490 Harbor Dr S, Indian Rocks Beach, FL 33785

Off market oct 2009 for $620K

$1,560,761

Est. refi paymentEst. refi $4,277/mo

•

2,106

sq ft

490 Harbor Dr S, Indian Rocks Beach, FL 33785

About this home

Recently updated waterfront home with panoramic views of the Intracoastal waterway. Featuring a new kitchen complete with glazed kitchen cabinets, granite counter tops, tumbled marble blacksplash and KitchenAid stainless steel appliances and overlooking a 10 foot island bar to the water. Each room is open and airy; the fourth bedroom works well for a home office. The lot boasts 108 feet of deep water frontage so can easily accommodate a large boat dock or swimming pool. The patio area is perfect for entertaining or just taking it easy. Seller is licensed real estate broker.

Single-familyProperty Type

1962Year Built

9,480 sq ftLot Size

$741Est. Price/Sq.Ft.

2 car garageParking

Listed by Tom Barrett

Bought with Tricia Priest • COLDWELL BANKER REALTY

Bought with JEAN LARROUX

Redfin checked: a minute ago

•Source:Stellar MLS as Distributed by MLS Grid #U7386548

Redfin Estimate

$1,560,761

$941K since sold in October 2009$13K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 126.1% higher than the average sale price ($690K) of 6 comparable homes.

SOLD JUL 30, 2026
$620,000
A
3 beds2 baths1,819 sq ft
4331 Harbor Hills Dr, Largo, FL 33770
SOLD SEP 25, 2026
$646,000
B
3 beds2 baths2,297 sq ft
307 Orangewood Ln, Largo, FL 33770
SOLD SEP 22, 2026
$575,000
C
3 beds2 baths2,339 sq ft
3995 South Cir, Largo, FL 33774
SOLD JUL 15, 2026
$625,000
D
4 beds2 baths1,970 sq ft
3650 Shady Bluffs Dr, Largo, FL 33770
SOLD NOV 18, 2025
$1,100,000
E
3 beds2 baths2,121 sq ft
309 Buttonwood Ln, Largo, FL 33770
SOLD OCT 15, 2026
$575,000
F
4 beds3 baths1,968 sq ft
810 Allamanda Dr, Largo, FL 33770

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Earn from this home

Sell

$1,185,089

Est. take-home

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Refinance

Est. cash available

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Rent

$3,400/mo

Redfin rental estimate

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Market trends in 33785, FL

Last updated October 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-list price

96.3%

+0.5% MoM

Median sale price

$675K

$5K MoM

Avg. days on market

68d

0 days MoM

Recently sold homes

20 MoM

New listings for sale

NEW 47 MINS AGO
$825,000
2 beds2 baths1,155 sq ft
19526 Gulf Blvd Unit 1B, Indian Shores, FL 33785
FOR SALE BY OWNER
$734,900
2 beds2 baths1,650 sq ft
1108 Gulf Blvd, Indian Rocks Beach, FL 33785
NEW 28 HRS AGO
$1,895,000
4 beds4 baths2,372 sq ft
78 Gulf Blvd #11, Indian Rocks Beach, FL 33785
$750,000
2 beds1 bath1,168 sq ft
331 Bahia Vista Dr, Indian Rocks Beach, FL 33785
3D WALKTHROUGH
$679,900
3 beds2 baths1,440 sq ft
19727 Gulf Blvd Unit E-2/205, Indian Shores, FL 33785
3D WALKTHROUGH
$1,149,000
2 beds2 baths1,380 sq ft
74 Gulf Blvd Unit 4B, Indian Rocks Beach, FL 33785
$245,000
Studio1 bath317 sq ft
18399 Gulf Blvd #365, Indian Shores, FL 33785
3D WALKTHROUGH
$970,000
2 beds1 bath1,092 sq ft
412 20th Ave, Indian Rocks Beach, FL 33785
$465,000
2 beds1 bath950 sq ft
19417 Gulf Blvd Unit E211, Indian Shores, FL 33785
3D WALKTHROUGH
$1,499,000
3 beds2 baths2,221 sq ft
316 16th Ave, Indian Rocks Beach, FL 33785
See all

