Enjoy living an active lifestyle in desirable Highland Lakes on Lake Tarpon in Palm Harbor! Situated on a large 1/3-acre cul-de-sac lot, you’ll fall in love with the serene backyard views in this move-in ready home. Blending comfort and functionality, this 2-bedroom, 2-bath home features attractive engineered hardwood flooring and vaulted ceilings in the main living areas, hurricane impact windows, a freshly painted interior, and new closet doors. The living-dining room areas are perfect for entertaining. The kitchen offers wood cabinets with soft-close drawers, newer tile flooring, stainless steel appliances, a new refrigerator, and an eat-in space for casual dining. Adjacent to the kitchen is a Florida room with extra storage cabinetry and flex space for a home office. The primary bedroom includes an en-suite bathroom with a BRAND NEW REMODELED shower. A second bedroom provides additional accommodations. Enjoy morning coffee on the screened porch or grill out on the patio. Recent updates provide years of peace of mind, including a new roof (2021), a brand-new AC (2025), and a new garage door (2017). Amenities in this popular 55+ residential community are incredible and include three 9-hole executive golf courses, a sparkling Olympic-size pool and spa, tennis and pickleball courts, and a clubhouse offering spaces for clubs, crafts, cards, billiards, and an auditorium for social events. The low $164 HOA fee includes free golf plus access to all other activities. Additionally, The Lodge sits on the shore of Lake Tarpon, featuring a heated pool, patio, dock, and pontoon boats. Highland Lakes is conveniently located near shopping, restaurants, gorgeous gulf beaches, parks, and all that Tampa Bay has to offer, with a short commute to two international airports. Come experience resort-style living!
Single-familyProperty Type
1981Year Built
0.3 acresLot Size
$256Price/Sq.Ft.
$164/moHOA Dues
2 car garageParking
Listed by Andrea Zahn• BHHS FLORIDA PROPERTIES GROUP
Contact: 727-799-2227
Bought with Lance Willard LLC• CHARLES RUTENBERG REALTY INC
Est. $2,780 per month, based on comparable rentals
Sale and tax history for 3410 Rugby Ct
Sale History
Tax History
Date
Event
Price
Stellar MLS as Distributed by MLS Grid #TB8533584
Sep 14, 2026
Sold
$364,000
$256/sq ft
Aug 9, 2026
Contingent
—
Aug 5, 2026
Listed
$379,000
$267/sq ft
Stellar MLS as Distributed by MLS Grid #U8138170
Jan 4, 2022
Sold
$328,000
$231/sq ft
Nov 13, 2021
Pending
—
Oct 22, 2021
Price Changed
$349,000
$246/sq ft
Oct 6, 2021
Price Changed
$359,000
$253/sq ft
Sep 28, 2021
Listed
$369,000
$260/sq ft
One or more photo(s) has been virtually staged. This well-maintained home is located in Highland Lakes, Pinellas County’s premier 55+ adult community near beaches, airports, tons of restaurants and St. Petersburg College. This home offers 2 bedrooms, 2 baths and 2-car garage and features an open floor plan that has a spacious living room and dining room with a vaulted ceiling plus a bonus room off the kitchen all with engineered wood floors. The home sits on almost 1/3 of an acre and is located on a cul-de-sac. Many improvements have been done to include a renovated kitchen which includes updated wood cabinets, ceramic tile floor, Wilsonart countertops and stainless steel appliances. Further updates include impact windows, hurricane rated garage door, newer A/C system and exterior painting. Off the bonus room is a screen enclosed porch overlooking the mature landscaped back yard. A NEW ROOF WAS INSTALLED ON NOVEMBER 8, 2021. Amenities include a 27-hole golf course with NO GREEN FEES, 2 heated pools, auditorium for dances and dinners, 2 clubhouses, bocce, shuffleboard, pickleball and tennis courts. There is a craft building with ceramic studio and wood shop, lots of card groups, exercise classes, travel club, etc. All this for a low association fee of $109 per month. A few photo's have been virtually staged.
