OFF MARKET

Off market feb 2021 for $2.4M

$3,773,793

Est. refi paymentEst. refi $10,025/mo

•

4,302

sq ft

21605 Front Beach Rd, Panama City Beach, FL 32413

About this home

One of the most striking beach front homes in Panama City Beach with 9 bedrooms (plus loft) and 7 baths. Located on the highly desired west end of Panama City Beach in La Valencia. Divided into two separate homes, the first has four bedrooms and three baths with both the master and full kitchen having panoramic ocean views and large ocean front balconies. The 2nd and 3rd floor home has five bedrooms and 4 baths plus a loft, again with master, loft and kitchen having spectacular ocean views... Each home has a separate entrance and direct beach access. Great for large families, corporate parties and/or vacation rentals! Home currently has reservations on the books for $8800- $9700 a week during peak season. La Valencia includes 2 pools, tennis court and club house. 2 beautiful homes in one!!!

Single-familyProperty Type

2003Year Built

0.28 acresLot Size

$877Est. Price/Sq.Ft.

Listed by David Clement • Sun Sand & Sea 30a Beach Realty LLC

Bought with Cole Blair • Cole Blair Properties LLC

Redfin checked: 2 minutes ago

•Source:ECAR #822193

Redfin Estimate

$3,773,793

$1.3M since sold in February 2021$261K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 191.1% higher than the average sale price ($1.30M) of 5 comparable homes.

SOLD FEB 4, 2026
$1,087,500
A
4 beds3.5 baths2,650 sq ft
728 Wild Heron Way, Panama City Beach, FL 32413
SOLD JUN 3, 2026
$1,530,000
B
4 beds4 baths2,758 sq ft
241 La Valencia Cir, Panama City Beach, FL 32413
SOLD SEP 25, 2026
$1,550,000
C
4 beds3 baths2,306 sq ft
121 Belaire Dr, Panama City Beach, FL 32413
SOLD JUL 17, 2026
$1,750,000
D
4 beds4 baths2,266 sq ft
100 Parkshore Dr, Panama City Beach, FL 32413
SOLD SEP 8, 2026
$565,000
E
4 beds3 baths1,654 sq ft
206 Shasta St, Panama City Beach, FL 32413

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Earn from this home

Sell

$1,814,093

Est. take-home

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Refinance

Est. cash available

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Rent

$5,010/mo

Redfin rental estimate

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Market trends in 32413, FL

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

96.1%

+0.2% MoM

Median sale price

$450K

$17K MoM

Avg. days on market

100d

1 days MoM

Recently sold homes

308

3 MoM

New listings for sale

NEW 32 HRS AGO
$459,900
2 beds2 baths1,182 sq ft
16819 Front Beach Rd #2800, Panama City Beach, FL 32413
NEW 1 DAY AGO
$330,000
1 bed1 bath792 sq ft
14701 Front Beach Rd #826, Panama City Beach, FL 32413
NEW 1 DAY AGO
$539,000
3 beds2 baths1,306 sq ft
112 Bid A Wee Ct, Panama City Beach, FL 32413
$1,349,000
4 beds3.5 baths2,129 sq ft
219 Palm Beach Dr, Panama City Beach, FL 32413
$399,900
1 bed2 baths1,103 sq ft
15928 Front Beach Rd #32005, Panama City Beach, FL 32413
$285,000
2 beds2 baths952 sq ft
20417 Spires St, Panama City Beach, FL 32413
$225,000
1 bed1 bath624 sq ft
17670 Front Beach Rd Unit D3, Panama City Beach, FL 32413
$2,499,000
4 beds5.5 baths4,553 sq ft
235 La Valencia Cir, Panama City Beach, FL 32413
$399,900
2 beds2 baths1,315 sq ft
8452 Dreams Float Ct, Panama City Beach, FL 32413
$499,999
2 beds2 baths1,249 sq ft
14825 Front Beach Rd #1904, Panama City Beach, FL 32413
See all

Provided by Redfin

Sale history for 21605 Front Beach Rd

Date

Event

Price

ECAR #822193

Feb 1, 2021

Sold

$2,450,000

$570/sq ft

May 4, 2019

Listed

$2,595,000

$603/sq ft

+12

CPARMLS #683090

Feb 1, 2021

Sold

$2,450,000

$570/sq ft

Apr 29, 2019

Listed

$2,595,000

$603/sq ft

+76

One of the most striking beach front homes in Panama City Beach with 9 bedrooms (plus loft) and 7 baths. Located on the highly desired west end in the La Valencia Neighborhood which includes 2 pools, tennis court and club house. This practical floor plan is divided into two separate homes with their own individual entries. First floor is four bed three bath with a master and full kitchen with huge ocean views and large ocean front balcony with direct beach access. The 2nd and 3rd floor is a five bedroom four bath plus a loft, master, full kitchen, ocean front balcony, and direct beach access. Great for large families, corporate parties and vacation rental. Currently has reservations on the books

