No storm damage or flooding from Hurricanes Helene or Milton! This property is high & dry, located in an X Flood Zone and a Non-Evacuation Zone! Won't last long! Enjoy this move in ready home, located in popular Highland Lakes the Premier 55+ community in Palm Harbor. NEW WINDOWS!! This updated single home offers 1,420 sf with 2 bedrooms, 2 bathrooms and 2 car garage. This floor plan offers vaulted ceilings in the living/dining room combination and a separate room off the kitchen that can be used as a eat-in kitchen area or separate dining area. Master suite has a private bath. Other features include convenient inside garage laundry utility, screened patio, recently painted interior and exterior 2021, AC Unit 2018, Roof 2017, Electrical Panel 2017, Hot Water Heater 2009. Highland Lakes $154.50 HOA Fee includes golf membership for 2 with No Greens Fees, 27 Hole Course, 2 Community Pools, 4 Tennis/Pickle Ball Courts, Shuffleboard, Main Clubhouse with Auditorium, Library with Computers & Meeting Rooms, Performing Arts, Boat Access to Lake Tarpon, RV & Boat Storage, Art & Crafts Clubs. This is an Active 55+ Community. Room dimensions are approximate, buyers to verify. This is a must see!
Single-familyProperty Type
1981Year Built
10,210 sq ftLot Size
$282Est. Price/Sq.Ft.
2 car garageParking
Listed by Gail Underwood• SMITH & ASSOCIATES REAL ESTATE
Won't last long! Enjoy this move in ready home, located in popular Highland Lakes the Premier 55+ community in Palm Harbor. This updated single home offers 1,420 sf with 2 bedrooms, 2 bathrooms and 2 car garage. This floor plan offers vaulted ceilings in the living/dining room combination and a separate room off the kitchen that can be used as a eat-in kitchen area or separate dining area. Master suite has a private bath. Other features include convenient inside garage laundry utility, screened patio, recently painted interior and exterior 2021, Newer AC Unit 2018, Newer Roof 2017, Newer Electrical Panel 2017, New Hot Water Heater 2009. Highland Lakes $109.00 HOA Fee includes golf membership for 2 w/ No Greens Fees, 27 Hole Course, 2 Community Pools, 4 Tennis/Pickle Ball Courts, Shuffleboard, Main Clubhouse with Auditorium, Library w/ Computers & Meeting Rooms, Performing Arts, Boat Access to Lake Tarpon, RV & Boat Storage, Art & Crafts Clubs. This is an Active 55+ Community. Room dimensions are approximate, buyers to verify. Home was an investment property and not occupied by owner. This is a must see!
Public Records
Aug 24, 1989
Sold
$75,500
$53/sq ft
Public Records
Nov 20, 1986
Sold
$58,860
$41/sq ft
Public Records
Dec 1, 1981
Sold
$65,400
$46/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,041 (−65.9%)
2024
$5,990 (+10.0%)
2023
$5,445 (+9.2%)
2022
$4,988 (+17.0%)
$140,324 + $126,738
$267,062
2021
$4,264 (+6.9%)
$97,391 + $119,854
$217,245
2020
$3,988 (+2.7%)
$78,480 + $121,401
$199,881
2019
$3,884 (+6.9%)
$69,227 + $123,455
$192,682
2018
$3,635 (+3.7%)
$59,196 + $119,174
$178,370
2017
$3,505 (+12.0%)
$53,345 + $115,783
$169,128
2016
$3,130 (+6.7%)
2015
$2,934 (+5.9%)
2014
$2,771 (+13.8%)
2013
$2,435 (+14.5%)
2012
$2,126
Tax history for 3420 Rugby Ct
Year
Property tax
Land + Additions
Assessment*
2025
$2,041 (−65.9%)
2024
$5,990 (+10.0%)
2023
$5,445 (+9.2%)
2022
$4,988 (+17.0%)
$140,324 + $126,738
$267,062
2021
$4,264 (+6.9%)
$97,391 + $119,854
$217,245
2020
$3,988 (+2.7%)
$78,480 + $121,401
$199,881
2019
$3,884 (+6.9%)
$69,227 + $123,455
$192,682
2018
$3,635 (+3.7%)
$59,196 + $119,174
$178,370
2017
$3,505 (+12.0%)
$53,345 + $115,783
$169,128
2016
$3,130 (+6.7%)
2015
$2,934 (+5.9%)
2014
$2,771 (+13.8%)
2013
$2,435 (+14.5%)
2012
$2,126
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
—
Baths
2
Stories
1
Lot width
75 ft.
Lot depth
107 ft.
Lot size
10,210 Sq. Ft.
Year renovated
1999
Sq. Ft.
1,420
Year built
1981
Style
Single Family Residential
County
Pinellas County
APN
162805389030000410
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 13, 2026.
