487 Harbor Dr S, Indian Rocks Beach, FL 33785

Off market oct 2025 for $1.3M

$1,468,089

Est. refi paymentEst. refi $9,166/mo

•

2,231

sq ft

487 Harbor Dr S, Indian Rocks Beach, FL 33785

About this home

Exceptional Waterfront Opportunity on the Intracoastal Wayerwsy! Located at the quiet southern tip of Harbor Drive, this 2015 POURED CONCRETE constructed residence offers both resilience and remarkable potential. Designed to withstand Category 5 hurricane conditions, the home remained structurally sound, sustaining only minor interior water intrusion—positioning it perfectly for a complete renovation or custom redesign. Benefiting from FEMA’s Substantial Damage Allowance, buyers have the rare option to rebuild in place. The southeast-facing waterfront captures brilliant sunrises and open bay vistas, with a private dock, boat lift, and propane-heated saltwater pool and spa surrounded by lush tropical landscaping—creating a resort-style retreat ideal for morning coffee, lazy afternoons on the water, and evening waterfront dining. Nestled at the end of a cul-de-sac, this property combines privacy with freedom—no HOA, no rental restrictions, and strong short-term rental potential. Indian Rocks Beach delivers the quintessential coastal lifestyle with miles of white sandy beaches, a public boat ramp, tennis courts, playgrounds, and local dining featuring fresh-caught seafood. Community amenities, including a garden and dog park, complement endless water-based recreation, from paddleboarding to boating. This property represents more than a home—it is a premier waterfront canvas for creating a lasting coastal legacy.

Single-familyProperty Type

2015Year Built

7,196 sq ftLot Size

$658Est. Price/Sq.Ft.

2 car garageParking

Listed by Kelly Ackley • PREMIER SOTHEBY'S INTL REALTY

Contact: 727-595-1604

Bought with Kelly Ackley • PREMIER SOTHEBY'S INTL REALTY

Redfin checked: 3 minutes ago

•Source:Stellar MLS as Distributed by MLS Grid #TB8397563

Redfin Estimate

$1,468,089

$168K since sold in October 2025$16K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 20.7% lower than the average sale price ($1.85M) of 6 comparable homes.

SOLD AUG 7, 2026
$1,525,000
A
3 beds3 baths1,898 sq ft
441 Harbor Dr S, Indian Rocks Beach, FL 33785
SOLD JUL 23, 2026
$1,800,000
B
3 beds2.5 baths2,496 sq ft
531 Harbor Dr N, Indian Rocks Beach, FL 33785
SOLD JUN 11, 2026
$1,405,000
C
3 beds2 baths2,571 sq ft
483 Harbor Dr N, Indian Rocks Beach, FL 33785
SOLD JUN 26, 2026
$820,000
D
3 beds3 baths1,702 sq ft
1698 Mckay Creek Dr, Largo, FL 33770
SOLD MAY 15, 2026
$2,850,000
E
3 beds2.5 baths2,379 sq ft
540 20th Ave, Indian Rocks Beach, FL 33785
SOLD AUG 12, 2026
$2,713,500
F
4 beds3 baths3,135 sq ft
478 S Harbor Dr, Indian Rocks Beach, FL 33785

