OFF MARKET

Off market sep 2022 for $305K

$411,448

Est. refi paymentEst. refi $2,136/mo

•

1,524

sq ft

3712 First St, Destin, FL 32541

About this home

Delightful home in center of Destin near Bay. Multi-use floorplan offers options of 4 bedrooms, or office space, storage and a huge yard. The best thing about living here - beautiful Mattie Kelly Park is right around the corner on Joe's Bayou with pier, nature walk, fishing and public boat ramp. Bring your kayak, cast a line, or watch the tranquil waters - just a two minute walk from your door! Yard building is wired. Large lot was originally platted as two, so envision potentially subdividing in the future or purchasing as a building lot. Walking distance to Destin Elementary! H/W heater 2014, rolled roof 2011, may need new. Central a/c unit not working, needs replacement. Roll up your sleeves and bring your imagination!

Single-familyProperty Type

1966Year Built

0.29 acresLot Size

$270Est. Price/Sq.Ft.

1 spaceParking

Listed by Wendy Rulnick Rulnick Hinzman • Rulnick Realty Inc

Bought with Michele Warneke • Keller Williams Realty Destin

Bought with Sandy Garrett • Keller Williams Realty Destin

Redfin checked: a minute ago

•Source:ECAR #905494

Redfin Estimate

$411,448

$106K since sold in September 2022$7,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 4.7% higher than the average sale price ($393K) of 6 comparable homes.

SOLD SEP 18, 2026
$380,000
A
4 beds2 baths1,351 sq ft
623 Mimosa Ave, Destin, FL 32541
SOLD SEP 25, 2026
$465,000
B
3 beds2 baths1,515 sq ft
403 Spring Ln, Destin, FL 32541
SOLD SEP 24, 2026
$485,000
C
3 beds2 baths1,878 sq ft
611 Benning Dr, Destin, FL 32541
SOLD AUG 27, 2026
$398,000
D
3 beds2 baths1,400 sq ft
434 Fleshman Dr, Destin, FL 32541
SOLD SEP 2, 2026
$430,000
E
3 beds2 baths1,477 sq ft
402 Juniper St, Destin, FL 32541
SOLD AUG 21, 2026
$200,000
F
3 beds2 baths1,381 sq ft
374 Evergreen Cir, Destin, FL 32541

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Earn from this home

Sell

$160,746

Est. take-home

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Refinance

Est. cash available

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Rent

$3,240/mo

Redfin rental estimate

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Market trends in 32541, FL

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.4%

+0.2% MoM

Median sale price

$605K

$25K MoM

Avg. days on market

99d

7 days MoM

Recently sold homes

245

11 MoM

New listings for sale

NEW 10 HRS AGO
$745,000
1 bed2 baths1,001 sq ft
203 Henderson Resort Way #4202, Destin, FL 32541
NEW 10 HRS AGO
$350,000
2 beds2 baths970 sq ft
4207 Indian Bayou Trl #2906, Destin, FL 32541
NEW 17 HRS AGO
$438,000
2 beds2 baths840 sq ft
300 Gulf Shore Dr #308, Destin, FL 32541
NEW 27 HRS AGO
$629,000
2 beds2 baths1,362 sq ft
506 Gulf Shore Dr #310, Destin, FL 32541
NEW 32 HRS AGO
$369,000
3 beds2.5 baths1,408 sq ft
7 Renea Cv, Destin, FL 32541
NEW 33 HRS AGO
$1,125,000
3 beds3 baths2,365 sq ft
110 Gulf Shore Dr Unit 326, Destin, FL 32541
NEW 34 HRS AGO
$339,000
2 beds2 baths1,029 sq ft
3857 Indian Trl #115, Destin, FL 32541
NEW 35 HRS AGO
$3,895,000
6 beds6.5 baths3,553 sq ft
2740 Scenic Highway 98 #10, Destin, FL 32541
NEW 1 DAY AGO
$795,000
3 beds3 baths1,850 sq ft
3695 Scenic Highway 98 #803, Destin, FL 32541
$2,149,900
3 beds3 baths2,759 sq ft
1242 Emerald Bay Dr, Destin, FL 32541
See all

