SOLD OCT 1, 2025

Off Market Oct 2025 for $430K

$429,528

Est. refi paymentEst. refi $3,056/mo

•

1,197

sq ft

21 Chateau Rd, Panama City Beach, FL 32413

About this home

No HOA rental restrictions | Move-in or rent-ready | STR allowed | 300 yards to the emerald-colored water! This beautifully maintained 2-bedroom, 2-bath beach cottage townhome is located in highly desirable Laguna Beach (West End Panama City Beach) and is just a short 3-minute walk to the sugar-white sand. Whether you're searching for a second home, primary residence, or a short-term rental investment, this fully furnished property fits the bill and is turnkey ready to go! Inside, you'll find custom upgrades throughout, including shaker-style white cabinetry, marbled granite countertops, a new coordinating backsplash, and LVP flooring. Recent major updates include a 2025 HVAC, 2025 washer/dryer, and 2022 windows. Enjoy the coastal lifestyle from either the porch swing on the front patio or your private balcony upstairs. The backyard features a grill, patio set, and two outdoor storage closets. The tiny hidden community of Villa Chateaus also features a gated pool, shuffleboard court, and is directly across from beach access 76B. And the best yet - HOA dues are just $935 bi-annually (roughly $156/mo) Additional Features: Fully furnished Hurricane-rated skylight + panels Alarm system + 3 exterior Wise cameras Locked owner's closet for STR use Roof & Electrical Panel (2009) Water Heater (2018)

TownhomeProperty Type

1985Year Built

1,306 sq ftLot Size

$359Est. Price/Sq.Ft.

2 spacesParking

Listed by Brianna Gangloff • Realty ONE Group Emerald Coast

Bought with Brianna Gangloff • Realty ONE Group Emerald Coast

Redfin checked: a few seconds ago

•Source:ECAR #971956

Redfin Estimate

$429,528

$472 since sold in October 2025$13K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 25.3% lower than the average sale price ($575K) of 6 comparable homes.

SOLD JUN 1, 2026
$455,000
A
2 beds2 baths1,196 sq ft
312 Coronado Pl, Panama City Beach, FL 32413
SOLD DEC 30, 2025
$438,500
B
2 beds2 baths1,110 sq ft
18807 Deluna Ct, Panama City Beach, FL 32413
SOLD JUN 16, 2026
$760,000
C
2 beds3 baths1,232 sq ft
17709 Front Beach Rd #2, Panama City Beach, FL 32413
SOLD JUN 12, 2026
$555,000
D
2 beds2 baths1,250 sq ft
114 Placido Pl, Panama City Beach, FL 32413
SOLD MAY 21, 2026
$825,000
E
2 beds3 baths1,232 sq ft
17735 Front Beach Rd Unit 4, Panama City Beach, FL 32413
SOLD MAR 24, 2026
$418,700
F
3 beds2 baths1,100 sq ft
214 Placido Pl, Panama City Beach, FL 32413

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Earn from this home

Sell

$64,788

Est. take-home

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Refinance

Est. cash available

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Rent

$2,715/mo

Redfin rental estimate

List your home for rent

Market trends in 32413, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.9%

0.0% MoM

Median sale price

$469K

$11K MoM

Avg. days on market

100d

0 days MoM

Recently sold homes

316

12 MoM

New listings for sale

NEW 42 MINS AGO
$589,000
5 beds3 baths2,253 sq ft
339 Blue Sage Rd, Panama City Beach, FL 32413
NEW 1 HR AGO
$245,000
1 bed1 bath838 sq ft
15100 Front Beach Rd #627, Panama City Beach, FL 32413
NEW 1 HR AGO
$957,900
3 beds3 baths1,670 sq ft
16819 Front Beach Rd #3017, Panama City Beach, FL 32413
NEW 2 HRS AGO
$465,000
2 beds2 baths1,074 sq ft
17739 Front Beach Rd Unit 906W, Panama City Beach, FL 32413
NEW 3 HRS AGO
$424,900
3 beds2 baths1,344 sq ft
152 Manistee Dr, Panama City Beach, FL 32413
NEW 4 HRS AGO
$519,900
3 beds3 baths1,861 sq ft
258 San Vincente St, Panama City Beach, FL 32413
NEW 4 HRS AGO
$399,000
1 bed2 baths891 sq ft
17729 Front Beach Rd Unit 403E, Panama City Beach, FL 32413
NEW 5 HRS AGO
$1,100,000
4 beds3.5 baths1,992 sq ft
22704 Front Beach Rd, Panama City Beach, FL 32413
NEW 6 HRS AGO
$549,900
3 beds2 baths1,563 sq ft
15928 Front Beach Rd Unit 3-406, Panama City Beach, FL 32413
NEW 19 HRS AGO
$849,999
4 beds3 baths1,969 sq ft
319 Pinetree Dr, Panama City Beach, FL 32408
See all

