OFF MARKET

Off market jun 2023 for $900K

$1,144,227

Est. refi paymentEst. refi $6,352/mo

•

2,560

sq ft

20312 Front Beach Rd, Panama City Beach, FL 32413

About this home

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Investor alert! 5/4 beach home directly across from 2 beach access points in the desirable Laguna Beach area. This home is located equal distance (5 miles) between Hwy 30A and Pier Park. Prime vacation rental location! The main home has 2 bedrooms, 2 full baths, a full kitchen and laundry room upstairs. Also a large balcony with gulf views while you're grilling. Downstairs, 2 more bedrooms, 1 full bathroom, another full kitchen, tongue-and-groove ceilings, walk right out the front door across the street to the sandy white beaches. The driveway leads to the back of the house to the 2 car garage with a 1 bedroom, 1 bathroom carriage house with a full kitchen and peek-a-boo views of the gulf. Beautiful mature landscaped yard. Room for a pool. Recent major upgrades that have been complete: New Roof 2020 and New HVAC 2020. 4 point inspection report on both structures are in the attached documents.

Single-familyProperty Type

1952Year Built

6,534 sq ftLot Size

$447Est. Price/Sq.Ft.

2 car garageParking

Listed by Tracy Rudder • Counts Real Estate Group Inc

Bought with Laurie McKay • EMERALD VIEW REAL ESTATE

Redfin checked: a few seconds ago

•Source:CPARMLS #740612

Redfin Estimate

$1,144,227

$244K since sold in June 2023$14K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 102.5% higher than the average sale price ($565K) of 6 comparable homes.

SOLD JUL 10, 2026
$755,000
A
6 beds4 baths1,770 sq ft
129 Malaga Pl, Panama City Beach, FL 32413
SOLD OCT 8, 2026
$600,000
B
4 beds4 baths2,380 sq ft
19991 First Ave Unit A & B, Panama City Beach, FL 32413
SOLD AUG 31, 2026
$565,000
C
4 beds3 baths2,250 sq ft
314 Blue Sage Rd, Panama City Beach, FL 32413
SOLD JUL 22, 2026
$525,000
D
4 beds3 baths2,277 sq ft
106 Blue Sage Rd, Panama City Beach, FL 32413
SOLD JUN 26, 2026
$510,000
E
4 beds2.5 baths1,908 sq ft
204 Christmas Tree Ln, Panama City Beach, FL 32413
SOLD AUG 5, 2026
$435,000
F
3 beds2 baths1,128 sq ft
19980 First Ave, Panama City Beach, FL 32413

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Earn from this home

Sell

$401,464

Est. take-home

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Refinance

Est. cash available

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Rent

$4,491/mo

Redfin rental estimate

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Market trends in 32413, FL

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-list price

96.1%

+0.2% MoM

Median sale price

$450K

$17K MoM

Avg. days on market

100d

1 days MoM

Recently sold homes

308

3 MoM

New listings for sale

NEW 3 HRS AGO
$269,900
Studio1 bath475 sq ft
15100 Front Beach Rd #805, Panama City Beach, FL 32413
NEW 23 HRS AGO
$719,000
3 beds2.5 baths1,816 sq ft
112 S Vestavia St, Panama City Beach, FL 32413
3D WALKTHROUGH
$410,000
1 bed2 baths817 sq ft
16819 Front Beach Rd #2416, Panama City Beach, FL 32413
$350,000
2 beds2 baths962 sq ft
17690 Front Beach Rd Unit C102, Panama City Beach, FL 32413
$349,000
2 beds2.5 baths983 sq ft
23223 Front Beach Rd #335, Panama City Beach, FL 32413
$495,000
2 beds2 baths1,299 sq ft
14701 Front Beach Rd #1731, Panama City Beach, FL 32413
3D WALKTHROUGH
$685,000
4 beds2.5 baths2,297 sq ft
213 Biltmore Pl, Panama City Beach, FL 32413
$489,000
2 beds2 baths1,266 sq ft
15100 Front Beach Rd Unit 835/837, Panama City Beach, FL 32413
$859,900
3 beds3 baths2,483 sq ft
9212 Caribbean Soul Way, Panama City Beach, FL 32413
$357,000
2 beds2 baths962 sq ft
17690 Front Beach Rd Unit C303, Panama City Beach, FL 32413
See all

Provided by Redfin

Sale history for 20312 Front Beach Rd

Date

Event

Price

CPARMLS #740612

Jun 29, 2023

Sold

$900,000

$352/sq ft

Apr 24, 2023

Listed

$1,099,999

$430/sq ft

CPARMLS #727970

Dec 2, 2022

Listing Removed

—

Nov 1, 2022

Price Changed

$1,395,000

$545/sq ft

Sep 23, 2022

Price Changed

$1,399,000

$546/sq ft

Jun 10, 2022

Listed

$1,499,000

$586/sq ft

NAMLS #906763

Dec 7, 2022

Listing Removed

—

Nov 1, 2022

Price Changed

$1,395,000

$545/sq ft

Sep 23, 2022

Price Changed

$1,399,000

$546/sq ft

Aug 25, 2022

Listed

$1,499,000

$586/sq ft

Jun 10, 2022

Listed

$1,499,000

$586/sq ft

NAMLS #823212

Sep 20, 2019

Listing Removed

—

May 17, 2019

Listed

$825,000

$322/sq ft

CPARMLS #682404

Sep 20, 2019

Listing Removed

—

Apr 11, 2019

Listed

$825,000

$322/sq ft

CPARMLS #683766

May 17, 2019

Listing Removed

—

May 17, 2019

Listed

$875,000

$342/sq ft

CPARMLS #657210

Jun 13, 2017

Listing Removed

—

Apr 4, 2017

Listed

$650,000

$254/sq ft

CPARMLS #646858

Jul 20, 2016

Listing Removed

—

May 31, 2016

Listed

$699,000

$273/sq ft

Public Records

Sep 1, 1999

Sold

$175,000

$68/sq ft

CPARMLS #92983

Oct 30, 1998

Sold

$155,000

$61/sq ft

Mar 26, 1998

Listed

$189,900

$74/sq ft

CPARMLS #91914

Feb 6, 1998

Sold

$116,000

$45/sq ft

Jan 21, 1998

Listed

$139,900

$55/sq ft

Tax history for 20312 Front Beach Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

Stories

Lot width

60 ft.

