$30,000 TO USE YOUR WAY! SPACIOUS CRYSTAL BEACH RETREAT WITH MULTIPLE DECKS, HUGE GAME ROOM & RENTAL HISTORY! Looking for a beach home with room for everyone? Welcome to 4551 Grand Key Loop, one of the largest homes in the gated Villages of Crystal Beach community, offering approximately 2,861 square feet, multiple outdoor decks, a spacious game room, and $30,000 in flexible seller concessions! Whether you're searching for a vacation getaway, an investment property, or a place to call home, this three-story Destin retreat offers the space and versatility to make it your own. THE SELLER IS OFFERING $30,000 IN FLEXIBLE BUYER CONCESSIONS! Depending on your financing and lender approval, these funds may be used toward closing costs, an interest rate buy-down, or other eligible expenses. This gives buyers valuable flexibility when purchasing and personalizing their beach home. Inside, you'll find 5 bedrooms, 4 bathrooms, and generous living spaces designed for gathering and entertaining. The home features 9-foot ceilings, oversized 8-foot doors, impressive 8-inch baseboards, hardwood flooring, and porcelain tile. With one of the largest floor plans in the community, there's plenty of room for guests to spread out and enjoy their stay. THE HUGE GAME ROOM IS A STANDOUT FEATURE! Perfect for movie nights, games, entertaining, or simply giving everyone their own space to relax. Multiple outdoor decks extend the living areas outside, offering inviting places to enjoy morning coffee, coastal breezes, or a quiet evening after a day at the beach. Located in the gated Villages of Crystal Beach, residents and guests enjoy a resort-style lagoon pool, tiki bar, and seasonal beach shuttle service, all just minutes from Destin's beautiful white-sand beaches, shopping, restaurants, and entertainment. CONSIDERING A VACATION RENTAL? These properties have a documented rental history ranging from approximately $65,000 to $105,000 in annual revenue, offering valuable insight for buyers exploring its investment potential. Whether you plan to rent the home, enjoy it personally, or combine both, the flexible layout and desirable location provide several possibilities. With approximately 2,890 square feet, 5 bedrooms, 4 bathrooms, a huge game room, multiple decks, resort-style community amenities, and $30,000 in seller concessions, 4551 Grand Key Loop offers plenty to consider. Come experience the space, location, and possibilities for yourself. Schedule your private showing today!
Single-familyProperty Type
2010Year Built
1,306 sq ftLot Size
$349Price/Sq.Ft.
$555/moHOA Dues
2 spacesParking
Listed by The Schultz Team Schultz• Coldwell Banker Realty
Listed by The Schultz Team Team• Coldwell Banker Realty
Crystal Beach, located between Henderson Beach State Park and Destin Commons, is a coastal and residential Destin neighborhood with sugar-white sand access and palm-lined streets. The neighborhood’s character concentrates around Scenic Highway 98 near Camille’s at Crystal Beach, where a beach-market café scene meets low-rise cottages and flip-flop foot traffic. Architecture leans toward pastel beach cottages and newer coastal builds with porches, paver drives, and dune-friendly landscaping. Shoreline days orbit the public beach access points along Scenic 98, while evenings shift toward walkable dining and retail. Camille’s at Crystal Beach and The Crab Trap anchor the local food scene with Gulf-facing patios and a casual pace. Henderson Beach State Park adds boardwalk trails and protected dunes that shape the area’s laid-back geography.
Provided by Walk Score and Local Logic
Offer insights
4551 W Grand Key Loop · $999,900
$982K and above
75% chance or better to win
Why $982K+ is a strong offer
DAYS ON MARKET
152 days
The average home goes pending in 77 days.
SALE-TO-LIST
98.0%
Most homes are selling 2% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Furnished
Breakfast bar
Crown molding
Owner's closet
Pantry
Split bedroom floor plan
Washer/dryer hookup
Wet bar
Window treatments
Bedrooms
5 bedrooms total
Primary suite on the second floor with balcony and walk-in closet
Bathrooms
4 full bathrooms
Primary bathroom with double vanity, garden tub, separate tile shower, and walk-in closet
Kitchen
Cooktop
Dishwasher
Disposal
Microwave
Refrigerator
Pantry
Breakfast bar
Laundry & utility
Laundry room
Washer
Dryer
Washer/dryer hookup
Electric water heater
Flooring
Tile
Carpet
Heating & cooling
Central heating
Central air conditioning
Electric heat controls
Multiple AC units
Exterior features
Covered patio
Pool
Covenants and restrictions
Within 1/2 mile to water
Private paved road access
Controlled access
Home design
Florida Cottage architectural style
3 stories
Built in 2010
Trim vinyl and cement fiberboard siding
Parking
2 driveway parking spaces
Security
Gated community
Community security services
Construction
Metal roof
Slab foundation
Utilities
Public water
Public sewer
TV cable available
Electric water heater
HOA & community
Community association (hoa)
Association services include grounds maintenance, legal, licenses/permits, management, recreational facilities, maintenance of structures, security
Residential, Office and Institutional Tourist Development District
The Residential, Office, and Institutional - Tourist Development zoning district shall apply to areas developed, redeveloped and maintained and conserved as areas that accommodate: business and professional offices; seasonal single-family detached or multi-family attached residential dwelling units; institutional uses; and commercial hotel, motel, bed and breakfast establishments and other commercial transient living accommodations. General retail sales and services are allowed but must be integrated in a planned unit development designed to support the surrounding residential neighborhoods. ROI-TD zoning district shall only be allowed on subject properties that abut or are located south of Harbor Boulevard/Emerald Coast Parkway as delineated on the zoning map. It is the intent of the ROI - TD zoning district to specifically not allow the following uses to be located in the district: permanent single-family detached or multi-family attached residential dwelling units; and all non-residential uses not previously listed above.
Permitted uses
Include but are not limited to:
Day care facility
Laundromat
General retail
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Other
Hotel / motel
Post office
Veterinary clinic
Oct 30, 2025 • Final
Residential
Electrical
Oct 29, 2025 • Final
Residential
Electrical
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 103° expected this year, 22 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Destin, FL • 32541
Average low and high temperatures (°F)
59
44
66
52
71
58
76
65
81
71
87
77
90
80
87
77
87
73
80
66
73
60
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
76/ 100
Good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
7.4 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 4551 W Grand Key Loop
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $750,000 and $1,325,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $750K to $1.3M.