OFF MARKET

Off market dec 2024 for $207K

$226,417

Est. refi paymentEst. refi $1,393/mo

•

968

sq ft

1 Pine Ridge Trce, Destin, FL 32541

About this home

This HUD REO presents a great opportunity live in the heart of Destin and not break the bank. This 2 bed 2 full bath single story Townhouse was built in 1984, and is an end unit with a large yard that is not typical for most Townhomes. Home has tiled floors, vaulted ceilings, and tiled showers. Much of the unit was updated at some time in the past and with just a little bit of work can shine. A definite must see if looking to be in the heart of Destin. This home is FHA insurable with escrow (IE).

TownhomeProperty Type

1984Year Built

3,049 sq ftLot Size

$234Est. Price/Sq.Ft.

6 spacesParking

Listed by Cosmo Spellings • Assurance Realty of NWFL LLC

Bought with Cosmo Spellings • Assurance Realty of NWFL LLC

Redfin checked: a minute ago

•Source:ECAR #960888

Redfin Estimate

$226,417

$19K since sold in December 2024$6,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 22.4% lower than the average sale price ($292K) of 6 comparable homes.

SOLD SEP 14, 2026
$315,000
A
2 beds2 baths1,080 sq ft
238 Indian Oaks Dr, Destin, FL 32541
SOLD JUL 31, 2026
$215,000
B
2 beds2 baths1,264 sq ft
718 Legion Dr, Destin, FL 32541
SOLD APR 14, 2026
$235,000
C
2 beds2 baths1,188 sq ft
734 Legion Dr #64, Destin, FL 32541
SOLD JUN 1, 2026
$242,500
D
2 beds1.5 baths1,162 sq ft
154 Bayou Dr, Destin, FL 32541
SOLD JUL 29, 2026
$363,100
E
2 beds2 baths1,042 sq ft
25 Rue D Etretat, Destin, FL 32541
SOLD OCT 5, 2026
$379,500
F
3 beds2 baths1,380 sq ft
236 Nautica Way, Destin, FL 32541

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Earn from this home

Sell

$51,336

Est. take-home

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Refinance

Est. cash available

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Rent

$2,248/mo

Redfin rental estimate

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Market trends in 32541, FL

Last updated October 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-list price

95.3%

0.1% MoM

Median sale price

$600K

$10K MoM

Avg. days on market

100d

1 days MoM

Recently sold homes

255

15 MoM

New listings for sale

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170 Bayou Dr #170, Destin, FL 32541
$1,995,000
4 beds4 baths3,146 sq ft
31 Calypso Cay, Destin, FL 32541
$425,000
1 bed1 bath612 sq ft
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3291 Scenic Highway 98 Unit 101, Destin, FL 32541
$329,999
2 beds2 baths1,020 sq ft
3857 Indian Trl #314, Destin, FL 32541
OPEN FRI, 1PM TO 3PM
$550,000
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$929,000
3 beds3.5 baths2,246 sq ft
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OPEN TODAY, 1PM TO 4PM
$1,499,000
4 beds3.5 baths3,535 sq ft
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$1,000,000
2 beds2 baths1,065 sq ft
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See all

Provided by Redfin

Sale history for 1 Pine Ridge Trce

Date

Event

Price

ECAR #960888

Dec 12, 2024

Sold

$207,000

$214/sq ft

Oct 23, 2024

Pending

—

Oct 11, 2024

Listed

$220,000

$227/sq ft

ECAR #901242

Oct 5, 2022

Sold

$269,900

$279/sq ft

Sep 6, 2022

Pending

—

Sep 2, 2022

Price Changed

$269,900

$279/sq ft

Sep 2, 2022

Relisted

—

Aug 29, 2022

Pending

—

Aug 13, 2022

Price Changed

$274,900

$284/sq ft

Aug 1, 2022

Relisted

—

Jun 22, 2022

Pending

—

Jun 15, 2022

Listed

$279,900

$289/sq ft

Jun 9, 2022

Listed

$279,900

$289/sq ft

+12

FANTASTIC LOCATION! You'll be pleasantly surprised as you enter this townhome with unique modern decor and a home-like feel. Spacious living area with slate tile flooring, high vaulted ceiling and sliding glass doors that leads out to the deck area overlooking your large private fenced backyard. Dining area opens into the living area making entertaining a breeze. Kitchen has an urban contemporary flair with stainless steel countertops, peek-through cabinets, black cast iron sink, pantry and pendant lights over breakfast bar. Good-sized master bedroom with two closets. Master bath has tub/shower and wood accent ceiling. Hall bathroom has travertine floors, frameless shower, mahogany vanities, marble vessel sink. Inside washer and dryer hookups. NO HOA association dues. Lots of parking is a real plus. A few miles from shopping, schools, restaurants, Destin Harbor and Destin bridge to Fort Walton Beach. Buyer to verify all pertinent data and square footage. Show and sell thanks!!

Public Records

Nov 29, 2010

Sold

$90,000

$93/sq ft

Public Records

Dec 27, 2004

Sold

$172,000

$178/sq ft

Public Records

Jun 2, 2003

Sold

$73,000

$75/sq ft

Public Records

Sep 1, 1988

Sold

$32,000

$33/sq ft

Tax history for 1 Pine Ridge Trce

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

3,232 Sq. Ft.

Year renovated

1984

Sq. Ft.

968

Year built

1984

Style

Townhouse

County

Okaloosa County

APN

002S22207700000010

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 12, 2026.

MDR-V

Medium Density Residential - Village District

The Medium Density Residential - Village zoning district shall apply to areas developed, redeveloped and/or maintained and conserved as permanent single-family detached or multi-family attached residential dwelling units. It is the intent of the MDR - V zoning district to specifically not allow the following uses to be located in the district: seasonal single-family detached or multi-family attached residential dwelling units; commercial hotels, motels, bed and breakfast establishments, or other commercial transient living accommodations; and all non-residential uses.