Lot depth

110 ft.

Lot size

6,578 Sq. Ft.

Year renovated

1952

Sq. Ft.

1,984

Year built

1952

Style

Multi-Family (2-4 Unit)

County

Bay County

APN

36596000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Property details

Parking

Garage/Carport Information
Has Garage
# of Garage Spaces: 2

Interior

Bathroom Information
# of Full Bathrooms: 4

Room Information
# of Rooms (Total): 12
Room Types: Bedroom, Full Bath, Kitchen, Laundry, Living Room, Primary Bathroom

Room 1 Information
Living Room
Level: Second
Dimensions: 17 x 14
Length: 17.0
Width: 14.0

Room 2 Information
Bedroom
Description: Garage Apt
Level: Second
Dimensions: 13 x 11
Length: 13.0
Width: 11.0

Room 3 Information
Full Bath
Description: Downstairs
Level: First
Dimensions: 7 x 6
Length: 7.0
Width: 6.0

Room 4 Information
Bedroom
Description: Downstairs
Level: First
Dimensions: 11 x 11
Length: 11.0
Width: 11.0

Room 5 Information
Bedroom
Description: Downstairs
Level: First
Dimensions: 11 x 11
Length: 11.0
Width: 11.0

Room 6 Information
Laundry
Description: Main House
Level: Second
Dimensions: 9 x 8
Length: 9.0
Width: 8.0

Room 7 Information
Full Bath
Description: Main House
Level: Second
Dimensions: 9 x 5
Length: 9.0
Width: 5.0

Room 8 Information
Description: Main House
Level: Second
Dimensions: 9 x 8
Length: 9.0
Width: 8.0

Room 9 Information
Bedroom
Description: Main House
Level: Second
Dimensions: 13 x 10
Length: 13.0
Width: 10.0

Room 10 Information
Bedroom
Description: Main House
Level: Second
Dimensions: 16 x 13
Length: 16.0
Width: 13.0

Room 11 Information
Kitchen
Description: Main House
Level: Second
Dimensions: 15 x 10
Length: 15.0
Width: 10.0

Room 12 Information
Living Room
Description: Main House
Level: Second
Dimensions: 17 x 14
Length: 17.0
Width: 14.0

Equipment
Appliances: Electric Cooktop, Electric Oven

Interior Features
Other Features: Upper Level Primary

Multi Unit Information
Units Furnished: Partially

Exterior

Building Information
Stories: 2
Stories (Total): 2
Roof Details: Asphalt, Shake

Exterior Features
Exterior Features: Barbecue, Deck
Patio And Porch Features: Balcony, Deck
Other Structures: Guest House
Fencing: Privacy

Lot Information
Lot Size Area: 0.15
Lot Size Acres: 0.15
Lot Size Dimensions: 60x105
Lot Features: Sprinkler System
Zoning Description: Resid Multi-Family, Resid Single Family

Property Information
Has View

Financial

Tax Information
Annual Tax Amount: $6,114
Tax Year: 2022

Utilities

Utility Information
Utilities: Cable Connected

Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Central

Location

Community Information
Community Features: Barbecue, Short Term Rental Allowed

Public facts

Beds: 4
Baths: 3.0
Sq. Ft.: 1,984
Stories: 2.0
Lot Size: 6,578 square feet
Style: Multi-Family (2-4 Unit)
Year Built: 1952
Year Renovated: 1952
County: Bay County
APN: 36596000000

Home facts updated by county records on Sep 14, 2026

Around this home

Schools

West Bay Elementary School

Public PreK-5 • Assigned • 5.5mi

7/10

Surfside Middle School

Public PreK-12 • Assigned • 5.6mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.46% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 21 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Panama City Beach, FL • 32413

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.6 hours in December, placing it above the U.S. average for solar exposure.

9.5 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.09M – $1.32M

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New listings for sale in 32413

NEW 3 HRS AGO

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NEW 23 HRS AGO

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Gourmet kitchen • 7,841 sq ft lot • 3 garage spots

Home values near 20312 Front Beach Rd

Data from public records.

Address	Redfin Estimate
20313 Front Beach Road, Panama City Beach, FL 3 Beds \| 2 Baths \| 1733 Sq. Ft.	$1,623,691
20304 Front Beach Road, Panama City Beach, FL 4 Beds \| 3 Baths \| 4193 Sq. Ft.	$2,125,188

Address	Redfin Estimate
20314 Front Beach Road, Panama City Beach, FL 3 Beds \| 3 Baths \| 1857 Sq. Ft.	$953,842
20216 Front Beach Road, Panama City Beach, FL 3 Beds \| 1 Baths \| 1550 Sq. Ft.	$793,011

Address	Redfin Estimate
20408 Front Beach Road, Panama City Beach, FL 3 Beds \| 2 Baths \| 2042 Sq. Ft.	$567,996
20414 Front Beach Road, Panama City Beach, FL 4 Beds \| 2 Baths \| 2034 Sq. Ft.	$802,423

Property information provided by CPARMLS when last listed in 2023. This data may not match . Learn more.

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