Reduced well under market value to sell! Welcome to your dream home in the heart of Destin, where comfort, style, & coastal living come together in one exceptional property. This beautifully maintained four-bedroom, three-bathroom residence (with additional flex room) offers an ideal blend of spacious living areas, thoughtful updates, and outstanding outdoor amenities. Step inside to discover rich hardwood flooring that flows throughout the main living and dining spaces, creating warmth and timeless elegance. The inviting living room features soaring vaulted ceilings and a cozy fireplace, providing the perfect setting for relaxing evenings or entertaining guests. Just beyond the living area, a screened-in back porch offers a bright and tranquil retreat, ideal for morning coffee, reading, or enjoying views of the backyard. The thoughtfully designed floor plan includes a spacious first-floor primary suite complete with an en suite bathroom and two generous walk-in closets. An additional guest bedroom and a beautifully renovated full bathroom are also conveniently located on the main level, providing flexibility for family or visitors. Moreover, a versatile flex room on the first floor offers endless possibilities and can easily serve as a home office, fitness room, playroom, or media space. The well-appointed kitchen is sure to impress with granite countertops, stainless steel appliances, and a charming breakfast area perfect for casual dining. There is also a formal dining area between the kitchen and living room. Upstairs, you'll find two additional bedrooms, a shared full bathroom, and a cozy loft area that provides the perfect space for a reading nook, study area, or additional lounge space. Step outside to your private backyard oasis featuring a large in-ground swimming pool (just re-plastered) and a fully fenced yard with small shed, creating the ultimate setting for outdoor entertaining, family gatherings, or simply enjoying Florida's year-round sunshine. The property also includes a two-car garage and ample driveway parking for multiple vehicles. Ideally located in one of Destin's most desirable areas, this home offers convenient access to premier shopping, dining, entertainment, the Destin Harbor, world-class fishing, and the Emerald Coast's renowned sugar-white beaches and emerald-green waters. Whether you're looking for a primary residence, a second home, or an investment opportunity (long-term rentals only), this exceptional property offers the perfect combination of location, space, and lifestyle that makes Destin one of Florida's most sought-after coastal communities. Schedule your private showing today and experience all that this remarkable home has to offer.
Spacious Pool home in the Heart of Destin!! As you enter the home, you'll notice real hardwood floors throughout the main living & dining room area. The kitchen offers granite counters with stainless steel appliances and an eat-in dining area. The hardwood floors continue into the den/office which features a bay window and plenty of space. The large master bed & bath are located on the main floor along with a second bedroom and full guest bathroom. The second level offers two additional bedrooms, a third full bath, and a loft with potential to be many things; playroom, office, craft area, etc. The backyard offers a beautiful in-ground pool and plenty of room for entertaining. New Roof to be installed soon and $3,000 paint & floor allowance. Don't hesitate, schedule your showing today!
ECAR #530623
Jun 15, 2010
Sold
$273,000
$114/sq ft
Jan 25, 2009
Listed
$299,000
$124/sq ft
Public Records
Mar 3, 2009
Sold
$270,000
$112/sq ft
ECAR #314777
Nov 19, 2002
Sold
$225,000
$94/sq ft
Sep 1, 2001
Listed
$234,700
$98/sq ft
ECAR #138931
Jul 22, 1999
Listed
$184,500
$77/sq ft
Public Records
Oct 21, 1994
Sold
$138,000
$57/sq ft
ECAR #50214
May 25, 1994
Listed
$140,000
$58/sq ft
Public Records
Oct 1, 1992
Sold
$119,900
$50/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$5,435 (+0.7%)
$118,750 + $379,179
$497,929
2024
$5,395 (−0.4%)
$118,750 + $379,179
$497,929
2023
$5,414 (+1.9%)
$115,291 + $378,722
$494,013
2022
$5,314 (+125.7%)
$107,748 + $383,971
$491,719
2021
$2,355 (+0.9%)
$97,953 + $343,009
$440,962
2020
$2,334 (+1.3%)
2019
$2,305 (+1.0%)
2018
$2,283 (+0.6%)
2017
$2,268 (+2.8%)
2016
$2,206 (−1.4%)
2015
$2,237 (−0.4%)
2014
$2,245
Public record
Public record
Zoning
Permits
Beds
4
Baths
3
Stories
2
Lot width
—
Lot depth
—
Lot size
7,697 Sq. Ft.
Year renovated
1992
Finished Sq. Ft.
2,403
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,403
Year built
1992
Style
Single Family Residential
County
Okaloosa County
APN
002S222230000D0060
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 12, 2026.
LDR-V
Low Density Residential Village District
The Low Density Residential Village zoning district shall apply to areas developed, redeveloped and maintained and conserved as permanent single-family detached residential dwelling units. It is the intent of the LDR - V zoning district to specifically not allow the following uses to be located in the district: seasonal single-family detached or multi-family attached residential dwelling units; permanent multi-family attached residential dwelling units; commercial hotels, motels, bed and breakfast establishments, or other commercial transient living accommodations; and all non-residential uses.
Permitted uses
Include but are not limited to:
Housing-Group
Housing-Single unit
Feb 19, 2026 • Final
Residential
Plumbing
Water heater
Oct 30, 2025 • Final
Commercial
Roofing
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 103° expected this year, 22 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Destin, FL • 32541
Average low and high temperatures (°F)
59
44
66
52
71
58
76
65
81
71
87
77
90
80
87
77
87
73
80
66
73
60
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
88/ 100
Very good sunlight
Sunscore
This home receives average direct sun exposure in Destin. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.6 hrs
6.8 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 408 Ridge Wood Cir
$611,330
$14K under list price of $625K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $485K to $680K.