OFF MARKET

Off Market Apr 2025 for $1.2M

$1,417,985

Est. refi paymentEst. refi $8,920/mo

•

2,161

sq ft

903 Indies Rd, Ramrod Key, FL 33042

About this home

Wake up to the breathtaking beauty of Ramrod Key in this extraordinary multi-level coastal retreat. This meticulously designed home offers a harmonious blend of elegance, convenience, and the tranquil charm of oceanfront living. With its captivating views and thoughtful amenities, it's an ideal sanctuary for those who cherish the sea. Upon entering, you'll be greeted by a spacious living room bathed in natural light. Patio access invite the outdoors in, creating a seamless connection between interior comfort and exterior beauty. The adjacent dining area sets the stage for memorable meals and lively conversations. The open-concept kitchen is a chef's delight with ample counter prep space and breakfast bar overlooking the living room. The main floor accommodates two well-appointed guest bedrooms, each featuring impact doors that lead to private balconies and an expansive entertaining deck. Whether you're enjoying morning coffee or stargazing at night, these spaces offer serene escapes. A modern full bathroom with water closet serves this level, combining luxury with practicality. Ascending to the second floor, you'll discover the ultimate retreat—the primary suite. This luxurious space boasts a generously sized en suite bathroom with double sinks, updated shower, and a spacious walk-in closet. Impact doors open onto a sunning deck, where you'll be mesmerized by panoramic ocean and salt pond views. A second-floor loft landing leads to an additional private balcony, perfect for quiet reflection or soaking in the natural surroundings. Outside, the property truly shines. A 10K boat lift, kayak launch, davit, and concrete dock offer unparalleled access to open waters, making this a haven for boating and fishing enthusiasts. Ample downstairs storage ensures room for all your outdoor equipment, while thoughtfully designed indoor and outdoor entertaining areas. A one-car garage and ample parking add convenience. Don't miss your chance to own a piece of paradise.

Single-familyProperty Type

1999Year Built

6,000 sq ftLot Size

$656Est. Price/Sq.Ft.

4 spacesParking

Listed by Lisa Ferringo • Coldwell Banker Schmitt Lower Keys (KW)

Bought with Bascom Grooms • Bascom Grooms Real Estate (KW)

Redfin checked: a minute ago

•Source:FLKMLS #612810

Redfin Estimate

$1,417,985

$193K since sold in April 2025$12K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 11.7% higher than the average sale price ($1.27M) of 6 comparable homes.

SOLD JUN 17, 2026
$1,399,000
A
3 beds2 baths1,512 sq ft
823 Indies Rd, Ramrod Key, FL 33042
SOLD AUG 31, 2026
$1,075,000
B
3 beds2 baths1,280 sq ft
417 Pirates Rd, Little Torch Key, FL 33042
SOLD JUN 25, 2026
$880,000
C
3 beds2 baths1,408 sq ft
27415 Barbuda Ln, Ramrod Key, FL 33042
SOLD AUG 21, 2026
$1,200,000
D
3 beds2 baths1,610 sq ft
612 Blackbeard Rd, Little Torch Key, FL 33042
SOLD APR 8, 2026
$965,000
E
3 beds2 baths1,494 sq ft
27417 Tobago Ln, Ramrod Key, FL 33042
SOLD AUG 24, 2026
$2,100,000
F
3 beds2 baths1,512 sq ft
27356 Dominica Ln, Ramrod Key, FL 33042

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$5,322/mo

Redfin rental estimate

List your home for rent

Market trends in 33042, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

94.8%

0.4% MoM

Median sale price

$1.1M

$476 MoM

Avg. days on market

147d

11 days MoM

Recently sold homes

0 MoM

New listings for sale

NEW 12 MINS AGO
$1,399,000
4 beds3 baths2,242 sq ft
27383 Saint Martin Ln, Ramrod Key, FL 33042
NEW 21 HRS AGO
$1,725,000
4 beds4 baths2,440 sq ft
22542 Jolly Roger, Cudjoe Key, FL 33042
(305) 451-4422
NEW 23 HRS AGO
$674,999
2 beds2 baths770 sq ft
701 Spanish Main Dr #123, Cudjoe Key, FL 33042
NEW 26 HRS AGO
$2,795,000
4 beds5.5 baths3,224 sq ft
333 Indies Rd, Ramrod Key, FL 33042
$4,300,000
2 beds2 baths1,500 sq ft
4670 Dorn Rd, Big Torch Key, FL 33042
$799,000
2 beds2 baths828 sq ft
701 Spanish Main Dr #171, Cudjoe Key, FL 33042
$939,000
2 beds2 baths1,080 sq ft
400 La Fitte Rd, Little Torch Key, FL 33042
$675,000
2 beds2 baths1,012 sq ft
27772 Astrangia Ave, Little Torch Key, FL 33042
FOR SALE BY OWNER
$2,000,000
4 beds2 baths2,412 sq ft
20843 2nd Ave W, Cudjoe Key, FL 33042
See all

