OFF MARKET

Off Market Jun 2020 for $365K

$607,473

Est. refi paymentEst. refi $2,715/mo

•

1,416

sq ft

28130 Gato Rd, Little Torch Key, FL 33042

About this home

Beautiful concrete two bed one bath home on fenced in half acre double lot. Stainless steel appliances, central ac, lots of closet space. Tile floors throughout. Sliders and huge windows in every room so you can enjoy the paradise that is keys living. One car garage with storage cabinets and workshop make for a handy man's dream. Huge air conditioned walk in laundry room off garage with cabinetry and tons of storage space. Over 800 square feet of deck space. Beautiful Spanish oaks, gumbo limbo and fruit trees on property. Home equipped with a 250 gallon propane tank that runs a full house generator, and BBQ. This is a beautiful one of a kind property with tons of land you rarely find in the Florida Keys.

Single-familyProperty Type

1966Year Built

0.49 acresLot Size

$429Est. Price/Sq.Ft.

1 car garageParking

Listed by Michele Adams • Berkshire Hathaway HomeServices Keys Real Estate - Lower Keys

Bought with Stacey Pillari • Coldwell Banker Schmitt Real Estate Co. (KW)

Redfin checked: a few seconds ago

•Source:FLKMLS #586563

Redfin Estimate

$607,473

$242K since sold in June 2020$9,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 47.4% lower than the average sale price ($1.16M) of 6 comparable homes.

SOLD JUL 21, 2026
$660,000
A
2 beds1.5 baths1,497 sq ft
30416 Coconut Hwy, Big Pine Key, FL 33043
SOLD MAY 12, 2026
$1,735,000
B
3 beds2 baths1,344 sq ft
1232 W Shore Dr, Big Pine Key, FL 33043
SOLD FEB 11, 2026
$1,025,000
C
2 beds1 bath1,056 sq ft
29039 Cedar Dr, Big Pine Key, FL 33043
SOLD JUN 26, 2026
$960,000
D
3 beds2 baths1,398 sq ft
30366 Falcon Ln, Big Pine Key, FL 33043
SOLD APR 27, 2026
$1,265,000
E
2 beds2 baths1,596 sq ft
29653 Saratoga Ave, Big Pine Key, FL 33043
SOLD MAY 19, 2026
$1,290,000
F
2 beds2 baths1,344 sq ft
403 Indies Rd, Ramrod Key, FL 33042

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$3,317/mo

Redfin rental estimate

List your home for rent

Market trends in 33042, FL

Last updated July 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.8%

+1.2% MoM

Median sale price

$1.1M

$10K MoM

Avg. days on market

121d

11 days MoM

Recently sold homes

4 MoM

New listings for sale

NEW 32 HRS AGO
$982,600
2 beds2 baths864 sq ft
701 Spanish Main Dr #198, Cudjoe Key, FL 33042
$950,000
2 beds1 bath902 sq ft
24923 Park Dr, Summerland Key, FL 33042
3D WALKTHROUGH
$1,099,000
3 beds2 baths1,488 sq ft
27334 Guadaloupe Ln, Ramrod Key, FL 33042
$849,000
3 beds3 baths1,800 sq ft
22832 John Silver Ln, Cudjoe Key, FL 33042
See all

Provided by Redfin

Sale history for 28130 Gato Rd

Date

Event

Price

FLKMLS #586563

Jun 30, 2020

Sold

$365,000

$258/sq ft

Jul 15, 2019

Listed

$375,000

$265/sq ft

FLKMLS #569342

May 15, 2020

Listing Removed

—

Dec 23, 2015

Listed

$379,000

$268/sq ft

FLKMLS #579018

Jun 29, 2018

Sold

$335,000

$237/sq ft

Feb 26, 2018

Listed

$335,000

$237/sq ft

+18

FLKMLS #572560

Oct 5, 2017

Listing Removed

—

Nov 1, 2016

Listed

$349,900

$247/sq ft

Public Records

Nov 6, 1991

Sold

$79,000

$56/sq ft

Public Records

Oct 15, 1987

Sold

$67,500

$48/sq ft

Public Records

Oct 1, 1982

Sold

$45,000

$32/sq ft

Public Records

Feb 1, 1980

Sold

$45,000

$32/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$4,071 (+3.4%)

$198,619 + $169,816

$368,435

2024

$3,937 (+4.1%)

$198,619 + $166,637

$365,256

2023

$3,783 (+4.7%)

$198,619 + $157,815

$356,434

2022

$3,612 (+5.3%)

2021

$3,431 (−3.1%)

$157,048 + $139,870

$296,918

2020

$3,543 (+6.3%)

$147,810 + $158,698

$306,508

2019

$3,331 (−10.2%)

$147,810 + $158,698

$306,508

2018

$3,709 (+244.9%)

$175,524 + $139,478

$315,002

2017

$1,076 (−1.9%)

2015

$1,096 (−0.7%)

2014

$1,104

Tax history for 28130 Gato Rd

Year

Property tax

Land + Additions

Assessment*

2025

$4,071 (+3.4%)

$198,619 + $169,816

$368,435

2024

$3,937 (+4.1%)

$198,619 + $166,637

$365,256

2023

$3,783 (+4.7%)

$198,619 + $157,815

$356,434

2022

$3,612 (+5.3%)

2021

$3,431 (−3.1%)

$157,048 + $139,870

$296,918

2020

$3,543 (+6.3%)

$147,810 + $158,698

$306,508

2019

$3,331 (−10.2%)

$147,810 + $158,698

$306,508

2018

$3,709 (+244.9%)

$175,524 + $139,478

$315,002

2017

$1,076 (−1.9%)

2015

$1,096 (−0.7%)

2014

$1,104

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.49 Acres

Year renovated

2000

Sq. Ft.