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$358,736

Est. take-home

List your home with Redfin and save $14,681

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$3,119/mo

Redfin rental estimate

List your home for rent

Market trends in 33785, FL

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-list price

96.3%

+0.5% MoM

Median sale price

$675K

$5K MoM

Avg. days on market

68d

0 days MoM

Recently sold homes

20 MoM

New listings for sale

NEW 3 HRS AGO
$929,000
3 beds2 baths1,842 sq ft
307 LA Hacienda Dr, Indian Rocks Beach, FL 33785
NEW 6 HRS AGO
$700,000
2 beds2 baths1,400 sq ft
18400 Gulf Blvd #1403, Indian Shores, FL 33785
$950,000
2 beds2 baths1,440 sq ft
18500 Gulf Blvd #404, Indian Shores, FL 33785
$394,000
1 bed1 bath735 sq ft
19417 Gulf Blvd Unit C105, Indian Shores, FL 33785
EARLY ACCESS
$470,000
2 beds3 baths1,225 sq ft
19823 Gulf Blvd #34, Indian Shores, FL 33785
$579,900
1 bed1 bath750 sq ft
18650 Gulf Blvd #304, Indian Shores, FL 33785
$259,000
1 bed1 bath522 sq ft
18399 Gulf Blvd #398, Indian Shores, FL 33785
OPEN SAT TO 2PM
$1,185,000
3 beds2 baths2,230 sq ft
404 Harbor Dr S, Indian Rocks Beach, FL 33785
OPEN SAT, 11AM TO 2PM
$1,775,000
3 beds3 baths2,175 sq ft
19600 Gulf Blvd #202, Indian Shores, FL 33785
$1,960,000
3 beds3 baths2,175 sq ft
19600 Gulf Blvd #301, Indian Shores, FL 33785
See all

Provided by Redfin

Sale history for 487 Harbor Dr S

Date

Event

Price

Stellar MLS as Distributed by MLS Grid #TB8397563

Oct 23, 2025

Sold

$1,300,000

$583/sq ft

Aug 18, 2025

Pending

—

Aug 5, 2025

Price Changed

$1,549,000

$694/sq ft

Jun 15, 2025

Listed

$1,690,000

$758/sq ft

Stellar MLS as Distributed by MLS Grid #U7252156

Nov 6, 2009

Sold

$420,000

$188/sq ft

Jan 17, 2007

Listed

$495,000

$222/sq ft

DYNAMIC OPEN WATER, INTRACOASTAL VIEW. .. move right in, update and create more space, OR consider it the perfect location for a brand new home. .. it`s your choice! KITCHEN is UPDATED featuring an OPEN WATER VIEW for the chef, and the spacious living areas include a FORMAL LIVING ROOM and FAMILY AREA. Whether enjoying a book in the LIVING ROOM, preparing lunch in the KITCHEN, or entertaining in the FAMILY AREA, your eyes are drawn to the FABULOUS UNOBSTRUCTED WATER VIEW. Located at the end of the CUL-DE-SAC in this wonderful beach community, this home offers the privacy of little car traffic. .. instead you`ll hear the sound of boats and birds. DEEP WATER allows for a boat in your backyard, or if it`s the beach you long for, grab your sandals and take a walk to the WHITE SAND of INDIAN ROCKS BEACH. And here`s what awaits you. .. you`ll find great Restaurants, a French Bakery, Unique Shops, Churches, Community Boat Ramp, City Tennis Courts, Parks (evena Dog Park), a Nature Preserve, and much more.

Tax history for 487 Harbor Dr S

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

—

Baths

Stories

Lot width

61 ft.

Lot depth

120 ft.

Lot size

7,196 Sq. Ft.

Year renovated

2005

Sq. Ft.

1,883

Year built

1961

Style

Single Family Residential

County

Pinellas County

APN

153006424440000150

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 13, 2026.

Single-Family Residential Zoning District

The S, single-family residential district provides for single-family residential development located where lower density single-family uses are desirable. The S, single-family residential district, correlates with the residential urban RU category of the countywide plan. Essential services and public facilities compatible with this residential district are also provided. Any use which is not specifically identified as a permitted use, accessory use or special exception use is a prohibited use. Prohibited uses shall include, but are not limited to, temporary lodging use of a dwelling.

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Senior
Educational/school

Property details

Parking

Parking Information
Parking Features: Boat, Circular Driveway
Garage Spaces: 2
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 3

Bathroom Information
# of Full Baths (Total): 2
# of Half Baths (Total): 1

Laundry Room Information
Laundry Features: Inside, Laundry Room

Other Rooms Information
Additional Rooms: Inside Utility
# of Rooms: 6

Heating & Cooling
Heating Information: Central, Electric
Cooling Information: Central Air

Interior Features
Interior Features: Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Split Bedroom, Vaulted Ceiling(s), Walk-in Closet(s)
Window Features: Double Pane Windows, ENERGY STAR Qualified Windows, Insulated Windows, Storm Window(s)
Appliances: Electric Water Heater
Flooring: Travertine

