One or more photo(s) has been virtually staged. Live the coastal lifestyle with total peace of mind and complete privacy in Gulf Harbors/ Flora A Mar Community. Access to a PRIVATE BEACH for this community only. This fully renovated, move-in-ready 4BR/3BA pool home backs directly onto a protected conservation area—meaning no rear neighbors, no passing boat traffic, and total backyard serenity. Quick Highlights: - Turn-Key Luxury: Upgraded interior with granite countertops, tile flooring, a main-floor primary suite, and a spacious 2-car garage. - Boater’s Dream ($125/yr): Exclusive access to private neighborhood boat ramps and launches. - Private Beach Club ($200/yr): Elite access to pristine white sand beaches and Gulf sunsets, yoga, picnic tables, etc Get all the premier resort perks of the Flor A Mar community without the hefty waterfront price tag or seawall maintenance. View the FEATURE SHEET and schedule your tour today! ADDED VALUE: FREE, transferable FEMA flood insurance policy in effect through 2027!
Flor-a-mar, located between the Gulf of Mexico and the Pithlachascotee River, is a waterfront and residential New Port Richey neighborhood with canal-lined streets and a laid-back coastal feel. The neighborhood’s character concentrates around the U.S. 19 and Flor-a-Mar Terrace corridor, where marinas, bait-and-tackle counters, and dockside bars set a salt-air rhythm. Low-slung Florida ranch homes and stilted canal houses frame boat lifts, seawalls, and pocket docks. Days tend to orbit around the water, from quick runs to open Gulf flats to sunset views over the mangroves. Nearby, Whiskey Joe’s Bar & Grill, Catches Waterfront Grille, and Gill Dawg Tiki Bar & Grill act as familiar gathering spots. The shoreline geography keeps the pace unhurried and the views wide.
Provided by Walk Score and Local Logic
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Crown molding
Open floor plan
Split-bedroom layout
Stone counters
Walk-in closets
Inside utility room
Bedrooms
4 bedrooms
Bathrooms
3 full bathrooms
Kitchen
Dishwasher
Disposal
Microwave
Range
Refrigerator
Electric water heater
Laundry & utility
Inside laundry room
Flooring
Carpet
Ceramic tile
Heating & cooling
Electric heating
Central air conditioning
Exterior features
Covered patio/porches including front porch, rear porch and screened porch
Awning(s)
French doors
Sliding doors
Private mailbox
Rain gutters
Sidewalk
Near marina
Landscaped with trees
Conservation area
Home design
Single-family residence
Two stories
South-facing
Residential zoning (R4)
Parking
Covered driveway
Attached 2-car garage
Construction
Block construction
Shingle roof
Slab foundation
Built area recorded (living area and building area provided)
Utilities
Public water
Public sewer
Electricity connected
Cable available
Water connected
Sewer connected
HOA & community
Gulf Harbors Civic Association (has HOA)
Optional association fees
Annual association fee of $125 (approx. $10.42/month)
Community features: deed restrictions, park
Pets allowed
Financial info
Lease restrictions apply
Other
Private gunite pool with lighting
Association amenities may include optional additional fees
Electricity and solar
View estimated energy costs and solar savings for this home
* * MOTIVATED SELLER * * MOVE IN READY * * * JUST REDUCED * * BRING ALL REASONABLE OFFERS * * * * Lovely Home!!! This New Port Richey Home 4 Bedrooms 3 Bathrooms, New Kitchen granite counter tops, New floors and Carpet, New Bathrooms, New garage door system, Fresh painting inside and outside, New Electrical Panel, New Pool screen, an open main living area with views of the pool, in great location and neighborhood, and minutes to the new shopping and restaurants . Gulf Harbors does have an optional HOA and for $ 144.00 per year the community offers a private beach club equipped with cabanas, tables, grills, & restrooms, access to two boat ramps, a civic association which has many activities for residents. Do not miss out!
Public Records
Dec 15, 2017
Sold
$205,000
$100/sq ft
Public Records
Dec 1, 2017
Sold
$190,000
$93/sq ft
Public Records
Aug 2, 1999
Sold
$96,000
$47/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,401 (+2.5%)
2024
$3,319 (+3.8%)
2023
$3,197 (+15.0%)
2022
$2,780 (+2.0%)
2021
$2,725 (+1.7%)
2020
$2,679 (−17.2%)
$30,291 + $165,252
$195,543
2019
$3,236 (+9.3%)
$30,291 + $157,822
$188,113
2018
$2,961 (+12.7%)
$30,291 + $140,584
$170,875
2017
$2,628 (+3.7%)
$30,291 + $117,131
$147,422
2016
$2,535 (+10.9%)
$30,291 + $111,907
$142,198
2014
$2,285 (+12.5%)
$30,291 + $108,235
$138,526
2013
$2,030 (+4.4%)
2012
$1,945
Public record
Public record
Zoning
Permits
Beds
4
Baths
3
Stories
2
Lot width
—
Lot depth
—
Lot size
7,370 Sq. Ft.
Year renovated
1972
Finished Sq. Ft.
2,047
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,047
Year built
1972
Style
Single Family Residential
County
Pasco County
APN
12-26-15-0110-01100-1280
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 12, 2026.
R4
High Density Residential District
The purpose of the R-4 High Density Residential District is to encourage the orderly development and preservation of higher density residential environments and to provide areas in which economies of high density residential development may be achieved without sacrificing the individualized nature of the single-family residence.
Permitted uses
Include but are not limited to:
Garden center
Housing-Single unit
Educational/school
Sep 19, 2025 • Final
Residential electrical
Repair and replace an electrical meter can.
Electrical
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
9/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 109° expected this year, 28 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
New Port Richey, FL • 34652
Average low and high temperatures (°F)
65
49
70
54
76
60
81
66
87
73
89
76
90
77
89
78
88
75
82
68
77
61
71
55
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
94/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.6 hrs
7.7 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 3855 Topsail Trl
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $500,000 and $860,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $500K to $860K.