996

Year built

1966

Style

Single Family Residential

County

Monroe County

APN

2166 29 00214520000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 10, 2026.

Improved Subdivision District

The purpose of the IS district is to accommodate the legally vested residential development rights of the owners of lots in subdivisions that were lawfully established and improved prior to the adoption of this LDC. For the purpose of this section, improved lots are those that are served by a dedicated and accepted existing road of porous or nonporous material, that have an approved potable water supply, and that have sufficient uplands to accommodate the proposed use in accordance with the required setbacks. This district is not intended to be used for new land use districts of this classification within the county.

Zone overlays

Industrial District

Permitted uses

Include but are not limited to:

Housing-Multiple units
Infrastructure

Property details

Parking

Parking / Garage Information
Vehicle Storage: Auto Door Opener, Trailer Storage, Off Street Parking, Garage

Interior

Interior Features
Interior Features: Smoke Alarms, Storage
Cooling/Heating: Ceiling Fans, Combination A/C
Appliances: Dishwasher, Oven, Refrigerator, Range
Furnished: Unfurnished

Bathroom Information
# of Full Baths: 1

Specialty Room Information
Specialty Rooms: Laundry Room, Workshop, Sun/Florida Room

Exterior

Boat Slip/Dock Information
Dockage: None

Exterior Features
Exterior Features: Fencing, Shed, Sprinkler System, Fruit Tree(s)
Porch/Balcony: Screened Patio
Shutters: Accordion

Security
Electric Gate

Property Features
Waterfront Type: None
Waterview: No Waterview

Property Information
Deed Restrictions: Unknown
Pets: Pets Allowed
Rentals Allowed: With Restrictions
Min Rental Days: 28

Lot Information
Acres: 0.49
Zoning: IS - Improved Subivision District
Land Size: 1/4 - 1/2 Acre
Flood Zone: AE

Building Information
Year Built: 1,966
Sq. Ft. Source: Property Data Card
Building Style: Ground Level
Building Style: Above Flood: Unknown
Construction: CBS
Roof: Shingle Roof

Subdivision/Neighborhood
Subdivision: Gato Farm (28.0)
Marathon Neighborhood: N/A

Financial

Tax Information
Taxes: $3,005.10
Tax Year: 2,018
Tax Exemptions: Homestead

Financial Information
Terms: Cash, Conventional, VA, FHA

Utilities

Utility Information
Utilities: Buyer to Verify, Well, Whole House Generatr, Propane, Septic Tank, Cable Available

Location

Multi-Unit Information
# of Total Units: 1

Homeowners Association Information
Association Info: 1st Right of Refusal: No
Association Info: Association Fee $: 0.00
Fee Includes: None

Location Information
Side: Bay/Gulf
Mile Marker: 28.00
Directions: Turn at StRd 4a, gulfside. Go aprox 2 miles (past boat ramp) Home on right side at corner of StRd4a and Gato road.

Neighborhood Features
Community Boat Ramp

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 996
Stories: 1.0
Lot Size: 0.49 acres
Style: Single Family Residential
Year Built: 1966
Year Renovated: 2000
County: Monroe County
APN: 2166 29 00214520000000

Home facts updated by county records on Jul 10, 2026

Around this home

Schools

Sugarloaf School

Public PreK-8 • Assigned • 8.6mi

6/10

Key West High School

Public 9-12 • Assigned • 25.5mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

Heat Factor

We're working on getting current and accurate heat risk information for this home.

10/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Little Torch Key, FL • 33042

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10 hours in June and 7.3 hours in December, placing it above the U.S. average for solar exposure.

10 hrs

7.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$578,000 – $699,000

Sell confidently with a local market expert in Little Torch Key. 3 minutes to get started.

Nearby similar homes

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New listings for sale in 33042

NEW 32 HRS AGO

$982,600

2 beds2 baths864 sq ft

701 Spanish Main Dr #198, Cudjoe Key, FL 33042

$950,000

2 beds1 bath902 sq ft

24923 Park Dr, Summerland Key, FL 33042

3D WALKTHROUGH

$1,099,000

3 beds2 baths1,488 sq ft

27334 Guadaloupe Ln, Ramrod Key, FL 33042

$849,000

3 beds3 baths1,800 sq ft

22832 John Silver Ln, Cudjoe Key, FL 33042

Home values near 28130 Gato Rd

Data from public records.

Address	Redfin Estimate
28131 Gato Rd, Little Torch Key, FL 4 Beds \| 3 Baths \| 1536 Sq. Ft.	$753,477
28121 Gato Rd Apt 28121-31 41-51 61-71, Little Torch Key, FL 12 Beds \| 6 Baths \| 4608 Sq. Ft.	—

Address	Redfin Estimate
28212 Gato Rd, Little Torch Key, FL 3 Beds \| 2 Baths \| 1077 Sq. Ft.	$735,155
28107 Julia Ave, Little Torch Key, FL 2 Beds \| 2 Baths \| 1182 Sq. Ft.	—

Address	Redfin Estimate
28121 Gato Rd, Little Torch Key, FL 4 Beds \| 2 Baths \| 1536 Sq. Ft.	—
28127 Julia Ave, Little Torch Key, FL 2 Beds \| 1 Baths \| 1420 Sq. Ft.	$325,485

Property information provided by FLKMLS when last listed in 2019. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 33042, FL

Sale history for 28130 Gato Rd

Tax history for 28130 Gato Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 33042

Home values near 28130 Gato Rd

More real estate resources