Exterior

Building Information
Construction Materials: Block, Stucco
Roof: Tile

Exterior Features
Patio And Porch Features: Covered, Deck
Exterior Features: Dog Run, Lighting, Outdoor Kitchen, Private Mailbox, Rain Gutters, Sliding Doors
Fencing: Stone, Vinyl

Pool Information
Pool Dimensions: 24x24
Spa Features: Above Ground, Heated, In Ground
Has Private Pool
Pool Features: Gunite, Heated, In Ground, Lighting, Salt Water
Has Spa

Property Features
Universal Property Id: US-12103-N-063015424440000150-R-N

Waterfront Information
On Waterfront
Waterfront Features: Intracoastal Waterway
Water Body Name: INTRACOASTAL WATER TO GULF
Waterfront Feet Total: 65
Water Frontage Feet ICW: 65
Water View Y/N: 1
Water View Description: Intracoastal Waterway
Water Access Y/N: 1
Water Access Description: Gulf/Ocean,Intracoastal Waterway
Water Extras Y/N: 1
Water Extras Description: Bridges - No Fixed Bridges,Lift,Sailboat Water,Seawall - Concrete

Property Information
CDD Y/N: 0
Homestead Y/N: 1
Other Equipment: Irrigation Equipment
Property Type: Residential
Property Sub Type: Single Family Residence
Property Condition: Fixer
Other Structures: Shed(s)

Land Information
Vegetation: Fruit Trees, Trees/Landscaped
Green Landscaping: Fl. Friendly/Native Landscape
Total Acreage: 0 to less than 1/4

Lot Information
Lot Features: Cul-De-Sac, Flood Insurance Required, FloodZone, Landscaped, Street Dead-End, Paved
Lot Size Acres: 0.17
Lot Size Dimensions: 61x120
Road Surface Type: Paved
Lot Size Square Meters: 669

Building Information
MFR_BuildingAreaTotalSrchSqM: 245.54

Financial

Tax Information
Tax Annual Amount: $7,894.55
Tax Year: 2024

Lease / Rent Details
Lease Restrictions YN: 0

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected

Location

Multi-Unit Information
Unit Number YN: 0

HOA Information
MFR_Association2YN: 0
Association Approval Required Y/N: 0

School Information
Elementary School: Anona Elementary-PN
Middle Or Junior High School: Seminole Middle-PN
High School: Largo High-PN

Location Information
Directions: West on East Bay Drive from US 19, take to Gulf Blvd and turn Left. Left on 1st Street, veer Right on Harbor Dr., stay right on Harbor Dr S, home is almost at end on Right Side storage container and boat trailer in drive.

Community Information
Community Features: Street Lights
Pets Allowed: Yes

Public facts

Beds: —
Baths: 3.0
Sq. Ft.: 1,883
Stories: 1.0
Lot Size: 7,196 square feet
Style: Single Family Residential
Year Built: 1961
Year Renovated: 2005
County: Pinellas County
APN: 153006424440000150

Home facts updated by county records on Aug 13, 2026

Other

Miscellaneous Information
Third Party YN: 1

Listing Information
Attribution Contact: 727-595-1604
Previous Status: Pending
Backups Requested YN: 1

Listing Date Information
Days to Contract: 59
Status Contractual Search Date: 2025-10-23

Listing Price Information
Calculated List Price By Calculated Sq Ft: 694.31

Green Information
Green Verification Count: 0
Direction Faces: Northwest
Green Energy Efficient: Doors, Insulation, Roof, Windows

Home Information
Living Area: 2231
Living Area Units: Square Feet
Living Area Source: Builder
Living Area Meters: 207.27
Building Area Total: 2643
Building Area Units: Square Feet
Building Area Source: Public Records
Foundation Details: Slab
Stories Total: 1
Levels: One

Around this home

Schools

Anona Elementary School

Public PreK-5 • Assigned • 1.4mi

9/10

Seminole Middle School

Public 6-8 • Assigned • 3.8mi

7/10

Largo High School

Public PreK-12 • Assigned • 3.4mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

9/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

4 days above 107° expected this year, 12 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Indian Rocks Beach, FL • 33785

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 6.2 hours in December, placing it above the U.S. average for solar exposure.