Provided by Redfin

Sale history for 490 Harbor Dr S

Year

Property tax

Land + Additions

Assessment*

2025

$20,031 (−5.7%)

2024

$21,235 (−0.2%)

2023

$21,272 (+25.1%)

2022

$17,002 (+15.0%)

2021

$14,790 (+5.9%)

2020

$13,969 (+10.8%)

2019

$12,609 (+9.3%)

$532,180 + $204,171

$736,351

2018

$11,539 (+0.3%)

$466,414 + $205,248

$671,662

2017

$11,505 (+6.9%)

$469,330 + $184,827

$654,157

2016

$10,764 (+17.9%)

2015

$9,133 (+0.4%)

2014

$9,101 (+9.6%)

2013

$8,306 (+12.5%)

2012

$7,384

Tax history for 490 Harbor Dr S

Year

Property tax

Land + Additions

Assessment*

2025

$20,031 (−5.7%)

2024

$21,235 (−0.2%)

2023

$21,272 (+25.1%)

2022

$17,002 (+15.0%)

2021

$14,790 (+5.9%)

2020

$13,969 (+10.8%)

2019

$12,609 (+9.3%)

$532,180 + $204,171

$736,351

2018

$11,539 (+0.3%)

$466,414 + $205,248

$671,662

2017

$11,505 (+6.9%)

$469,330 + $184,827

$654,157

2016

$10,764 (+17.9%)

2015

$9,133 (+0.4%)

2014

$9,101 (+9.6%)

2013

$8,306 (+12.5%)

2012

$7,384

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

—

Baths

—

Stories

—

Lot width

79 ft.

Lot depth

120 ft.

Lot size

8,651 Sq. Ft.

Year renovated

1995

Sq. Ft.

2,206

Year built

1995

Style

Single Family Residential

County

Pinellas County

APN

153006424440000210

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 13, 2026.

Single-Family Residential Zoning District

The S, single-family residential district provides for single-family residential development located where lower density single-family uses are desirable. The S, single-family residential district, correlates with the residential urban RU category of the countywide plan. Essential services and public facilities compatible with this residential district are also provided. Any use which is not specifically identified as a permitted use, accessory use or special exception use is a prohibited use. Prohibited uses shall include, but are not limited to, temporary lodging use of a dwelling.

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Senior
Educational/school

Property details

Parking

Parking Information
Parking Features: Garage Door Opener, In Garage, Open
Garage Spaces: 2
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 4

Bathroom Information
# of Full Baths (Total): 2

Other Rooms Information
Additional Rooms: Family Room
# of Rooms: 1

Heating & Cooling
Heating Information: Electric
Cooling Information: Central Air

Interior Features
Interior Features: Ceiling Fans(s), Master Bedroom Main Floor, Split Bedroom, Walk-in Closet(s)
Window Features: Blinds
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Flooring: Carpet, Ceramic Tile

Exterior

Building Information
Construction Materials: Block, Stucco
Roof: Shingle

Exterior Features
Patio And Porch Features: Deck, Patio, Porch
Exterior Features: Irrigation System, Rain Gutters

Property Features
Universal Property Id: US-12103-N-063015424440000210-R-N

Waterfront Information
On Waterfront
Waterfront Features: Intracoastal Waterway
Water View Y/N: 0
Water Access Y/N: 0
Water Extras Y/N: 1
Water Extras Description: Seawall - Concrete,Skiing Allowed

Property Information
Homestead Y/N: 1
Other Equipment: Satellite Dish
Property Type: Residential
Property Sub Type: Single Family Residence
Zoning: Res

Land Information
Vegetation: Mature Landscaping, Trees/Landscaped
Total Acreage: 0 to less than 1/4

