 Brookshire Dr, Watsonville, CA 95076
SOLD SEP 15, 2026
$695,000
F
3 beds2 baths1,396 sq ft
238 Brookhaven Ln, Watsonville, CA 95076

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$3,676/mo

Redfin rental estimate

List your home for rent

Market trends in 95076, CA

Last updated October 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

97.9%

0.6% MoM

Median sale price

$865K

$63K MoM

Avg. days on market

28d

1 days MoM

Recently sold homes

7 MoM

New listings for sale

NEW 5 HRS AGO
$798,000
4 beds2 baths1,687 sq ft
42 Crescent Dr, Watsonville, CA 95076
COMING SOON
$895,000
3 beds2 baths1,700 sq ft
124 Hope Dr, Watsonville, CA 95076
NEW 34 HRS AGO
$250,000
2 beds2 baths896 sq ft
144 Holm Rd #61, Watsonville, CA 95076
$1,599,500
4 beds3 baths3,529 sq ft
354 San Miguel Canyon Rd, Royal Oaks, CA 95076
$375,000
3 beds2 baths1,700 sq ft
789 Green Vly #146, Watsonville, CA 95076
$1,055,000
5 beds3.5 baths2,384 sq ft
224 Briarwood Dr, Watsonville, CA 95076
OPEN SUN, 1PM TO 3PM
$519,000
3 beds1.5 baths1,155 sq ft
224 Silver Leaf Dr Unit B, Watsonville, CA 95076
$2,995,000
5 beds4 baths3,361 sq ft
67 Shell Rd, Watsonville, CA 95076
OPEN SAT, 1PM TO 3PM
$799,000
3 beds2 baths1,176 sq ft
70 Arroyo Dr, Watsonville, CA 95076
$610,000
2 beds1.5 baths1,054 sq ft
501 Cedar Dr, Watsonville, CA 95076
See all

Provided by Redfin

Sale history for 128 Terry Loop

Date

Event

Price

bridgeMLS, Bay East AOR, or Contra Costa AOR #ML80717703

Nov 21, 2024

Listing Removed

—

MLSListings #ML81978221

Dec 19, 2024

Sold

$645,000

$489/sq ft

Dec 12, 2024

Pending

—

Nov 8, 2024

Contingent

—

Nov 8, 2024

Pending

—

Oct 23, 2024

Price Changed

$649,997

$492/sq ft

Sep 26, 2024

Price Changed

$684,999

$519/sq ft

Aug 30, 2024

Listed

$700,000

$530/sq ft

Aug 30, 2024

Listed

MLSListings #ML89905871

Apr 7, 1999

Sold

$179,500

$136/sq ft

Feb 22, 1999

Listing Removed

—

Feb 11, 1999

Listed

$179,500

$136/sq ft

Public Records

Jun 24, 1994

Sold

$156,000

$118/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$8,270 (+149.3%)

$453,900 + $204,000

$657,900

2024

$3,317 (+1.5%)

$165,535 + $110,356

$275,891

2023

$3,266 (+1.8%)

$165,535 + $110,356

$275,891

2022

$3,208 (+1.7%)

$162,289 + $108,192

$270,481

2021

$3,154 (+1.4%)

$159,107 + $106,071

$265,178

2020

$3,110 (+1.8%)

$155,987 + $103,991

$259,978

2019

$3,055 (+2.6%)

$154,388 + $102,924

$257,312

2018

$2,978 (+0.9%)

$151,361 + $100,906

$252,267

2017

$2,953 (+2.7%)

$145,483 + $96,988

$242,471

2016

$2,875 (+0.3%)

$145,483 + $96,988

$242,471

2015

$2,866 (+2.2%)

$142,630 + $95,086

$237,716

2014

$2,804 (+3.3%)

$137,736 + $91,823

$229,559

2013

$2,714 (+23.1%)

$137,736 + $91,823

$229,559

2012

$2,204 (−11.0%)

