Welcome to a majestic 2674 sq. ft. three-story beach house perfectly nestled within Destin's premium beachside locale, just off the Scenic Highway 98. This exquisite lakefront retreat tucked inside the exclusive, gated community of Destiny effortlessly blends luxury living, vacation charm, and immense investment potential. Boasting the capacity to comfortably accommodate up to 15 guests, this beach house is an immaculate gem. The first floor contains a grand primary suite, complete with a king-sized bed, a charming twin daybed, a spa-styled bath, plus direct access to the private saltwater pool. Enjoy the airy open-plan living room with a fireplace and built-in shelves. The chef's kitchen is a culinary dream accentuated by the shining granite counters and stainless steel .... stainless-steel appliances. Ascend to the second floor to discover a comfortable bunk alcove, two spacious bedrooms, one furnished with a king-sized bed and the other featuring two queen beds, interlinked by a convenient Jack & Jill bath. The uppermost floor reveals an enchanting loft housing twin daybeds and captivating lake and gulf views. Herein, you'll also find a handy kitchenette perfect for quiet, intimate moments. Outdoors, indulge in your private above ground pool terrace overlooking the lake or spoil yourself with Destiny's resort amenities: the lagoon, hot tub, tennis courts, fitness center, and clubhouse. All these are directly opposite the picturesque James Lee Park beach access, known for its pristine white sands and calming emerald green waters. Recent upgrades include: 2 new HVAC units installed Mar 25 with warranty included Roof replaced in 2017 with top grade metal tile materials, and W/H 2019. 2nd floor has new carpeting and stairs are now wood Newly renovated kitchen with all new cabinetry, stainless steel appliances, granite counters, and detailed lighting Recently installed wood look tile floors throughout the main living level Newly remodeled master bathroom with beautifully tiled walk-in shower, separate soaking tub and double vanities plus a HUGE walk-in closet New full bath addition on main level with beautiful tiled walk-in shower. Added perks include extra-large closets in the primary bedroom and a spacious walk-in closet in the primary bath. This property also comes fully furnished and ready for immediate enjoyment or high-yield rental income potential. Schedule a showing or contact us today for more information on this irresistible lakefront retreat. Your dream home patiently awaits at 4634 Sunset Pointe!
Located within one of the most sought-after Destin communities is this beautiful lakefront home + saltwater splash pool in the gated Destiny neighborhood. Would be an incredible primary or secondary residence, or this home is sure to be a huge rental income producer with 3 full bedrooms, a potential bunk alcove, and widow's watch on the top floor with a daybed, kitchenette, and Gulf views. Large living room with fireplace and built-ins newly remodeled gourmet kitchen with professional grade appliances, sleek stone counters, and new white shaker cabinetry. A grand master suite on the first floor with pool access and water views and a large fully remodeled master bathroom with separate shower, freestanding soaking tub, and walk-in closet. The home has a 2 car garage and driveway allowing ample parking. Recent upgrades include: *photography will be updated with new updates soon! - 2 new HVAC units installed 3/25 for over $12,000 with warranty - Roof replaced in 2017 with top grade materials - 2nd floor has all new carpet and stairs are now wood - Newly renovated kitchen with all new cabinetry, appliances, counters, and lighting - Updated wood look tile floors throughout the entire main living level - Newly remodeled master bathroom with beautifully tiled walk-in shower, separate soaking tub and double vanities plus a HUGE walk-in closet - New full bath addition on main level with walk-in shower featuring beautiful tile
ECAR #947678
Apr 17, 2024
Listed
$1,300,000
$486/sq ft
NAMLS #890696
Aug 4, 2022
Listing Removed
—
Apr 5, 2022
Price Changed
$1,850,000
$692/sq ft
Feb 8, 2022
Listed
$2,000,000
$748/sq ft
ECAR #860598
Jun 18, 2021
Sold
$965,000
$361/sq ft
May 12, 2021
Pending
—
Jan 23, 2021
Price Changed
$974,900
$365/sq ft
Dec 9, 2020
Listed
$949,900
$355/sq ft
Dec 9, 2020
Listed
$974,900
$365/sq ft
NAMLS #550724
Apr 16, 2011
Listing Removed
—
Jan 16, 2011
Listed
$659,999
$247/sq ft
NAMLS #533755
Dec 9, 2010
Listing Removed
—
Mar 12, 2010
Listed
$599,000
$224/sq ft
NAMLS #433200
Jun 7, 2007
Listing Removed
—
Jun 8, 2006
Listed
$1,150,000
$430/sq ft
Public Records
Feb 1, 1995
Sold
$99,000
$37/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$13,163 (−0.3%)
$586,104 + $525,281
$1,111,385
2024
$13,205 (+13.0%)
$586,104 + $525,281
$1,111,385
2023
$11,686 (+14.1%)
2022
$10,246 (+89.0%)
2021
$5,421 (+0.7%)
$341,065 + $509,135
$850,200
2020
$5,381 (+1.1%)
2019
$5,324 (+0.8%)
2018
$5,282 (+0.5%)
2017
$5,258 (+2.8%)
2016
$5,117 (−1.3%)
2015
$5,185 (−0.4%)
2014
$5,205
Tax history for 4634 Sunset Pointe
Year
Property tax
Land + Additions
Assessment*
2025
$13,163 (−0.3%)
$586,104 + $525,281
$1,111,385
2024
$13,205 (+13.0%)
$586,104 + $525,281
$1,111,385
2023
$11,686 (+14.1%)
2022
$10,246 (+89.0%)
2021
$5,421 (+0.7%)
$341,065 + $509,135
$850,200
2020
$5,381 (+1.1%)
2019
$5,324 (+0.8%)
2018
$5,282 (+0.5%)
2017
$5,258 (+2.8%)
2016
$5,117 (−1.3%)
2015
$5,185 (−0.4%)
2014
$5,205
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
3
Baths
3
Stories
3
Lot width
—
Lot depth
—
Lot size
7,850 Sq. Ft.