Lot Information
Lot Features: Cul-De-Sac, City Limits, Paved
Lot Size Dimensions: 79 x 120
Planned Unit Development YN: 0

Financial

Tax Information
Tax Annual Amount: $11,010
Tax Year: 2007
Millage Rate: 16.73

Lease / Rent Details
Expected Lease Date: 2009-10-06T00:00:00.000

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer
Utilities: Cable Available, Fire Hydrant, Sprinkler Recycled

Location

HOA Information
Montly Maintenance Amount In Addition To HOA Dues: 0
Association Fee Requirement: Optional
Association Amenities: Park, Playground, Shuffleboard Court, Tennis Court(s)

Location Information
Directions: Belleair Causeway, south on Gulf Blvd, left on 27th Ave, left on Bay Blvd which becomes Harbor Dr. At the fork in the road bear right onto Harbor Drive S. Follow road to the end to the cul de sac.

Community Information
Community Features: Park, Playground, Tennis Courts, Water Access
Max Pet Weight: 0

Public facts

Beds: —
Baths: —
Sq. Ft.: 2,206
Stories: —
Lot Size: 8,651 square feet
Style: Single Family Residential
Year Built: 1995
Year Renovated: 1995
County: Pinellas County
APN: 153006424440000210

Home facts updated by county records on Aug 13, 2026

Other

Listing Information
Originating System Timestamp: 2009-10-06T14:20:25.000
Previous Status: Pending
Home Warranty YN: No

Listing Date Information
Status Contractual Search Date: 2009-10-06

Listing Price Information
Calculated List Price By Calculated Sq Ft: 325.26

Green Information
Green Verification Count: 1
Direction Faces: Southwest
HERS Index: 0

Home Information
Living Area: 2106
Living Area Units: Square Feet
Living Area Source: Estimated
Living Area Meters: 195.65
Building Area Source: Estimated
Levels: One

Around this home

Schools

K - 12
Preschool & daycare

Anona Elementary School

Public PreK-5 • Assigned • 1.4mi

9/10

Seminole Middle School

Public 6-8 • Assigned • 3.8mi

7/10

Largo High School

Public PreK-12 • Assigned • 3.3mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

10/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

4 days above 107° expected this year, 12 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Indian Rocks Beach, FL • 33785

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 6.2 hours in December, placing it above the U.S. average for solar exposure.

9.2 hrs

6.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.48M – $1.80M

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New listings for sale in 33785

NEW 47 MINS AGO

$825,000

2 beds2 baths1,155 sq ft

19526 Gulf Blvd Unit 1B, Indian Shores, FL 33785

Private balcony • Granite countertops • $1,250 HOA

FOR SALE BY OWNER

$734,900

2 beds2 baths1,650 sq ft

1108 Gulf Blvd, Indian Rocks Beach, FL 33785

Direct beach access • New water heater • Flexible floor plan

NEW 28 HRS AGO

$1,895,000

4 beds4 baths2,372 sq ft

78 Gulf Blvd #11, Indian Rocks Beach, FL 33785

Beachfront retreat • Heated pool • $925 HOA

$750,000

2 beds1 bath1,168 sq ft

331 Bahia Vista Dr, Indian Rocks Beach, FL 33785

5,458 sq ft lot • Parking • Built 1956

3D WALKTHROUGH

$679,900

3 beds2 baths1,440 sq ft

19727 Gulf Blvd Unit E-2/205, Indian Shores, FL 33785

Private balcony • Community pool • Sundeck

3D WALKTHROUGH

$1,149,000

2 beds2 baths1,380 sq ft

74 Gulf Blvd Unit 4B, Indian Rocks Beach, FL 33785

Private balconies • Abundance of windows • Coastal scenery

$245,000

Studio1 bath317 sq ft

18399 Gulf Blvd #365, Indian Shores, FL 33785

Open layout • Recessed lighting • Modern ceiling fan

3D WALKTHROUGH

$970,000

2 beds1 bath1,092 sq ft

412 20th Ave, Indian Rocks Beach, FL 33785

Waterfront cottage • Expansive bay views • Private backyard

$465,000

2 beds1 bath950 sq ft

19417 Gulf Blvd Unit E211, Indian Shores, FL 33785

Dedicated den • $1,017 HOA • Community pool

Home values near 490 Harbor Dr S

Data from public records.

