Experience the coastal elegance of this luxurious waterfront property. This stunning home, has been a popular short-term rental retreat and offers not just a residence but a gateway to the coveted beach lifestyle. As you approach the property, the sound of dolphins by the dock and the open views greet you. The home's exterior has been updated, featuring new roof, freshly painted façades, and professionally manicured landscaping. Step through the custom front door with etched glass detailing into a world where every day feels like a vacation. The heated, saltwater pool area, invites you to relax and unwind under the warm Florida sun while enjoying views that stretch across the sparkling intercoastal waterway to the Belleair Beach Causeway and Sand Key of Clearwater Beach. Enjoy the peace of mind knowing this home three-story haven is elevated and boasts seven bedrooms and six baths. Each bedroom serves as a private retreat, The interior brims with luxury, from the smart TVs and state-of-the-art home theatre with two rows of seating to the custom woodwork and high-end finishes throughout. The chef’s kitchen, with its gleaming quartz countertops and top-of-the-line appliances, is a culinary dream. Great for entertaining with large island in the kitchen and seating for 12 at custom table in kitchen overlooking pool and Inter-coastal. Wall-to-wall windows/sliders and huge balcony off the living room. Perfect for gatherings that spill out onto the balcony. The main living area features stunning electric fireplace and a grand entrance. Main floor Master Suite with King bed, Ensuite bathroom, and private balcony overlooking heated saltwater pool and Inter-coastal views. Custom bunk bedroom with king/queen combo. Additional bedroom with 2 Queens on main floor with ensuite full bath. Additional full bathroom and laundry room on the main floor. Master Bedroom on top floor with large balcony overlooking Inter-coastal with breathtaking views. Huge walk-in closet, luxury ensuite with soaker tub and huge walk-in shower. Three other bedrooms on top floor. Private balconies overlooking pool and inter-coastal off 2 bedrooms. Imagine waking up to the sight of the intercoastal and gentle breezes, a daily luxury at this splendid home. The Lower level features large bar with fridge and wet bar and game room. Enjoy the Home theatre room with 2 levels of seating, led lighting and 85" TV. You also get a Gym room with assorted equipment and adjoining bathroom with shower. Located near Tampa International Airport and St. Pete-Clearwater Intl Airport, ideally positioned for both travel and local exploration. The vibrant communities of Clearwater and St. Petersburg are mere miles away, offering endless dining, shopping, and cultural experiences. The lifestyle here is all about Florida living at it's best - soaking up the sun, whether it’s jet skiing, boating, or simply enjoying a sunset walk along the Gulf of Mexico. Strong rental income at over $346K in 2023 and over $220K for 2024. Already fully compliant with the new Indian Rocks Short-Term rental polices and procedures instituted last year. Live here full time or rent and use it when you want. This not just a home; it’s a lifestyle choice for those who seek luxury, comfort, and the tranquil beauty of Florida’s Gulf Coast. Don't miss the opportunity to own this piece of paradise, where every day is a holiday and every window frames a stunning view.
Property Description: Elevated
Single-familyProperty Type
1995Year Built
7,906 sq ftLot Size
$825Est. Price/Sq.Ft.
