PAY ATTENTION TO DETAIL AND LOCATION, LOCATION, LOCATION!!!*APPRAISED 7/25/06 @ $2.9mil *Beach restoration project just completed the beach with an extra 300' of beautiful white sand*This location is just like living ''Gulf Front,'' but still in the confines of one of the most sought after gated communities on the Emerald Coast. A peaceful oasis with breathtaking views of the Gulf of Mexico awaits you. It is here that good design meets with luxury and sophisticated style.This Mediterranean Beach House has 4beds/4.5baths PLUS a bonus room and is located in the center of all the action. From the new Destin Commons shopping mall to the hundreds of great resteraunts, this is the place to be! With unobstructed gulf views from all three floors,you will be comforted to know you are well protected at 20ft. above sea level on the north side of Scenic Hwy 98. As you approach this magnificent Mediterranean Beach Mansion,the exterior has an old world antique stucco finish.The Interior features are listed as follows:Faux Spanish lace knock down textured walls throughout the home.The 2-car garage has a workbench area and a set of stairs leading to an office/bonus room that is wired and ready for any office, movie room, playroom, etc.The utility room has a washer,dryer,deep commercial sink,working cabinets,2 hot water heaters with a circulating pump system(so that you will NEVER run out of HOT WATER),and a large separate storage area.The kitchen has custom stained concrete floors,custom ceiling work,granite countertops,granite backsplash,custom cabinets,stainless steel appliances,and a sub-zero double door refrigerator.The dining room has custom stained concrete floors to match the coffered ceiling with indirect lighting.The living room also has custom stained concrete floors,triple crown molding,gas fireplace with granite,a built-in entertainment center w/ surround sound,50? plasma screen TV,and two separate sitting rooms that have custom faux artwork on the ceilings and floors.All bedrooms on the 2nd & 3rd floors.Bedroom 1 has its own bathroom with custom stonewalls in the shower and granite countertops.Bedroom 2 has its own balcony overlooking the Gulf of Mexico.It also has its own bathroom with custom designed stonewalls in the shower and granite vanities.The master bedroom has faux artwork on the double trayed ceiling with indirect lighting,a gas fireplace,entertainment center with surround sound,a 50? plasma TV,a sitting room looking over the gulf,a private balcony with a 6-8 person hot tub that overlooks the Gulf of Mexico and a spiral staircase leading to the courtyard/pool area.The master Bath has marble stone floors,granite his and her vanities,a custom stone shower and garden tub w/gulf views,walk-in closet,simply too much to list!The third floor Penthouse has a walk-in closet,sitting room looking over the gulf,granite bathroom vanities,and a private balcony with the best views of the Gulf of Mexico.Now lets go back down to the courtyard.The Courtyard has a custom rock pond,a heated pool and hot tub with fiber optic lighting,a rock waterfall,a tiled deck,an outdoor shower and outdoor rock speakers. ***You can have all this PLUS all the amenities that Destiny West has to offer***This secluded, elegant neighborhood offers fabulous amenities such as an owner's clubhouse with a fully equipped workout room,tennis courts,meeting areas,and kitchen,as well as restroom and shower facilities for the pool.Destiny West also enjoys easy access to James Lee Wayside Park,with its outstanding public beach facilities including dune walkovers,restrooms,showers and covered picnic areas.While you are there,enjoy a view of the Gulf with lunch or dinner at one of the area's most popular waterfront restaurants, The Crab Trap.*Don?t wait!!!Make your appointment today to see the best deal that Destin has to offer!!! Listing Broker/Licensee related to owner.
Single-familyProperty Type
2004Year Built
8,276 sq ftLot Size
$438Price/Sq.Ft.
2 garage spacesParking
Listed by Steve Kirby• Beach Sunsets Inc
Bought with Frankie Henslee• Destination Real Estate Group
PAY ATTENTION TO DETAIL AND LOCATION, LOCATION, LOCATION!!!*APPRAISED 7/25/06 @ $2.9mil *Beach restoration project just completed the beach with an extra 300' of beautiful white sand*This location is just like living ''Gulf Front,'' but still in the confines of one of the most sought after gated communities on the Emerald Coast. A peaceful oasis with breathtaking views of the Gulf of Mexico awaits you. It is here that good design meets with luxury and sophisticated style.This Mediterranean Beach House has 4beds/4.5baths PLUS a bonus room and is located in the center of all the action. From the new Destin Commons shopping mall to the hundreds of great resteraunts, this is the place to be! With unobstructed gulf views from all three floors,you will be comforted to know you are well
Year
Property tax
Land + Additions
Assessment*
2025
$30,088 (+0.4%)
2024
$29,982 (+13.8%)
2023
$26,343 (+14.1%)
2022
$23,088 (+14.2%)
2021
$20,214 (+6.1%)
2020
$19,049 (+2.9%)
$802,179 + $825,553
$1,627,732
2019
$18,508 (+3.6%)
$763,980 + $758,480
$1,522,460
2018
$17,863 (+15.8%)
2017
$15,419 (+7.0%)
$459,000 + $721,678
$1,180,678
2016
$14,405 (+9.6%)
$459,000 + $721,678
$1,180,678
2015
$13,141 (+10.8%)
$325,000 + $681,486
$1,006,486
2014
$11,862
Tax history for 4640 Destiny Way
Year
Property tax
Land + Additions
Assessment*
2025
$30,088 (+0.4%)
2024
$29,982 (+13.8%)
2023
$26,343 (+14.1%)
2022
$23,088 (+14.2%)
2021
$20,214 (+6.1%)
2020
$19,049 (+2.9%)
$802,179 + $825,553
$1,627,732
2019
$18,508 (+3.6%)
$763,980 + $758,480
$1,522,460
2018
$17,863 (+15.8%)
2017
$15,419 (+7.0%)
$459,000 + $721,678
$1,180,678
2016
$14,405 (+9.6%)
$459,000 + $721,678
$1,180,678
2015
$13,141 (+10.8%)
$325,000 + $681,486
$1,006,486
2014
$11,862
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
4
Baths
5
Stories
3
Lot width
—
Lot depth
—
Lot size
8,368 Sq. Ft.
