OFF MARKET

Off Market Dec 2019 for $1.3M

$2,149,059

Est. refi paymentEst. refi $9,827/mo

•

1,928

sq ft

19903 Front Beach Rd, Panama City Beach, FL 32413

About this home

**Back on market** Price Reduced!! Where do we begin in offering this phenomenal beach front masterpiece on the popular west end of Panama City Beach? This is your opportunity to own your own slice of white sand beaches conveniently accessible from a large back patio with unbelievable views. This charming home has been completely remodeled top to bottom with no detail left behind as you'll see throughout the photography and detail offered in this listing. The home was updated with all storm doors and windows, trex decking, spray foam insulation underneath, new HVAC and Rinnai Tankless Hot Water Heater. The kitchen is very well appointed with top of the line appliances with gas range and the home shows as if it is truly new construction. The property has never been a rental and has been meticulously maintained with wonderful pride by the current owners. As you enter the home you'll find a bedroom and completely remodeled bathroom as well as your kitchen, living & dining areas on the main floor. There is a washer and dryer just off the kitchen as well as excellent storage underneath the stairwell. Upstairs you'll find an oversized guest room with 2 sets of bunk beds as well as a sleeper sofa accompanied by an en-suite bathroom. The master bedroom is gulf facing on the 2nd level with a large covered balcony and features a gorgeous master bathroom with separate shower, garden tub, double vanity and generous closet. This home is truly a gem and offers wonderful value amongst the towering mega rental homes that are popping up throughout this area. You won't find a more quality home on the beach for this price anywhere along the Gulf Coast. Call your agent and schedule a showing today!

Single-familyProperty Type

2000Year Built

7,840 sq ftLot Size

$1,115Est. Price/Sq.Ft.

Listed by Lauren Cottrell • ResortQuest Real Estate Seacrest Beach

Listed by Josh Staggs • ResortQuest Real Estate Seacrest Beach

Bought with Non Member Agent (NABOR) • Non Member Office (NABOR)

Redfin checked: a minute ago

•Source:ECAR #830770

Redfin Estimate

$2,149,059

$750K since sold in December 2019$73K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 313.9% higher than the average sale price ($519K) of 6 comparable homes.

SOLD AUG 31, 2026
$565,000
A
4 beds3 baths2,250 sq ft
314 Blue Sage Rd, Panama City Beach, FL 32413
SOLD JUL 22, 2026
$525,000
B
4 beds3 baths2,277 sq ft
106 Blue Sage Rd, Panama City Beach, FL 32413
SOLD JUN 26, 2026
$510,000
C
4 beds2.5 baths1,908 sq ft
204 Christmas Tree Ln, Panama City Beach, FL 32413
SOLD AUG 3, 2026
$525,000
D
3 beds2 baths1,421 sq ft
125 S Wells St, Panama City Beach, FL 32413
SOLD AUG 31, 2026
$425,000
E
3 beds2 baths1,604 sq ft
220 Laurel Oak Ln, Panama City Beach, FL 32413
SOLD SEP 8, 2026
$565,000
F
4 beds3 baths1,654 sq ft
206 Shasta St, Panama City Beach, FL 32413

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Earn from this home

Sell

$1,056,618

Est. take-home

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Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$3,179/mo

Redfin rental estimate

List your home for rent

Market trends in 32413, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.9%

0.0% MoM

Median sale price

$469K

$11K MoM

Avg. days on market

100d

0 days MoM

Recently sold homes

316

12 MoM

New listings for sale

NEW 6 HRS AGO
$649,000
4 beds3.5 baths2,492 sq ft
7537 Shady Glen Trl, Panama City Beach, FL 32413
NEW 13 HRS AGO
$225,000
2 beds2.5 baths1,100 sq ft
17751 Panama City Beach Pkwy Unit 13B, Panama City Beach, FL 32413
$965,000
4 beds3 baths2,801 sq ft
612 W Gulf Blvd, Panama City Beach, FL 32413
$425,000
3 beds2 baths1,372 sq ft
212 16th St, Panama City Beach, FL 32413
$450,000
3 beds2 baths1,150 sq ft
329 Derondo St, Panama City Beach, FL 32413
$475,000
2 beds2 baths1,104 sq ft
22605 Sunset Ave, Panama City Beach, FL 32413
$350,000
2 beds1 bath1,168 sq ft
21804 Marlin Ave, Panama City Beach, FL 32413
$450,000
2 beds1 bath728 sq ft
21413 Caribbean Ln, Panama City Beach, FL 32413
$295,000
2 beds2 baths1,100 sq ft
17751 Panama City Beach Pkwy Unit 4C, Panama City Beach, FL 32413
$4,750,000
5 beds7 baths4,058 sq ft
515 Beachside Gdns, Panama City Beach, FL 32413
See all

