Welcome to waterfront living in the highly sought-after gated community of Bay Point! Located on a canal with direct access to St. Andrews Bay and the Gulf in just minutes, this beautifully remodeled 4-bedroom, 2.5-bath home offers the perfect blend of luxury, comfort, and coastal lifestyle. Situated at approximately 9 feet above sea level, this home has been extensively remodeled and updated throughout with new interior and exterior paint, renovated finishes down to the last ceiling fan and light fixture, granite countertops in the kitchen and all bathrooms, contemporary backsplash accents, and a beautiful gas fireplace with a modern setting. The spacious interior features soaring 10 and 12-foot ceilings with extensive crown molding, creating an open and elegant feel throughout the home. Designed for both comfort and peace of mind, the home includes a built-in 10,000-watt generator capable of powering most of the home during outages, a new 17 SEER 5-ton Rheem HVAC system installed in 2025, new water heater in 2024, and a 30-year architectural roof installed in 2019. Additional features include a designer shower in the guest bath, air-conditioned garage, new Whirlpool refrigerator in the kitchen, and an additional GE side-by-side refrigerator in the garage. Step outside into your own tropical paradise featuring lush updated landscaping, automatic irrigation system, heated pool with new 2024 heat pump pool heater, spacious pool lanai, and canal frontage complete with a boat lift equipped with remote control operation. The Bay Point canal system provides easy boating access to St. Andrews Bay and the Gulf within minutes. Bay Point offers gated security along with incredible amenities including a full-service marina, restaurant, golf, tennis, and a true coastal lifestyle just minutes from everything Panama City Beach has to offer. This is more than just a home -- it's a lifestyle.
Single-familyProperty Type
1998Year Built
10,454 sq ftLot Size
$400Price/Sq.Ft.
$204/moHOA Dues
2 car garageParking
Listed by LaNessa Alexander• Counts Real Estate Group Inc
Bay Point, located between St. Andrews Bay and Grand Lagoon, is a waterfront and resort-style Upper Grand Lagoon neighborhood with marina-lined canals and golf-course greens. The neighborhood’s character concentrates around the Bay Point Marina complex off Bay Point Road, where docks, charter boats, and breezy waterfront patios set the tempo. Low-slung coastal homes and condo clusters follow curving streets, with palms and water views shaping daily routines. Bay Point Marina, Nicklaus Course at Bay Point Golf Club, and the Sheraton Panama City Beach Golf & Spa Resort act as local pillars. Shoreline edges and boat slips keep the landscape oriented to the water.
Provided by Walk Score and Local Logic
Offer insights
403 Wahoo Rd · $1,145,000
$1.13M and above
75% chance or better to win
Why $1.13M+ is a strong offer
DAYS ON MARKET
103 days
The average home goes pending in 75 days.
SALE-TO-LIST
97.1%
Most homes are selling 3% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Bookcases
Crown molding
Fireplace (gas)
Kitchen island
Recessed lighting
Pull-down attic stairs
Split bedroom floorplan
Window treatments
Bedrooms
4 bedrooms
Primary bedroom on the first floor with walk-in closet and waterfront exposure
Bathrooms
3 bathrooms total (2 full, 1 half)
Primary bathroom with double vanity, separate shower and whirlpool tub
Kitchen
Kitchen located on the first floor
Cooktop
Double oven
Microwave
Dishwasher
Disposal
Refrigerator
Kitchen island
Laundry & utility
First-floor laundry
Washer
Dryer
Electric water heater
Flooring
Tile
Carpet
Heating & cooling
Central heating
Central air conditioning
Ceiling fans
Electric heat control
Exterior features
Canal view with canal access (80 feet waterfront)
Outdoor shower
Screened porch
Sprinkler system
Rain gutters
Partially fenced lot
Covenants and restrictions
Curb and gutter
Interior lot
Within half a mile to water
Controlled access and paved road frontage
Home design
Traditional-style single-story home
Built in 1998
Parking
Attached garage with 2 parking spaces
Garage parking
Security
Community security (association includes security)
Construction
Stucco construction
Shingle roof
County records list building area
Utilities
Public water
Public sewer
Electric service
Propane gas
HOA & community
Community/association present
Association fees cover legal, management and security (also accounting and master association services)
Other
Subdivision: Bay Point
Electricity and solar
View estimated energy costs and solar savings for this home
