IMPRESSIVE INTERIOR SPACE! CUSTOM-BUILT, 3BD/3BA, CBS CANAL-FRONT HOME offers concrete dock, boat lift, tiki, picnic table and fish cleaning station along the oceanside canal. Built in 2009, the 1798 sq. ft. main house is 3BD/2BA, CBS construction with poured concrete floor, plus a frame/Hardi-plank den/porch addition with permitted finished area and 3rd bath below. Built like a fortress, this home did extremely well during Irma! Kitchen has been tastefully updated with new cabinets & granite counters within the past two years. Much of the furniture, less than 2 years old, is included, what could be easier? Cathedral ceilings in the great room/kitchen, 10 ft. ceilings in hall and bedrooms; solid wood interior doors. Most upstairs floors are marble, with solid cherry floor in the master bedroom and tile floor in the den/studio addition. In addition to the finished area down below (Elevation Certificate shows 8 ft. above sea level) you'll find covered parking and a 227 sq. ft. ground-level storage enclosure under the center of the house. Lattice on three sides provides a visual barrier. Custom-built by previous owner who was a contractor; the construction is impressive, as are the reasonable insurance rates! Much of the furniture is included with a few exceptions; all artwork and personal items are excluded, poker table is excluded. Agent has list of excluded items.
Single-familyProperty Type
2009Year Built
6,000 sq ftLot Size
$686Est. Price/Sq.Ft.
Listed by Patti Nickless• Coldwell Banker Schmitt Lower Keys (KW)
Bought with Peter Schwarz-Top Producer• LoKation Real Estate
CUSTOM-BUILT, 3BD/3BA, CBS CANAL-FRONT HOME offers separate guest quarters, concrete dock, boat lift, tiki, picnic table and fish cleaning station along the deep draft, ocean-side canal. 1799 sq. ft. main house is 3BD/2BA, CBS construction with poured concrete floor, plus a frame/Hardi-plank den/porch addition with guest quarters and 3rd bath below. Cathedral ceilings in the great room/kitchen, 10 ft. ceilings in hall and bedrooms; solid wood interior doors, stainless steel kitchen appliances and granite counters in kitchen and all baths. Most upstairs floors are marble with solid cherry in the master bedroom and tile floor in the den addition. Covered parking and a 227 sq. ft. ground-level storage enclosure under the center of the house; lattice on three sides provides a visual barrier. Custom-built by the owner/contractor in 2009.
Public Records
Mar 1, 2004
Sold
$50,000
$28/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$8,991 (+8.5%)
2024
$8,290 (+5.8%)
2023
$7,838 (+13.3%)
2022
$6,919 (+8.2%)
2021
$6,395 (+4.3%)
$241,500 + $380,396
$621,896
2020
$6,129 (+8.3%)
$237,000 + $350,100
$587,100
2019
$5,659 (−0.6%)
$237,000 + $350,100
$587,100
2018
$5,695 (+0.2%)
$243,000 + $321,347
$564,347
2017
$5,686 (+17.6%)
$238,500 + $329,907
$568,407
2015
$4,835 (−3.0%)
2014
$4,984
Tax history for 28565 Arica Rd
Year
Property tax
Land + Additions
Assessment*
2025
$8,991 (+8.5%)
2024
$8,290 (+5.8%)
2023
$7,838 (+13.3%)
2022
$6,919 (+8.2%)
2021
$6,395 (+4.3%)
$241,500 + $380,396
$621,896
2020
$6,129 (+8.3%)
$237,000 + $350,100
$587,100
2019
$5,659 (−0.6%)
$237,000 + $350,100
$587,100
2018
$5,695 (+0.2%)
$243,000 + $321,347
$564,347
2017
$5,686 (+17.6%)
$238,500 + $329,907
$568,407
2015
$4,835 (−3.0%)
2014
$4,984
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
3
Stories
2
Lot width
—
Lot depth
—
Lot size
6,000 Sq. Ft.
Year renovated
2016
Sq. Ft.
1,790
Year built
2009
Style
Single Family Residential
County
Monroe County
APN
2866 29 00216640000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 9, 2026.
IS
III
Improved Subdivision District
The purpose of the IS district is to accommodate the legally vested residential development rights of the owners of lots in subdivisions that were lawfully established and improved prior to the adoption of this LDC. For the purpose of this section, improved lots are those that are served by a dedicated and accepted existing road of porous or nonporous material, that have an approved potable water supply, and that have sufficient uplands to accommodate the proposed use in accordance with the required setbacks. This district is not intended to be used for new land use districts of this classification within the county.
Zone overlays
Tier III Overlay District
Permitted uses
Include but are not limited to:
Housing-Multiple units
Infrastructure
Property details
Parking
Parking / Garage Information
Vehicle Storage: Off Street Parking, Covered Parking
Directions: Overseas Hwy. to apprx. MM28.5, turn south on Pirates Rd. , left on Le Grand, right on Lafitte, right on Arica Rd. , house is on the right.
Public facts
Beds: 3
Baths: 3.0
Sq. Ft.: 1,790
Stories: 2.0
Lot Size: 6,000 square feet
Style: Single Family Residential
Year Built: 2009
Year Renovated: 2016
County: Monroe County
APN: 2866 29 00216640000000
Home facts updated by county records on Oct 9, 2026
Around this home
Schools
K - 12
Preschool & daycare
Sugarloaf School
Public PreK-8 • Assigned • 9.0mi
6/10
Key West High School
Public 9-12 • Assigned • 25.6mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
Heat Factor
We're working on getting current and accurate heat risk information for this home.
10/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Little Torch Key, FL • 33042
Average low and high temperatures (°F)
74
64
77
67
81
70
83
74
89
80
91
81
92
83
91
81
88
80
85
77
81
72
78
69
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 10 hours in
June and 7.3 hours in December, placing it above the
U.S. average for solar exposure.
10 hrs
7.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.15M – $1.40M
Sell confidently with a local market expert in Little Torch Key. 3 minutes to get started.