Coastal Key West Waterfront Retreat in Coveted Indian Rocks Beach. Perfectly positioned on a quiet cul-de-sac in highly sought-after Indian Rocks Beach, this Key West-inspired waterfront residence offers sweeping western water views, spectacular sunsets, and the quintessential Florida lifestyle. Built in 2015, this 4 bedroom 3 bath three-story home combines quality craftsmanship, thoughtful design, and modern conveniences in a premier waterfront setting. Designed for both entertaining and everyday living, the main level features an expansive living area and a gourmet kitchen with custom cabinetry, granite countertops, a walk-in pantry, chef's island with prep sink and cooktop, and premium stainless steel appliances. The adjoining dining and living spaces are framed by panoramic water views, creating a seamless connection between indoor and outdoor living. Thoughtful upgrades throughout include hand-scraped hardwood flooring, Travertine tile, a custom built-in entertainment center, and a private elevator providing convenient access to all levels. Two bedrooms and a full bath are located on the main living level, with one bedroom offering flexibility as a home office, den, or formal dining space. The upper level is dedicated to private living quarters, highlighted by a spacious primary suite featuring a private waterfront balcony, oversized walk-in closet, custom built-in cabinetry, and a spa-inspired bath with a jetted soaking tub positioned to capture breathtaking sunset views. An additional bedroom completes the top floor. The entry level offers a spacious two-car garage and a large flex space with sliding glass doors opening to lush tropical landscaping. Outside, the resort-style waterfront setting is designed for relaxation and recreation, featuring a heated pool, deep-water dock with 20,000lbs boat lift, expansive entertaining areas, and dedicated storage for paddleboards, kayaks, and other waterfront gear. Just minutes from the Gulf of Mexico, the property's deep-water dock and boat lift provide convenient access for boating, fishing, island hopping, and waterfront adventures. Indian Rocks Beach is one of Florida's most desirable coastal communities, known for its golf-cart-friendly atmosphere, sugar-sand beaches, waterfront dining, parks, and family-friendly attractions. Whether you're seeking a primary residence, second home, or waterfront investment property, this exceptional residence offers an outstanding opportunity to enjoy the best of Florida coastal living while benefiting from the area's strong short-term rental demand.
Property Description: Elevated
Single-familyProperty Type
2015Year Built
7,187 sq ftLot Size
$866Price/Sq.Ft.
2 car garageParking
Listed by Stephen Kepler• ENGEL & VOLKERS BELLEAIR
Est. $4,175 per month, based on comparable rentals
Sale and tax history for 478 S Harbor Dr
Sale History
Tax History
Date
Event
Price
Stellar MLS as Distributed by MLS Grid #TB8517047
Aug 12, 2026
Sold
$2,713,500
$866/sq ft
Jun 23, 2026
Pending
—
Jun 8, 2026
Listed
$2,695,000
$860/sq ft
Stellar MLS as Distributed by MLS Grid #TB8494735
Jun 1, 2026
Listing Removed
—
Stellar MLS as Distributed by MLS Grid #TB8429493
Feb 4, 2026
Listing Removed
—
Stellar MLS as Distributed by MLS Grid #U8193921
Apr 28, 2023
Sold
$2,560,000
$817/sq ft
Mar 20, 2023
Pending
—
Mar 17, 2023
Listed
$2,600,000
$829/sq ft
Stellar MLS as Distributed by MLS Grid #U7765576
Jun 21, 2016
Sold
$1,250,000
$399/sq ft
Apr 19, 2016
Pending
—
Feb 26, 2016
Price Changed
$1,325,000
$423/sq ft
Feb 5, 2016
Listed
$1,369,000
$437/sq ft
Stellar MLS as Distributed by MLS Grid #U7735418
Nov 1, 2015
Listing Removed
—
Stellar MLS as Distributed by MLS Grid #U7574252
Sep 13, 2013
Listing Removed
—
Stellar MLS as Distributed by MLS Grid #T2532528
Dec 12, 2012
Sold
$700,000
$223/sq ft
Aug 21, 2012
Listed
$700,000
$223/sq ft
Public Records
Jul 31, 2007
Sold
$600,000
$191/sq ft
Public Records
Jul 31, 2007
Sold
$775,000
$247/sq ft
Stellar MLS as Distributed by MLS Grid #U7174446
Jul 19, 2007
Sold
$649,900
$207/sq ft
Feb 16, 2006
Listed
$649,900
$207/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$38,264 (+10.6%)
$990,628 + $1,392,204
$2,382,832
2024
$34,585 (+106.1%)
$1,111,038 + $1,096,160
$2,207,198
2023
$16,783 (+5.9%)
2022
$15,841 (−2.3%)
2021
$16,211 (+0.8%)
2020
$16,087 (+1.3%)
2019
$15,880 (+1.6%)
2018
$15,626 (+0.6%)
2017
$15,528 (+7.1%)
$364,703 + $557,792
$922,495
2016
$14,498 (+201.2%)
2015
$4,813 (+11.1%)
2014
$4,334 (+10.0%)
2013
$3,940 (+15.8%)
2012
$3,402
Public record
Public record
Zoning
Beds
—
Baths
3.5
Stories
3
Lot width
57 ft.