RPD
Residential Planned Development District
The RPD, Residential Planned Development District is intended to provide for a wide variety of housing types and densities while permitting some complementing non-residential, neighborhood-oriented uses. The RPD district requires that the district be master planned as a creative, walkable and context-sensitive community that responds to the surrounding land use pattern and preserves unique natural features. The RPD district requires a development master plan and allows the applicant to establish the permitted uses and associated development standards that will be applied therein.; The RPD, residential planned development district, allows a variety of housing options to accommodate multi-generational communities with a range of residential building forms and housing sizes.; The intent of this district is to encourage use of imaginative design, to avoid monotonous repetition of pattern, to provide adequate open space and to permit flexibility of site design. The development parameters including building height, lot sizes, and setbacks shall be established for each RPD district.;The RPD district is intended to promote the health and well-being of residents by including facility-based and resource-based open space that encourages physical activity, promotes pedestrian activity, provides access to alternative transportation choices, and fosters greater social interaction.; The RPD district is intended to provide for flexible mixed-use developments at a scale that serves one or more neighborhoods in appropriate locations that have adequate infrastructure, transportation access, and market demand, consistent with the vision articulated within the Pinellas County Comprehensive Plan.; The RPD district is intended to encourage walkable, mixed use neighborhood centers within the community that provide greater opportunity for pedestrian activity, bicycle uses, resulting in reduced parking demand, and establish a sense of place. These centers should include community uses, recreation opportunities, and appropriate commercial services.; The RPD district should also achieve compatibility with surrounding neighborhoods by avoiding commercial intrusion and associated impacts into established neighborhoods.; RPDs with approved master plans prior to Oct. 23, 2018, shall continue to conform to regulations in place at the time of approval. Changes to approved master plans shall conform to current adopted standards.; Communities within the RPD district are developed and redeveloped pursuant to an approved development master plan pursuant to chapter 138, article II, division 11.
Permitted uses
Include but are not limited to:
Greenhouse / nursery
General retail
Restaurant
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Senior
Hotel / motel
Mixed use
Office
Jul 1, 2022 • Final
Express building
Remove and replace windows with impact-resistant windows of the same size.
Remodel
Oct 9, 2020 • Final
Building combo
Install a concrete slab and an aluminum screen room. Replace a sliding glass door.
Addition
ADU
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected
Location
Multi-Family Financial Information
Total Annual Fees: $1,854
Total Monthly Fees: $154.50
Multi-Unit Information
Unit Number YN: 0
Furnished: Partially
HOA Information
Association Name: Scarlette Roach
Has HOA
MFR_Association2YN: 0
Association Fee Requirement: Required
Association Approval Required Y/N: 1
Monthly HOA Amount: 154.50
Association Amenities: Golf Course, Maintenance, Pickleball Court(s), Shuffleboard Court
Association Fee: $154.50
Association Fee Frequency: Monthly
School Information
Elementary School: Highland Lakes Elementary-PN
Middle Or Junior High School: Carwise Middle-PN
High School: East Lake High-PN
Location Information
Directions: From Tampa Road, Turn North on Lake St George, Then Right On Highland Lakes Blvd, Then Right Onto Ruby Ct. to 3420 Rugby Ct. on The Corner.
Community Information
Community Features: Deed Restrictions, Golf Carts OK, Golf, Pool, Sidewalks, Tennis Court(s)
Senior Community
Pets Allowed: Breed Restrictions
Public facts
Beds: —
Baths: 2.0
Sq. Ft.: 1,420
Stories: 1.0
Lot Size: 10,210 square feet
Style: Single Family Residential
Year Built: 1981
Year Renovated: 1999
County: Pinellas County
APN: 162805389030000410
Home facts updated by county records on Aug 13, 2026
Other
Miscellaneous Information
Third Party YN: 1
Listing Information
Attribution Contact: 813-839-3800
Previous Status: Pending
Backups Requested YN: 0
Listing Date Information
Days to Contract: 23
Status Contractual Search Date: 2024-11-21
Listing Price Information
Calculated List Price By Calculated Sq Ft: 287.32
Green Information
Direction Faces: West
Home Information
Living Area: 1420
Living Area Units: Square Feet
Living Area Source: Public Records
Living Area Meters: 131.92
Building Area Total: 2064
Building Area Units: Square Feet
Building Area Source: Public Records
Foundation Details: Block
Levels: One
Around this home
Schools
Highland Lakes Elementary School
Public PreK-5 • Assigned • 0.4mi
5/10
Joseph L. Carwise Middle School
Public 6-8 • Assigned • 1.2mi
7/10
East Lake High School
Public PreK-12 • Assigned • 4.0mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
2/10 Fire Factor
0.00% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 108° expected this year, 27 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Palm Harbor, FL • 34684
Average low and high temperatures (°F)
68
48
73
54
79
60
84
65
88
72
90
75
92
77
90
77
88
74
84
67
79
60
73
55
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.2 hours in
June and 6.2 hours in December, placing it above the
U.S. average for solar exposure.
9.2 hrs
6.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$381,000 – $461,000
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