$132,000 + $88,000

$220,000

2011

$2,478 (+3.9%)

$109,500 + $73,000

$182,500

2010

$2,385 (−8.2%)

$124,200 + $82,800

$207,000

2009

$2,597 (+2.5%)

$120,000 + $80,000

$200,000

2008

$2,533

$131,115 + $87,409

$218,524

Tax history for 128 Terry Loop

Year

Property tax

Land + Additions

Assessment*

2025

$8,270 (+149.3%)

$453,900 + $204,000

$657,900

2024

$3,317 (+1.5%)

$165,535 + $110,356

$275,891

2023

$3,266 (+1.8%)

$165,535 + $110,356

$275,891

2022

$3,208 (+1.7%)

$162,289 + $108,192

$270,481

2021

$3,154 (+1.4%)

$159,107 + $106,071

$265,178

2020

$3,110 (+1.8%)

$155,987 + $103,991

$259,978

2019

$3,055 (+2.6%)

$154,388 + $102,924

$257,312

2018

$2,978 (+0.9%)

$151,361 + $100,906

$252,267

2017

$2,953 (+2.7%)

$145,483 + $96,988

$242,471

2016

$2,875 (+0.3%)

$145,483 + $96,988

$242,471

2015

$2,866 (+2.2%)

$142,630 + $95,086

$237,716

2014

$2,804 (+3.3%)

$137,736 + $91,823

$229,559

2013

$2,714 (+23.1%)

$137,736 + $91,823

$229,559

2012

$2,204 (−11.0%)

$132,000 + $88,000

$220,000

2011

$2,478 (+3.9%)

$109,500 + $73,000

$182,500

2010

$2,385 (−8.2%)

$124,200 + $82,800

$207,000

2009

$2,597 (+2.5%)

$120,000 + $80,000

$200,000

2008

$2,533

$131,115 + $87,409

$218,524

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

2.5

Stories

—

Lot width

—

Lot depth

—

Lot size

784 Sq. Ft.

Year renovated

1995

Sq. Ft.

1,320

Year built

1986

Style

Townhouse

County

Santa Cruz County

APN

01660126

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 5, 2026.

RM-3

Multiple Residential District High Density

The purpose of the Multiple Residential District High Density is to provide for the development of areas for greater residential density; to stabilize and protect residential characteristics of the district; and to promote a suitable environment for the lives of families and single persons living in the district.

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Multiple units

Property details

Parking

Garage Information
# of Garage Spaces: 1
Has Attached Garage: Yes

Parking Information
Has Garage: Yes
Parking Features: Attached Garage

Interior

Virtual Tour

Bathroom Information
# of Baths (Full): 2
# of Baths (1/2): 1

Dining Room Information
Dining Area

Family Room Information
No Family Room

Exterior

Building Information
Foundation Details: Slab
Roof: Tile

Year Built
Year Built Details: 2

Property Information
Building Area Total (Sq. Ft.): 1,320
Ownership Type: Planned Unit Development

Financial

Financial Information
Buyer Financing: FHA

Utilities

Utility Information
Gas: Natural Gas, Public Utilities
Sewer: Public Sewer
Utilities: Natural Gas Available, Public Utilities, Public Water
Water Source: Public

Location

HOA Information
Association Fee: $331
Association Name: Monterey Terrace
Has Association: Yes

School Information
Elementary School District: Pajaro Valley Unified
High School: Aptos High
High School District: Pajaro Valley Unified
Middle/Junior High School: Pajaro Middle

Location Information
MLS Area: Watsonville
Street Name: Terry
Street Number: 128

WalkScore Information
Walk Score: 82

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 1,320
Stories: —
Lot Size: 784 square feet
Style: Townhouse
Year Built: 1986
Year Renovated: 1995
County: Santa Cruz County
APN: 01660126

Home facts updated by county records on Nov 5, 2026

Around this home

Schools

K - 12
Preschool & daycare

Starlight Elementary School

Public K-5 • Assigned • 0.3mi

2/10

Cesar E. Chavez Middle School

Public 6-8 • Assigned • 0.4mi

2/10

Pajaro Valley High School

Public 9-12 • Assigned • 0.9mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 85° expected this year, 14 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

9 unhealthy days expected this year, 11 days in 30 years

Provided by First Street

Historical weather

Watsonville, CA • 95076

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 11.3 hours in June and 4.8 hours in December, placing it above the U.S. average for solar exposure.

