OFF MARKET

Off market mar 2023 for $1.3M

$1,062,123

Est. refi paymentEst. refi $9,226/mo

•

2,600

sq ft

224 Grand Key Loop, Destin, FL 32541

About this home

This Polynesian style cottage is being sold fully furnished and rental ready. Established Rental History is impressive. 6 Bedrooms and 3.5 Baths with 3 levels of covered porches, 2 living areas and fantastic Pool views! Located in the the center of Destin this gated community features the second largest lagoon-style swimming pool in the area with a 35,000 sq ft paradise that includes a full-landscape design from waterfalls to authentic Tennessee boulders. Other Amenities include a community trolley that takes you to the beautiful Destin beaches in Peak Season. X Flood Zone means Flood insurance is not required. The Villages of Crystal Beach is a great spot for family and friends to get together and create wonderful memories that last a lifetime.... And a FABULOUS Investment opportunity!

Single-familyProperty Type

2007Year Built

1,306 sq ftLot Size

$409Est. Price/Sq.Ft.

2 spacesParking

Listed by Cheryl St Pe • Sand Dunes Real Estate LLC

Bought with Outside Selling Member • ECN - Unknown Office

Redfin checked: a minute ago

•Source:ECAR #914797

Redfin Estimate

$1,062,123

$278K since sold in March 2023$26K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 14% higher than the average sale price ($932K) of 6 comparable homes.

SOLD AUG 18, 2026
$1,013,250
A
6 beds4 baths2,572 sq ft
4551 Village Way, Destin, FL 32541
SOLD APR 6, 2026
$975,000
B
6 beds4 baths2,572 sq ft
228 Grand Key Loop W, Destin, FL 32541
SOLD DEC 2, 2025
$1,100,000
C
6 beds3.5 baths2,600 sq ft
234 Kono Way, Destin, FL 32541
SOLD AUG 10, 2026
$750,000
D
4 beds3.5 baths1,932 sq ft
239 Kono Way, Destin, FL 32541
SOLD JUL 17, 2026
$730,000
E
4 beds3 baths1,939 sq ft
226 Tahitian Way, Destin, FL 32541
SOLD APR 13, 2026
$1,023,000
F
5 beds4 baths2,891 sq ft
4553 E Grand Key Loop, Destin, FL 32541

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Sell

$72

Est. take-home

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Refinance

Est. cash available

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Rent

$4,961/mo

Redfin rental estimate

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Market trends in 32541, FL

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.3%

0.1% MoM

Median sale price

$600K

$10K MoM

Avg. days on market

100d

1 days MoM

Recently sold homes

255

15 MoM

New listings for sale

NEW 30 HRS AGO
$1,450,000
3 beds2 baths1,670 sq ft
150 Gulf Shore Dr #201, Destin, FL 32541
$1,575,000
3 beds3 baths1,845 sq ft
2900 Scenic Highway 98 #207, Destin, FL 32541
$408,880
3 beds2 baths1,459 sq ft
108 Bismark Blvd #31, Destin, FL 32541
$408,880
3 beds2 baths1,459 sq ft
108 Bismark Blvd #36, Destin, FL 32541
$394,630
3 beds2 baths1,459 sq ft
108 Bismark Blvd #34, Destin, FL 32541
$394,630
3 beds2 baths1,459 sq ft
108 Bismark Blvd #33, Destin, FL 32541
$394,630
3 beds2 baths1,459 sq ft
108 Bismark Blvd #32, Destin, FL 32541
$1,179,000
3 beds3 baths1,797 sq ft
602 Harbor Blvd #201, Destin, FL 32541
$745,000
1 bed2 baths1,001 sq ft
203 Henderson Resort Way #4202, Destin, FL 32541
$350,000
2 beds2 baths970 sq ft
4207 Indian Bayou Trl #2906, Destin, FL 32541
See all

Provided by Redfin

Sale history for 224 Grand Key Loop

Date

Event

Price

ECAR #914797

Mar 2, 2023

Sold

$1,340,000

$515/sq ft

Feb 1, 2023

Pending

—

Jan 12, 2023

Listed

$1,349,000

$519/sq ft

+52

ECAR #609340

Jan 10, 2014

Sold

$454,500

$175/sq ft

Dec 5, 2013

Listed

$454,500

$175/sq ft

NAMLS #562046

Jul 10, 2012

Listing Removed

—

Aug 3, 2011

Listed

$499,000

$192/sq ft

NAMLS #465545

Jan 22, 2008

Listing Removed

—

May 22, 2007

Listed

$749,000

$288/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$11,262 (−13.7%)

$308,588 + $642,332

$950,920

2024

$13,047 (+32.5%)

$308,588 + $642,332

$950,920

2023

$9,846 (+27.5%)

$299,600 + $801,731

$1,101,331

2022

$7,722 (+26.2%)