Lot depth
120 ft.
Lot size
7,187 Sq. Ft.
Year renovated
2015
Sq. Ft.
3,135
Year built
2015
Style
Single Family Residential
County
Pinellas County
APN
153006424440000250
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 14, 2026.
S
Single-Family Residential Zoning District
The S, single-family residential district provides for single-family residential development located where lower density single-family uses are desirable. The S, single-family residential district, correlates with the residential urban RU category of the countywide plan. Essential services and public facilities compatible with this residential district are also provided. Any use which is not specifically identified as a permitted use, accessory use or special exception use is a prohibited use. Prohibited uses shall include, but are not limited to, temporary lodging use of a dwelling.
Lot Features: Cul-De-Sac, FloodZone, Landscaped, Paved
Lot Size Acres: 0.16
Road Surface Type: Paved
Lot Size Square Meters: 668
Building Information
MFR_BuildingAreaTotalSrchSqM: 542.55
Financial
Tax Information
Tax Annual Amount: $34,585
Tax Year: 2024
Lease / Rent Details
Lease Restrictions YN: 0
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Utilities: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Water Available
Location
Multi-Unit Information
Unit Number YN: 0
Furnished: Yes
HOA Information
MFR_Association2YN: 0
Association Approval Required Y/N: 0
Association Amenities: Basketball Court, Pickleball Court(s)
Location Information
Directions: Gulf Boulevard to east on First Street. Turn east to Harbor Drive to east on Harbor. Drive south to end of street to address.
Community Information
Community Features: Dog Park, Golf Carts OK, Park, Playground, Tennis Court(s)
Pets Allowed: Yes
Public facts
Beds: —
Baths: 3.5
Sq. Ft.: 3,135
Stories: 3.0
Lot Size: 7,187 square feet
Style: Single Family Residential
Year Built: 2015
Year Renovated: 2015
County: Pinellas County
APN: 153006424440000250
Home facts updated by county records on Sep 14, 2026
Other
Miscellaneous Information
Third Party YN: 1
Listing Information
Attribution Contact: 727-461-1000
Previous Status: Pending
Backups Requested YN: 0
Listing Date Information
Days to Contract: 10
Status Contractual Search Date: 2026-08-12
Listing Price Information
Calculated List Price By Calculated Sq Ft: 859.65
Green Information
Green Verification Count: 0
Direction Faces: Northeast
Home Information
Living Area: 3135
Living Area Units: Square Feet
Living Area Source: Public Records
Living Area Meters: 291.25
Building Area Total: 5840
Building Area Units: Square Feet
Building Area Source: Public Records
Foundation Details: Block, Slab
Stories Total: 3
Levels: Three Or More
Around this home
Schools
Anona Elementary School
Public PreK-5 • Assigned • 1.4mi
9/10
Seminole Middle School
Public 6-8 • Assigned • 3.8mi
7/10
Largo High School
Public PreK-12 • Assigned • 3.4mi
5/10
Provided by GreatSchools
Climate risks
9/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
6 days above 107° expected this year, 18 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Indian Rocks Beach, FL • 33785
Average low and high temperatures (°F)
67
50
71
56
78
61
84
67
88
73
90
77
91
78
91
78
88
75
84
69
79
62
73
56
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
78/ 100
Good sunlight
Sunscore
This home receives average direct sun exposure in Indian Rocks Beach. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
6.9 hrs
5 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$2.72M – $3.29M
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