11.3 hrs

4.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$610,000 – $738,000

Sell confidently with a local market expert in Watsonville. 3 minutes to get started.

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New listings for sale in 95076

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Home values near 128 Terry Loop

Data from public records.

Address	Redfin Estimate
132 Terry Loop, Watsonville, CA 3 Beds \| 2.5 Baths \| 1320 Sq. Ft.	$578,452
118 Terry Loop, Watsonville, CA 2 Beds \| 1.5 Baths \| 1152 Sq. Ft.	$586,086
129 Terry Loop, Watsonville, CA 3 Beds \| 2.5 Baths \| 1320 Sq. Ft.	$570,802
135 Terry Loop, Watsonville, CA 2 Beds \| 2.5 Baths \| 1152 Sq. Ft.	$612,597
124 Terry Loop, Watsonville, CA 3 Beds \| 2 Baths \| 1320 Sq. Ft.	$549,803
108 Terry Loop, Watsonville, CA 2 Beds \| 1.5 Baths \| 1152 Sq. Ft.	$532,170
126 Terry Loop, Watsonville, CA 3 Beds \| 2.5 Baths \| 1320 Sq. Ft.	$609,603

Address	Redfin Estimate
130 Terry Loop, Watsonville, CA 3 Beds \| 2.5 Baths \| 1320 Sq. Ft.	$577,369
112 Terry Loop, Watsonville, CA 2 Beds \| 1.5 Baths \| 1152 Sq. Ft.	$530,545
131 Terry Loop, Watsonville, CA 3 Beds \| 2.5 Baths \| 1320 Sq. Ft.	$584,399
137 Terry Loop, Watsonville, CA 2 Beds \| 2.5 Baths \| 1152 Sq. Ft.	$635,684
116 Terry Loop, Watsonville, CA 2 Beds \| 1.5 Baths \| 1152 Sq. Ft.	$464,458
125 Terry Loop, Watsonville, CA 3 Beds \| 2.5 Baths \| 1320 Sq. Ft.	$595,506
127 Terry Loop, Watsonville, CA 3 Beds \| 2.5 Baths \| 1320 Sq. Ft.	$645,590

Address	Redfin Estimate
120 Terry Loop, Watsonville, CA 3 Beds \| 2.5 Baths \| 1320 Sq. Ft.	$565,621
121 Terry Loop, Watsonville, CA 3 Beds \| 2.5 Baths \| 1320 Sq. Ft.	$574,127
133 Terry Loop, Watsonville, CA 2 Beds \| 2.5 Baths \| 1152 Sq. Ft.	$562,138
104 Terry Loop, Watsonville, CA 2 Beds \| 1.5 Baths \| 1152 Sq. Ft.	$570,178
110 Terry Loop, Watsonville, CA 2 Beds \| 2.5 Baths \| 1152 Sq. Ft.	$683,572
141 Terry Loop, Watsonville, CA 2 Beds \| 2.5 Baths \| 1152 Sq. Ft.	$558,493
122 Terry Loop, Watsonville, CA 3 Beds \| 2.5 Baths \| 1320 Sq. Ft.	$591,506

Property information provided by MLSListings when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 95076, CA

Sale history for 128 Terry Loop

Tax history for 128 Terry Loop

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 95076

Home values near 128 Terry Loop

More real estate resources