UNDER CONTRACT
Contingent
$895,000
Est. $6,192/mo
3
bd
2 ba
1,296
sq ft

437 Pirates Rd, Little Torch Key, FL 33042

map-entry

About this home

Single-familyProperty Type
2015Year Built
6,000 sq ftLot Size
$691Price/Sq.Ft.
2 car garageParking
Listed by Jo Ann Cook, Cook Ocean Sotheby's International
305-360-7968 (agent)
305-735-4095 (broker)
Listing updated:
Redfin checked: a minute ago
Source:MARMLS #A11998100
137 days on Redfin314 views20 favorites

Payment calculator

$6,192 per month

Principal and interest$4,644
Property taxes
HOA dues
Home insurance
Utilities
Down payment
20% ($179,000)
Home price
$895,000
Loan details
30-yr fixed, 6.75%
5 minutes to get started. No credit impact. 

Open houses

No upcoming open houses.

Around this home

Schools

Sugarloaf School

Public PreK-8 • Assigned • 8.9mi

6/10
Key West High School

Public 9-12 • Assigned • 25.5mi

4/10
Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

437 Pirates Rd · $895,000
DAYS ON MARKET
138 days
The average home goes pending in 150 days.
SALE-TO-LIST
94.9%
Most homes are selling 5% below list price.
LIST PRICE
$895,000
Median sale price in this area is $1,378,837. (54% higher than this home)
PRICE DROP
1 price drop
18% of homes in this area have had a price drop in the past month.

Property details

Kitchen

Kitchen

Bathroom

Bathroom

Bedroom

Bedroom

Living

Living

  • Interior features
  • Second floor entry
  • Workshop
  • Bathrooms
  • 2 full bathrooms
  • Kitchen
  • Built-in oven
  • Electric range
  • Microwave
  • Dishwasher
  • Refrigerator
  • Garbage disposal
  • Electric water heater
  • Laundry & utility
  • Washer
  • Dryer
  • Flooring
  • Tile
  • Heating & cooling
  • Central heating
  • Central air
  • Ceiling fans

Sale and tax history for 437 Pirates Rd

Public record

Beds
3
Baths
2
Stories
2
Lot width
Lot depth
Lot size
6,000 Sq. Ft.
Year renovated
2017
Finished Sq. Ft.
1,296
Unfinished Sq. Ft.
Total Sq. Ft.
1,296
Year built
2015
Style
Single Family Residential
County
Monroe County
APN
2866 29 00215230000000
Parking Spaces
Basement
Accessible
HOA Dues
Garage
Features
Last updated by owner on Jul 10, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

Heat Factor

We're working on getting current and accurate heat risk information for this home.

10/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Little Torch Key, FL • 33042
Average low and high temperatures (°F)
74
64
77
67
81
70
83
74
89
80
91
81
91
82
91
82
89
81
85
77
81
72
78
69
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Sun exposure

84/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

7.7 hrs
5.3 hrs
JuneDecember
Provided by Shadowmap

Redfin Estimate for 437 Pirates Rd

We cannot show automated home-value estimates for this home. 
 

Nearby homes have recently sold between $740,000 and $1,060,000.

Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $740K to $1.1M.

This home may not be allowing tours right now

The seller has already accepted an offer. You can request a tour anyway or ask an agent about submitting a backup offer.
Details provided by MARMLS and may not match the public record. Learn more.
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GreatSchools Ratings provided by GreatSchools.org.