Google street view image for 20516 Front Beach Rd, Panama City Beach, FL 32413

Off Market Dec 2009 for $550K

$1,251,818

Est. refi paymentEst. refi $3,891/mo

•

1,682

sq ft

20516 Front Beach Rd, Panama City Beach, FL 32413

About this home

This fabulous single family two story home has an exceptional view of the Gulf of Mexico. With three bedrooms and three baths, it is perfect for full time living or a vacation second home. This home has many extras including heated in ground swimming pool with water feature, wrap around porches, sunroom, and a fully remodeled kitchen. This kitchen has granite countertops, stainless steel appliances, and plenty of cabinet space. Complete with hard wood floors and travertine tile in the sunroom, and plenty of walk-in closets. This is the perfect home for living. The master suite has two closets, double vanity and a jetted tub with separate shower. When you visit this home on the corner lot, walk out onto the porches and imagine yourself relaxing and enjoying life with this breath taking view. It is beautifully landscaped with sprinkler system. If you need to leave this dream home, it is conveniently located within a few minutes of beautiful Scenic Highway 30-A and the new Pier Park for all your shopping, dining, and entertainment. Seller is providing an ERA American Home Shield One Year Home Warranty.

Single-familyProperty Type

1999Year Built

$744Est. Price/Sq.Ft.

Listed by Jeannie Whitworth • ERA Neubauer Real Estate Inc

Bought with Jeannie Whitworth • ERA Neubauer Real Estate Inc

Redfin checked: a few seconds ago

•Source:CPARMLS #398823

Redfin Estimate

$1,251,818

$702K since sold in December 2009$16K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 140.5% higher than the average sale price ($521K) of 6 comparable homes.

SOLD AUG 31, 2026
$425,000
A
3 beds2 baths1,604 sq ft
220 Laurel Oak Ln, Panama City Beach, FL 32413
SOLD JUN 23, 2026
$685,000
B
3 beds2 baths1,634 sq ft
330 Palm Dr, Panama City Beach, FL 32413
SOLD MAR 31, 2026
$463,000
C
3 beds2 baths1,639 sq ft
308 Blue Sage Rd, Panama City Beach, FL 32413
SOLD SEP 8, 2026
$575,000
D
3 beds2 baths1,528 sq ft
21506 Dolphin Ave, Panama City Beach, FL 32413
SOLD MAY 6, 2026
$495,000
E
3 beds2 baths1,438 sq ft
21401 Palm Ave, Panama City Beach, FL 32413
SOLD FEB 25, 2026
$480,280
F
3 beds2 baths1,703 sq ft
200 Blue Sage Rd, Panama City Beach, FL 32413

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Earn from this home

Sell

$920,879

Est. take-home

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Refinance

Est. cash available

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Rent

$2,857/mo

Redfin rental estimate

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Market trends in 32413, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.9%

0.0% MoM

Median sale price

$469K

$11K MoM

Avg. days on market

100d

0 days MoM

Recently sold homes

316

12 MoM

New listings for sale

NEW 13 HRS AGO
$529,000
2 beds3 baths1,131 sq ft
16819 Front Beach Rd Unit 314, Panama City Beach, FL 32413
NEW 16 HRS AGO
$795,000
3 beds3 baths1,796 sq ft
415 La Valencia Cir, Panama City Beach, FL 32413
NEW 17 HRS AGO
$424,900
2 beds2 baths1,308 sq ft
9320 Cool Breeze Dr, Panama City Beach, FL 32413
NEW 20 HRS AGO
$319,000
3 beds2.5 baths1,560 sq ft
109 Sand Oak Blvd #109, Panama City Beach, FL 32413
NEW 20 HRS AGO
$549,900
3 beds2 baths1,563 sq ft
15928 Front Beach Rd Unit 3-406, Panama City Beach, FL 32413
NEW 21 HRS AGO
$308,900
1 bed1 bath815 sq ft
15100 Front Beach Rd #908, Panama City Beach, FL 32413
NEW 22 HRS AGO
$879,000
4 beds3.5 baths2,041 sq ft
103 Palm Beach Dr, Panama City Beach, FL 32413
OPEN SUN, 1:15AM TO 3:15PM
$630,000
2 beds2 baths1,940 sq ft
9312 Escape Ave, Panama City Beach, FL 32413
$649,000
4 beds3.5 baths2,492 sq ft
7537 Shady Glen Trl, Panama City Beach, FL 32413
$225,000
2 beds2.5 baths1,100 sq ft
17751 Panama City Beach Pkwy Unit 13B, Panama City Beach, FL 32413
See all

Provided by Redfin

Sale history for 20516 Front Beach Rd

Tax history for 20516 Front Beach Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

60 ft.

Lot depth

110 ft.

Lot size

6,578 Sq. Ft.

Year renovated

1999

Sq. Ft.

1,682

Year built

1999

Style

Single Family Residential

County

Bay County

APN

36639000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

C-2

Plaza Commercial Zone

C-2 uses should be located on a collector or arterial roadway or at intersections of collector and arterial roadways unless specifically included in an overall plan of development.