2021

$6,120 (+10.1%)

2020

$5,560

2019

$5,559 (−0.9%)

$142,800 + $301,545

$444,345

2018

$5,610 (+3.4%)

$138,826 + $298,040

$436,866

2017

$5,426 (+2.9%)

$129,744 + $285,469

$415,213

2016

$5,274 (+1.6%)

$129,744 + $285,469

$415,213

2015

$5,193 (+13.8%)

$120,000 + $272,047

$392,047

2014

$4,565

Tax history for 224 Grand Key Loop

Year

Property tax

Land + Additions

Assessment*

2025

$11,262 (−13.7%)

$308,588 + $642,332

$950,920

2024

$13,047 (+32.5%)

$308,588 + $642,332

$950,920

2023

$9,846 (+27.5%)

$299,600 + $801,731

$1,101,331

2022

$7,722 (+26.2%)

2021

$6,120 (+10.1%)

2020

$5,560

2019

$5,559 (−0.9%)

$142,800 + $301,545

$444,345

2018

$5,610 (+3.4%)

$138,826 + $298,040

$436,866

2017

$5,426 (+2.9%)

$129,744 + $285,469

$415,213

2016

$5,274 (+1.6%)

$129,744 + $285,469

$415,213

2015

$5,193 (+13.8%)

$120,000 + $272,047

$392,047

2014

$4,565

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1,172 Sq. Ft.

Year renovated

2007

Sq. Ft.

2,600

Year built

2007

Style

Single Family Residential

County

Okaloosa County

APN

002S22112500000300

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 10, 2026.

ROI-TD

Residential, Office and Institutional Tourist Development District

The Residential, Office, and Institutional - Tourist Development zoning district shall apply to areas developed, redeveloped and maintained and conserved as areas that accommodate: business and professional offices; seasonal single-family detached or multi-family attached residential dwelling units; institutional uses; and commercial hotel, motel, bed and breakfast establishments and other commercial transient living accommodations. General retail sales and services are allowed but must be integrated in a planned unit development designed to support the surrounding residential neighborhoods. ROI-TD zoning district shall only be allowed on subject properties that abut or are located south of Harbor Boulevard/Emerald Coast Parkway as delineated on the zoning map. It is the intent of the ROI - TD zoning district to specifically not allow the following uses to be located in the district: permanent single-family detached or multi-family attached residential dwelling units; and all non-residential uses not previously listed above.

Permitted uses

Include but are not limited to:

Day care facility
Laundromat
General retail
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Other
Hotel / motel
Post office
Veterinary clinic

Property details

Parking

Parking Information
No
No
Driveway Spaces: 2.00

Interior

Bedroom Information
Bedrooms: 6
Bedroom: Second, Third
Master Bedroom: First

Bathroom Information
Full Baths: 3
Half Baths: 1
Total Baths: 4.00
Full Bathroom: Second
Master Bedroom/Master Bath: MBath Cultured Mrble, MBath Double Vanity, MBath Separate Shwr, MBath Tile, MBath Walk-In Closet, MBath Whirlpool, MBed First Floor

Room Information
Rooms: Bedroom, Dining Room, Full Bathroom, Kitchen, Living Room, Master Bathroom, Master Bedroom
Kitchen: First
Living Room: Second

Room 1
Dining Room
Area: 140.00
Dimensions: 10 x 14
Length: 10.00
Width: 14.00
Level: 1
Remarks: Dining/Living Combo

Room 2
Master Bedroom
Area: 240.00
Dimensions: 16 x 15
Length: 16.00
Width: 15.00
Level: 1

Room 3
Master Bathroom
Area: 104.00
Dimensions: 13 x 8
Length: 13.00
Width: 8.00
Level: 1

Room 4
Kitchen
Area: 108.00
Dimensions: 12 x 9
Length: 12.00
Width: 9.00
Level: 1

Room 5
Living Room
Area: 240.00
Dimensions: 16 x 15
Length: 16.00
Width: 15.00
Level: 2

Room 6
Bedroom
Area: 156.00
Dimensions: 13 x 12
Length: 13.00
Width: 12.00
Level: 2

Room 7
Bedroom
Area: 162.00
Dimensions: 13.5 x 12
Length: 13.50
Width: 12.00
Level: 2

Room 8
Full Bathroom
Area: 60.00
Dimensions: 12 x 5
Length: 12.00
Width: 5.00
Level: 2

Room 9
Bedroom
Area: 132.00
Dimensions: 12 x 11
Length: 12.00
Width: 11.00
Level: 3

Room 10
Bedroom
Area: 132.00
Dimensions: 12 x 11
Length: 12.00
Width: 11.00
Level: 3

