This waterfront Mediterranean style townhome is located directly on the Old Pass Lagoon on Destin Harbor. Enjoy the best of both worlds with the Holiday Isle Beach access just a few steps away and the large 11' X 45' boat slip just outside your back door. This most sought after unit comes with a harbor front dock and boat slip large and deep enough for sail or power boats. Endless views of the Harbor and beyond can be enjoyed from the first and second floor. The large master bedroom fronts the Harbor from the second floor with beautiful sunrises enjoyed from your private balcony. Kitchen work is more enjoyable with the open floor plan allowing views to the Harbor and boat dock. One look from the front door to the large open glass wall in the rear will have you saying ?This is the one?. Large second bedroom and three full baths complete the package. Being sold partially furnished. An attached large outdoor storage for the fishing, boating, and beach toys is just to the side of the front door. Small development of only 8 townhomes with private community pool and great neighbors. A new standing seam metal roof, new A/C unit and just completed exterior paint job ease the buyers mind. Warranty provided. This unit has never been rented. Owner agent.
TownhomeProperty Type
1984Year Built
$477Est. Price/Sq.Ft.
2 spacesParking
Listed by Christopher Womack• ERA American Real Estate
Bought with E Marie Leibold• Sandpiper Cove Realty
This waterfront Mediterranean style townhome is located directly on the Old Pass Lagoon on Destin Harbor. Enjoy the best of both worlds with the Holiday Isle Beach access just a few steps away and the large 11' X 45' boat slip just outside your back door. This most sought after unit comes with a harbor front dock and boat slip large and deep enough for sail or power boats. Endless views of the Harbor and beyond can be enjoyed from the first and second floor. The large master bedroom fronts the Harbor from the second floor with beautiful sunrises enjoyed from your private balcony. Kitchen work is more enjoyable with the open floor plan allowing views to the Harbor and boat dock. One look from the front door to the large open glass wall in the rear will have you saying ?This is the one?. Large second bedroom and three full baths complete the package. Being sold partially furnished. An attached large outdoor storage for the fishing, boating, and beach toys is just to the side of the front door. Small development of only 8 townhomes with private community pool and great neighbors. A new standing seam metal roof, new A/C unit and just completed exterior paint job ease the buyers mind. Warranty provided. This unit has never been rented. Owner agent.
ECAR #108385
Apr 3, 1998
Sold
$240,000
$146/sq ft
Dec 26, 1997
Listed
$259,900
$158/sq ft
DESTIN HARBOR WATERFRONT TOWNHOME ON DEEP PROTECTED WATER...DOCK AND BOAT SLIP WITH LIFT...SMALL 8 UNIT COMPLEX ... UPSCALE INTERIOR WITH DECORATOR COLORS... LIVING/DINING/KITCHEN AND MASTER B/R OVERLOOK HARBOR ...MEXICAN TILE AND CARPET THROUGHOUT...FULL BATH WITH SHOWER DOWNSTAIRS MASTER B/R HAS CATHERAL CEILINGS, LARGE BATH WITH SEP SHOWER AND JACUZZI GARDEN TUB...VERY LARGE LOCKED STORAGE ROOM...BALCONY, COVERED PATIO, AND OPEN DECK AREA FOR TOTAL WATERFRONT ENJOYMENT...VACANT, E-Z TO SHOW!
ECAR #92743
Apr 28, 1997
Sold
$206,000
$126/sq ft
Jan 6, 1997
Listed
$249,000
$152/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$5,295 (−1.7%)
$189,000 + $258,043
$447,043
2024
$5,389 (+6.0%)
$189,000 + $258,043
$447,043
2023
$5,085 (+11.5%)
2022
$4,559 (+11.9%)
2021
$4,074 (+7.1%)
2020
$3,805 (+2.2%)
$165,600 + $162,458
$328,058
2019
$3,722 (+3.4%)
$165,600 + $138,471
$304,071
2018
$3,601 (+1.8%)
$165,600 + $114,828
$280,428
2017
$3,538 (+3.1%)
$165,600 + $105,107
$270,707
2016
$3,433 (+0.5%)
$165,600 + $105,107
$270,707
2015
$3,415 (+7.4%)
$165,600 + $88,107
$253,707
2014
$3,179
Tax history for 28 Moreno Point Rd Unit F
Year
Property tax
Land + Additions
Assessment*
2025
$5,295 (−1.7%)
$189,000 + $258,043
$447,043
2024
$5,389 (+6.0%)
$189,000 + $258,043
$447,043
2023
$5,085 (+11.5%)
2022
$4,559 (+11.9%)
2021
$4,074 (+7.1%)
2020
$3,805 (+2.2%)
$165,600 + $162,458
$328,058
2019
$3,722 (+3.4%)
$165,600 + $138,471
$304,071
2018
$3,601 (+1.8%)
$165,600 + $114,828
$280,428
2017
$3,538 (+3.1%)
$165,600 + $105,107
$270,707
2016
$3,433 (+0.5%)
$165,600 + $105,107
$270,707
2015
$3,415 (+7.4%)
$165,600 + $88,107
$253,707
2014
$3,179
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
2
Baths
3
Stories
2
Lot width
—
Lot depth
—
Lot size
1,011 Sq. Ft.
Year renovated
1984
Sq. Ft.
1,596
Year built
1984
Style
Townhouse
County
Okaloosa County
APN
002S24207000000100
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 10, 2026.
HDR
High Density Residential District
The High Density Residential zoning district shall apply to areas developed, redeveloped and maintained and conserved as permanent or seasonal single-family detached or multi-family attached residential dwelling units. It is the intent of the HDR zoning district to specifically not allow commercial hotels, motels, bed and breakfast establishments, or other commercial transient living accommodations; and all non-residential uses.
Directions: South from Hwy 98 to Gulf Shore Drive, follow Gulf Shore Drive to Moreno Point Road, turn right ( North ) on to Moreno Point Road. Pointe South Town Homes will be on your right.
Project Facilities
Dumpster, Pool, TV Cable, Waterfront
Public facts
Beds: 2
Baths: 3.0
Sq. Ft.: 1,596
Stories: 2.0
Lot Size: 1,011 square feet
Style: Townhouse
Year Built: 1984
Year Renovated: 1984
County: Okaloosa County
APN: 002S24207000000100
Home facts updated by county records on Jul 10, 2026
Other
Listing Price Information
List Price: 679000.00
List Price/SqFt: 378.05
Property Information
Apx SqFt(Htd/Cooled): 1640.00
Design: Townhome
Is Homestead
Sub-Type: Attached Single Unit
Units Above Ground: 0.00
Waterview: Gulf, Harbor
Listing Information
Immediate Occupancy: Immediate Occupancy
Around this home
Schools
Destin Elementary School
Public PreK-4 • Assigned • 1.0mi
10/10
Destin Middle School
Public 5-8 • Assigned • 3.9mi
9/10
Fort Walton Beach High School
Public 9-12 • Assigned • 9.2mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
6 days above 103° expected this year, 19 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Destin, FL • 32541
Average low and high temperatures (°F)
59
44
66
52
71
58
76
65
81
71
87
77
90
80
87
77
86
74
80
66
73
60
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.3 hours in
June and 5.4 hours in December, placing it above the
U.S. average for solar exposure.
9.3 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$743,000 – $899,000
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