For sale

$1,100,000

Est. $8,023/mo —

•

2,600

sq ft

226 W Grand Key Loop, Destin, FL 32541

About this home

NEW METAL ROOF! Incredible Destin Beach 3-story dream home in the ideal neighborhood. What sets Villages of Crystal Beach apart from anywhere else on earth? Walking distance to everything that matters, from Whole Foods to an IMAX to a Best Buy to boutique shopping to high-end restaurants. ALSO walking distance to the legendary Destin Beach! This house is DIRECTLY on the resort pool - largest in the city. These 3-story powerhouse rentals bring in $65000-$150000/yr (management-dependent), and their position is NOT subject to CBRA zoning due to the retention pond and high elevation. TRULY THE PERFECT INVESTMENT. What sets this one apart? New AC, New Washer/Dryer, New Grill, New 2nd Floor Bath, ALL MATCHING HARD FLOORS, ALL LIGHT CABINETS, and the only poolside one with a new metal roof.

Single-familyProperty Type

2007Year Built

3,920 sq ftLot Size

$423Price/Sq.Ft.

$555/moHOA Dues

3 spacesParking

Listed by Astro Elliott • WHS Real Estate

Listing updated: Aug 16, 2026 at 10:21pm

Redfin checked: 2 minutes ago

•Source:ECAR #966779

Payment calculator

$8,023 per month

Principal and interest$6,153

Property taxes

HOA dues

Home insurance

Utilities

5 minutes to get started. No credit impact.

Affordability tools

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Open houses

No upcoming open houses.

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Around this home

Schools

K - 12
Preschool & daycare

Destin Middle School

Public 5-8 • Assigned • 0.9mi

9/10

Fort Walton Beach High School

Public 9-12 • Assigned • 13.2mi

5/10

Provided by GreatSchools

About Crystal

Beach

Crystal Beach, located between Henderson Beach State Park and Destin Commons, is a coastal and residential Destin neighborhood with sugar-white sand access and palm-lined streets. The neighborhood’s character concentrates around Scenic Highway 98 near Camille’s at Crystal Beach, where a beach-market café scene meets low-rise cottages and flip-flop foot traffic. Architecture leans toward pastel beach cottages and newer coastal builds with porches, paver drives, and dune-friendly landscaping. Shoreline days orbit the public beach access points along Scenic 98, while evenings shift toward walkable dining and retail. Camille’s at Crystal Beach and The Crab Trap anchor the local food scene with Gulf-facing patios and a casual pace. Henderson Beach State Park adds boardwalk trails and protected dunes that shape the area’s laid-back geography.

Provided by Walk Score and Local Logic

Market insights

226 W Grand Key Loop · $1,100,000

DAYS ON MARKET

The average home goes pending in 81 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

LIST PRICE

Median list price in this area is $394,173. (64% lower than this home)

PRICE DROP

19% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Furnished
Recessed lighting
Owner's closet
Washer/dryer hookup

Bedrooms
6 bedrooms
Master bedroom on the second level
Additional bedrooms located on first, second and third levels

Bathrooms
4 bathrooms (3 full, 1 half)

Kitchen
Kitchen on the first level

Laundry & utility
Washer/dryer hookup

Flooring
Laminate

Heating & cooling
Central air conditioning
Multiple AC units (2 or more)

Sale and tax history for 226 W Grand Key Loop

Sale History
Tax History

Date

Event

Price

ECAR #966779

Jul 15, 2026

Price Changed

$1,100,000

$423/sq ft

Dec 11, 2025

Price Changed

$1,150,000

$442/sq ft

Jan 20, 2025

Listed

$1,200,000

$462/sq ft

ECAR #863526

Mar 11, 2021

Sold

$800,000

$308/sq ft

Feb 4, 2021

Pending

—

Jan 30, 2021

Listed

$720,995

$277/sq ft

+18

This remarkable three-story beach home is in pristine condition and ready for a new owner! With 6 bedrooms and two separate living spaces, this is the ideal investment property or second home! It has been carefully cared for and recent updates include Ben Moore exterior paint, Ben Moore interior painting, new flooring throughout the home, and all new updated stainless steel appliances. Upon entering the home, you are greeted with an open living room that flows seamlessly to the fully equipped kitchen, separate dining area, and master suite. The second floor offers a spacious master suite with a walk in closet, spacious laundry room, a bedroom with double bunkbeds, a bar area with a sink, mini-fridge, microwave, and a living area that opens onto the balcony that offers breath taking view

