OFF MARKET

Off Market Jun 2025 for $920K

$977,795

Est. refi paymentEst. refi $6,493/mo

•

1,857

sq ft

20314 Front Beach Rd, Panama City Beach, FL 32413

About this home

Across from public beach access, this 3 BR, 3 bath home offers a blend of charm and convenience. On a corner lot in the tranquil west end of PCB's loved Laguna Beach, this property combines location and lifestyle. The home features 2 living areas, ideal for families or hosting guests, plus a 2-door garage with plenty of space for beach gear. Near the beach and other popular local destinations and just 5 miles to either 30A or Pier Park, it is well positioned to attract short-term renters seeking the best of the Emerald Coast. This property offers the opportunity to build up, unlocking Gulf views to take this home to the next level for personal enjoyment or to boost rental appeal. This is a chance to own a piece of paradise, whether seeking a beach retreat, investment property, or dream bu

Single-familyProperty Type

1977Year Built

6,534 sq ftLot Size

$527Est. Price/Sq.Ft.

2 garage spacesParking

Listed by Ann Ward • EXP Realty LLC

Bought with Peter McLellan • Live 30A Real Estate LLC

Redfin checked: 3 minutes ago

•Source:ECAR #974195

Redfin Estimate

$977,795

$58K since sold in June 2025$23K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 82.2% higher than the average sale price ($537K) of 6 comparable homes.

SOLD AUG 31, 2026
$425,000
A
3 beds2 baths1,604 sq ft
220 Laurel Oak Ln, Panama City Beach, FL 32413
SOLD FEB 20, 2026
$485,000
B
3 beds3 baths1,264 sq ft
212 13th St, Panama City Beach, FL 32413
SOLD JUN 23, 2026
$685,000
C
3 beds2 baths1,634 sq ft
330 Palm Dr, Panama City Beach, FL 32413
SOLD AUG 5, 2026
$435,000
D
3 beds2 baths1,128 sq ft
19980 First Ave, Panama City Beach, FL 32413
SOLD FEB 17, 2026
$680,000
E
3 beds2 baths1,860 sq ft
111 Charles Claude Cir, Panama City Beach, FL 32413
SOLD JUN 26, 2026
$510,000
F
4 beds2.5 baths1,908 sq ft
204 Christmas Tree Ln, Panama City Beach, FL 32413

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Sell

$200,585

Est. take-home

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Refinance

Est. cash available

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Rent

$2,940/mo

Redfin rental estimate

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Market trends in 32413, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.9%

0.0% MoM

Median sale price

$469K

$11K MoM

Avg. days on market

100d

0 days MoM

Recently sold homes

316

12 MoM

New listings for sale

NEW 6 HRS AGO
$649,000
4 beds3.5 baths2,492 sq ft
7537 Shady Glen Trl, Panama City Beach, FL 32413
NEW 12 HRS AGO
$225,000
2 beds2.5 baths1,100 sq ft
17751 Panama City Beach Pkwy Unit 13B, Panama City Beach, FL 32413
$965,000
4 beds3 baths2,801 sq ft
612 W Gulf Blvd, Panama City Beach, FL 32413
$425,000
3 beds2 baths1,372 sq ft
212 16th St, Panama City Beach, FL 32413
$450,000
3 beds2 baths1,150 sq ft
329 Derondo St, Panama City Beach, FL 32413
$475,000
2 beds2 baths1,104 sq ft
22605 Sunset Ave, Panama City Beach, FL 32413
$350,000
2 beds1 bath1,168 sq ft
21804 Marlin Ave, Panama City Beach, FL 32413
$450,000
2 beds1 bath728 sq ft
21413 Caribbean Ln, Panama City Beach, FL 32413
$295,000
2 beds2 baths1,100 sq ft
17751 Panama City Beach Pkwy Unit 4C, Panama City Beach, FL 32413
$4,750,000
5 beds7 baths4,058 sq ft
515 Beachside Gdns, Panama City Beach, FL 32413
See all

Provided by Redfin

Sale history for 20314 Front Beach Rd

Date

Event

Price

CPARMLS #772163

Jun 3, 2025

Sold

$920,000

$495/sq ft

Apr 17, 2025

Listed

$964,999

$520/sq ft

+17

Across from public beach access, this 3 BR, 3 bath home offers a blend of charm and convenience. On a corner lot in the peaceful west end of PCB's loved Laguna Beach, this property combines location and lifestyle. The home features 2 living areas, ideal for families or hosting guests, plus a 2-door garage with plenty of space for beach gear. With it's proximity to the beach and popular local destinations and just 5 miles to either 30A or Pier Park, it is well positioned to attract short-term renters seeking the best of the Emerald Coast. This property offers the opportunity to build up, unlocking Gulf views to take this home to the next level for personal enjoyment or to boost rental appeal. This is a chance to own a piece of paradise, whether seeking a beach retreat, investment property, or dream build!

ECAR #974195

Jun 3, 2025

Sold

$920,000

$495/sq ft

Apr 17, 2025

Listed

$964,999

$520/sq ft

CPARMLS #407049

Dec 9, 2021

Listing Removed

—

Jun 2, 2010

Listed

$489,000

$263/sq ft

CPARMLS #397787

Dec 9, 2021

Listing Removed

—

Aug 13, 2009

Listed

$637,000

$343/sq ft

CPARMLS #388798

Dec 9, 2021

Listing Removed

—

Nov 8, 2008

Listed

$637,000

$343/sq ft

NAMLS #506250

May 8, 2009

Listing Removed

—

Nov 8, 2008

Listed

$685,000

$369/sq ft

Nov 8, 2008

Listed

$685,000

$369/sq ft

Tax history for 20314 Front Beach Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

Stories

Lot width

60 ft.

