For sale

$162,500

Est. $1,910/mo —

Studio

•

330

sq ft

14401 Front Beach Rd #220, Panama City Beach, FL 32413

About this home

Own a slice of beachfront history in the iconic Fontainebleau Terrace, a Gulf-front co-op on the sought-after west end of Panama City Beach. This charming studio condo sits directly on the Gulf and is just steps from Bid-A-Wee Beach, a private, deeded beachfront community that guarantees unobstructed Gulf views with no high-rises next door. Whether you're seeking a serene retreat or a short-term rental investment, this unit delivers location, value and true peace of mind. The efficient layout is ideal for solo travelers, couples, or small families looking to maximize beachfront living. Enjoy stunning sunrises and sunsets from your Gulf-facing windows, and take full advantage of Fontainebleau's rich amenities, including direct beach access, a beachfront pool, outdoor grilling stations, on-site laundry facilities and an owner's lounge featuring panoramic Gulf views. Fontainebleau Terrace has successfully passed its Milestone and SIRS inspections and has actively enhanced the property with updates to the lounge, gym, and fifth-floor roof. The building's land lease is fully paid, which means the HOA now owns the building and land outright, providing exceptional stability and value for all owners. What truly sets this building apart is the all-inclusive HOA structure. Your monthly dues cover electricity, gas, fiber-optic Wi-Fi, water, garbage, security and cable, so you'll never face surprise utility bills. In response to the upcoming Front Beach Road expansion, the HOA has proactively acquired the building and parking lot across the street. Each owner contributes just $498 per month starting Oct 1, 2026 for 4 years and then it is paid off! This unit has been thoughtfully updated within the past four years, featuring new vinyl plank flooring, a completely renovated kitchen with shaker cabinetry and granite countertops, fresh paint throughout and a new HVAC unit installed in October 2023. Located just two miles from Pier Park and within easy walking distance to dining, shopping, and attractions, this property offers the ideal blend of vintage charm and modern convenience in the heart of Panama City Beach.

Condo (co-op)Property Type

1965Year Built

$492Price/Sq.Ft.

$895/moHOA Dues

1 spaceParking

Listed by Mike Glass • LPT Realty LLC

Listing updated: Aug 18, 2026 at 01:07pm

Redfin checked: 2 minutes ago

•Source:CPARMLS #793448

Payment calculator

$1,910 per month

Principal and interest$887

Property taxes

Co-op taxes are typically included in HOA dues

HOA dues

$895

Home insurance

$129

Utilities

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Around this home

Schools

K - 12
Preschool & daycare

Surfside Middle School

Public PreK-12 • Assigned • 0.4mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

14401 Front Beach Rd #220 · $162,500

Strong offer

$162K and above

75% chance or better to win

Why $162K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 121 days.

SALE-TO-LIST

Most homes are selling 6% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Accessible central living area
Smart thermostat
Tub with shower

Bedrooms
Studio (first level)

Bathrooms
1 full bathroom

Kitchen
Electric range

Laundry & utility
Electric water heater

Heating & cooling
Wall furnace heating
Ceiling fans
Wall cooling units

Sale and tax history for 14401 Front Beach Rd #220

Sale History
Tax History

Date

Event

Price

CPARMLS #793448

Aug 18, 2026

Price Changed

$162,500

$492/sq ft

Jul 27, 2026

Listed

$173,000

$524/sq ft

CPARMLS #762387

Mar 6, 2025

Sold

$132,500

$402/sq ft

Nov 13, 2024

Price Changed

$140,000

$424/sq ft

Sep 6, 2024

Listed

$165,000

$500/sq ft

+28

Don't miss this 2nd floor unit at Fontainebleau Terrace! It is the 3rd unit in from the beach-end of the building, which means you are one of the closest units to being on the being on the beach possible in PCB! This east-facing unit looks out to the beach with no high-rise next door, as private Bid-A-Wee Beach is the neighbor on this side. Updates to the unit within the past 3 years include new vinyl plank flooring, new kitchen with shaker cabinetry and granite countertops, fresh paint throughout the unit, and a new HVAC unit October 2023 as well! A new, gray microfiber sleeper sofa was also recently added into the unit. This is one of the few units listed at the building that is on the beachside of the elevators, so call us today to view this income-producing unit!

CPARMLS #753204

Jul 31, 2024

Listing Removed

—

Feb 20, 2024

Listed

$198,000

$600/sq ft

CPARMLS #714129

Dec 20, 2021

Sold

$158,000

$479/sq ft

Jul 13, 2021

Listed

$174,900

$530/sq ft

CPARMLS #600681

Aug 15, 2012

Sold

$42,500

$129/sq ft

Jul 20, 2012

Listed

$46,500

$141/sq ft

Public record

Beds

—

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

—

Year renovated

1965

Finished Sq. Ft.

330

Unfinished Sq. Ft.

—

Total Sq. Ft.

330

Year built

1965

Style

Condo/Co-op

County

Bay County

APN

34511526000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

About this building

15 for sale

14401 Front Beach Rd, Panama City Beach, FL 32413

See photos & sale trends

Photo via 14401 Front Beach Rd #325

Units for sale


301	$139,900	1 bath	330 sq ft
411	$140,000	1 bath	330 sq ft
313	$149,900	1 bath	330 sq ft
319	$159,000	1 bath	330 sq ft
229	$159,900	1 bath	330 sq ft
220	$162,500	1 bath	330 sq ft
216	$165,000	1 bath	330 sq ft
426	$175,000	1 bath	330 sq ft
305	$192,000	1 bath	330 sq ft
307	$199,900	1 bath	330 sq ft

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.62% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 21 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Panama City Beach, FL • 32413

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

92/ 100

Exceptional sunlight

Sunscore

This home ranks in the top 26% for direct sun exposure in Panama City Beach. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.4 hrs

7 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 14401 Front Beach Rd #220

There isn’t enough information to generate an accurate estimate at this time. Learn More

Rental earnings

Est. $2,094 per month, based on comparable rentals

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