ECAR #606787

Dec 27, 2013

Sold

$440,000

$169/sq ft

Oct 22, 2013

Listed

$425,000

$163/sq ft

NAMLS #545442

Mar 9, 2012

Listing Removed

—

Sep 20, 2010

Listed

$474,000

$182/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$10,116 (−10.1%)

$308,588 + $545,515

$854,103

2024

$11,251 (+2.9%)

$308,588 + $545,515

$854,103

2023

$10,938 (+19.4%)

$299,600 + $650,128

$949,728

2022

$9,163 (+49.7%)

$280,000 + $635,593

$915,593

2021

$6,120 (+7.6%)

$225,000 + $535,330

$760,330

2020

$5,685

2019

$5,684 (−0.9%)

$142,800 + $301,545

$444,345

2018

$5,735 (+3.3%)

$138,826 + $298,040

$436,866

2017

$5,552 (+2.8%)

$129,744 + $285,469

$415,213

2016

$5,400 (+5.9%)

$129,744 + $285,469

$415,213

2015

$5,101 (+11.1%)

$120,000 + $272,047

$392,047

2014

$4,592

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1,172 Sq. Ft.

Year renovated

2007

Finished Sq. Ft.

2,600

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,600

Year built

2007

Style

Single Family Residential

County

Okaloosa County

APN

002S22112500000290

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 10, 2026.

ROI-TD

Residential, Office and Institutional Tourist Development District

The Residential, Office, and Institutional - Tourist Development zoning district shall apply to areas developed, redeveloped and maintained and conserved as areas that accommodate: business and professional offices; seasonal single-family detached or multi-family attached residential dwelling units; institutional uses; and commercial hotel, motel, bed and breakfast establishments and other commercial transient living accommodations. General retail sales and services are allowed but must be integrated in a planned unit development designed to support the surrounding residential neighborhoods. ROI-TD zoning district shall only be allowed on subject properties that abut or are located south of Harbor Boulevard/Emerald Coast Parkway as delineated on the zoning map. It is the intent of the ROI - TD zoning district to specifically not allow the following uses to be located in the district: permanent single-family detached or multi-family attached residential dwelling units; and all non-residential uses not previously listed above.

Permitted uses

Include but are not limited to:

Day care facility
Laundromat
General retail
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Other
Hotel / motel
Post office
Veterinary clinic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 103° expected this year, 22 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Destin, FL • 32541

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

72/ 100

Good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.4 hrs

3.9 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 226 W Grand Key Loop

$1,043,500

$57K under list price of $1.10M

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $975K to $1.6M.

BOUGHT WITH REDFIN SEP 23, 2026
$999,999 Last sold price
4 beds3 baths2,522 sq ft
4460 Clipper Cv, Destin, FL 32541
$26/sq ft
larger lot
14 years older
SOLD SEP 24, 2026
$1,610,000 Last sold price
5 beds5.5 baths3,006 sq ft
80 Shirah St, Destin, FL 32541
$113/sq ft
larger lot
3 years older
SOLD DEC 2, 2025
$1,100,000 Last sold price
6 beds3.5 baths2,600 sq ft
234 Kono Way, Destin, FL 32541
smaller lot
1 year older
SOLD APR 13, 2026
$1,023,000 Last sold price
5 beds4 baths2,891 sq ft
4553 E Grand Key Loop, Destin, FL 32541
$69/sq ft
smaller lot
6 years newer
SOLD JUL 31, 2026
$1,202,500 Last sold price
4 beds2 baths2,362 sq ft
89 Tarpon St, Destin, FL 32541
$86/sq ft
larger lot
23 years older
SOLD APR 6, 2026
$975,000 Last sold price
6 beds4 baths2,572 sq ft
228 Grand Key Loop W, Destin, FL 32541
$44/sq ft
smaller lot

Rental earnings

Est. $4,967 per month, based on comparable rentals

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