OFF MARKET

Off Market Feb 2025 for $875K

$1,132,234

Est. refi paymentEst. refi $5,337/mo

•

1,638

sq ft

487 489 Pirates Rd, Little Torch Key, FL 33042

About this home

PRICED TO SELL. Welcome to this exceptional legal duplex, a rare gem on a sprawling corner lot surrounded by water on both sides. Each spacious 2-bedroom, 2-bathroom unit offers its own private patio and dedicated storage—ensuring convenience and comfort for all residents. KEY HIGHLIGHTS Prime Location: End-of-canal setting with room for multiple boats and a pressure induced boat lift, providing direct boating access. Scenic Beauty: Overlooks a serene salt pond preserve, offering breathtaking sunset views from every bedroom. Expansive lot: Gated access for dry boat storage and ample space for all your toys. Built for Resilience: Elevated construction, impact windows, Hardy board siding and a metal roof ensure lasting quality and peace of mind. Investment Potential: Proven rental income history, perfect for savvy investors. In addition, the option for owner/tenant shared occupancy makes for the perfect island getaway by providing a guilt free investment resulting in offset expenses. Experience the ultimate Keys waterfront lifestyle in a property designed for affordability, relaxation, and adventure. Schedule your private tour today!

Single-familyProperty Type

1984Year Built

7,625 sq ftLot Size

$691Est. Price/Sq.Ft.

4 spacesParking

Listed by Jessica Celli • Berkshire Hathaway HomeServices Knight & Gardner Realty

Bought with Sandra Tuttle • Island Welcome Real Estate

Redfin checked: a few seconds ago

•Source:FLKMLS #612552

Redfin Estimate

$1,132,234

$257K since sold in February 2025$115K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 10.6% higher than the average sale price ($1.02M) of 6 comparable homes.

SOLD AUG 17, 2026
$1,000,000
A
3 beds3 baths1,591 sq ft
3759 Seagrape St, Big Pine Key, FL 33043
SOLD MAY 29, 2026
$925,000
B
3 beds3 baths2,129 sq ft
29664 Saratoga Ave, Big Pine Key, FL 33043
SOLD JAN 22, 2026
$762,000
C
3 beds2 baths1,568 sq ft
726 Jamaica Ln, Little Torch Key, FL 33042
SOLD JAN 30, 2026
$925,000
D
3 beds2 baths1,536 sq ft
29178 Guava Ln, Big Pine Key, FL 33043
SOLD AUG 3, 2026
$1,334,000
E
3 beds2 baths1,488 sq ft
29524 Flying Cloud Ave, Big Pine Key, FL 33043
SOLD DEC 22, 2025
$1,197,475
F
3 beds3 baths1,608 sq ft
29457 Constitution Ave, Big Pine Key, FL 33043

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Earn from this home

Refinance

Est. cash available

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Market trends in 33042, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

94.8%

0.4% MoM

Median sale price

$1.1M

$476 MoM

Avg. days on market

147d

11 days MoM

Recently sold homes

0 MoM

New listings for sale

FOR SALE BY OWNER
$2,000,000
4 beds2 baths2,412 sq ft
20843 2nd Ave W, Cudjoe Key, FL 33042
$745,000
2 beds2 baths1,024 sq ft
28441 Meyer Ave, Little Torch Key, FL 33042
$819,500
3 beds2 baths960 sq ft
22968 Drake Ln, Cudjoe Key, FL 33042
3D WALKTHROUGH
$2,099,000
4 beds3.5 baths2,548 sq ft
1106 Thatch Ln, Cudjoe Key, FL 33042
See all

Provided by Redfin

Sale history for 487 489 Pirates Rd

Tax history for 487 489 Pirates Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

7,625 Sq. Ft.

Year renovated

2014

Sq. Ft.

1,638

Year built

1984

Style

Multi-Family (2-4 Unit)

County

Monroe County

APN

2866 29 00215180000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 10, 2026.

III

Improved Subdivision District

The purpose of the IS district is to accommodate the legally vested residential development rights of the owners of lots in subdivisions that were lawfully established and improved prior to the adoption of this LDC. For the purpose of this section, improved lots are those that are served by a dedicated and accepted existing road of porous or nonporous material, that have an approved potable water supply, and that have sufficient uplands to accommodate the proposed use in accordance with the required setbacks. This district is not intended to be used for new land use districts of this classification within the county.