Provided by Redfin

Sale history for 21 Chateau Rd

Date

Event

Price

CPARMLS #771069

Oct 1, 2025

Sold

$430,000

$359/sq ft

Jul 15, 2025

Price Changed

$449,000

$375/sq ft

May 11, 2025

Price Changed

$459,000

$383/sq ft

Mar 28, 2025

Listed

$490,000

$409/sq ft

+25

ECAR #971956

Oct 1, 2025

Sold

$430,000

$359/sq ft

Sep 2, 2025

Pending

—

Jul 14, 2025

Price Changed

$449,000

$375/sq ft

May 12, 2025

Price Changed

$459,000

$383/sq ft

Mar 24, 2025

Listed

$490,000

$409/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$3,661 (+3.2%)

2024

$3,549 (−1.6%)

$41,369 + $283,338

$324,707

2023

$3,608 (+57.2%)

$38,318 + $286,068

$324,386

2022

$2,294 (+8.6%)

2021

$2,112 (+18.4%)

2020

$1,784 (+9.4%)

2019

$1,631 (+2.0%)

$24,570 + $104,561

$129,131

2018

$1,599 (+13.5%)

2017

$1,409 (−2.3%)

$25,386 + $83,249

$108,635

2016

$1,442 (−4.3%)

$25,386 + $83,856

$109,242

2015

$1,507 (−8.0%)

$26,126 + $85,071

$111,197

2014

$1,638

Tax history for 21 Chateau Rd

Year

Property tax

Land + Additions

Assessment*

2025

$3,661 (+3.2%)

2024

$3,549 (−1.6%)

$41,369 + $283,338

$324,707

2023

$3,608 (+57.2%)

$38,318 + $286,068

$324,386

2022

$2,294 (+8.6%)

2021

$2,112 (+18.4%)

2020

$1,784 (+9.4%)

2019

$1,631 (+2.0%)

$24,570 + $104,561

$129,131

2018

$1,599 (+13.5%)

2017

$1,409 (−2.3%)

$25,386 + $83,249

$108,635

2016

$1,442 (−4.3%)

$25,386 + $83,856

$109,242

2015

$1,507 (−8.0%)

$26,126 + $85,071

$111,197

2014

$1,638

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

18 ft.

Lot depth

77 ft.

Lot size

1,350 Sq. Ft.

Year renovated

1995

Sq. Ft.

1,197

Year built

1985

Style

Townhouse

County

Bay County

APN

38550205000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Property details

Parking

Parking Information
No
No
Driveway Spaces: 2.00

Interior

Bedroom Information
Bedrooms: 2
Bedroom: Second

Bathroom Information
Full Baths: 2
Half Baths: 0
Total Baths: 2.00

Room Information
Rooms: Bedroom, Kitchen, Living Room
Kitchen: First
Living Room: First

Room 1
Bedroom
Area: 156.00
Dimensions: 12 x 13
Length: 12.00
Width: 13.00
Level: 2

Room 2
Bedroom
Area: 180.00
Dimensions: 12 x 15
Length: 12.00
Width: 15.00
Level: 2

Room 3
Kitchen
Area: 80.00
Dimensions: 10 x 8
Length: 10.00
Width: 8.00
Level: 1

Room 4
Living Room
Area: 224.00
Dimensions: 16 x 14
Length: 16.00
Width: 14.00
Level: 1