Interior Features
Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer
Interior: Breakfast Bar, Ceiling Raised, Floor Laminate, Floor Tile, Furnished - All, Handicap Provisions, Lighting Recessed, Owner's Closet, Renovated, Shelving, Split Bedroom, Washer/Dryer Hookup, Window Treatment All, Woodwork Painted

Exterior

Exterior Features
Has Pool
Pool Type: Community
Exterior: Balcony, BBQ Pit/Grill, Columns, Deck Covered, Porch, Sprinkler System

Lot Information
Acreage: 0.03
Lot Dimensions: 25X45
Lot Features: Covenants, Curb & Gutter, Interior, Restrictions, Sidewalk, Storm Sewer, Within 1/2 Mile to Water
Lot/Parcel Access: Controlled Access, Paved Road, Private Road
Zoning: Deed Restrictions, Residential Single Family

Building Information
Construction Status: Construction Complete
Construction/Siding: Frame, Roof Concrete, Roof Pitched, Siding CmntFbrHrdBrd, Slab, Stucco, Trim Wood

Financial

Tax Information
Last Tax Year: 2021
Last Taxes: 6119.66

Financial Information
Mortgage Type: Conventional
Brokerage Interest: No Interest
Seller
Seller

Utilities

Utility Information
Utilities: Electric, Phone, Public Sewer, Public Water, Tap Fee Paid, TV Cable, Underground
Energy: AC - 2 or More, AC - Central Elect, Ceiling Fans, Heat Pump Wtr Air 2+, Water Heater - Elect, Water Heater - Two +

Location

Assessment Information
Assessment Fees: Yes
Assessment Amount: 1520.00
Assessment Paid: Quarterly

Homeowners Association Information
Fees Include: Accounting, Ground Keeping, Insurance, Legal, Management, Master Association, Repairs/Maintenance, Trash
New Buyer Fee
%

School Information
Elementary School: Destin
Middle School: Destin
High School: Destin

Location Information
Sub Area: 1404 - Destin Beaches East
Area: 14 - Destin
Street #: 224
Street Name: Grand Key
Street Suffix: Loop
City: Destin
County: Okaloosa
State: FL
Zip Code: 32541
Project Name/Subdivision: VILLAGES OF CRYSTAL BEACH
Absolute Longitude: 86.420215
Longitude: -86.420215
Latitude: 30.387336
Directions: From Emerald Coast parkway turn south onto Regions Way. Entrance is directly behind Waffle House. Enter gates and veer right. Home is second on right.

Project Facilities
Gated Community, Handicap Provisions, Pavillion/Gazebo, Pets Allowed, Picnic Area, Pool, Whirlpool

Public facts

Beds: 6
Baths: 4.0
Sq. Ft.: 2,600
Stories: 3.0
Lot Size: 1,172 square feet
Style: Single Family Residential
Year Built: 2007
Year Renovated: 2007
County: Okaloosa County
APN: 002S22112500000300

Home facts updated by county records on Jul 10, 2026

Other

Listing Price Information
List Price: 1349000.00
List Price/SqFt: 518.85

Property Information
Apx SqFt(Htd/Cooled): 2600.00
Design: Florida Cottage
Sub-Type: Detached Single Family

Listing Information
Immediate Occupancy: Immediate Occupancy

Around this home

Schools

Destin Middle School

Public 5-8 • Assigned • 1.0mi

9/10

Fort Walton Beach High School

Public 9-12 • Assigned • 13.2mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 103° expected this year, 22 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Destin, FL • 32541

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 5.4 hours in December, placing it above the U.S. average for solar exposure.

9.3 hrs

5.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.01M – $1.22M

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New listings for sale in 32541

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108 Bismark Blvd #36, Destin, FL 32541

$394,630

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108 Bismark Blvd #34, Destin, FL 32541

$394,630

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108 Bismark Blvd #33, Destin, FL 32541

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Home values near 224 Grand Key Loop

Data from public records.

Address	Redfin Estimate
212 Grand Key Loop West, Destin, FL 6 Beds \| 3 Baths \| 2575 Sq. Ft.	$952,157
220 Grand Key Loop West, Destin, FL 6 Beds \| 4 Baths \| 2600 Sq. Ft.	$1,004,777

Address	Redfin Estimate
218 Grand Key Loop West, Destin, FL 5 Beds \| 4 Baths \| 2844 Sq. Ft.	$1,054,195
216 Grand Key Loop West, Destin, FL 5 Beds \| 4 Baths \| 2769 Sq. Ft.	$964,790

Address	Redfin Estimate
222 Grand Key Loop West, Destin, FL 6 Beds \| 3.5 Baths \| 2600 Sq. Ft.	$951,685
228 Grand Key Loop West, Destin, FL 6 Beds \| 4 Baths \| 2572 Sq. Ft.	$1,023,841

Property information provided by ECAR when last listed in 2023. This data may not match . Learn more.

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