Permitted uses

Include but are not limited to:

Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Other

Property details

Parking

Parking Information
No
No
Driveway Spaces: 4.00
Assigned Spaces: 2.00

Interior

Bedroom Information
Bedrooms: 2
Bedroom: First
Master Bedroom: First

Bathroom Information
Full Baths: 2
Half Baths: 0
Total Baths: 2.00
Full Bathroom: First
Master Bedroom/Master Bath: MBath Shower Only, MBed First Floor

Room Information
Rooms: Bedroom, Dining Area, Full Bathroom, Kitchen, Living Room, Master Bathroom, Master Bedroom
Kitchen: First
Living Room: First

Room 1
Kitchen
Area: 64.00
Dimensions: 8 x 8
Length: 8.00
Width: 8.00
Level: 1

Room 2
Master Bathroom
Area: 36.00
Dimensions: 6 x 6
Length: 6.00
Width: 6.00
Level: 1

Room 3
Living Room
Area: 228.00
Dimensions: 19 x 12
Length: 19.00
Width: 12.00
Level: 1

Room 4
Full Bathroom
Area: 30.00
Dimensions: 6 x 5
Length: 6.00
Width: 5.00
Level: 1

Room 5
Dining Area
Area: 99.00
Dimensions: 11 x 9
Length: 11.00
Width: 9.00
Level: 1

Room 6
Master Bedroom
Area: 165.00
Dimensions: 15 x 11
Length: 15.00
Width: 11.00
Level: 1

Room 7
Bedroom
Area: 132.00
Dimensions: 12 x 11
Length: 12.00
Width: 11.00
Level: 1

Interior Features
Appliances: Dishwasher, Microwave, Smoke Detector, Stove/Oven Electric
Interior: Breakfast Bar, Ceiling Cathedral, Floor Tile, Woodwork Painted

Exterior

Exterior Features
Pool Type: None
Exterior: Deck Open, Fenced Back Yard, Fenced Privacy

Lot Information
Acreage: 0.07
Lot Dimensions: 32X95X32X95
Lot Features: Interior, Level, Within 1/2 Mile to Water
Lot/Parcel Access: Paved Road
Zoning: Residential Single Family

Building Information
Construction Status: Construction Complete
Construction/Siding: Frame, Roof Composite Shngl, Siding Wood, Stucco, Trim Wood

Financial

Financial Information
Mortgage Type: Conventional
Financing: Conventional, FHA
Brokerage Interest: No Interest
Buyer
Buyer

Utilities

Utility Information
Utilities: Electric, Phone, Public Sewer, Public Water
Energy: AC - Central Elect, Heat Cntrl Electric, Water Heater - Elect

Location

School Information
Elementary School: Destin
Middle School: Destin
High School: Fort Walton Beach

Location Information
Sub Area: 1403 - West Destin
Area: 14 - Destin
Street #: 1
Street Name: Pine Ridge
Street Suffix: Trace
City: Destin
County: Okaloosa
State: FL
Zip Code: 32541
Project Name/Subdivision: PINE RIDGE TRACE RESUB
Absolute Longitude: 86.481772
Longitude: -86.481772
Latitude: 30.406031
Directions: From Hwy 98 turn onto Main St. Follow Main St to right onto North Lakeside Dr, the left onto Pine Ridge Trace. Home is on the left.

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 968
Stories: 1.0
Lot Size: 3,232 square feet
Style: Townhouse
Year Built: 1984
Year Renovated: 1984
County: Okaloosa County
APN: 002S22207700000010

Home facts updated by county records on Oct 12, 2026

Other

Listing Price Information
List Price: 220000.00
List Price/SqFt: 227.27

Property Information
Apx SqFt(Htd/Cooled): 968.00
Design: Townhome
Sub-Type: Attached Single Unit

Listing Information
Immediate Occupancy: Immediate Occupancy

Around this home

Schools

K - 12
Preschool & daycare

Destin Elementary School

Public PreK-4 • Assigned • 0.7mi

9/10

Destin Middle School

Public 5-8 • Assigned • 3.4mi

8/10

Fort Walton Beach High School

Public 9-12 • Assigned • 9.5mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 103° expected this year, 22 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Destin, FL • 32541

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 5.4 hours in December, placing it above the U.S. average for solar exposure.

9.3 hrs

5.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$216,000 – $261,000

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Custom built home • Gated community • Walking trail

Home values near 1 Pine Ridge Trce

Data from public records.

Address	Redfin Estimate
2 Pine Ridge Trace, Destin, FL 2 Beds \| 2 Baths \| 1174 Sq. Ft.	$257,934
7 Pine Ridge Trace, Destin, FL 2 Beds \| 2 Baths \| 1124 Sq. Ft.	$257,890

Address	Redfin Estimate
4 Pine Ridge Trace, Destin, FL 2 Beds \| 1.5 Baths \| 1174 Sq. Ft.	$262,206
5 Pine Ridge Trace, Destin, FL 2 Beds \| 1.5 Baths \| 1174 Sq. Ft.	$256,493

Address	Redfin Estimate
6 Pine Ridge Trace, Destin, FL 2 Beds \| 2 Baths \| 968 Sq. Ft.	$248,174
8 Pine Ridge Trace, Destin, FL 2 Beds \| 1.5 Baths \| 1261 Sq. Ft.	$268,559

Property information provided by ECAR when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32541, FL

Sale history for 1 Pine Ridge Trce

Tax history for 1 Pine Ridge Trce

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32541

Home values near 1 Pine Ridge Trce

More real estate resources