9.2 hrs

6.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.40M – $1.69M

Reach more buyers when you sell with Redfin. Save up to $14,681 in fees. 3 minutes to get started.

Need the cash from your home fast? Sell to .

Nearby similar homes

NEW 3 HRS AGO

$929,000

3 beds2 baths1,842 sq ft

307 LA Hacienda Dr, Indian Rocks Beach, FL 33785

$1,150,000

3 beds3 baths2,201 sq ft

112 6th St, Belleair Beach, FL 33786

$1,200,000

3 beds2 baths1,944 sq ft

527 Harbor Dr N, Indian Rocks Beach, FL 33785

$485,000

3 beds2 baths1,635 sq ft

1128 20th St SW, Largo, FL 33770

$2,450,000

4 beds4.5 baths4,234 sq ft

12816 Harborwood Dr, Largo, FL 33774

FOR SALE BY OWNER

$150,000

1 bed1 bath675 sq ft

12300 Vonn Rd, Largo, FL 33774

New listings for sale in 33785

NEW 3 HRS AGO

$929,000

3 beds2 baths1,842 sq ft

307 LA Hacienda Dr, Indian Rocks Beach, FL 33785

NEW 6 HRS AGO

$700,000

2 beds2 baths1,400 sq ft

18400 Gulf Blvd #1403, Indian Shores, FL 33785

$950,000

2 beds2 baths1,440 sq ft

18500 Gulf Blvd #404, Indian Shores, FL 33785

$394,000

1 bed1 bath735 sq ft

19417 Gulf Blvd Unit C105, Indian Shores, FL 33785

EARLY ACCESSCOMPASS COMING SOON

$470,000

2 beds3 baths1,225 sq ft

19823 Gulf Blvd #34, Indian Shores, FL 33785

$579,900

1 bed1 bath750 sq ft

18650 Gulf Blvd #304, Indian Shores, FL 33785

$259,000

1 bed1 bath522 sq ft

18399 Gulf Blvd #398, Indian Shores, FL 33785

OPEN SAT TO 2PM

$1,185,000

3 beds2 baths2,230 sq ft

404 Harbor Dr S, Indian Rocks Beach, FL 33785

OPEN SAT, 11AM TO 2PM

$1,775,000

3 beds3 baths2,175 sq ft

19600 Gulf Blvd #202, Indian Shores, FL 33785

Home values near 487 Harbor Dr S

Data from public records.

Address	Redfin Estimate
535 Harbor Drive North, Indian Rocks Beach, FL 5 Beds \| 4 Baths \| 5000 Sq. Ft.	$2,850,892
483 Harbor Drive South, Indian Rocks Beach, FL 3 Beds \| 2.5 Baths \| 2064 Sq. Ft.	$1,689,570

Address	Redfin Estimate
477 Harbor Drive South, Indian Rocks Beach, FL - Beds \| 3 Baths \| 2476 Sq. Ft.	$1,577,543
481 Harbor Drive South, Indian Rocks Beach, FL - Beds \| 2 Baths \| 3378 Sq. Ft.	$2,293,238

Address	Redfin Estimate
475 Harbor Drive South, Indian Rocks Beach, FL - Beds \| 2 Baths \| 1858 Sq. Ft.	$1,241,995
469 Harbor Drive South, Indian Rocks Beach, FL 3 Beds \| 2.5 Baths \| 2470 Sq. Ft.	$1,860,154

Property information provided by Stellar MLS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

Russelville homes for sale
Walsingham homes for sale
New Atlantis homes for sale
Shipwatch Yacht Club homes for sale

Houses for rent in Indian Rocks Beach	Agents near me	Sarasota, FL homes for sale	Indian Rocks Beach Housing Market
Houses for sale near me	Orlando, FL homes for sale	Fort Lauderdale, FL homes for sale
Land for sale near me	Tampa, FL homes for sale	Boca Raton, FL homes for sale
Open Houses near me	Miami, FL homes for sale	Indian Rocks Beach Property Records
Condos for sale near me	Jacksonville, FL homes for sale	FL New Listings

St. Petersburg homes for sale
Tampa homes for sale
Clearwater homes for sale