OFF MARKET

Off Market Aug 2024 for $1.1M

$1,218,577

Est. refi paymentEst. refi $6,946/mo

•

1,708

sq ft

20512 Front Beach Rd, Panama City Beach, FL 32413

About this home

LAGUNA BEACH! Directly Across the Street from the Beach, Beach Access w/ Private Pool! The perfect location for a vacation rental or family retreat, this home is located in the heart of Laguna Beach. With 3 Bedrooms and 3 full Bathrooms, as well as a small bonus area for additional sleeping or office space, it comfortably accommodates a family of 8-10. One bedroom and full bath are located on the main level. The side entrance offers easy access to the mud room/laundry area from the pool & side yard. The 60' lot allows for a spacious private pool area with grassy area for lounging and game playing. With several porches to choose from for watching the Sunset over the World's most beautiful Beach. The current owner enjoys spending Winter & Spring here, and then the Summer rental income.

Single-familyProperty Type

1999Year Built

6,534 sq ftLot Size

$713Est. Price/Sq.Ft.

Listed by David Sample • RE/MAX by the Sea

Bought with David Sample • RE/MAX by the Sea

Redfin checked: 2 minutes ago

•Source:ECAR #952771

Redfin Estimate

$1,218,577

$94K since sold in August 2024$1,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 140.6% higher than the average sale price ($506K) of 6 comparable homes.

SOLD AUG 31, 2026
$425,000
A
3 beds2 baths1,604 sq ft
220 Laurel Oak Ln, Panama City Beach, FL 32413
SOLD JUN 23, 2026
$685,000
B
3 beds2 baths1,634 sq ft
330 Palm Dr, Panama City Beach, FL 32413
SOLD MAY 6, 2026
$495,000
C
3 beds2 baths1,438 sq ft
21401 Palm Ave, Panama City Beach, FL 32413
SOLD MAR 31, 2026
$463,000
D
3 beds2 baths1,639 sq ft
308 Blue Sage Rd, Panama City Beach, FL 32413
SOLD FEB 25, 2026
$480,280
E
3 beds2 baths1,703 sq ft
200 Blue Sage Rd, Panama City Beach, FL 32413
SOLD MAR 9, 2026
$490,000
F
3 beds2 baths1,693 sq ft
241 Blue Sage Rd, Panama City Beach, FL 32413

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Earn from this home

Sell

$279,546

Est. take-home

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Refinance

Est. cash available

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Rent

$2,941/mo

Redfin rental estimate

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Market trends in 32413, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.9%

0.0% MoM

Median sale price

$469K

$11K MoM

Avg. days on market

100d

0 days MoM

Recently sold homes

316

12 MoM

New listings for sale

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2 beds1 bath728 sq ft
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NEW 6 HRS AGO
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2 beds2 baths1,100 sq ft
17751 Panama City Beach Pkwy Unit 4C, Panama City Beach, FL 32413
NEW 9 HRS AGO
$4,750,000
5 beds7 baths4,058 sq ft
515 Beachside Gdns, Panama City Beach, FL 32413
NEW 11 HRS AGO
$275,000
2 beds1 bath920 sq ft
206 Southfields Rd Unit A, Panama City Beach, FL 32413
NEW 13 HRS AGO
$914,900
3 beds3 baths1,594 sq ft
15625 Front Beach Rd #1003, Panama City Beach, FL 32413
NEW 14 HRS AGO
$2,995,000
5 beds5.5 baths2,636 sq ft
17647 Front Beach Rd, Panama City Beach, FL 32413
FOR SALE BY OWNER
$319,000
3 beds3 baths1,560 sq ft
109 Sand Oak Blvd, Panama City Beach, FL 32413
$995,000
4 beds3 baths1,962 sq ft
22708 Front Beach Rd, Panama City Beach, FL 32413
$249,900
1 bed1 bath605 sq ft
17614 Front Beach Rd Unit E12, Panama City, FL 32413
FOR SALE BY OWNER
$320,000
2 beds1 bath1,000 sq ft
16906 Castile Ave, Panama City Beach, FL 32413
See all