Lot depth

110 ft.

Lot size

6,578 Sq. Ft.

Year renovated

1977

Sq. Ft.

1,857

Year built

1977

Style

Single Family Residential

County

Bay County

APN

36595000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Property details

Parking

Garage Information
Has Garage
# of Garage Spaces: 2

Parking Information
# of Driveway Spaces: 2
Parking Features: Garage Door Opener, Garage Detached

Interior

Bedroom Information
# of Bedrooms: 3

Master Bedroom Information
Master Bedroom/Bath Features: Master Bathroom Cultured Mrble, Master Bedroom Walk-in Closet

Bathroom Information
# of Bathrooms: 3
# of Baths (Full): 3

Living Room Information
Living Room Level: First

Kitchen Information
Kitchen Level: First

Interior Features
Furnished: Furnished
Interior Features: Breakfast Bar, Fireplace, Pantry, Washer/Dryer Hookup

Flooring Information
Flooring: Vinyl, Carpet

Room Information
# of Rooms: 8

Heating & Cooling
Has Cooling
Cooling: Central Air, Ceiling Fan(s)

Appliances
Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater

Room 1 Information
Room 1 Type: Living Room
Room 1 Level: First
Room 1 Length: 18.0
Room 1 Width: 14.0

Room 2 Information
Room 2 Type: Dining Area
Room 2 Level: First
Room 2 Length: 9.0
Room 2 Width: 10.0

Room 3 Information
Room 3 Type: Florida Room
Room 3 Level: First
Room 3 Length: 14.0
Room 3 Width: 12.0

Room 4 Information
Room 4 Type: Kitchen
Room 4 Level: First
Room 4 Length: 14.0
Room 4 Width: 13.0

Room 5 Information
Room 5 Type: Bedroom
Room 5 Level: First
Room 5 Length: 16.0
Room 5 Width: 14.0

Room 6 Information
Room 6 Type: Bedroom
Room 6 Level: First
Room 6 Length: 13.0
Room 6 Width: 12.0

Room 7 Information
Room 7 Type: Bedroom
Room 7 Level: First
Room 7 Length: 13.0
Room 7 Width: 12.0

Room 8 Information
Room 8 Type: Garage
Room 8 Level: First
Room 8 Length: 25.0
Room 8 Width: 25.0

Exterior

Building Information
Roof: Composite Shngl
Security Features: Security System, Smoke Detector(s)
Construction Materials: Stucco, Trim Wood
Total Building Area (Sq. Ft.): 1857.0
Building Area Source: County PA Records
Below-Grade Finished Area (Sq. Ft.): 0.0

Exterior Features
Exterior Features: Outdoor Shower

Pool Information
Pool Type: None

Stories
Stories: 1

Style
Architectural Style: Florida Cottage

Year Built
Year Built: 1977

Lot Information
Lot Features: Corner Lot, Level, Within 1/2 Mile to Water
Lot Size (Acres): 0.15
Lot Size (Sq. Ft.): 6534.0
Lot Size Dimensions: 60 x 110
Lot/Parcel Access: Paved Road
Road Surface Type: Paved
Zoning: Resid Single Family

Financial

Tax Information
Tax Annual Amount: $7,620
Tax Year: 2024

Utilities

Utility Information
Energy Features: AC - Central Elect, Ceiling Fans, Water Heater - Elect
Utilities: Electric, TV Cable

Location

School Information
Elementary School: West Bay
Middle School: Surfside
High School: Arnold

Community Information
Subdivision Name: LAGUNA BEACH ESTATES
Community Features: Short Term Rental - Allowed

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,857
Stories: 1.0
Lot Size: 6,578 square feet
Style: Single Family Residential
Year Built: 1977
Year Renovated: 1977
County: Bay County
APN: 36595000000

Home facts updated by county records on Sep 14, 2026

Around this home

Schools

West Bay Elementary School

Public PreK-5 • Assigned • 5.5mi

6/10

Surfside Middle School

Public PreK-12 • Assigned • 5.6mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.46% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 21 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Panama City Beach, FL • 32413

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.6 hours in December, placing it above the U.S. average for solar exposure.

9.5 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$929,000 – $1.13M

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New listings for sale in 32413

NEW 6 HRS AGO

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7537 Shady Glen Trl, Panama City Beach, FL 32413

NEW 12 HRS AGO

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612 W Gulf Blvd, Panama City Beach, FL 32413

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3 beds2 baths1,150 sq ft

329 Derondo St, Panama City Beach, FL 32413

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22605 Sunset Ave, Panama City Beach, FL 32413

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2 beds1 bath1,168 sq ft

21804 Marlin Ave, Panama City Beach, FL 32413

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Home values near 20314 Front Beach Rd

Data from public records.

Address	Redfin Estimate
20405 Front Beach Road, Panama City Beach, FL 9 Beds \| 9 Baths \| 5215 Sq. Ft.	$3,883,817
20304 Front Beach Road, Panama City Beach, FL 4 Beds \| 3 Baths \| 4193 Sq. Ft.	$2,006,378

Address	Redfin Estimate
20313 Front Beach Road, Panama City Beach, FL 3 Beds \| 2 Baths \| 1733 Sq. Ft.	$1,484,448
20312 Front Beach Road, Panama City Beach, FL 5 Beds \| 4 Baths \| 2560 Sq. Ft.	$1,158,559

Address	Redfin Estimate
20408 Front Beach Road, Panama City Beach, FL 3 Beds \| 2 Baths \| 2042 Sq. Ft.	$579,146
20414 Front Beach Road, Panama City Beach, FL 4 Beds \| 2 Baths \| 2034 Sq. Ft.	$836,499

Property information provided by ECAR when last listed in 2025. This data may not match . Learn more.

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