Public Records

Apr 24, 2006

Sold

$1,400,000

$325/sq ft

NAMLS #388422

Oct 7, 2005

Listing Removed

—

Apr 8, 2005

Listed

$2,990,000

$695/sq ft

CPARMLS #323295

Apr 1, 2005

Sold

$2,700,000

$628/sq ft

Aug 27, 2004

Listed

$2,999,000

$697/sq ft

Public Records

Apr 26, 2001

Sold

$400,000

$93/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$31,923 (−1.4%)

$1,665,000 + $925,122

$2,590,122

2024

$32,382 (+0.3%)

$1,665,000 + $966,792

$2,631,792

2023

$32,287 (+33.2%)

$1,526,250 + $1,052,991

$2,579,241

2022

$24,241 (+13.7%)

$1,082,250 + $1,010,114

$2,092,364

2021

$21,327 (+10.5%)

2020

$19,308 (+4.7%)

$765,900 + $817,974

$1,583,874

2019

$18,444 (+15.1%)

$666,000 + $827,808

$1,493,808

2018

$16,028 (+4.0%)

$528,970 + $748,339

$1,277,309

2017

$15,414 (+1.4%)

$460,650 + $759,281

$1,219,931

2016

$15,199 (+0.7%)

$410,700 + $770,224

$1,180,924

2015

$15,093 (+4.6%)

2014

$14,429

Tax history for 21605 Front Beach Rd

Year

Property tax

Land + Additions

Assessment*

2025

$31,923 (−1.4%)

$1,665,000 + $925,122

$2,590,122

2024

$32,382 (+0.3%)

$1,665,000 + $966,792

$2,631,792

2023

$32,287 (+33.2%)

$1,526,250 + $1,052,991

$2,579,241

2022

$24,241 (+13.7%)

$1,082,250 + $1,010,114

$2,092,364

2021

$21,327 (+10.5%)

2020

$19,308 (+4.7%)

$765,900 + $817,974

$1,583,874

2019

$18,444 (+15.1%)

$666,000 + $827,808

$1,493,808

2018

$16,028 (+4.0%)

$528,970 + $748,339

$1,277,309

2017

$15,414 (+1.4%)

$460,650 + $759,281

$1,219,931

2016

$15,199 (+0.7%)

$410,700 + $770,224

$1,180,924

2015

$15,093 (+4.6%)

2014

$14,429

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

Stories

Lot width

50 ft.

Lot depth

240 ft.

Lot size

0.28 Acres

Year renovated

2008

Sq. Ft.

4,960

Year built

2003

Style

Single Family Residential

County

Bay County

APN

35370802000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jan 6, 2026.

Property details

Parking

Parking Information
No
No
Parking Features: Other

Interior

Bedroom Information
Bedrooms: 9
Bedroom: First, Second
Master Bedroom: First, Second

Bathroom Information
Full Baths: 6
Half Baths: 1
Total Baths: 7.00

Room Information
Rooms: Bedroom, Dining Room, Kitchen, Master Bedroom
Kitchen: First, Second

Room 1
Dining Room
Area: 380.00
Dimensions: 20 x 19
Dimensions: 19 x 20
Length: 20.00
Width: 19.00
Level: 1
Room Level: 1
Remarks: Dining/Living Combo

Room 2
Dining Room
Area: 380.00
Dimensions: 20 x 19
Dimensions: 19 x 20
Length: 20.00
Width: 19.00
Level: 2
Room Level: 2
Remarks: Dining/Living Combo

Room 3
Kitchen
Area: 112.00
Dimensions: 14 x 8
Dimensions: 8 x 14
Length: 14.00
Width: 8.00
Level: 1
Room Level: 1

Room 4
Kitchen
Area: 112.00
Dimensions: 14 x 8
Dimensions: 8 x 14
Length: 14.00
Width: 8.00
Level: 2
Room Level: 2

Room 5
Master Bedroom
Area: 364.00
Dimensions: 26 x 14
Dimensions: 14 x 26
Length: 26.00
Width: 14.00
Level: 1
Room Level: 1

Room 6
Master Bedroom
Area: 364.00
Dimensions: 26 x 14
Dimensions: 14 x 26
Length: 26.00
Width: 14.00
Level: 2
Room Level: 2

Room 7
Bedroom
Area: 280.00
Dimensions: 20 x 14
Dimensions: 20 x 14
Length: 20.00
Width: 14.00
Level: 2
Room Level: 2

Room 8
Bedroom
Area: 180.00
Dimensions: 15 x 12
Dimensions: 12 x 15
Length: 15.00
Width: 12.00
Level: 1
Room Level: 1

Room 9
Bedroom
Area: 180.00
Dimensions: 15 x 12
Dimensions: 12 x 15
Length: 15.00
Width: 12.00
Level: 2
Room Level: 2

Room 10
Bedroom
Area: 176.00
Dimensions: 16 x 11
Dimensions: 11 x 16
Length: 16.00
Width: 11.00
Level: 2
Room Level: 2

Room 11
Bedroom
Area: 176.00
Dimensions: 16 x 11
Dimensions: 11 x 16
Length: 16.00
Width: 11.00
Level: 1
Room Level: 1