Provided by Redfin

Sale history for 3712 First St

Date

Event

Price

ECAR #905494

Sep 30, 2022

Sold

$305,000

$200/sq ft

Aug 31, 2022

Pending

—

Aug 30, 2022

Price Changed

$309,000

$203/sq ft

Aug 27, 2022

Relisted

—

Aug 14, 2022

Pending

—

Aug 13, 2022

Price Changed

$324,999

$213/sq ft

Aug 13, 2022

Price Changed

$329,900

$216/sq ft

Aug 8, 2022

Listed

$335,000

$220/sq ft

+37

Public Records

Nov 6, 2017

Sold

$190,000

$125/sq ft

Public Records

Oct 3, 2000

Sold

$75,000

$49/sq ft

ECAR #131284

Mar 11, 1999

Listed

$89,000

$58/sq ft

ECAR #123892

Oct 3, 1998

Listed

$173,000

$114/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$3,978 (+4.0%)

$215,727 + $120,142

$335,869

2024

$3,827 (+5.5%)

$215,727 + $120,142

$335,869

2023

$3,628 (+99.7%)

$209,444 + $113,572

$323,016

2022

$1,816 (+0.5%)

$195,742 + $107,919

$303,661

2021

$1,808 (+0.9%)

2020

$1,791 (+1.4%)

2019

$1,766 (+1.1%)

2018

$1,748 (−18.9%)

$90,826 + $82,885

$173,711

2017

$2,155 (+4.2%)

$84,884 + $79,976

$164,860

2016

$2,068 (+5.8%)

$84,884 + $79,976

$164,860

2015

$1,954 (+10.5%)

$78,509 + $71,037

$149,546

2014

$1,768

Tax history for 3712 First St

Year

Property tax

Land + Additions

Assessment*

2025

$3,978 (+4.0%)

$215,727 + $120,142

$335,869

2024

$3,827 (+5.5%)

$215,727 + $120,142

$335,869

2023

$3,628 (+99.7%)

$209,444 + $113,572

$323,016

2022

$1,816 (+0.5%)

$195,742 + $107,919

$303,661

2021

$1,808 (+0.9%)

2020

$1,791 (+1.4%)

2019

$1,766 (+1.1%)

2018

$1,748 (−18.9%)

$90,826 + $82,885

$173,711

2017

$2,155 (+4.2%)

$84,884 + $79,976

$164,860

2016

$2,068 (+5.8%)

$84,884 + $79,976

$164,860

2015

$1,954 (+10.5%)

$78,509 + $71,037

$149,546

2014

$1,768

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

100 ft.

Lot depth

—

Lot size

0.29 Acres

Year renovated

1966

Sq. Ft.

1,465

Year built

1966

Style

Single Family Residential

County

Okaloosa County

APN

002S221360003A0080

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 10, 2026.

LDR-V

Low Density Residential Village District

The Low Density Residential Village zoning district shall apply to areas developed, redeveloped and maintained and conserved as permanent single-family detached residential dwelling units. It is the intent of the LDR - V zoning district to specifically not allow the following uses to be located in the district: seasonal single-family detached or multi-family attached residential dwelling units; permanent multi-family attached residential dwelling units; commercial hotels, motels, bed and breakfast establishments, or other commercial transient living accommodations; and all non-residential uses.

Permitted uses

Include but are not limited to:

Housing-Group
Housing-Single unit

Property details

Parking

Parking Information
Has Carport
No
Parking Features: Carport, Carport Attached
Carport Spaces: 1.00

Interior

Bedroom Information
Bedrooms: 4
Bedroom: First
Master Bedroom: First

Bathroom Information
Full Baths: 2
Half Baths: 0
Total Baths: 2.00
Master Bedroom/Master Bath: MBed First Floor, MBed Walk-in Closet

Room Information
Rooms: Bedroom, Florida Room, Kitchen, Living Room, Master Bedroom, Other
Kitchen: First
Living Room: First

Room 1
Living Room
Area: 234.00
Dimensions: 13 x 18
Length: 13.00
Width: 18.00
Level: 1

Room 2
Kitchen
Area: 170.00
Dimensions: 17 x 10
Length: 17.00
Width: 10.00
Level: 1

Room 3
Bedroom
Area: 162.75
Dimensions: 15.5 x 10.5
Length: 15.50
Width: 10.50
Level: 1

Room 4
Bedroom
Area: 103.00
Dimensions: 10.3 x 10
Length: 10.30
Width: 10.00
Level: 1