2 car garageParking
Listed by Cyndee Haydon• FUTURE HOME REALTY INC
Contact: 813-855-4982
Bought with Betty Granucci• CHARLES RUTENBERG REALTY INC
* * CHECK OUT THE 360 VIRTUAL TOUR * * Want to own your piece of paradise? Look no further! Proudly occupying one of the most sought-after sites in Indian Rocks Beach on Harbor Drive South, is this 5 bedroom, 3 full bath, 2 half bath home packing in 5658 square feet! Three levels of living space offers places for everyone to connect or to find their own share of privacy. The first floor (ground level) is a bonus. .. providing more finished additional space under air. What an incredible opportunity for an executive workspace for undisturbed privacy that can easily convert to a home-based business. The CIRCULAR DRIVEWAY can hold up to 10 CARS! A SALT WATER POOL with a NEW POOL HEATER AND COOLER! Always be able to adjust the water temperature to your exact comfort level. The hot water spa has a brand new motor ready for continuous rest and relaxation. There is also a convenient outdoor shower. Upon entering the home, you are immediately met with soaring 20 foot high ceilings, FRESHLY PAINTED INTERIOR WALLS, and water views from every window. The second floor encompasses the huge kitchen, dining and living rooms, MOTHER-IN-LAW SUITE, as well as an office and utility room. The mother-in-law suite has its own living room, its own kitchen area as well as a newly renovated full-sized bathroom with granite counter tops and it’s very own PRIVATE ENTRANCE to the pool area. The GOURMET KITCHEN has so much space to move about and beautiful wood cabinetry with plenty of storage and designer Corian countertops. Enjoy weekend mornings eating at the BUILT-IN BREAKFAST BAR. The dining room is located between the kitchen and living room and features big, open windows that overlook the gorgeous Intracoastal Waters. The living room has a three pane glass door slider for added views and also features a lovely WOOD BURNING FIREPLACE, recessed lighting and built-in surround speakers in the ceiling. PLANTATION SHUTTERS throughout the entire home. On the third floor there are four very spacious bedrooms, all featuring large California closets with built-in-shelving to keep the rooms organized and tidy. The master bedroom is very large with a huge walk-in-closet with his and hers separate sides for added privacy. Unwind in the large master bathroom with a separate, top of the line TWO PERSON soaking tub with power jets, dual vanities complete with a tiled walk-in shower with a rain head. Outside of the pool area you will find the very convenient and private access 10,000 lb Deco Aluminum Cradle boat lift along with an additional boat lift and a Jet ski/Kayak pad that is there for your enjoyment. This home has been meticulously maintained by the same owners for many, many years. No expense was spared to keep this home top notch for the last two decades. Some of the recent updates include completely redone balconies in 2018, FRESH EXTERIOR PAINT, the main areas have newly placed WATER RESISTANT LAMINATE FLOORING. REAL HARDWOOD floors in the office and the third story landing. You’ll feel at peace with the added security lights all around the exterior, a brand new alarm system placed in 2021, ALL THREE AC UNITS HAVE BEEN REPLACED IN RECENT YEARS, hurricane shutters, hurricane protection and a generator! No need to worry about living on a busy street, this home is located on a street very close to a cul-de-sac. No through traffic at all. Contact your realtor today to schedule a private showing to see how unique this home actually is.
Public Records
Sep 26, 2000
Sold
$635,000
$165/sq ft
Public Records
Jul 17, 1997
Sold
$520,000
$135/sq ft
Public Records
Aug 30, 1994
Sold
$120,000
$31/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$37,343 (+23.2%)
$1,025,698 + $1,305,071
$2,330,769
2024
$30,302 (+5.4%)
2023
$28,761 (+20.2%)
2022
$23,923 (+112.4%)
$953,042 + $583,064
$1,536,106
2021
$11,265 (−0.1%)
2020
$11,281 (+1.3%)
2019
$11,133 (+1.9%)
2018
$10,922 (−0.2%)
2017
$10,939 (+0.4%)
2016
$10,895 (−2.2%)
2015
$11,136 (+0.3%)
2014
$11,098 (+0.3%)
2013
$11,069 (−2.2%)
2012
$11,323
Tax history for 474 Harbor Dr S
Year
Property tax
Land + Additions
Assessment*
2025
$37,343 (+23.2%)
$1,025,698 + $1,305,071
$2,330,769
2024
$30,302 (+5.4%)
2023
$28,761 (+20.2%)
2022
$23,923 (+112.4%)
$953,042 + $583,064
$1,536,106
2021
$11,265 (−0.1%)
2020
$11,281 (+1.3%)
2019
$11,133 (+1.9%)
2018
$10,922 (−0.2%)
2017
$10,939 (+0.4%)
2016
$10,895 (−2.2%)
2015
$11,136 (+0.3%)
2014
$11,098 (+0.3%)
2013
$11,069 (−2.2%)
2012
$11,323
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
—
Baths
7
Stories
3
Lot width
62 ft.