Provided by Redfin

Sale history for 19903 Front Beach Rd

Date

Event

Price

ECAR #933262

Sep 27, 2023

Listed

$3,250,000

$1,686/sq ft

CPARMLS #747165

Sep 6, 2023

Listed

$3,250,000

$1,686/sq ft

CPARMLS #300781

Dec 9, 2021

Listing Removed

—

Oct 18, 2001

Listed

$850,000

$441/sq ft

ECAR #830770

Dec 6, 2019

Sold

$1,399,000

$726/sq ft

Dec 6, 2019

Sold

$1,399,000

$726/sq ft

Sep 5, 2019

Listed

$1,499,000

$777/sq ft

Sep 5, 2019

Listed

$1,499,000

$777/sq ft

CPARMLS #686615

Dec 6, 2019

Sold

$1,399,000

$726/sq ft

Jul 30, 2019

Listed

$1,499,000

$777/sq ft

NAMLS #301512

Jul 3, 2002

Listing Removed

—

Oct 18, 2000

Listed

$850,000

$441/sq ft

Oct 18, 2000

Listed

$850,000

$441/sq ft

CPARMLS #142398

Sep 18, 2000

Sold

$500,000

$259/sq ft

Apr 27, 2000

Listed

$500,000

$259/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$18,872 (+5.4%)

2024

$17,901 (+5.9%)

2023

$16,900 (+26.4%)

2022

$13,371 (+7.5%)

2021

$12,434 (+0.2%)

$561,216 + $472,239

$1,033,455

2020

$12,408 (+44.1%)

$490,176 + $526,524

$1,016,700

2019

$8,614 (+9.9%)

2018

$7,838 (+6.2%)

$338,541 + $284,470

$623,011

2017

$7,384 (+3.2%)

$294,816 + $287,934

$582,750

2016

$7,154 (−1.0%)

$262,848 + $291,397

$554,245

2015

$7,224 (+1.9%)

$248,640 + $295,727

$544,367

2014

$7,089

Tax history for 19903 Front Beach Rd

Year

Property tax

Land + Additions

Assessment*

2025

$18,872 (+5.4%)

2024

$17,901 (+5.9%)

2023

$16,900 (+26.4%)

2022

$13,371 (+7.5%)

2021

$12,434 (+0.2%)

$561,216 + $472,239

$1,033,455

2020

$12,408 (+44.1%)

$490,176 + $526,524

$1,016,700

2019

$8,614 (+9.9%)

2018

$7,838 (+6.2%)

$338,541 + $284,470

$623,011

2017

$7,384 (+3.2%)

$294,816 + $287,934

$582,750

2016

$7,154 (−1.0%)

$262,848 + $291,397

$554,245

2015

$7,224 (+1.9%)

$248,640 + $295,727

$544,367

2014

$7,089

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

32 ft.

Lot depth

239 ft.

Lot size

7,623 Sq. Ft.

Year renovated

2010

Sq. Ft.

1,928

Year built

2000

Style

Single Family Residential

County

Bay County

APN

37888020000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Property details

Interior

Bedroom Information
Bedrooms: 3
Bedroom: First, Second
Master Bedroom: Second

Bathroom Information
Full Baths: 3
Half Baths: 0
Total Baths: 3.00
Master Bedroom/Master Bath: MBath Double Vanity, MBath Garden Tub, MBath Separate Shwr, MBath Tile, MBed Balcony, MBed Sitting Area, MBed Waterfront, See Remarks

Room Information
Rooms: Balcony, Bedroom, Living Room, Master Bedroom
Living Room: First

Room 1
Master Bedroom
Area: 300.00
Dimensions: 20 x 15
Dimensions: 20x15
Length: 20.00
Width: 15.00
Level: 2
Room Level: 2

Room 2
Balcony
Area: 200.00
Dimensions: 20 x 10
Dimensions: 20x10
Length: 20.00
Width: 10.00
Level: 2
Room Level: 2