Welcome to waterfront living in the highly sought-after gated community of Bay Point! Located on a canal with direct access to St. Andrews Bay and the Gulf in just minutes, this beautifully remodeled 4-bedroom, 2.5-bath home offers the perfect blend of luxury, comfort, and coastal lifestyle. Situated at approximately 9 feet above sea level, this home has been extensively remodeled and updated throughout with new interior and exterior paint, renovated finishes down to the last ceiling fan and light fixture, granite countertops in the kitchen and all bathrooms, contemporary backsplash accents, and a beautiful gas fireplace with a modern setting. The spacious interior features soaring 10 and 12-foot ceilings with extensive crown molding, creating an open and elegant feel throughout the home. Designed for both comfort and peace of mind, the home includes a built-in 10,000-watt generator capable of powering most of the home during outages, a new 17 SEER 5-ton Rheem HVAC system installed in 2025, new water heater in 2024, and a 30-year architectural roof installed in 2019. Additional features include a designer shower in the guest bath, air-conditioned garage, new Whirlpool refrigerator in the kitchen, and an additional GE side-by-side refrigerator in the garage. Step outside into your own tropical paradise featuring lush updated landscaping, automatic irrigation system, heated pool with new 2024 heat pump pool heater, spacious pool lanai, and canal frontage complete with a boat lift equipped with remote control operation. The Bay Point canal system provides easy boating access to St. Andrews Bay and the Gulf within minutes. Bay Point offers gated security along with incredible amenities including a full-service marina, restaurant, golf, tennis, and a true coastal lifestyle just minutes from everything Panama City Beach has to offer. This is more than just a home -- it's a lifestyle.
CPARMLS #684071
Sep 13, 2019
Sold
$637,000
$222/sq ft
May 24, 2019
Listed
$670,000
$234/sq ft
+34
This home is a must see!! Located in the highly desirable gated community of Bay Point, this waterfront family home has 4 bedrooms and 2.5 baths. It's a fantastic home for entertaining as the floor plan flows from the kitchen and dining area right into the spacious family room. All of this with open views of the water and the screened in pool area. 80' of water front with Gulf access is yours to view and dock your boat. The gorgeous lanai can be accessed by many rooms in the house. Great for pool parties with friends and family on summer days and perfect for reading in the shade while enjoying your privacy and the outdoor air. Bay Point is located in one of the best school districts in Panama City Beach. This is the perfect home for families with children or grandchildren looking to make lasting memories in this waterfront setting. Just 10 minutes to the beach and a short drive to Pier Park, shopping, and restaurants are yours to explore. Come live the Lifestyle you want and deserve.
Public Records
Feb 1, 1997
Sold
$110,000
$38/sq ft
Public Records
Oct 1, 1985
Sold
$60,000
$21/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$7,111 (+3.3%)
2024
$6,881 (+1.4%)
2023
$6,785 (+11.3%)
2022
$6,096 (−0.5%)
2021
$6,127
2020
$6,124 (+72.7%)
$168,000 + $369,810
$537,810
2019
$3,545 (+0.5%)
2018
$3,527 (+1.5%)
2017
$3,474 (+0.5%)
2016
$3,456 (−2.1%)
2015
$3,530 (+1.0%)
2014
$3,494
Public record
Public record
Permits
Beds
4
Baths
3
Stories
1
Lot width
80 ft.
Lot depth
130 ft.
Lot size
10,367 Sq. Ft.
Year renovated
2013
Finished Sq. Ft.
2,741
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,741
Year built
1998
Style
Single Family Residential
County
Bay County
APN
30933469000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jun 18, 2026.
Feb 14, 2019 • Final
Legacy - hurricane
Roofing
Feb 19, 2001 • Final
Building
Construct a new residential addition and a screened pool enclosure.
Addition
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
6/10 Flood Factor
Estimated 70-78% chance of a flood reaching the building in the next 30 years
2/10 Fire Factor
0.00% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 106° expected this year, 21 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Panama City, FL • 32408
Average low and high temperatures (°F)
60
45
67
54
73
59
78
65
82
72
88
77
90
80
88
77
87
75
81
66
74
60
66
51
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
90/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in the zip code. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.4 hrs
7 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 403 Wahoo Rd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $815,000 and $1,240,750.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $815K to $1.2M.