Lot depth
120 ft.
Lot size
7,906 Sq. Ft.
Year renovated
2010
Sq. Ft.
4,796
Year built
1995
Style
Single Family Residential
County
Pinellas County
APN
153006424440000270
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 13, 2026.
S
Single-Family Residential Zoning District
The S, single-family residential district provides for single-family residential development located where lower density single-family uses are desirable. The S, single-family residential district, correlates with the residential urban RU category of the countywide plan. Essential services and public facilities compatible with this residential district are also provided. Any use which is not specifically identified as a permitted use, accessory use or special exception use is a prohibited use. Prohibited uses shall include, but are not limited to, temporary lodging use of a dwelling.
Water Extras Description: Fishing Pier,Minimum Wake Zone,Sailboat Water,Seawall - Concrete
Property Information
CDD Y/N: 0
Homestead Y/N: 0
Property Type: Residential
Property Sub Type: Single Family Residence
Land Information
Total Acreage: 0 to less than 1/4
Lot Information
Lot Features: City Limits, In County, Landscaped, Near Golf Course
Lot Size Acres: 0.18
Lot Size Dimensions: 62x120
Road Surface Type: Paved
Lot Size Square Meters: 734
Building Information
MFR_BuildingAreaTotalSrchSqM: 595.14
Financial
Tax Information
Tax Annual Amount: $28,761.10
Tax Year: 2023
Lease / Rent Details
Lease Restrictions YN: 0
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Location
Multi-Unit Information
Unit Number YN: 0
Furnished: Yes
HOA Information
MFR_Association2YN: 0
Association Approval Required Y/N: 0
Location Information
Directions: Head NW on Gulf Blvd from Belleair Causeway. Turn RIGHT on to 27th Avenue N. Turn LEFT on to Bay Boulevard. Turn RIGHT to stay on Bay Boulevard. Take a slight RIGHT on to Harbor Drive. Take a slight RIGHT on to Harbor Drive S. Home will be on the LEFT.
Community Information
Pets Allowed: Cats OK, Dogs OK, Yes
Max Pet Weight: 200
Public facts
Beds: —
Baths: 7.0
Sq. Ft.: 4,796
Stories: 3.0
Lot Size: 7,906 square feet
Style: Single Family Residential
Year Built: 1995
Year Renovated: 2010
County: Pinellas County
APN: 153006424440000270
Home facts updated by county records on Aug 13, 2026
Other
Miscellaneous Information
Third Party YN: 1
Listing Information
Attribution Contact: 813-855-4982
Previous Status: Pending
Backups Requested YN: 1
Listing Date Information
Days to Contract: 3
Status Contractual Search Date: 2024-06-03
Listing Price Information
Calculated List Price By Calculated Sq Ft: 896.10
Green Information
Green Verification Count: 0
Direction Faces: North
Home Information
Living Area: 3850
Living Area Units: Square Feet
Living Area Source: Public Records
Living Area Meters: 357.68
Building Area Total: 6406
Building Area Units: Square Feet
Building Area Source: Public Records
Foundation Details: Block
Stories Total: 3
Levels: Three Or More
Around this home
Schools
Anona Elementary School
Public PreK-5 • Assigned • 1.4mi
9/10
Seminole Middle School
Public 6-8 • Assigned • 3.8mi
7/10
Largo High School
Public PreK-12 • Assigned • 3.4mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
9/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
6 days above 107° expected this year, 18 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Indian Rocks Beach, FL • 33785
Average low and high temperatures (°F)
67
50
71
56
78
61
84
67
88
73
90
77
91
78
91
78
88
75
84
69
79
62
73
56
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.2 hours in
June and 6.2 hours in December, placing it above the
U.S. average for solar exposure.
9.2 hrs
6.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$3.02M – $3.65M
Reach more buyers when you sell with Redfin. Save up to $31,756 in fees.3 minutes to get started.