INVESTMENT OPPORTUNITY IN THE HEART OF DESTIN! Located just three homes from the lagoon-style resort pool, this fully furnished five-bedroom, four-bath vacation home offers the space, location and amenities investors and second-home buyers are looking for. Situated within the gated Villages of Crystal Beach community, the three-story residence provides 2,769 square feet of thoughtfully designed living space with two primary suites, two separate living areas and multiple covered balconies. The flexible layout gives owners and guests room to gather while still providing privacy across all three levels. The main level features an open living and dining area, a fully equipped kitchen, a guest bedroom and a full bathroom. Upstairs, the spacious primary suite provides a private retreat, while the third floor offers additional bedrooms, another full bathroom and a second living area with a wet bar--ideal for movie nights, games or additional guest space. An owner's closet provides convenient storage between stays. Sold fully furnished and ready for immediate enjoyment, the home is well positioned for use as a vacation rental, second home or personal beach retreat. Short-term rentals are allowed, offering buyers the opportunity to generate income while retaining the flexibility to enjoy the property themselves. Villages of Crystal Beach is known for one of Destin's most impressive lagoon-style pools, complete with waterfalls, a hot tub, seasonal heating and a spacious poolside gathering area. Seasonal transportation provides convenient access to the beach, while Destin Commons, shopping, dining, entertainment and the sugar-white sands of the Emerald Coast are all nearby. With five bedrooms, two living spaces, resort-style amenities and a prime Crystal Beach location, this property delivers the features vacationing groups consistently seek--and the flexibility today's Destin investors value.
Crystal Beach, located between Henderson Beach State Park and Destin Commons, is a coastal and residential Destin neighborhood with sugar-white sand access and palm-lined streets. The neighborhood’s character concentrates around Scenic Highway 98 near Camille’s at Crystal Beach, where a beach-market café scene meets low-rise cottages and flip-flop foot traffic. Architecture leans toward pastel beach cottages and newer coastal builds with porches, paver drives, and dune-friendly landscaping. Shoreline days orbit the public beach access points along Scenic 98, while evenings shift toward walkable dining and retail. Camille’s at Crystal Beach and The Crab Trap anchor the local food scene with Gulf-facing patios and a casual pace. Henderson Beach State Park adds boardwalk trails and protected dunes that shape the area’s laid-back geography.
Provided by Walk Score and Local Logic
Offer insights
209 E Grand Key Loop · $1,039,000
$1.04M and above
75% chance or better to win
Why $1.04M+ is a strong offer
DAYS ON MARKET
46 days
The average home goes pending in 81 days.
SALE-TO-LIST
98.0%
Most homes are selling 2% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Furnished
Breakfast bar
Crown molding
Vaulted ceilings
Recessed lighting
Owner's closet
Pantry
Split bedroom layout
Wet bar
Painted woodwork
Natural woodwork
Window treatments
Bedrooms
5 bedrooms
Primary suite on the second floor with balcony and sitting area
Bathrooms
4 full bathrooms
Primary bathroom with double vanity, separate tile shower, walk-in closet and whirlpool tub
Kitchen
Breakfast bar
Pantry
Dishwasher
Disposal
Microwave
Laundry & utility
Laundry room on the first floor
Washer
Dryer
Electric water heater
Flooring
Marble flooring
Tile flooring
Heating & cooling
Central heating
Central air
Multiple AC units (AC - 2 or more)
Ceiling fans
Electric heat control
Exterior features
Outdoor grill
Balcony
Columns
Pool
Whirlpool
Gated community
BBQ pit/grill
Pavilion/gazebo
Picnic area
Landscaping and grounds maintenance provided
Pets allowed
Short-term rentals allowed
Home design
Beach house style
3 stories
Built in 2007
Resid Single Family zoning
Parking
Details not provided
Security
Community security
Construction
Metal roof
Shake siding with aluminum, vinyl and wood trim
Slab foundation
Utilities
Electric service
Public water
Public sewer
HOA & community
Has association
Association covers grounds maintenance, structure maintenance, management, security, trash, licenses/permits and recreational facilities
Fees include accounting, grounds keeping, management, repairs/maintenance, security and trash
Electricity and solar
View estimated energy costs and solar savings for this home
Hurry for this one, you know it won't last long. Much sought after Villages of Crystal Beach, the gated community with one of the best Lagoon pools in all of Destin. Who else has an air conditioned transit to whisk you on down to the beach during peak seasons and heated pool at Spring Break and Holidays? Can't be beat location right across from Destin Commons and multiple other shopping area with dining and entertainment as well. This community has long been known for its awesome Income producing ability. 5 Bedrooms, 4 Full Baths, 2 master suites, and 2 Living areas. Large covered porches to look out toward the awesome pool area and enjoy evening sunsets. Jut 3 doors down from the pool. Pictures will be updated when there is an opening in rentals.