Provided by Redfin

Sale history for 903 Indies Rd

Date

Event

Price

FLKMLS #612810

Apr 30, 2025

Sold

$1,225,000

$567/sq ft

Mar 16, 2025

Contingent

—

Feb 13, 2025

Price Changed

$1,299,000

$601/sq ft

Dec 21, 2024

Listed

$1,349,000

$624/sq ft

FLKMLS #573968

May 11, 2017

Sold

$704,000

$326/sq ft

Jan 23, 2017

Listed

$749,000

$347/sq ft

+45

One of the best locations in Ramrod Key. Located near the end of the main canal, just minutes from the open water. This 2,006 square foot, 3 bedroom, 2 bath home boasts three levels of decks to enjoy sunrise, sunset, and open water views. There are water views from every room in the home. This exceptionally well maintained home features on the third level the upstairs master suite with a spacious shower, jacuzzi tub, walk-in closet as well as a bonus room that can be used as a home office, craft room, or additonal sleeping area. The main living area is located on the second level and contains 2 bedrooms, a bathroom with seprate shower and jacuzzi tub, a formal dinning room, great room, and kitchen. The second level also features a screened patio, perfect for enjoying outdoor dining. The concrete dock has a 10,000 lb. elevator boat lift and 2 seprate powered davits, fresh water, power and a fish cleaning station. An outdoor, enclosed cabana shower with hot water is perfect for cleaning up after a long day of fun. The garage runs the entire length of the house and with an additional inside garage door that can be locked for private storage. Enjoy a relaxing soak in the hot tub under the carport which allows for privacy and a water view while listening to music from the outdoor stereo system. This home has been tastefully decorated and furnished with keys style decor. Furnishings are negotiable with the right offer. Don't miss this unique find! This is not your typical keys home and you will feel right at home when you walk through the front door. Enjoy this home right from the start!

Public Records

May 5, 2010

Sold

$550,000

$255/sq ft

FLKMLS #508726

Nov 30, 2001

Sold

$477,000

$221/sq ft

Oct 10, 2001

Listed

$499,000

$231/sq ft

one word -STUNNING!!! Everything you can imagine in this 3 beedroom 2 bath with seperate office or 4th bedroom. Panoramic views, see the moon rise or your own sunset. Over 1300 sq. ft. of decking, 2 fireplaces, (one in the master bedroom), tile floors, gourmet kitchen. Over 2,000 sq. ft. under air. Concrete seawall, davit pads & professionally landscaped. This is a home for the discriminat ing buyer. Did we mention 2 car garage?

Public Records

Aug 11, 1999

Sold

$345,000

$160/sq ft

Public Records

Jan 26, 1999

Sold

$27,000

$12/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$9,928 (+5.9%)

$569,250 + $476,828

$1,046,078

2024

$9,373 (+6.6%)

2023

$8,792 (+8.5%)

2022

$8,105 (+9.5%)

2021

$7,399 (+6.8%)

2020

$6,925 (+39.9%)

2019

$4,948 (+27.4%)

2018

$3,884 (−36.8%)

$219,000 + $114,295

$333,295

2017

$6,146 (+8.0%)

$207,000 + $397,312

$604,312

2016

$5,690 (+5.5%)

$201,000 + $315,766

$516,766

2015

$5,393 (−8.0%)

$201,000 + $315,766

$516,766

2014

$5,861

Tax history for 903 Indies Rd

Year

Property tax

Land + Additions

Assessment*

2025

$9,928 (+5.9%)

$569,250 + $476,828

$1,046,078

2024

$9,373 (+6.6%)

2023

$8,792 (+8.5%)

2022

$8,105 (+9.5%)

2021

$7,399 (+6.8%)

2020

$6,925 (+39.9%)

2019

$4,948 (+27.4%)

2018

$3,884 (−36.8%)

$219,000 + $114,295

$333,295

2017

$6,146 (+8.0%)

$207,000 + $397,312

$604,312

2016

$5,690 (+5.5%)

$201,000 + $315,766

$516,766

2015

$5,393 (−8.0%)

$201,000 + $315,766

$516,766

2014

$5,861

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

6,000 Sq. Ft.

Year renovated

2020

Sq. Ft.

2,161

Year built

1999

Style

Single Family Residential

County

Monroe County

APN

3266 29 00201660000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 10, 2026.