Room 12
Bedroom
Area: 150.00
Dimensions: 15 x 10
Dimensions: 10 x 15
Length: 15.00
Width: 10.00
Level: 2
Room Level: 2

Room 13
Bedroom
Area: 150.00
Dimensions: 15 x 10
Dimensions: 10 x 15
Length: 15.00
Width: 10.00
Level: 1
Room Level: 1

Interior Features
Interior: Breakfast Bar, Ceiling Cathedral, Floor Hardwood, Floor WW Carpet, Furnished - Some, Lighting Recessed, Split Bedroom, Washer/Dryer Hookup

Exterior

Exterior Features
Has Pool
Pool Type: Community
Exterior: Balcony, Deck Covered, Deck Open

Lot Information
Acreage: 0.28
Lot Dimensions: 50 x 120
Waterfront: Gulf, Shore - Beach
Waterfront Feet: 50
Lot Features: Coastal Setback, Covenants, Restrictions, Within 1/2 Mile to Water
Lot/Parcel Access: County Road, Paved Road, State Highway
Zoning: Residential Single Family

Building Information
Construction Status: Construction Complete

Financial

Tax Information
Last Tax Year: 2017
Last Taxes: 15414.17

Financial Information
Mortgage Type: Other
Financing: Conventional
Brokerage Interest: No Interest

Utilities

Utility Information
Utilities: Electric, Phone, Public Sewer, Public Water, TV Cable
Energy: AC - 2 or More, AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Water Heater - Elect, Water Heater - Two +

Location

Assessment Information
Assessment Fees: Yes
Assessment Amount: 2350.00
Assessment Paid: Annually

Homeowners Association Information
Fees Include: Recreational Faclty

School Information
Elementary School: West Bay
Middle School: Surfside
High School: Arnold

Location Information
Sub Area: 2725 - Beach - West South
Area: 27 - Bay County
Street #: 21605
Street Name: Front Beach
Street Suffix: Road
City: Panama City Beach
County: Bay
State: FL
Zip Code: 32413
Project Name/Subdivision: LA VALENCIA BEACH RESORT
Absolute Longitude: 85.954193
Longitude: -85.954193
Latitude: 30.252369
Directions: From Destin east on Hwy 98 to Panama City Beach. Continue on Hwy 98 approx. 1 mile to right on Kelly Street. Take left on Front Beach Road. Home will be on your right.

Project Facilities
Community Room, Pool, Tennis

Public facts

Beds: 9
Baths: 7.0
Sq. Ft.: 4,960
Stories: 2.0
Lot Size: 0.28 acres
Style: Single Family Residential
Year Built: 2003
Year Renovated: 2008
County: Bay County
APN: 35370802000

Home facts updated by county records on Jan 6, 2026

Other

Listing Price Information
List Price: 2595000.00
List Price/SqFt: 603.21

Property Information
Apx SqFt(Htd/Cooled): 4302.00
Design: Beach House
Sub-Type: Detached Single Family
Waterview: Gulf

Listing Information
As Is
Immediate Occupancy: Immediate Occupancy

Around this home

Schools

West Bay Elementary School

Public PreK-5 • Assigned • 6.2mi

6/10

Surfside Middle School

Public PreK-12 • Assigned • 6.8mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.77% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 22 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Panama City Beach, FL • 32413

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.6 hours in December, placing it above the U.S. average for solar exposure.

9.5 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$3.59M – $4.34M

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New listings for sale in 32413

NEW 32 HRS AGO

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16819 Front Beach Rd #2800, Panama City Beach, FL 32413

NEW 1 DAY AGO

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1 bed1 bath792 sq ft

14701 Front Beach Rd #826, Panama City Beach, FL 32413

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$1,349,000

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219 Palm Beach Dr, Panama City Beach, FL 32413

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15928 Front Beach Rd #32005, Panama City Beach, FL 32413

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Home values near 21605 Front Beach Rd

Data from public records.

Address	Redfin Estimate
21520 Front Beach Road, Panama City Beach, FL 4 Beds \| 4 Baths \| 2560 Sq. Ft.	$981,905
21528 Front Beach Road, Panama City Beach, FL 3 Beds \| 2 Baths \| 1225 Sq. Ft.	$795,881

Address	Redfin Estimate
21603 Front Beach Road, Panama City Beach, FL 4 Beds \| 4 Baths \| 4194 Sq. Ft.	$2,722,724
21615 Front Beach Road, Panama City Beach, FL 5 Beds \| 4 Baths \| 3038 Sq. Ft.	$2,604,586

Address	Redfin Estimate
21530 Front Beach Road, Panama City Beach, FL 3 Beds \| 2 Baths \| 2134 Sq. Ft.	$1,060,804
21519 Front Beach Road Apartment A, Panama City Beach, FL 4 Beds \| 4 Baths \| 2720 Sq. Ft.	$1,286,015

Property information provided by ECAR when last listed in 2019. This data may not match . Learn more.

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