Provided by Redfin

Sale history for 20512 Front Beach Rd

Date

Event

Price

ECAR #952771

Aug 23, 2024

Sold

$1,125,000

$659/sq ft

Jun 19, 2024

Listed

$1,275,000

$746/sq ft

CPARMLS #757842

Aug 23, 2024

Sold

$1,125,000

$659/sq ft

May 30, 2024

Listed

$1,275,000

$746/sq ft

+24

LAGUNA BEACH! Directly Across the Street from the Beach and Beach Access with Private Pool! The perfect location for a vacation rental or family retreat, this home is located in the heart of Laguna Beach. With 3 Bedrooms and 3 full Bathrooms, as well as a small bonus area for additional sleeping or office space, it comfortably accommodates a family of 8-10. One bedroom and full bath are located on the main level. The side entrance offers easy access to the mud room/laundry area from the pool & side yard. The 60' lot allows for a spacious private pool area with grassy area for lounging and game playing. With several porches to choose from for watching the Sunset over the World's most beautiful Beach. The current owner enjoys spending Winter & Spring here, and then the rental income from Summer & Fall.

CPARMLS #605752

Dec 9, 2021

Listing Removed

—

Jan 25, 2013

Listed

$599,999

$351/sq ft

CPARMLS #506135

Dec 9, 2021

Listing Removed

—

May 2, 2012

Listed

$599,999

$351/sq ft

CPARMLS #367405

Dec 9, 2021

Listing Removed

—

May 11, 2007

Listed

$650,000

$381/sq ft

CPARMLS #145911

Dec 14, 2021

Listing Removed

—

Apr 24, 2001

Listed

$319,900

$187/sq ft

CPARMLS #159314

Dec 14, 2021

Listing Removed

—

Dec 1, 1998

Listed

$319,500

$187/sq ft

NAMLS #590037

Jun 1, 2013

Listing Removed

—

Jan 25, 2013

Listed

$599,999

$351/sq ft

Jan 25, 2013

Listed

$599,999

$351/sq ft

NAMLS #576601

Jan 25, 2013

Listing Removed

—

May 2, 2012

Listed

$599,999

$351/sq ft

May 2, 2012

Listed

$599,999

$351/sq ft

CPARMLS #301635

Apr 19, 2002

Sold

$290,000

$170/sq ft

Jan 2, 2002

Listed

$299,000

$175/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$12,190 (+44.0%)

$794,165 + $194,152

$988,317

2024

$8,463 (−2.5%)

2023

$8,676 (+59.8%)

2022

$5,430 (+16.1%)

2021

$4,676 (+9.8%)

2020

$4,260 (+4.4%)

$215,308 + $131,561

$346,869

2019

$4,080 (+8.0%)

2018

$3,776 (+10.0%)

2017

$3,432 (+0.1%)

$132,859 + $136,298

$269,157

2016

$3,427 (−3.5%)

$125,970 + $137,877

$263,847

2015

$3,553 (−4.5%)

$125,970 + $140,220

$266,190

2014

$3,719

Tax history for 20512 Front Beach Rd

Year

Property tax

Land + Additions

Assessment*

2025

$12,190 (+44.0%)

$794,165 + $194,152

$988,317

2024

$8,463 (−2.5%)

2023

$8,676 (+59.8%)

2022

$5,430 (+16.1%)

2021

$4,676 (+9.8%)

2020

$4,260 (+4.4%)

$215,308 + $131,561

$346,869

2019

$4,080 (+8.0%)

2018

$3,776 (+10.0%)

2017

$3,432 (+0.1%)

$132,859 + $136,298

$269,157

2016

$3,427 (−3.5%)

$125,970 + $137,877

$263,847

2015

$3,553 (−4.5%)

$125,970 + $140,220

$266,190

2014

$3,719

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

60 ft.

Lot depth

110 ft.

Lot size

6,578 Sq. Ft.

Year renovated

1999

Sq. Ft.

1,708

Year built

1999

Style

Single Family Residential

County

Bay County

APN

36639010000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

C-2

Plaza Commercial Zone

C-2 uses should be located on a collector or arterial roadway or at intersections of collector and arterial roadways unless specifically included in an overall plan of development.

