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About this home
LIKE NEW BUILT HOME on a DOUBLE - WATERFRONT LOT with in-direct GULF ACCESS || 2-STORY Waterfront Home with ALL THE LIVING AREA ON 2nd FLOOR || NEW BUILT in 2020 - LIKE NEW KITCHEN & BATHROOMS || NEWER Hurricane Category 5 IMPACT WINDOWS & DOORS for peace of mind. From the moment you step inside, the attention to detail is unmistakable. The open-concept layout features an expansive great room beautifully appointed with classic crown molding, adding a timeless and elegant touch to the home's primary gathering space. High ceilings as well as luxury vinyl flooring with high baseboards run seamlessly throughout this lovely home. Experience the pinnacle of seamless indoor-outdoor living in this spectacular property. Designed for entertaining and effortless relaxation, the expansive open-concept layout greets you with an immediate sense of space and light. The heart of the home flows beautifully toward the water: swing open the elegant French doors just off the kitchen, or retract the massive triple sliding doors in the family room to step onto your massive 30’ x 10’ private balcony. Whether you are hosting a sunset dinner party or enjoying a quiet morning coffee, this outdoor retreat serves as a true extension of your living space overlooking stunning water views. The STUNNING KITCHEN is the heart of the home, featuring new shaker cabinets, granite countertops, SS appliances, farmhouse sink & large center island with wainscoting and breakfast bar seating, ideal for cooking and family gatherings. The primary bedroom is spacious with an area that can be used as a home office and ensuite bathroom. The additional bedrooms are perfect for guests and share a bathroom, and an inside laundry room complete with washer and dryer is convenient for all. Downstairs the SPACIOUS GARAGE is a major highlight, being 30 by 54 ft (1620 sq ft) and can hold 6-8 vehicles including your cars, large truck, boat, trailer, golf cart, and more! The enclosed garage/basement area features two large insulated garage doors, and includes two French doors that open to the EXPANSIVE BACK PATIO, offering a wonderful view of the canal. Enjoy the low-maintenance landscaping featuring decorative stone and gravel – perfect for Florida living. And you’ll appreciate the added confidence and long-term value of the NEWER SEAWALL. Additionally, the VACANT LOT TO THE RIGHT IS INCLUDED, offering a versatile space that can be used as a side play yard, or for RV storage, boat storage, additional parking, and/or even the potential to build another home. And there are no HOA or CDD fees, plus a quiet cul-de-sac street location. There are NO SHORT-TERM RENTAL RESTRICTIONS, offering flexibility for personal use, investment income, or both. Enjoy fishing, kayaking, paddle boarding and boating right from your back yard. Easily go down the canal and through the boat lift for a day boating out in the Gulf of America!! Located in HERNANDO BEACH, the home is close to the WEEKI WACHEE RIVER, local marinas, nature parks, local TIKI HUTS, LIVE MUSIC, the public BOAT RAMP, and popular dining like Brian's Place. This LIKE NEW HIOME also offers AFFORDABLE WATERFRONT OWNERSHIP, with low monthly electric bills and insurance! Come see it in person and explore all FLORIDA’S NATURE COAST has to offer!
St. Augustine and St. Johns County Board of REALTORS® #HC2175358
Jul 24, 2017
Sold
$28,000
$17/sq ft
Nov 28, 2016
Listed
$32,500
$20/sq ft
Stellar MLS as Distributed by MLS Grid #W7605172
Sep 13, 2015
Listing Removed
—
HCAR #2157592
Sep 13, 2015
Listing Removed
—
Dec 15, 2014
Listed
$44,900
$27/sq ft
Public Records
Feb 6, 2002
Sold
$45,000
$27/sq ft
HCAR #139205
Feb 4, 2002
Sold
$15,000
$9/sq ft
Nov 7, 2001
Listed
$20,000
$12/sq ft
Public Records
Aug 1, 1981
Sold
$16,000
$10/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$6,665 (−0.8%)
2024
$6,719 (+1.7%)
2023
$6,603 (+1.0%)
2022
$6,537 (−2.6%)
2021
$6,713 (+1,016.1%)
2020
$601 (+0.3%)
$30,400 + $393,345
$423,745
2019
$600 (+31.2%)
$21,300
2018
$457 (+6.3%)
$19,650
2017
$430 (−4.1%)
$15,000
2016
$449 (−10.9%)
$16,750
2015
$504 (+31.9%)
$16,750
2014
$382
Public record
Public record
Zoning
Beds
3
Baths
2
Stories
2
Lot width
—
Lot depth
—
Lot size
5,000 Sq. Ft.
Year renovated
2020
Finished Sq. Ft.
1,650
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,650
Year built
2020
Style
Single Family Residential
County
Hernando County
APN
R13 223 16 2390 1320 0140
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 16, 2026.
R1B
Residential District
This district is designed to protect medium-density, single-family development and is intended to be the district most utilized for regulating single-family development located within, or adjacent to, urbanizing areas within the county.
Permitted uses
Include but are not limited to:
Housing-Group
Housing-Single unit
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 110° expected this year, 23 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Hernando Beach, FL • 34607
Average low and high temperatures (°F)
66
45
72
51
79
57
83
62
88
70
90
74
91
76
90
76
89
72
83
65
78
57
72
51
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
99/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 22% for direct sun exposure in Hernando Beach. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.6 hrs
7.2 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 3392 Fernleaf Dr
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $455,000 and $690,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $455K to $690K.