ECAR #591812
Aug 23, 2013
Sold
$515,000
$186/sq ft
Feb 24, 2013
Listed
$559,000
$202/sq ft
ECAR #513747
Jul 23, 2009
Sold
$450,000
$163/sq ft
Apr 2, 2009
Listed
$549,000
$198/sq ft
NAMLS #480371
Nov 26, 2007
Listing Removed
—
Nov 19, 2007
Listed
$660,000
$238/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$12,139 (−5.9%)
$308,588 + $716,345
$1,024,933
2024
$12,899 (+5.7%)
$308,588 + $716,345
$1,024,933
2023
$12,198 (+19.1%)
2022
$10,246 (+50.1%)
2021
$6,826 (+10.2%)
$225,000 + $625,192
$850,192
2020
$6,192
2019
$6,187 (+2.7%)
$142,800 + $352,085
$494,885
2018
$6,027 (+3.2%)
$115,688 + $353,666
$469,354
2017
$5,840 (+2.9%)
$108,120 + $338,742
$446,862
2016
$5,675 (+2.0%)
$108,120 + $338,742
$446,862
2015
$5,564 (+11.6%)
$100,000 + $329,012
$429,012
2014
$4,987
Public record
Public record
Zoning
Beds
5
Baths
4
Stories
3
Lot width
—
Lot depth
—
Lot size
1,172 Sq. Ft.
Year renovated
2007
Finished Sq. Ft.
2,769
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,769
Year built
2007
Style
Single Family Residential
County
Okaloosa County
APN
002S22112500000480
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 10, 2026.
ROI-TD
Residential, Office and Institutional Tourist Development District
The Residential, Office, and Institutional - Tourist Development zoning district shall apply to areas developed, redeveloped and maintained and conserved as areas that accommodate: business and professional offices; seasonal single-family detached or multi-family attached residential dwelling units; institutional uses; and commercial hotel, motel, bed and breakfast establishments and other commercial transient living accommodations. General retail sales and services are allowed but must be integrated in a planned unit development designed to support the surrounding residential neighborhoods. ROI-TD zoning district shall only be allowed on subject properties that abut or are located south of Harbor Boulevard/Emerald Coast Parkway as delineated on the zoning map. It is the intent of the ROI - TD zoning district to specifically not allow the following uses to be located in the district: permanent single-family detached or multi-family attached residential dwelling units; and all non-residential uses not previously listed above.
Permitted uses
Include but are not limited to:
Day care facility
Laundromat
General retail
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Other
Hotel / motel
Post office
Veterinary clinic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 103° expected this year, 22 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Destin, FL • 32541
Average low and high temperatures (°F)
59
44
66
52
71
58
76
65
81
71
87
77
90
80
87
77
87
73
80
66
73
60
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
79/ 100
Good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.3 hrs
4.6 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 209 E Grand Key Loop
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $955,000 and $1,250,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $955K to $1.3M.