III

Improved Subdivision District

The purpose of the IS district is to accommodate the legally vested residential development rights of the owners of lots in subdivisions that were lawfully established and improved prior to the adoption of this LDC. For the purpose of this section, improved lots are those that are served by a dedicated and accepted existing road of porous or nonporous material, that have an approved potable water supply, and that have sufficient uplands to accommodate the proposed use in accordance with the required setbacks. This district is not intended to be used for new land use districts of this classification within the county.

Zone overlays

Tier III Overlay District

Permitted uses

Include but are not limited to:

Housing-Multiple units
Infrastructure

Property details

Parking

Parking / Garage Information
Vehicle Storage: Garage, Trailer Storage, Covered Parking, Off Street Parking, Guest Parking, Open Parking, Carport
Vehicle Storage: Car(s): 4+

Interior

Virtual Tour

Interior Features
Interior Features: Split Bedroom, Walk-in Closet, Storage, Pantry
Flooring: Tile Floor
Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
Cooling/Heating: Central A/C, Ceiling Fans
Appliances: Washer, Stainless Steel Appl, Oven, Range, Dishwasher, Dryer
Furnished: Furniture Negotiable

Bathroom Information
# of Full Baths: 2

Exterior

Boat Slip/Dock Information
Dockage: Davits, Boat Lift
Dockage: Dock: Concrete

Exterior Features
Exterior Features: Outdoor Shower, Storage
Porch/Balcony: Open Porch/Balcony, Deck, Roof Top Deck

Property Features
On Waterfront
Waterfront Type: Canal Front, Salt Ponds
Waterview: Ocean View, Salt Ponds, Open Water View, Canal View

Property Information
Deed Restrictions: Unknown
Pets: Pets Allowed
Rentals Allowed: With Restrictions
Min Rental Days: 28

Lot Information
Acres: 0.14
Zoning: IS - Improved Subivision District
Land Size: Less Than 1/4 Acre
Control Depth: 3
Flood Zone: AE

Building Information
Year Built: 1,999
Sq. Ft. Source: Property Data Card
Building Style: Split Level
Building Style: Above Flood: Yes
Building Style: Stilt Column Height: Medium - 5Ft - 9Ft
Construction: Frame, Hardi Board Siding
Roof: Metal Roof

Subdivision/Neighborhood
Subdivision: Breezeswept Bch Est (27.5)
Marathon Neighborhood: N/A

Financial

Tax Information
Taxes: $8,791.52
Tax Year: 2,023
Tax Exemptions: None

Financial Information
Terms: Cash, FHA, Conventional

Utilities

Utility Information
Utilities: FKAA, Buyer to Verify, Municipal Sewer
Has Public Sewer Hook-up

Location

Homeowners Association Information
Association Info: 1st Right of Refusal: No
Association Info: Association Fee $: 0.00
Fee Includes: None

Location Information
Side: Ocean
Mile Marker: 27.50
Directions: From Overseas Highway turn Oceanside onto Indies Road. The destination is ahead on the left.

Neighborhood Features
Bike Paths

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 2,161
Stories: 2.0
Lot Size: 6,000 square feet
Style: Single Family Residential
Year Built: 1999
Year Renovated: 2020
County: Monroe County
APN: 3266 29 00201660000000

Home facts updated by county records on Jul 10, 2026

Around this home

Schools

Sugarloaf School

Public PreK-8 • Assigned • 7.7mi

6/10

Key West High School

Public 9-12 • Assigned • 24.1mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

Heat Factor

We're working on getting current and accurate heat risk information for this home.

10/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Ramrod Key, FL • 33042

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10 hours in June and 7.3 hours in December, placing it above the U.S. average for solar exposure.

10 hrs

7.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.35M – $1.63M

Sell confidently with a local market expert in Ramrod Key. 3 minutes to get started.

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Home values near 903 Indies Rd

Data from public records.

Address	Redfin Estimate
853 Indies Rd, Ramrod Key, FL 3 Beds \| 2 Baths \| 1248 Sq. Ft.	$846,999
873 Indies Rd, Ramrod Key, FL 3 Beds \| 2 Baths \| 1081 Sq. Ft.	$1,091,431

Address	Redfin Estimate
27321 West Indies Dr, Ramrod Key, FL 3 Beds \| 2 Baths \| 1093 Sq. Ft.	$932,553
923 Indies Rd, Ramrod Key, FL 3 Beds \| 2 Baths \| 1079 Sq. Ft.	$981,749

Address	Redfin Estimate
27311 West Indies Dr, Ramrod Key, FL 3 Beds \| 2.5 Baths \| 2200 Sq. Ft.	$1,379,752
27310 West Indies Dr, Ramrod Key, FL 2 Beds \| 3 Baths \| 1120 Sq. Ft.	$1,196,034

Property information provided by FLKMLS when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 33042, FL

Sale history for 903 Indies Rd

Tax history for 903 Indies Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 33042

Home values near 903 Indies Rd

More real estate resources