Room 5
Bedroom
Area: 103.00
Dimensions: 10.3 x 10
Length: 10.30
Width: 10.00
Level: 1

Room 6
Master Bedroom
Area: 213.30
Dimensions: 15.8 x 13.5
Length: 15.80
Width: 13.50
Level: 1

Room 7
Other
Area: 110.00
Dimensions: 11 x 10
Length: 11.00
Width: 10.00
Level: 1

Room 8
Florida Room
Area: 81.00
Dimensions: 9 x 9
Length: 9.00
Width: 9.00
Level: 1

Interior Features
Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Stove/Oven Electric
Interior: Fireplace, Floor Laminate, Floor Tile, Furnished - None, Split Bedroom

Exterior

Exterior Features
Pool Type: None
Exterior: Fenced Back Yard, Patio Open, Porch, Porch Screened, Yard Building

Lot Information
Acreage: 0.29
Lot Dimensions: 100 x 125
Lot Features: Flood Insurance Req, Survey Available, Within 1/2 Mile to Water
Lot/Parcel Access: Paved Road
Zoning: See Remarks

Building Information
Construction Status: Construction Complete
Construction/Siding: Block, Concrete, Roof Rolled, Siding Vinyl

Financial

Tax Information
Last Tax Year: 2021
Last Taxes: 1807.87

Financial Information
Mortgage Type: Conventional
Brokerage Interest: No Interest
Buyer
Seller

Utilities

Utility Information
Utilities: Electric, Public Sewer, Public Water
Energy: AC - Window/Wall, See Remarks, Water Heater - Elect

Location

School Information
Elementary School: Destin
Middle School: Destin
High School: Destin

Location Information
Sub Area: 1403 - West Destin
Area: 14 - Destin
Street #: 3712
Street Name: First
Street Suffix: Street
City: Destin
County: Okaloosa
State: FL
Zip Code: 32541
Project Name/Subdivision: RESUB OF KELLYS ADD
Absolute Longitude: 86.492955
Longitude: -86.492955
Latitude: 30.409185
Directions: Hwy 98 to north on Main St., left at Kelly St., right on Beach Dr., Left on First St. Home on left.

Public facts

Beds: 4
Baths: 2.0
Sq. Ft.: 1,465
Stories: 1.0
Lot Size: 0.29 acres
Style: Single Family Residential
Year Built: 1966
Year Renovated: 1966
County: Okaloosa County
APN: 002S221360003A0080

Home facts updated by county records on Jul 10, 2026

Other

Listing Price Information
List Price: 309000.00
List Price/SqFt: 202.76

Property Information
Apx SqFt(Htd/Cooled): 1524.00
Design: Ranch
Is Homestead
Sub-Type: Detached Single Family

Listing Information
As Is
Immediate Occupancy: Immediate Occupancy

Around this home

Schools

Destin Elementary School

Public PreK-4 • Assigned • 0.6mi

10/10

Destin Middle School

Public 5-8 • Assigned • 4.1mi

9/10

Fort Walton Beach High School

Public 9-12 • Assigned • 8.8mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

4/10 Flood Factor

Estimated 16-24% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 103° expected this year, 22 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Destin, FL • 32541

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 5.4 hours in December, placing it above the U.S. average for solar exposure.

9.3 hrs

5.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$391,000 – $474,000

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Home values near 3712 First St

Data from public records.

Address	Redfin Estimate
3708 First Street, Destin, FL 3 Beds \| 2 Baths \| 1680 Sq. Ft.	$443,213
3711 First Street, Destin, FL 3 Beds \| 2 Baths \| 1030 Sq. Ft.	$186,440

Address	Redfin Estimate
3713 First Street, Destin, FL 3 Beds \| 2 Baths \| 1387 Sq. Ft.	$369,419
3717 First Street, Destin, FL 2 Beds \| 2 Baths \| 1084 Sq. Ft.	$362,559

Address	Redfin Estimate
3716 First Street, Destin, FL 1 Beds \| 1 Baths \| 620 Sq. Ft.	$222,683
3715 First Street, Destin, FL 2 Beds \| 2 Baths \| 1120 Sq. Ft.	$346,778

Property information provided by ECAR when last listed in 2022. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32541, FL

Sale history for 3712 First St

Tax history for 3712 First St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32541

Home values near 3712 First St

More real estate resources