Interior Features
Appliances: Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Security System, Stove/Oven Electric, Washer
Interior: Furnished - All

Exterior

Exterior Features
Has Pool
Pool Type: Community
Exterior: Balcony, BBQ Pit/Grill, Hurricane Shutters, Patio Open

Lot Information
Acreage: 0.03
Lot/Parcel Access: Paved Road
Zoning: Residential Single Family

Building Information
Construction Status: Construction Complete

Financial

Tax Information
Last Tax Year: 2024
Last Taxes: 3548.65

Financial Information
Mortgage Type: None
Financing: Conventional, FHA, VA
Brokerage Interest: No Interest
Seller
Seller

Utilities

Utility Information
Utilities: Electric, Public Sewer, Public Water, TV Cable
Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect

Location

Assessment Information
Assessment Fees: Yes
Assessment Amount: 1870.00
Assessment Paid: Annually
Annual Assessment Amount: $1,870

Homeowners Association Information
Fees Include: Accounting, Ground Keeping, Legal, Trash, TV Cable

School Information
Elementary School: West Bay
Middle School: Surfside
High School: Arnold

Location Information
Sub Area: 2724 - Beach - West Central
Area: 27 - Bay County
Street #: 21
Street Name: Chateau
Street Suffix: Road
City: Panama City Beach
County: Bay
State: FL
Zip Code: 32413
Project Name/Subdivision: VILLA CHATEAUS
Absolute Longitude: 85.916083
Longitude: -85.916083
Latitude: 30.237091
Directions: From Front Beach Rd, turn North onto Chateau Rd. Home will be on the right - #21

Project Facilities
Pool, Short Term Rental - Allowed, TV Cable

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 1,197
Stories: 2.0
Lot Size: 1,350 square feet
Style: Townhouse
Year Built: 1985
Year Renovated: 1995
County: Bay County
APN: 38550205000

Home facts updated by county records on Sep 14, 2026

Other

Listing Price Information
List Price: 449000.00
List Price/SqFt: 375.10

Property Information
Apx SqFt(Htd/Cooled): 1197.00
Design: Townhome
Is Homestead
Sub-Type: Attached Single Unit

Listing Information
Immediate Occupancy: Immediate Occupancy

Around this home

Schools

Surfside Middle School

Public PreK-12 • Assigned • 4.3mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

7/10 Flood Factor

Estimated 71-79% chance of a flood reaching the building in the next 30 years

4/10 Fire Factor

1% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 22 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Panama City Beach, FL • 32413

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.6 hours in December, placing it above the U.S. average for solar exposure.

9.5 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$409,000 – $494,000

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New listings for sale in 32413

NEW 42 MINS AGO

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16819 Front Beach Rd #3017, Panama City Beach, FL 32413

NEW 2 HRS AGO

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NEW 3 HRS AGO

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NEW 4 HRS AGO

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NEW 4 HRS AGO

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NEW 5 HRS AGO

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NEW 6 HRS AGO

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Home values near 21 Chateau Rd

Data from public records.

Address	Redfin Estimate
24 Chateau Road, Panama City Beach, FL 2 Beds \| 2 Baths \| 1178 Sq. Ft.	$356,444
25 Chateau Road, Panama City Beach, FL 2 Beds \| 2 Baths \| 1083 Sq. Ft.	$403,867

Address	Redfin Estimate
26 Chateau Road, Panama City Beach, FL 2 Beds \| 2 Baths \| 1406 Sq. Ft.	$392,786
29 Chateau Road, Panama City Beach, FL 2 Beds \| 2 Baths \| 1083 Sq. Ft.	$335,640

Address	Redfin Estimate
27 Chateau Road, Panama City Beach, FL 2 Beds \| 2 Baths \| 1083 Sq. Ft.	$382,129
32 Chateau Road, Panama City Beach, FL 2 Beds \| 2 Baths \| 1139 Sq. Ft.	—

Property information provided by ECAR when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32413, FL

Sale history for 21 Chateau Rd

Tax history for 21 Chateau Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32413

Home values near 21 Chateau Rd

More real estate resources