Year renovated
2004
Sq. Ft.
4,108
Year built
2004
Style
Single Family Residential
County
Okaloosa County
APN
002S22040000000130
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 25, 2026.
CBN
Crystal Beach Neighborhood District
The Crystal Beach Neighborhood zoning district shall apply to areas developed, redeveloped and maintained and conserved as permanent or seasonal single-family detached or multi-family attached residential dwelling units. Very limited supportive non-residential uses are allowed and are strictly limited to: places of worship, parks, playgrounds, community buildings and similar public service facilities serving the residents of the area, childcare centers and other ancillary neighborhood commercial uses which are approved as part of a planned unit development PUD for the exclusive use of the residents of the PUD. It is the intent of the CBN zoning district to specifically not allow the following uses to be located in the district: commercial hotels, motels, bed and breakfast establishments, or other commercial transient living accommodations.
Interior: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Fireplace 2+, Fireplace Gas, Kitchen Island, Lighting Recessed, Pantry, Plantation Shutters, Upgraded Media Wing, Window Treatment All
Exterior
Exterior Features
Exterior: Balcony, BBQ Pit/Grill, Columns, Deck Covered, Fenced Back Yard, Hot Tub, Pool - Heated, Pool - In-Ground, Shower, Sprinkler System, Tennis Court
Lot Information
Acreage: 0.19
Lot Dimensions: 67X125
Lot Features: Covenants, Cul-De-Sac, Dead End, Level, Sidewalk
Lot/Parcel Access: Controlled Access, Paved Road
Zoning: Residential Single Family
Building Information
Construction Status: Construction Complete
Construction/Siding: Frame, Roof Tile/Slate, Slab, Stucco, Trim Wood
Financial
Financial Information
Mortgage Type: None
Brokerage Interest: Familial Interest - Listing Broker/Licensee related to owner.
Utilities
Utility Information
Utilities: Community Sewer, Community Water, Gas - Natural, Phone, Underground
Energy: AC - 2 or More, AC - Central Elect, Double Pane Windows, Water Heater - Elect
Location
Assessment Information
Assessment Fees: Yes
Assessment Amount: 145.00
Assessment Paid: Monthly
School Information
Elementary School: Destin
Middle School: Destin
High School: Fort Walton Beach
Location Information
Sub Area: 1404 - Destin Beaches East
Area: 14 - Destin
Street #: 4640
Street Name: Destiny
Street Suffix: Way
City: Destin
County: Okaloosa
State: FL
Zip Code: 32541
Project Name/Subdivision: DESTINY S/D
Absolute Longitude: 86.411402
Longitude: -86.411402
Latitude: 30.381782
Directions: From the intersection of Hwy 98 and Danny Warfell Way(mid-bay bridge rd.), head south to Old Scenic Hwy 98, turn left and head east for about 1 mile. You will see the Crab Trap Resteraunt on your righ
Project Facilities
BBQ Pit/Grill, Beach, Community Room, Exercise Room, Fishing, Gated Community, Picnic Area, Playground, Pool, Tennis, TV Cable, Whirlpool
Public facts
Beds: 4
Baths: 5.0
Sq. Ft.: 4,108
Stories: 3.0
Lot Size: 8,368 square feet
Style: Single Family Residential
Year Built: 2004
Year Renovated: 2004
County: Okaloosa County
APN: 002S22040000000130
Home facts updated by county records on Aug 25, 2026
Other
Listing Price Information
List Price: 2675000.00
List Price/SqFt: 437.50
Property Information
Apx SqFt(Htd/Cooled): 4800.00
Design: Mediterranean
Is Homestead
Sub-Type: Detached Single Family
Units Above Ground: 0.00
Waterview: Gulf, Lake
Listing Information
Immediate Occupancy: Immediate Occupancy
Around this home
Schools
Destin Middle School
Public 5-8 • Assigned • 1.5mi
9/10
Fort Walton Beach High School
Public 9-12 • Assigned • 13.8mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
9/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 103° expected this year, 22 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Destin, FL • 32541
Average low and high temperatures (°F)
59
44
66
52
71
58
76
65
81
71
87
77
90
80
87
77
87
73
80
66
73
60
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.3 hours in
June and 5.4 hours in December, placing it above the
U.S. average for solar exposure.
9.3 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
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