Year renovated
1996
Sq. Ft.
2,670
Year built
1996
Style
Single Family Residential
County
Okaloosa County
APN
002S22040000000710
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 12, 2026.
CBN
Crystal Beach Neighborhood District
The Crystal Beach Neighborhood zoning district shall apply to areas developed, redeveloped and maintained and conserved as permanent or seasonal single-family detached or multi-family attached residential dwelling units. Very limited supportive non-residential uses are allowed and are strictly limited to: places of worship, parks, playgrounds, community buildings and similar public service facilities serving the residents of the area, childcare centers and other ancillary neighborhood commercial uses which are approved as part of a planned unit development PUD for the exclusive use of the residents of the PUD. It is the intent of the CBN zoning district to specifically not allow the following uses to be located in the district: commercial hotels, motels, bed and breakfast establishments, or other commercial transient living accommodations.
Permitted uses
Include but are not limited to:
Religious facility
Housing-Single unit
Housing-Other
Museum / gallery
Zoo / nature facility / aquarium
Park & open space
Jan 13, 2026 • Final
Residential
Heat pump
HVAC
Oct 30, 2025 • Final
Residential
Grading
Pool and hot tub
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Utilities: Electric, Gas - Natural, Phone, Public Sewer, Public Water, TV Cable
Energy: AC - Central Elect, AC - High Efficiency, Ceiling Fans, Heat Cntrl Electric
Location
Assessment Information
Assessment Fees: Yes
Assessment Amount: 3550.00
Assessment Paid: Annually
Annual Assessment Amount: $3,550
Homeowners Association Information
Fees Include: Management, Recreational Faclty
New Buyer Fee
$
School Information
Elementary School: Destin
Middle School: Destin
High School: Fort Walton Beach
Location Information
Sub Area: 1404 - Destin Beaches East
Area: 14 - Destin
Street #: 4634
Street Name: Sunset Pointe
City: Destin
County: Okaloosa
State: FL
Zip Code: 32541
Project Name/Subdivision: DESTINY S/D
Absolute Longitude: 86.411965
Longitude: -86.411965
Latitude: 30.382601
Directions: From Scenic Highway 98 go North into the Destiny gated community via Grand Palms Blvd. Take the second left onto Paradise Isles and take the first left onto Sunset Pointe. House is on the left on the lake.
Project Facilities
Community Room, Exercise Room, Gated Community, Picnic Area, Pool, Short Term Rental - Allowed, Tennis, TV Cable, Waterfront, Whirlpool
Public facts
Beds: 3
Baths: 3.0
Sq. Ft.: 2,670
Stories: 3.0
Lot Size: 7,850 square feet
Style: Single Family Residential
Year Built: 1996
Year Renovated: 1996
County: Okaloosa County
APN: 002S22040000000710
Home facts updated by county records on Oct 12, 2026
Other
Listing Price Information
List Price: 1290000.00
List Price/SqFt: 482.42
Property Information
Apx SqFt(Htd/Cooled): 2674.00
Design: Beach House
Is Homestead
Sub-Type: Detached Single Family
Waterview: Gulf, Lake
Listing Information
As Is
Immediate Occupancy: Immediate Occupancy
Around this home
Schools
K - 12
Preschool & daycare
Destin Middle School
Public 5-8 • Assigned • 1.5mi
8/10
Fort Walton Beach High School
Public 9-12 • Assigned • 13.8mi
4/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
8/10 Flood Factor
Estimated 74-82% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 103° expected this year, 21 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Destin, FL • 32541
Average low and high temperatures (°F)
59
44
66
52
71
58
76
65
81
71
87
77
90
80
87
77
87
73
79
66
73
60
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.3 hours in
June and 5.4 hours in December, placing it above the
U.S. average for solar exposure.
9.3 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.26M – $1.52M
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