Address	Redfin Estimate
527 Harbor Dr N, Indian Rocks Beach, FL 3 Beds \| 2 Baths \| 1944 Sq. Ft.	$1,114,905
534 Harbor Dr N, Indian Rocks Beach, FL 4 Beds \| 3.5 Baths \| 2918 Sq. Ft.	$2,229,264
533 Harbor Dr N, Indian Rocks Beach, FL - Beds \| 4.5 Baths \| 2440 Sq. Ft.	$1,790,485
475 Harbor Dr S, Indian Rocks Beach, FL - Beds \| 2 Baths \| 1858 Sq. Ft.	$1,247,206
473 Harbor Dr S, Indian Rocks Beach, FL 4 Beds \| 4 Baths \| 2450 Sq. Ft.	$1,706,822
493 Harbor Dr S, Indian Rocks Beach, FL - Beds \| 2.5 Baths \| 2061 Sq. Ft.	$1,830,945
485 Harbor Dr S, Indian Rocks Beach, FL 4 Beds \| 4 Baths \| 4413 Sq. Ft.	$2,387,537

Address	Redfin Estimate
537 Harbor Dr N, Indian Rocks Beach, FL 3 Beds \| 3 Baths \| 3391 Sq. Ft.	$3,910,334
529 Harbor Dr N, Indian Rocks Beach, FL 2 Beds \| 2 Baths \| 1135 Sq. Ft.	$1,813,714
535 Harbor Dr N, Indian Rocks Beach, FL 5 Beds \| 4 Baths \| 5000 Sq. Ft.	$2,803,759
483 Harbor Dr S, Indian Rocks Beach, FL 3 Beds \| 2.5 Baths \| 2064 Sq. Ft.	$1,705,055
471 Harbor Dr S, Indian Rocks Beach, FL - Beds \| 2 Baths \| 2251 Sq. Ft.	$1,269,632
488 Harbor Dr S, Indian Rocks Beach, FL - Beds \| 4 Baths \| 3230 Sq. Ft.	$2,590,389
491 Harbor Dr S, Indian Rocks Beach, FL - Beds \| 2 Baths \| 1566 Sq. Ft.	$1,157,551

Address	Redfin Estimate
536 Harbor Dr N, Indian Rocks Beach, FL 2 Beds \| 2 Baths \| 1958 Sq. Ft.	$1,663,805
531 Harbor Dr N, Indian Rocks Beach, FL 3 Beds \| 2.5 Baths \| 2496 Sq. Ft.	$1,990,327
477 Harbor Dr S, Indian Rocks Beach, FL - Beds \| 3 Baths \| 2476 Sq. Ft.	$1,551,728
481 Harbor Dr S, Indian Rocks Beach, FL - Beds \| 2 Baths \| 3378 Sq. Ft.	$2,230,991
495 Harbor Dr S, Indian Rocks Beach, FL 4 Beds \| 4 Baths \| 2783 Sq. Ft.	$3,087,401
487 Harbor Dr S, Indian Rocks Beach, FL 3 Beds \| 2.5 Baths \| 2231 Sq. Ft.	$1,458,929
489 Harbor Dr S, Indian Rocks Beach, FL 2 Beds \| 2 Baths \| 1397 Sq. Ft.	$1,208,503

Property information provided by Stellar MLS as Distributed by MLS Grid when last listed in 2008. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 33785, FL

Sale history for 490 Harbor Dr S

Tax history for 490 Harbor Dr S

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 33785

Home values near 490 Harbor Dr S

More real estate resources