Permitted uses

Include but are not limited to:

Gas station
Convenience store
Day care facility
Laundromat
General retail
Restaurant
Housing-Single unit
Housing-Multiple units
Bed & breakfast
Office

Property details

Parking

Parking Information
No
No

Interior

Bedroom Information
Bedrooms: 3
Bedroom: First, Second

Bathroom Information
Full Baths: 3
Half Baths: 0
Total Baths: 3.00
Master Bedroom/Master Bath: MBath Cultured Mrble, MBath Double Vanity, MBath Tile, MBed Balcony, MBed Carpeted

Room Information
Rooms: Bedroom, Dining Area, Family Room

Room 1
Bedroom
Area: 110.00
Dimensions: 10 x 11
Length: 10.00
Width: 11.00
Level: 1

Room 2
Bedroom
Area: 144.00
Dimensions: 12 x 12
Length: 12.00
Width: 12.00
Level: 2

Room 3
Bedroom
Area: 238.00
Dimensions: 17 x 14
Length: 17.00
Width: 14.00
Level: 2

Room 4
Family Room
Area: 221.00
Dimensions: 17 x 13
Length: 17.00
Width: 13.00
Level: 1

Room 5
Dining Area
Area: 121.00
Dimensions: 11 x 11
Length: 11.00
Width: 11.00
Level: 1

Interior Features
Appliances: Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer
Interior: Breakfast Bar, Fireplace Gas, Floor Hardwood, Floor Tile, Floor WW Carpet, Furnished - All, Newly Painted, Owner's Closet, Split Bedroom, Washer/Dryer Hookup, Window Treatment All, Woodwork Painted

Exterior

Exterior Features
Has Pool
Pool Type: Private
Exterior: Balcony, BBQ Pit/Grill, Columns, Deck Open, Fenced Privacy, Patio Open, Pool - In-Ground, Porch, Porch Open

Lot Information
Acreage: 0.15
Lot Dimensions: 60x110
Lot Features: Level, Within 1/2 Mile to Water
Lot/Parcel Access: State Highway
Zoning: Residential Single Family

Building Information
Construction Status: Construction Complete
Construction/Siding: Frame, Stucco

Financial

Tax Information
Last Tax Year: 2023
Last Taxes: 8676.00

Financial Information
Mortgage Type: Conventional
Financing: Conventional
Brokerage Interest: No Interest
Seller
Seller

Utilities

Utility Information
Utilities: Electric, Public Water, TV Cable
Energy: AC - Central Elect, Ceiling Fans

Location

School Information
Elementary School: West Bay
Middle School: Surfside
High School: Arnold

Location Information
Sub Area: 2724 - Beach - West Central
Area: 27 - Bay County
Street #: 20512
Street Name: Front Beach
Street Suffix: Road
City: Panama City Beach
County: Bay
State: FL
Zip Code: 32413
Project Name/Subdivision: LAGUNA BEACH
Absolute Longitude: 85.937813
Longitude: -85.937813
Latitude: 30.245971
Directions: Laguna Beach~~On Front Beach Rd, just East of the intersection of Oleander Dr. Directly across from Beach Access #82

Project Facilities
BBQ Pit/Grill, Picnic Area, Pool

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,708
Stories: 2.0
Lot Size: 6,578 square feet
Style: Single Family Residential
Year Built: 1999
Year Renovated: 1999
County: Bay County
APN: 36639010000

Home facts updated by county records on Sep 14, 2026

Other

Listing Price Information
List Price: 1275000.00
List Price/SqFt: 746.49

Property Information
Apx SqFt(Htd/Cooled): 1708.00
Design: Beach House
Sub-Type: Detached Single Family
Waterview: Gulf

Around this home

Schools

West Bay Elementary School

Public PreK-5 • Assigned • 5.6mi

6/10

Surfside Middle School

Public PreK-12 • Assigned • 5.7mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

3/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.46% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 21 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Panama City Beach, FL • 32413

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.6 hours in December, placing it above the U.S. average for solar exposure.

9.5 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.16M – $1.40M

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Home values near 20512 Front Beach Rd

Data from public records.

Address	Redfin Estimate
20604 Front Beach Road, Panama City Beach, FL 4 Beds \| 2 Baths \| 1341 Sq. Ft.	$708,236
20509 Front Beach Road, Panama City Beach, FL 4 Beds \| 3 Baths \| 2466 Sq. Ft.	$2,658,621

Address	Redfin Estimate
20508 Front Beach Road, Panama City Beach, FL 3 Beds \| 3.5 Baths \| 1858 Sq. Ft.	$1,294,801
20516 Front Beach Road, Panama City Beach, FL 3 Beds \| 3 Baths \| 1682 Sq. Ft.	$1,244,702

Address	Redfin Estimate
20504 Front Beach Road, Panama City Beach, FL 3 Beds \| 3 Baths \| 2076 Sq. Ft.	$1,502,425
20521 Front Beach Road, Panama City Beach, FL 5 Beds \| 4 Baths \| 2701 Sq. Ft.	$2,197,408

Property information provided by ECAR when last listed in 2024. This data may not match . Learn more.

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