Permitted uses

Include but are not limited to:

Gas station
Convenience store
Day care facility
Laundromat
General retail
Restaurant
Housing-Single unit
Housing-Multiple units
Bed & breakfast
Office

Property details

Interior

Bathroom Information
# of Full Bathrooms: 3

Room Information
# of Rooms (Total): 9
Room Types: Bedroom, Dining Room, Full Bath, Kitchen, Primary Bathroom, Primary Bedroom, Sunroom

Room 1 Information
Bedroom
Level: Second
Dimensions: 13.7 x 11.
Length: 13.7
Width: 11.0

Room 2 Information
Sunroom
Level: First
Dimensions: 17.6 x 14.8
Length: 17.6
Width: 14.8

Room 3 Information
Full Bath
Level: Second
Dimensions: 7.6 x 5.
Length: 7.6
Width: 5.0

Room 4 Information
Dining Room
Level: First
Dimensions: 15.6 x 11.
Length: 15.6
Width: 11.0

Room 5 Information
Level: Second
Dimensions: 10. x 8.6
Length: 10.0
Width: 8.6

Room 6 Information
Kitchen
Level: First
Dimensions: 15.4 x 11.7
Length: 15.4
Width: 11.7

Room 7 Information
Full Bath
Level: First
Dimensions: 9. x 5.
Length: 9.0
Width: 5.0

Room 8 Information
Bedroom
Level: First
Dimensions: 12. x 11.
Length: 12.0
Width: 11.0

Room 9 Information
Level: Second
Dimensions: 14.8 x 14.4
Length: 14.8
Width: 14.4

Laundry Information
Features: Washer Hookup, Dryer Hookup

Equipment
Appliances: Electric Range

Exterior

Building Information
Roof Details: Metal
Construction Details: Frame, HardiPlank Type

Exterior Features
Patio And Porch Features: Balcony, Covered, Porch
Security Features: Smoke Detector(s)
Fencing: Fenced

Mobile Home Information
Mobile Dimension Units: Feet

Pool and Spa Information
Pool Features: In Ground, Solar Heat, See Remarks

Lot Information
Lot Size Dimensions: 60'X110
Lot Features: Sprinkler System, Paved
Zoning Description: Resid Single Family

Property Information
Has View

Utilities

Utility Information
Utilities: Cable Connected, Electricity Available, Phone Connected, Sewer Available, Water Connected

Heating & Cooling
Has Cooling
Cooling: Central Air, Ceiling Fan(s), Multi Units
Has Heating
Heating: Central, Electric

Location

School
Elementary School: Other

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,682
Stories: 2.0
Lot Size: 6,578 square feet
Style: Single Family Residential
Year Built: 1999
Year Renovated: 1999
County: Bay County
APN: 36639000000

Home facts updated by county records on Sep 14, 2026

Around this home

Schools

West Bay Elementary School

Public PreK-5 • Assigned • 5.6mi

6/10

Surfside Middle School

Public PreK-12 • Assigned • 5.7mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

6/10 Flood Factor

Estimated 70-78% chance of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.46% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 21 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Panama City Beach, FL • 32413

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.6 hours in December, placing it above the U.S. average for solar exposure.

9.5 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.19M – $1.44M

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Nearby similar homes

NEW 22 HRS AGO

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NEW CONSTRUCTION

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New listings for sale in 32413

NEW 13 HRS AGO

$529,000

2 beds3 baths1,131 sq ft

16819 Front Beach Rd Unit 314, Panama City Beach, FL 32413

NEW 16 HRS AGO

$795,000

3 beds3 baths1,796 sq ft

415 La Valencia Cir, Panama City Beach, FL 32413

NEW 17 HRS AGO

$424,900

2 beds2 baths1,308 sq ft

9320 Cool Breeze Dr, Panama City Beach, FL 32413

NEW 20 HRS AGO

$319,000

3 beds2.5 baths1,560 sq ft

109 Sand Oak Blvd #109, Panama City Beach, FL 32413

NEW 20 HRS AGO

$549,900

3 beds2 baths1,563 sq ft

15928 Front Beach Rd Unit 3-406, Panama City Beach, FL 32413

NEW 21 HRS AGO

$308,900

1 bed1 bath815 sq ft

15100 Front Beach Rd #908, Panama City Beach, FL 32413

NEW 22 HRS AGO

$879,000

4 beds3.5 baths2,041 sq ft

103 Palm Beach Dr, Panama City Beach, FL 32413

OPEN SUN, 1:15AM TO 3:15PM

$630,000

2 beds2 baths1,940 sq ft

9312 Escape Ave, Panama City Beach, FL 32413

$649,000

4 beds3.5 baths2,492 sq ft

7537 Shady Glen Trl, Panama City Beach, FL 32413

Home values near 20516 Front Beach Rd

Data from public records.

Address	Redfin Estimate
20604 Front Beach Road, Panama City Beach, FL 4 Beds \| 2 Baths \| 1341 Sq. Ft.	$708,236
20504 Front Beach Road, Panama City Beach, FL 3 Beds \| 3 Baths \| 2076 Sq. Ft.	$1,518,465

Address	Redfin Estimate
20508 Front Beach Road, Panama City Beach, FL 3 Beds \| 3.5 Baths \| 1858 Sq. Ft.	$1,282,198
20521 Front Beach Road, Panama City Beach, FL 5 Beds \| 4 Baths \| 2701 Sq. Ft.	$2,211,157

Address	Redfin Estimate
20512 Front Beach Road, Panama City Beach, FL 3 Beds \| 3 Baths \| 1708 Sq. Ft.	$1,219,155
20517 Front Beach Road, Panama City Beach, FL 4 Beds \| 4 Baths \| 3485 Sq. Ft.	$1,459,472

Property information provided by CPARMLS when last listed in 2009. This data may not match . Learn more.

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