For sale

$209,900

Est. $1,749/mo —

•

410

sq ft

101 Cain Rd Unit H, Panama City Beach, FL 32413

About this home

Owner Financing Available With Acceptable Terms! This first floor condo (NO Stairs to Climb) located at Pirate's Cove offers affordable living just steps to the water. This quaint community offers beautiful views of Lake Powell where you can enjoy a day of jet skiing, kayaking and paddleboarding all the way to the gulf. There is also a pier for a day of fishing, a boat launch and two community pools, one of which is directly off of the patio and the other overlooks the lake. This cozy, first floor studio unit comes fully furnished and will be perfect for a rental or to call home. At Pirate's Cove, you are just a short commute to the beach, Camp Helen State Park and great shopping, dining and attractions that 30A and Panama City Beach offer. Don't miss out on this opportunity to own an affordable piece of paradise. Buyer to verify all information deemed important.

CondoProperty Type

1990Year Built

$512Price/Sq.Ft.

$250/moHOA Dues

Listed by Cindy Chavira • Own It Real Estate LLC

Listing updated: Oct 2, 2026 at 12:09pm

Redfin checked: 2 minutes ago

•Source:ECAR #1013165

Payment calculator

$1,749 per month

Principal and interest$1,189

Property taxes

HOA dues

Home insurance

Utilities

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Around this home

Schools

K - 12
Preschool & daycare

West Bay Elementary School

Public PreK-5 • Assigned • 7.2mi

6/10

Surfside Middle School

Public PreK-12 • Assigned • 8.5mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

101 Cain Rd Unit H · $209,900

Strong offer

$210K and above

75% chance or better to win

Why $210K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 92 days.

SALE-TO-LIST

Most homes are selling 5% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Furnished
Ceiling fans

Bedrooms
One bedroom on the first level (approx. 9 x 12)

Bathrooms
One full bathroom

Kitchen
Microwave
Refrigerator

Flooring
Tile

Heating & cooling
Window AC unit(s)
Ceiling fan(s)

Sale and tax history for 101 Cain Rd Unit H

Sale History
Tax History

Date

Event

Price

ECAR #1013165

Oct 2, 2026

Listed

$209,900

$512/sq ft

CPARMLS #788605

Sep 3, 2026

Price Changed

$209,900

$512/sq ft

May 26, 2026

Price Changed

$214,900

$524/sq ft

Apr 20, 2026

Listed

$219,000

$534/sq ft

+36

CPARMLS #767559

Feb 21, 2025

Sold

$160,000

$390/sq ft

Jan 21, 2025

Listed

$169,000

$412/sq ft

+28

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to Pirate's Cove. This quaint community offers beautiful views of Lake Powell where you can enjoy a day of jet skiing, kayaking and paddleboarding all the way to the gulf, a pier for a day of fishing, a boat launch and two community pools. One of which is directly off of the patio and the other overlooks the lake. This cozy studio unit comes fully furnished and will be perfect for a rental or to call home. At Pirate's Cove, you are just a short walk to the beach, a short drive to Camp Helen State Park and just minutes to great shopping, dining and attractions that 30A and Panama City Beach offers. Don't miss out on this opportunity to own an affordable piece of paradise. Buyer to verify all information deemed important.

LISTANZA #1

Oct 26, 2023

Rental Removed

$1,375

$3/sq ft

Oct 22, 2023

Listed for Rent

$1,375

$3/sq ft

CPARMLS #712226

Aug 19, 2021

Sold

$135,000

$329/sq ft

Jun 1, 2021

Listed

$140,000

$341/sq ft

Public record

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

—

Year renovated

1990

Finished Sq. Ft.

410

Unfinished Sq. Ft.

—

Total Sq. Ft.

410

Year built

1990

Style

Condo/Co-op

County

Bay County

APN

35272048000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

About this building

2 for sale

101 Cain Rd, Panama City Beach, FL 32413

See photos & sale trends

Photo via 101 E Cain Rd Unit E

Units for sale


O	$229,000	0 beds	1 bath	410 sq ft
H	$209,900	1 bed	1 bath	410 sq ft

Climate risks

9/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 23 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Panama City Beach, FL • 32413

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

87/ 100

Very good sunlight

Sunscore

This home receives average direct sun exposure in Panama City Beach. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.2 hrs

6.7 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 101 Cain Rd Unit H

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