The RPD, Residential Planned Development District is intended to provide for a wide variety of housing types and densities while permitting some complementing non-residential, neighborhood-oriented uses. The RPD district requires that the district be master planned as a creative, walkable and context-sensitive community that responds to the surrounding land use pattern and preserves unique natural features. The RPD district requires a development master plan and allows the applicant to establish the permitted uses and associated development standards that will be applied therein.; The RPD, residential planned development district, allows a variety of housing options to accommodate multi-generational communities with a range of residential building forms and housing sizes.; The intent of this district is to encourage use of imaginative design, to avoid monotonous repetition of pattern, to provide adequate open space and to permit flexibility of site design. The development parameters including building height, lot sizes, and setbacks shall be established for each RPD district.;The RPD district is intended to promote the health and well-being of residents by including facility-based and resource-based open space that encourages physical activity, promotes pedestrian activity, provides access to alternative transportation choices, and fosters greater social interaction.; The RPD district is intended to provide for flexible mixed-use developments at a scale that serves one or more neighborhoods in appropriate locations that have adequate infrastructure, transportation access, and market demand, consistent with the vision articulated within the Pinellas County Comprehensive Plan.; The RPD district is intended to encourage walkable, mixed use neighborhood centers within the community that provide greater opportunity for pedestrian activity, bicycle uses, resulting in reduced parking demand, and establish a sense of place. These centers should include community uses, recreation opportunities, and appropriate commercial services.; The RPD district should also achieve compatibility with surrounding neighborhoods by avoiding commercial intrusion and associated impacts into established neighborhoods.; RPDs with approved master plans prior to Oct. 23, 2018, shall continue to conform to regulations in place at the time of approval. Changes to approved master plans shall conform to current adopted standards.; Communities within the RPD district are developed and redeveloped pursuant to an approved development master plan pursuant to chapter 138, article II, division 11.
Permitted uses
Include but are not limited to:
Greenhouse / nursery
General retail
Restaurant
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Senior
Hotel / motel
Mixed use
Office
Jul 23, 2025 • Final
Express building
Work on heating and air conditioning.
HVAC
Nov 12, 2021 • Final
Express building
Remove existing roofing and install new GAF shingles with peel and stick underlayment. Install a Resisto modified bitumen roof system.
Roofing
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Garage Spaces: 2
Has Attached Garage
Has Garage
Interior
Virtual Tour
Bedroom Information
# of Bedrooms: 2
Bathroom Information
# of Full Baths (Total): 2
Laundry Room Information
Laundry Features: In Garage
Other Rooms Information
Additional Rooms: Florida Room
# of Rooms: 7
Heating & Cooling
Heating Information: Central, Electric
Cooling Information: Central Air
Interior Features
Interior Features: Built-in Features, Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Vaulted Ceiling(s)
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Flooring: Carpet, Hardwood, Tile
Exterior
Building Information
Construction Materials: Block, Stucco
Roof: Shingle
Exterior Features
Patio And Porch Features: Patio, Rear Porch, Screened
Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Location
Multi-Family Financial Information
Total Annual Fees: $1,968
Total Monthly Fees: $164
Multi-Unit Information
Unit Number YN: 0
Furnished: Unfurnished
HOA Information
Association Name: Homeowner Assoc of Highland Lakes
Has HOA
MFR_Association2YN: 0
Association Fee Requirement: Required
Association Approval Required Y/N: 1
Monthly HOA Amount: 164.00
Association Amenities: Clubhouse, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s)
Association Fee: $164
Association Fee Frequency: Monthly
Association Fee Includes: Common Area Taxes, Pool, Escrow Reserves Fund, Recreational Facilities
School Information
Elementary School: Highland Lakes Elementary-PN
Middle Or Junior High School: Carwise Middle-PN
High School: Palm Harbor Univ High-PN
Location Information
Directions: Tampa Road to North on Lake St. George. Right on stop sign. Right at 1st Street.
Community Information
Community Features: Association Recreation - Owned, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Park, Pool, Sidewalks, Tennis Court(s), Street Lights
Senior Community
Pets Allowed: Yes
Public facts
Beds: —
Baths: 2.0
Sq. Ft.: 1,420
Stories: 1.0
Lot Size: 0.3 acres
Style: Single Family Residential
Year Built: 1981
Year Renovated: 2000
County: Pinellas County
APN: 162805389030000420
Home facts updated by county records on Sep 30, 2026
Other
Miscellaneous Information
Third Party YN: 1
Listing Information
Attribution Contact: 727-799-2227
Previous Status: Pending
Backups Requested YN: 1
Listing Date Information
Days to Contract: 4
Status Contractual Search Date: 2026-09-14
Listing Price Information
Calculated List Price By Calculated Sq Ft: 266.90
Green Information
Green Verification Count: 0
Direction Faces: Northwest
Home Information
Living Area: 1420
Living Area Units: Square Feet
Living Area Source: Public Records
Living Area Meters: 131.92
Building Area Total: 2124
Building Area Units: Square Feet
Building Area Source: Public Records
Foundation Details: Slab
Stories Total: 1
Levels: One
Around this home
Schools
Highland Lakes Elementary School
Public PreK-5 • Assigned • 0.4mi
5/10
Joseph L. Carwise Middle School
Public 6-8 • Assigned • 1.2mi
7/10
East Lake High School
Public PreK-12 • Assigned • 4.0mi
8/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 108° expected this year, 27 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Palm Harbor, FL • 34684
Average low and high temperatures (°F)
68
48
73
54
79
60
84
65
88
72
90
75
92
77
90
77
88
74
84
67
79
60
73
55
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
86/ 100
Very good sunlight
Sunscore
This home receives average direct sun exposure in Palm Harbor. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8 hrs
5.9 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$381,000 – $461,000
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