Room 3
Bedroom
Area: 300.00
Dimensions: 20 x 15
Dimensions: 15x20
Length: 20.00
Width: 15.00
Level: 2
Room Level: 2

Room 4
Bedroom
Area: 132.00
Dimensions: 12 x 11
Dimensions: 11x12
Length: 12.00
Width: 11.00
Level: 1
Room Level: 1

Room 5
Living Room
Area: 300.00
Dimensions: 20 x 15
Dimensions: 20x15
Length: 20.00
Width: 15.00
Level: 1
Room Level: 1

Interior Features
Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven Double, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Washer
Interior: Floor Tile, Furnished - Some, Kitchen Island, Lighting Recessed, Renovated, Split Bedroom, Washer/Dryer Hookup, Window Treatment All

Exterior

Exterior Features
Pool Type: None
Exterior: Balcony, BBQ Pit/Grill, Deck Covered, Deck Open, Shower, Sprinkler System

Lot Information
Acreage: 0.18
Lot Dimensions: 32x239
Beach Frontage: 32.00
Waterfront: Gulf
Waterfront Feet: 35
Lot Features: Within 1/2 Mile to Water
Zoning: Residential Single Family

Building Information
Construction Status: Construction Complete
Construction/Siding: Foundation On Piling, Roof Metal, Stucco

Financial

Tax Information
Last Tax Year: 2018
Last Taxes: 7838.24

Financial Information
Mortgage Type: None
Brokerage Interest: No Interest

Utilities

Utility Information
Utilities: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable
Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Gas, Water Heater - Tnkls

Location

School Information
Elementary School: Hutchinson Beach
Middle School: Surfside
High School: Arnold

Location Information
Sub Area: 2725 - Beach - West South
Area: 27 - Bay County
Street #: 19903
Street Name: Front Beach
Street Suffix: Road
City: Panama City Beach
County: Bay
State: FL
Zip Code: 32413
Project Name/Subdivision: LAGUNA BEACH
Absolute Longitude: 85.928929
Longitude: -85.928929
Latitude: 30.241272
Directions: Gulf front home located 1/4 (.25) mile west of Carousel Grocery.

Project Facilities
Beach

Public facts

Beds: 4
Baths: 3.0
Sq. Ft.: 1,928
Stories: 2.0
Lot Size: 7,623 square feet
Style: Single Family Residential
Year Built: 2000
Year Renovated: 2010
County: Bay County
APN: 37888020000

Home facts updated by county records on Sep 14, 2026

Other

Listing Price Information
List Price: 1499000.00
List Price/SqFt: 777.49

Property Information
Apx SqFt(Htd/Cooled): 1928.00
Design: Beach House
Sub-Type: Detached Single Family
Waterview: Gulf

Listing Information
Immediate Occupancy: Immediate Occupancy

Around this home

Schools

Surfside Middle School

Public PreK-12 • Assigned • 5.1mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

3/10 Flood Factor

Estimated 10-16% chance of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.62% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 21 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Panama City Beach, FL • 32413

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.6 hours in December, placing it above the U.S. average for solar exposure.

9.5 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$2.04M – $2.47M

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Home values near 19903 Front Beach Rd

Data from public records.

Address	Redfin Estimate
19901 Front Beach Road, Panama City Beach, FL 4 Beds \| 3 Baths \| 1928 Sq. Ft.	$2,427,496
19905 Front Beach Road, Panama City Beach, FL 3 Beds \| 3 Baths \| 1928 Sq. Ft.	$2,159,265

Address	Redfin Estimate
19902 Front Beach Road, Panama City Beach, FL 5 Beds \| 5 Baths \| 3105 Sq. Ft.	$1,460,377
19816 Front Beach Road, Panama City Beach, FL 3 Beds \| 2 Baths \| 1065 Sq. Ft.	$884,956

Address	Redfin Estimate
19904 Front Beach Road, Panama City Beach, FL 4 Beds \| 5 Baths \| 2783 Sq. Ft.	$1,458,720
19820 Front Beach Road, Panama City Beach, FL 3 Beds \| 2 Baths \| 1350 Sq. Ft.	$1,194,695

Property information provided by ECAR when last listed in 2019. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32413, FL

Sale history for 19903 Front Beach Rd

Tax history for 19903 Front Beach Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32413

Home values near 19903 Front Beach Rd

More real estate resources