Zone overlays

Tier III Overlay District

Permitted uses

Include but are not limited to:

Housing-Multiple units
Infrastructure

Property details

Parking

Parking / Garage Information
Vehicle Storage: Garage, Trailer Storage, Covered Parking, RV Parking Covered, Off Street Parking, Open Parking, Carport
Vehicle Storage: Car(s): 4+

Interior

Interior Features
Interior Features: Smoke Alarms, Walk-in Closet, Storage
Flooring: Combo
Windows/Doors: Impact Rstnce Window
Heating: Separate Meters
Cooling/Heating: Central A/C, Ceiling Fans
Appliances: Washer, Freezer, Microwave, Oven, Range, Refrigerator, Dryer
Furnished: Furniture Negotiable

Bathroom Information
# of Full Baths: 4

Specialty Room Information
Specialty Rooms: Workshop

Multi-Unit Information
# of Total Units: 2

Exterior

Boat Slip/Dock Information
Dockage: Dock Length: 70
Dockage: Boat Lift
Dockage: Dock: Wood

Exterior Features
Exterior Features: Lanai, Storage, Shed, Privacy Wall/Fence

Property Features
On Waterfront
Waterfront Type: Canal Front
Waterview: Salt Ponds

Property Information
Deed Restrictions: No
Pets: Pets Allowed
Rentals Allowed: With Restrictions
Min Rental Days: 28

Lot Information
Acres: 0.18
Zoning: IS - Improved Subivision District
Land Size: Less Than 1/4 Acre
Control Depth: 4
Flood Zone: AE

Building Information
Year Built: 1,984
Sq. Ft. Source: Property Data Card
Building Style: Above Flood: Yes
Construction: Combo Construction, Hardi Board Siding
Roof: Metal Roof

Subdivision/Neighborhood
Subdivision: Jolly Roger Estates (28.5)
Marathon Neighborhood: N/A

Financial

Tax Information
Taxes: $4,337.90
Tax Year: 2,023
Tax Exemptions: None

Utilities

Utility Information
Utilities: FKAA, Water Separate Meter, Buyer to Verify, Municipal Sewer
Has Public Sewer Hook-up

Location

Homeowners Association Information
Association Info: 1st Right of Refusal: No
Association Info: Association Fee $: 0.00
Fee Includes: None

Location Information
Side: Median
Mile Marker: 28.50

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 1,638
Stories: 2.0
Lot Size: 7,625 square feet
Style: Multi-Family (2-4 Unit)
Year Built: 1984
Year Renovated: 2014
County: Monroe County
APN: 2866 29 00215180000000

Home facts updated by county records on Jul 10, 2026

Other

Auction Information
Financial Status: Auction: No

Around this home

Schools

Sugarloaf School

Public PreK-8 • Assigned • 8.9mi

6/10

Key West High School

Public 9-12 • Assigned • 25.5mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

Heat Factor

We're working on getting current and accurate heat risk information for this home.

10/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Little Torch Key, FL • 33042

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10 hours in June and 7.3 hours in December, placing it above the U.S. average for solar exposure.

10 hrs

7.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.08M – $1.30M

Sell confidently with a local market expert in Little Torch Key. 3 minutes to get started.

Nearby similar homes

$799,000

3 beds2 baths1,152 sq ft

29207 Cypress Dr, Big Pine Key, FL 33043

NEW CONSTRUCTION

$2,300,000

4 beds3 baths2,400 sq ft

30995 Watson Blvd, Big Pine Key, FL 33043

(305) 743-5181

$2,699,999

4 beds2.5 baths2,452 sq ft

20833 W 4Th Ave, Cudjoe Key, FL 33042

$1,550,000

3 beds2 baths1,392 sq ft

29424 Forrestal Ave, Big Pine Key, FL 33043

3D WALKTHROUGH

$949,000

3 beds2 baths1,872 sq ft

27358 Jamaica Ln, Ramrod Key, FL 33042

$640,000

3 beds2 baths1,056 sq ft

711 State Rd Unit 4A, Little Torch Key, FL 33042

New listings for sale in 33042

FOR SALE BY OWNER

$2,000,000

4 beds2 baths2,412 sq ft

20843 2nd Ave W, Cudjoe Key, FL 33042

$745,000

2 beds2 baths1,024 sq ft

28441 Meyer Ave, Little Torch Key, FL 33042

$819,500

3 beds2 baths960 sq ft

22968 Drake Ln, Cudjoe Key, FL 33042

3D WALKTHROUGH

$2,099,000

4 beds3.5 baths2,548 sq ft

1106 Thatch Ln, Cudjoe Key, FL 33042

Home values near 487 489 Pirates Rd

Data from public records.

Address	Redfin Estimate
477 Pirates Road, Little Torch Key, FL 4 Beds \| 2 Baths \| 1638 Sq. Ft.	$986,186
447 Pirates Road, Little Torch Key, FL 3 Beds \| 2 Baths \| 984 Sq. Ft.	$987,692

Address	Redfin Estimate
437 Pirates Road, Little Torch Key, FL 3 Beds \| 2 Baths \| 1296 Sq. Ft.	—
457 Pirates Road, Little Torch Key, FL 2 Beds \| 4 Baths \| 1935 Sq. Ft.	$968,495

Address	Redfin Estimate
467 Pirates Road, Little Torch Key, FL 3 Beds \| 2 Baths \| 1440 Sq. Ft.	$1,060,263
427 Pirates Road, Little Torch Key, FL 3 Beds \| 2.5 Baths \| 2303 Sq. Ft.	$1,429,052

Property information provided by FLKMLS when last listed in 2024. This data may not match . Learn more.

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